Compare Today's Mortgage and Refinance Rates in New York City
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- About this lenderPros
- Displays customized rates, with fee estimates, without requiring contact information.
- Offers home equity loans and lines of credit.
- Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.
Cons- Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
- Home renovation loans are not available.
- Mortgage rates are on the high side compared to other lenders, according to the latest federal data.
- About this lenderPros
- Offers an online application and loan process updates.
- Offers mortgages for investment properties.
- Makes it easy to browse current rates and get a customized mortgage rate quote.
Cons- Does not offer FHA or VA government-backed loans.
- No renovation mortgage options.
About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
New York City, undefined mortgage and refinance rates today (APR)
| Product | Interest Rate | APR |
|---|---|---|
| 30-year fixed-rate | 6.744% | 6.750% |
| 20-year fixed-rate | 6.411% | 6.416% |
| 15-year fixed-rate | 5.685% | 5.694% |
| 10-year fixed-rate | 5.562% | 5.617% |
| 7-year ARM | 7.426% | 7.323% |
| 5-year ARM | 7.316% | 7.349% |
| 3-year ARM | 6.500% | 7.182% |
| 30-year fixed-rate FHA | 6.801% | 7.551% |
| 30-year fixed-rate VA | 6.083% | 6.410% |
Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use
Today's rate
6.750%
30-year fixed-rate“
Today’s mortgage rates in New York City, undefined are 6.750% for a 30-year fixed, 5.694% for a 15-year fixed, and 7.349% for a 5-year adjustable-rate mortgage (ARM).