Compare New York’s Mortgage Rates | Wednesday, April 1, 2026

NMLS#292473

APR

5.86%

APR

5.86%

Interest rate

5.63%

Est. mo. payment

$2,303/mo

Total fees

$9,995

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The Nerdy headline

Reliant offers a wide range of mortgage products, including government-backed loans and products for self-employed borrowers, but origination fees may be on the high side. You'll get access to a comprehensive rates dashboard after completing a quote request form.

Home loans overall

NerdWallet rating

3.5

What we like

• Accepts VA loan borrowers with credit scores as low as 500.
• Offers a wide variety of loan types, including USDA, co-op, vacation home and reverse mortgages.
• Highly-rated mobile app available.

What we don't like

• Rate dashboard is available only after you share your contact info.
• Orgination fees are on the higher side, according to latest federal data.
• No down payment assistance programs.

NMLS#613839

APR

6.26%

APR

6.26%

Interest rate

6.25%

Est. mo. payment

$2,463/mo

Total fees

$355

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The Nerdy headline

Farmers Bank of Kansas City lets you browse rates and apply online, but branches are Kansas-only. Get discounts by using the bank’s partner real estate network.

Home loans overall

NerdWallet rating

4.5

What we like

• Displays customized rates, with fee estimates, without requiring contact information.
• Offers home equity loans and lines of credit.
• Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.

What we don't like

• Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
• Home renovation loans are not available.
• Mortgage rates are on the high side compared to other lenders, according to the latest federal data.

NMLS#1880338

APR

6.38%

APR

6.38%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$0

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Next Door Lending is a wholly-owned subsidiary of NerdWallet

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The Nerdy headline

Next Door Lending, a mortgage broker, offers expert assistance shopping for and closing a loan, as well as specialty loans at competitive rates. Mortgages are not available in every state.

What we like

• Offers a variety of loan types, including first-time buyer programs and loans for self-employed borrowers.
• Real-time rate quotes available while working with a broker.
• Responsive customer service.
• Competitive pricing often available, especially for non-traditional borrowers.

What we don't like

• Does not publish interest rates online.
• No mortgage mobile app.
• Loans are not available in every state.

NMLS#399799

APR

6.90%

APR

6.90%

Interest rate

6.88%

Est. mo. payment

$2,628/mo

Total fees

$954

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Home loans overall

NerdWallet rating

5.0

What we like

• Offers an online application and loan process updates.
• Offers mortgages for investment properties.
• Makes it easy to browse current rates and get a customized mortgage rate quote.

What we don't like

• Does not offer FHA or VA government-backed loans.
• No renovation mortgage options.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.