750 Credit Score: Is It Good or Bad?

A 750 score is considered excellent. You will get among the very best rates on loans and credit cards.
Amrita JayakumarAug 19, 2021

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A 750 credit score is considered excellent and above the average score in America. Your credit score helps lenders decide if you qualify for products like credit cards and loans, and your interest rate.

You are one of the 46% of Americans who had a score of 750 or above in 2021, according to credit scoring company FICO.

Here’s how your 750 credit score can affect your financial life.

When your score is 750, you can rest easy that you will qualify for most financial products and get among the very best rates on them. A 750 credit score is considered excellent on commonly-used FICO and VantageScore scales, which .

The exception is if you are new to credit because a high score isn't always enough. The length of your credit history and how much debt you carry relative to your income also matter.

Read more about  to understand how to snag the best rates and terms.

You already practice good credit habits, but there are ways to safeguard your score and possibly take it higher:

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