Compare New Hampshire’s Mortgage Rates | Monday, August 18, 2025
Rates are current as of August 18, 2025 2:47 PM EDT
APR 6.76%
-0.01% 1wAPR 5.69%
-0.04% 1wAPR 7.23%
0.05% 1w
NMLS#1880338
APR
6.12%
APR
6.12%
Interest rate
5.99%
Est. mo. payment
$2,396/mo
Total fees
$5,568
Next Door Lending is a wholly-owned subsidiary of NerdWallet
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The Nerdy headline
Next Door Lending, a mortgage broker, offers expert assistance shopping for and closing a loan, as well as specialty loans at competitive rates. Mortgages are not available in every state.
- Offers a variety of loan types, including first-time buyer programs and loans for self-employed borrowers.
- Real-time rate quotes available while working with a broker.
- Responsive customer service.
- Competitive pricing often available, especially for non-traditional borrowers.
- Does not publish interest rates online.
- No mortgage mobile app.
- Loans are not available in every state.
NMLS#447490
APR
6.38%
APR
6.38%
Interest rate
6.38%
Est. mo. payment
$2,496/mo
Total fees
$163
on Northpointe's website
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The Nerdy headline
In addition to standard options like conventional and government-backed loans, including FHA loans, Northpointe Bank’s mortgage portfolio includes rarer offerings like doctor loans, condominium loans, investment property loans and loans for borrowers with credit challenges.
Home loans overall
NerdWallet rating4.5
- Closing may be available within 15 business days.
- Offers loans and programs aimed at making homeownership more accessible.
- Offers mortgages for investment properties, including jumbo loans.
- Average mortgage origination fees are on the high side, according to the latest data.
- Bank’s mobile app isn’t useful for mortgage borrowers.
NMLS#613839
APR
6.40%
APR
6.40%
Interest rate
6.25%
Est. mo. payment
$2,463/mo
Total fees
$6,195
on Farmers Bank of Kansas City's website
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The Nerdy headline
Farmers Bank of Kansas City lets you browse rates and apply online, but branches are Kansas-only. Get discounts by using the bank’s partner real estate network.
Home loans overall
NerdWallet rating
4.5
- Displays customized rates, with fee estimates, without requiring contact information.
- Offers home equity loans and lines of credit.
- Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.
- Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
- Home renovation loans are not available.
- Mortgage rates are on the high side compared to other lenders, according to the latest federal data.
NMLS#408902
APR
6.64%
APR
6.64%
Interest rate
6.63%
Est. mo. payment
$2,562/mo
Total fees
$447
on First Federal Bank's website
Show details
The Nerdy headline
First Federal Bank Mortgage Lenders stands out for its focus on government loan lending, and will likely appeal to FHA, VA and other niche loan borrowers.
Home loans overall
NerdWallet rating4.5
- Over 40% of all loans last year were FHA, VA or USDA loans.
- Average mortgage rates are on the lower side, according to the latest federal data.
- Offers 15-, 20-, 25-, and 30-year repayment terms, which is unusually flexible.
- No dedicated mobile app for mortgage borrowers.
- Some loans (including home equity products) are geographically limited.
NMLS#2389303
APR
6.64%
APR
6.64%
Interest rate
6.63%
Est. mo. payment
$2,562/mo
Total fees
$543
on Real Genius's website
Show details
The Nerdy headline
Home loans overall
NerdWallet rating
4.5
- Offers a variety of mortgage options, including jumbo loans, and FHA and VA loans.
- Offers home equity loans and lines of credit.
- Displays customized rates, with fee estimates, without requiring contact information.
- Doesn’t offer mortgages in all 50 states.
- Home renovation loans are not available.
NMLS#409631
APR
6.64%
APR
6.64%
Interest rate
6.63%
Est. mo. payment
$2,562/mo
Total fees
$663
on NBKC's website
Show details
The Nerdy headline
NBKC has a user-friendly website and low average rates, but the mobile app is not aimed at mortgage borrowers and browsing customized mortgage rates requires supplying your name and contact information.
Home loans overall
NerdWallet rating4.5
- Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
- VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
- Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options
- HELOCs and no-down-payment loans are available only in the Kansas City metro area.
- Mobile app focuses on online banking, not mortgages.
- You’ll need to share contact information to see customized mortgage rates.
NMLS#407985
APR
6.66%
APR
6.66%
Interest rate
6.62%
Est. mo. payment
$2,561/mo
Total fees
$1,470
on Central Bank's website
Show details
The Nerdy headline
Midwest-rooted Central Bank offers an online application, which you can track via mobile app. But you’ll have to contact the bank for mortgage rates.
Home loans overall
NerdWallet rating
4.0
- Among the best when it comes to online convenience.
- Offers a full selection of mortgage types and products, including jumbo, home equity, and government loans.
- Claims to offer preapproval within 24 hours of loan application.
- You'll have to complete a loan application to see mortgage interest rates.
- Bank branch locations limited to the Midwest.
- Does not offer home equity lines of credit.
NMLS#6606
APR
6.67%
APR
6.67%
Interest rate
6.63%
Est. mo. payment
$2,562/mo
Total fees
$1,629
on New American Funding's website
Show details
The Nerdy headline
New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.
Home loans overall
NerdWallet rating4.5
- Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
- Its home equity line of credit can be used for a primary residence or second home.
- Average origination fees are on the high side, according to the latest federal data.
- Personalized mortgage rates are not available on the website without providing contact information.
About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
Explore New Hampshire’s mortgage rate trends
See how rates have changed over time to understand past patterns and economic fluctuations
Historical timeline
Loan purpose
Loan type
New Hampshire’s average 6.76%
Today's average mortgage rates
| Product | Interest rate | APR |
|---|---|---|
| 30-year Fixed | 6.75% | 6.76% |
| 30-year Fixed FHA | 6.75% | 7.50% |
| 30-year Fixed VA | 6.01% | 6.34% |
| 20-year Fixed | 6.42% | 6.43% |
| 15-year Fixed | 5.68% | 5.69% |
| 10-year Fixed | 5.79% | 5.80% |
| 3-year ARM | 4.05% | 4.87% |
| 5-year ARM | 7.18% | 7.23% |
| 7-year ARM | 7.07% | 7.22% |
| 10-year ARM | 6.75% | 6.76% |
Accurate as of 08/18/2025.
Data source: ©Zillow, Inc. 2025. Use is subject to the Terms of Use
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