Compare New York City, NY mortgage and refinance rates
forcredit
in
Shop the latest mortgage and refinance rates and get quotes tailored to you.
About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
New York City, NY mortgage and refinance rates today (APR)
Product | Interest rate | APR |
---|---|---|
30-year fixed-rate | 3.579% | 3.672% |
20-year fixed-rate | 3.493% | 3.633% |
15-year fixed-rate | 3.094% | 3.268% |
10-year fixed-rate | 3.438% | 3.803% |
7/1 ARM | 4.078% | 3.627% |
5/1 ARM | 4.258% | 3.546% |
3/1 ARM | 3.060% | 3.132% |
30-year fixed-rate FHA | 2.491% | 3.268% |
30-year fixed-rate VA | 2.938% | 3.233% |
Data source: ©Zillow, Inc. 2006 – 2020. Use is subject to the Terms of Use
Today's rate
Today’s mortgage rates in New York City, NY are 3.672% for a 30-year fixed, 3.268% for a 15-year fixed, and 3.546% for a 5/1 adjustable-rate mortgage (ARM).
Check out our other mortgage and refinance tools
Calculator
Calculate your mortgageFigure out your estimated payments the easy way.
Mortgage and refinance rates by city
- Albany mortgage and refinance rates
- Amherst mortgage and refinance rates
- Borough of Bronx mortgage and refinance rates
- Borough of Queens mortgage and refinance rates
- Brooklyn mortgage and refinance rates
- Buffalo mortgage and refinance rates
- Cheektowaga mortgage and refinance rates
- East New York mortgage and refinance rates
- Greenburgh mortgage and refinance rates
- Jamaica mortgage and refinance rates
- Manhattan mortgage and refinance rates
- New Rochelle mortgage and refinance rates
- New York City mortgage and refinance rates
- Rochester mortgage and refinance rates
- Staten Island mortgage and refinance rates
- Syracuse mortgage and refinance rates
- West Albany mortgage and refinance rates
- Yonkers mortgage and refinance rates