Visa credit cards are unified not by their APRs, fees, or rewards, but by the network that carries them. Visa doesn't set the card's terms. The issuing bank (like Bank of America or Capital One) determines your fees, rewards rate, and APR, and also handles fraud and customer service. So what does Visa do for you, and why should you care? As we mentioned, Visa's acceptance is better than American Express' or Discover's, especially abroad. The card network also determines your fringe benefits. It gives you purchase protection, rental car insurance, and other perks. Visa Signature cards often have travel or entertainment deals, like a weekend in Wine Country on the cheap of 2-for-1 movie tickets.
| Credit Card | Annual Fee | *Rewards Rate | Sign Up Bonus | Interest Rates |
![]() Capital One® Venture℠ Rewards Credit Card |
$0 intro for first year; $59 after that | 2.00%* | Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel | Ongoing 13.9%(V)-20.9%(V) Variable Intro None Apply Now |
![]() Chase Sapphire Preferred® Card |
$0 the first year, then $95 | 1.00%* | 40,000 Chase Ultimate Rewards Bonus after spending $3,000 - in the first 3 months. | Ongoing 15.24% Variable Intro None Apply Now |
![]() United MileagePlus Explorer Card |
$0 the first year, then $95 | 1.00%* | 30,000 United Airlines Miles Bonus after spending $1,000 - Start with 30,000 bonus miles after you spend $1,000 in the first 3 months | Ongoing 15.24% Variable Intro None Apply Now |
![]() Chase Freedom® Visa - $100 Bonus Cash Back |
$0 | 1.00%* | $100 Cash Bonus after spending $500 - in first 3 months | Ongoing 13.99%-22.99% Variable Intro 0% for 15 mos on purchases & transfers Apply Now |
![]() Citi® Platinum Select® / AAdvantage® Visa Signature® Card |
$95, waived for first 12 months* | 1.00% | 30,000 American Airlines Miles Bonus after spending $10,000 - in the first 3 months | Ongoing 15.24% Variable Intro N/A on purchases N/A on transfers Apply Now |
![]() British Airways Visa Signature Card® |
$95 | 1.25%* | 50,000 Avios Bonus after spending $1,000 - in the first 3 months | Ongoing 15.24% Variable Intro None Apply Now |
![]() Capital One® Cash Rewards - $100 Cash Back Bonus |
$0 | 1.50%* | $100 Cash Bonus after spending $500 - in the first 3 months, for new accounts. | Ongoing 12.9%(V)-20.9%(V) Variable Intro 0% until June 2014 on purchases & transfers Apply Now |
![]() Capital One® VentureOne℠ Rewards Credit Card |
$0 | 1.25%* | Earn 10,000 bonus miles, equal to $100 in travel, when you spend $1,000 on purchases within the first 3 months | Ongoing 11.9%(V)-19.9%(V) Variable Intro 0% until June 2014 on purchases Apply Now |
![]() Slate® from Chase |
$0 | 0.00% | None | Ongoing 11.99%-21.99% Variable Intro 0% for up to 15 months* on purchases & transfers Apply Now |
![]() Chase Sapphire® Card |
$0 | 1.00%* | 10,000 Chase Ultimate Rewards Bonus after spending $500 - in first 3 months. | Ongoing 15.24% Variable Intro None Apply Now |