Compare New York’s Mortgage Rates | Tuesday, August 19, 2025
Rates are current as of August 19, 2025 3:49 PM EDT
APR 6.50%
-0.08% 1wAPR 5.63%
-0.12% 1wAPR 7.12%
0.00% 1w
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The Nerdy headline
Farmers Bank of Kansas City lets you browse rates and apply online, but branches are Kansas-only. Get discounts by using the bank’s partner real estate network.
Home loans overall
NerdWallet rating
4.5
- Displays customized rates, with fee estimates, without requiring contact information.
- Offers home equity loans and lines of credit.
- Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.
- Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
- Home renovation loans are not available.
- Mortgage rates are on the high side compared to other lenders, according to the latest federal data.
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The Nerdy headline
Home loans overall
NerdWallet rating
5.0
- Offers an online application and loan process updates.
- Offers mortgages for investment properties.
- Makes it easy to browse current rates and get a customized mortgage rate quote.
- Does not offer FHA or VA government-backed loans.
- No renovation mortgage options.
About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
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Loan purpose
Loan type
New York’s average 6.50%
Today's average mortgage rates
| Product | Interest rate | APR |
|---|---|---|
| 30-year Fixed | 6.50% | 6.50% |
| 30-year Fixed FHA | 5.94% | 6.71% |
| 30-year Fixed VA | 5.88% | 6.21% |
| 20-year Fixed | 6.50% | 6.50% |
| 15-year Fixed | 5.63% | 5.63% |
| 10-year Fixed | 6.19% | 6.21% |
| 3-year ARM | 3.06% | 3.13% |
| 5-year ARM | 6.75% | 7.12% |
| 7-year ARM | 6.25% | 6.79% |
| 10-year ARM | 6.50% | 6.50% |
Accurate as of 08/19/2025.
Data source: ©Zillow, Inc. 2025. Use is subject to the Terms of Use
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Today’s mortgage rates in New York | Tuesday, August 19, 2025
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