Compare South Carolina’s Mortgage Rates | Tuesday, October 14, 2025

NMLS#330511

APR

6.39%

APR

6.39%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$739

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The Nerdy headline

Better stands out for its attractive interest rates and wide range of mortgage types, including for condos and manufactured homes. Better offers connections with homeowners insurance providers and real estate attorneys, as well as title insurance. However, the lender could improve its customer service.

Home loans overall

NerdWallet rating

4.5

What we like

• Has a wide variety of mortgage types, including home equity products.
• Offers lower interest rates than many competitors.
• Sample online rates are customizable by location.

What we don't like

• We struggled to contact customer service.
• The lender scores poorly for customer satisfaction on Zillow.
• Does not offer construction loans.

NMLS#2389303

APR

6.40%

APR

6.40%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,239

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The Nerdy headline

Home loans overall

NerdWallet rating

4.5

What we like

• Offers a variety of mortgage options, including jumbo loans, and FHA and VA loans.
• Offers home equity loans and lines of credit.
• Displays customized rates, with fee estimates, without requiring contact information.

What we don't like

• Doesn’t offer mortgages in all 50 states.
• Home renovation loans are not available.

NMLS#6606

APR

6.41%

APR

6.41%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,629

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The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like

• Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
• Its home equity line of credit can be used for a primary residence or second home.

What we don't like

• Average origination fees are on the high side, according to the latest federal data.
• Personalized mortgage rates are not available on the website without providing contact information.

NMLS#3304

APR

6.50%

APR

6.50%

Interest rate

6.50%

Est. mo. payment

$2,527/mo

Total fees

$0

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The Nerdy headline

Sage Home Loans stands out for speed and convenience, though it lacks a mobile app and doesn’t serve New York borrowers.

Home loans overall

NerdWallet rating

4.5

What we like

• Sample rates are easy to browse online.
• Quick, convenient pre-qualification process.
• Average time to close is just under 20 days, faster than industry standard.

What we don't like

• Home loans aren’t available in New York.
• No mobile app or online chat, despite focus on mortgage tech.
• Online pre-qualification requires sharing contact info.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.