Compare Today's Mortgage and Refinance Rates in Lakewood
On Wednesday, July 2, 2025, the national average 30-year fixed mortgage APR is 6.75%. The average 15-year fixed mortgage APR is 5.698%. .
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Mortgage rate trends (APR)
- 30-year fixed
- 15-year fixed
- 5-year ARM
NerdWallet’s mortgage rate insight
6.750%
30-year fixed-rate“
On Wednesday, July 2, 2025, the average APR on a 30-year fixed-rate mortgage rose 3 basis points to 6.750%. The average APR on a 15-year fixed-rate mortgage rose 2 basis points to 5.698% and the average APR for a 5-year adjustable-rate mortgage (ARM) rose 3 basis points to 7.322%, according to rates provided to NerdWallet by Zillow. The 30-year fixed-rate mortgage is 6 basis points lower than one week ago and 23 basis points lower than one year ago.
A basis point is one one-hundredth of one percent. Rates are expressed as annual percentage rate, or APR.
- About this lenderPros
- Borrowers can apply, lock in a rate and receive a commitment letter within one day.
- Offers both HELOCs and home equity loans with a high borrowing limit of 90% CLTV.
- Offers mortgages for manufactured homes, as well as financing for self-employed borrowers.
Cons- No mobile app; customer service is by email or phone only.
- Borrower must provide contact information to see customized rates.
- Does not offer renovation or construction loans.
- About this lenderPros
- Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
- Its home equity line of credit can be used for a primary residence or second home.
Cons- Average origination fees are on the high side, according to the latest federal data.
- Personalized mortgage rates are not available on the website without providing contact information.
- About this lenderPros
- Offers an online application and loan process updates.
- Offers mortgages for investment properties.
- Makes it easy to browse current rates and get a customized mortgage rate quote.
Cons- Does not offer FHA or VA government-backed loans.
- No renovation mortgage options.
About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
Lakewood, WA mortgage and refinance rates today (APR)
| Product | Interest Rate | APR |
|---|---|---|
| 30-year fixed-rate | 6.745% | 6.750% |
| 20-year fixed-rate | 6.407% | 6.413% |
| 15-year fixed-rate | 5.690% | 5.698% |
| 10-year fixed-rate | 5.498% | 5.503% |
| 7-year ARM | 7.192% | 7.259% |
| 5-year ARM | 7.210% | 7.322% |
| 3-year ARM | 7.062% | 7.281% |
| 30-year fixed-rate FHA | 5.990% | 6.721% |
| 30-year fixed-rate VA | 6.134% | 6.472% |
Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use
Today's rate
6.750%
30-year fixed-rate“
Today’s mortgage rates in Lakewood, WA are 6.750% for a 30-year fixed, 5.698% for a 15-year fixed, and 7.322% for a 5-year adjustable-rate mortgage (ARM).