Credit Card Reviews
If you’re looking for more information about the credit cards on NerdWallet, you’ve come to the right place. With these in-depth reviews about the most popular plastic featured on our site, you can find the perfect fit for your spending needs and lifestyle. Read on for some credit card highlights, and follow the link for a full review.
Cash-back credit cards
For frugal spenders, cash-back credit cards provide faster savings and easy-to-redeem rewards. Some offer flat-rate earnings on all your purchases, while others shell out bigger rewards for certain categories, such as gas or groceries.
BankAmericard Cash Rewards™ Credit Card – If you’re an existing Bank of America® banking customer, you could earn up to 75% more in rewards with the BankAmericard Cash Rewards™ credit card. Read more.
Blue Cash Everyday® Card from American Express – Simply put, the Blue Cash Everyday® Card from American Express earns one of the highest rewards rates out there on gas and grocery purchases. Read more.
Capital One® Quicksilver® Cash Rewards Credit Card – The Capital One® Quicksilver® Cash Rewards Credit Card doesn’t have the highest rewards, but it is a solid option for easy rewards earning and redemption. Read more.
Travel credit cards
If you’re a globetrotter, but don’t want to declare loyalty to just one airline carrier or hotel chain, these credit cards can help you redeem rewards with a range of different travel companies.
BankAmericard Travel Rewards® Credit Card – With this card, you’ll earn a generous, flat rewards rate with every dollar you spend on purchases and you can redeem your points for any travel purchase you choose. Read more.
Barclaycard Arrival Plus™ World Elite MasterCard® – If you’re interested in a travel credit card with a high rewards rate, stellar signup bonus and unusually flexible redemption options, this card fits the bill. Read more.
Capital One® Venture® Rewards Credit Card – It’s one of the very few that give a full 2% rewards on all purchases, and comes with a host of traveler-friendly perks, including a generous signup bonus. Read more.
Chase Sapphire Preferred® Card – If you spend a lot on travel and dining at restaurants, and typically fly on one of Chase’s travel partners — like United, Virgin Atlantic or Southwest — this is a fantastic card. Read more.
Discover it® Miles – It offers an innovative promotional bonus in place of a traditional signup bonus, along with high ongoing rewards, no annual fee and an in-flight Wi-Fi credit to keep you plugged in even in the sky. Read more.
Wells Fargo Propel World American Express – If the travel that you do is mostly long-distance, involving flights and hotel stays, the Wells Fargo Propel World American Express is probably a better choice than the Wells Fargo Propel 365 American Express. Read more.
0% Balance transfer credit cards
A 0% balance transfer credit card can help you save on interest while paying off credit card debt.
Citi Simplicity® Card – The king of low-interest credit cards, the Citi Simplicity® Card has it all: an industry-leading 18 months of 0% interest on both purchases and transfers, no late fees or penalty APR if you miss a payment, and a lower-than-usual balance transfer fee. Read more.
Airline credit cards
If you’re a fan of a certain airline, carrying a co-branded card may give you access to additional loyalty perks when you travel.
British Airways Visa Signature® Card – All in all, you can earn decent rewards for everyday expenses on this card — but you’ll get the most bang for your buck by a long shot if you use it for British Airways purchases. Read more.
Citi® / AAdvantage® Platinum Select® MasterCard® – If you live near an American Airlines hub and fly frequently, you really need to know about the features and benefits offered by the Citi® / AAdvantage® Platinum Select® MasterCard®. Read more.
Southwest Airlines Rapid Rewards® Premier Credit Card – The Southwest Airlines Rapid Rewards® Premier Credit Card from Chase has a lot to offer — a higher rewards rate than most airline credit cards, an anniversary bonus and a juicy signup bonus. Read more.
Business credit cards
Boasting large signup bonuses and lots of rewards, these cards can help you cover your small business expenses.
Hotel credit cards
Is booking the perfect hotel room your favorite part of planning your vacation? You might earn more rewards with one of these cards.
Citi® Hilton HHonorsTM Visa Signature® Card – The Citi® Hilton HHonorsTM Visa Signature® Card isn’t the fanciest card on the market, but if you frequently stay at Hilton portfolio hotels, it could save you a bundle in traveling costs in the long run. Read more.
Marriott Rewards® Premier Credit Card – The card’s annual 15-night credit toward Elite status automatically bumps you up to Silver Elite status — which gives you priority late checkout, discounts and more. Read more.
Starwood Preferred Guest® Credit Card from American Express – Depending on how they’re redeemed, Starpoints can be worth up to a whopping 5 cents. Read more.
Rewards credit cards
With rewards credit cards, it’s easy to redeem points for gift cards and other cash-equivalents.
Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points – If you like eating out and being entertained, and spend frequently for the privilege of both, the Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points is a good option for you. Read more.
The Amex EveryDay ℠ Credit Card from American Express – Probably the best thing about the card is that it recognizes the value of small, frequent spenders and rewards them accordingly. Read more.
Student credit cards
These cards will make it easier to establish credit as a college student.
Citi ThankYou® Preferred Card for College Students – If you’re a student looking for a first credit card, the Citi ThankYou® Preferred Card for College Students is a good place to start. Read more.
Image via iStock.