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Compare today's mortgage rates

Compare South Carolina’s Mortgage Rates | Tuesday, October 14, 2025

Rates are current as of October 14, 2025 1:02 AM EDT

South Carolina average mortgage rates:
30-Year Fixed

APR 6.13%

-0.11% 1w
15-Year Fixed

APR 5.58%

-0.04% 1w
5-Year ARM

APR 6.64%

-0.11% 1w
4 ResultsShowing rates for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence
License information
4 Results for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence.
Better

NMLS#330511

APR

6.39%

APR

6.39%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$739

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The Nerdy headline

Better stands out for its attractive interest rates and wide range of mortgage types, including for condos and manufactured homes. Better offers connections with homeowners insurance providers and real estate attorneys, as well as title insurance. However, the lender could improve its customer service.

Home loans overall

NerdWallet rating

4.5

What we like
  • Has a wide variety of mortgage types, including home equity products.
  • Offers lower interest rates than many competitors.
  • Sample online rates are customizable by location.
What we don't like
  • We struggled to contact customer service.
  • The lender scores poorly for customer satisfaction on Zillow.
  • Does not offer construction loans.
Real Genius

NMLS#2389303

APR

6.40%

APR

6.40%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,239

Hide details

The Nerdy headline

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a variety of mortgage options, including jumbo loans, and FHA and VA loans.
  • Offers home equity loans and lines of credit.
  • Displays customized rates, with fee estimates, without requiring contact information.
What we don't like
  • Doesn’t offer mortgages in all 50 states.
  • Home renovation loans are not available.
New American Funding

NMLS#6606

APR

6.41%

APR

6.41%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,629

Hide details

The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
What we don't like
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.
Sage Home Loans

NMLS#3304

APR

6.50%

APR

6.50%

Interest rate

6.50%

Est. mo. payment

$2,527/mo

Total fees

$0

Hide details

The Nerdy headline

Sage Home Loans stands out for speed and convenience, though it lacks a mobile app and doesn’t serve New York borrowers.

Home loans overall

NerdWallet rating

4.5

What we like
  • Sample rates are easy to browse online.
  • Quick, convenient pre-qualification process.
  • Average time to close is just under 20 days, faster than industry standard.
What we don't like
  • Home loans aren’t available in New York.
  • No mobile app or online chat, despite focus on mortgage tech.
  • Online pre-qualification requires sharing contact info.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

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Today’s mortgage rates in South Carolina | Tuesday, October 14, 2025

Last updated 1:02 AM EDT
On Tuesday morning, October 14, 2025, the average interest rate on a 30-year fixed-rate mortgage fell six basis points to 6.13% APR, compared to yesterday.
The average rate on a 15-year fixed-rate mortgage rose one basis point to 5.58% APR. The average rate on a 5-year adjustable-rate mortgage fell 11 basis points to 6.64% APR.
The 30-year fixed-rate mortgage rate is 11 basis points lower than one week ago and 18 basis points lower than one year ago.
A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons.
NerdWallet’s rates are expressed as an annual percentage rate, or APR, and our mortgage rates data comes from Zillow.