New Bread Cashback AmEx Credit Card: 2% Back on Everything

The $0-annual-fee card earns the same rewards rate on all purchases, with no limits on what you can earn.
Sara Rathner
By Sara Rathner 
Edited by Kenley Young

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Financial services company Bread Financial is launching a new credit card that’s joining the list of cards that earn 2% cash back on everything.

Image courtesy of Bread

The Bread Cashback American Express Credit Card earns that coveted 2% cash back on all purchases, with no cap on the amount of rewards you can earn. The annual fee is $0 and there are no foreign transaction fees. Terms apply.

You don’t need to be an existing Bread Financial customer to qualify. The card is issued by Comenity Capital Bank, a Bread Financial company.

The Bread Cashback American Express Credit Card doesn’t offer a welcome bonus, so depending on your spending, you may actually come out on top with a card that has a bonus and earns 1.5% cash back. The card also lacks a 0% intro APR promotion for new purchases or balance transfers.

However, it does come with some perks:

  • Purchase protection in case an item you ordered gets damaged or stolen.

  • Up to 20% off, or a free appetizer, at participating restaurants.

  • Access to presale event tickets.

  • Discounts at select merchants with AmEx Offers.

  • Terms apply.

Redeem cash-back rewards for a statement credit or direct deposit into a checking or savings account. There’s no minimum amount you must accumulate before you can request a redemption.

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