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Written by 
Senior Writer/Spokesperson
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Edited by 
Managing Editor

How can I avoid the latest scams?

As scammers get increasingly sophisticated — especially with the help of AI — avoiding their traps has gotten more difficult.

Scammers often reach out to potential victims through emails, text messages or phone calls that sound like they’re from a trusted financial institution, government agency or even a family member.

One popular scam going around claims to be from the Department of Motor Vehicles. A text message warns the recipient that they have unpaid fines and, as a result, their license will soon be suspended.

If the recipient clicks the provided link, they are asked to share personal information that can compromise their identity and financial data.

While it might be impossible to avoid these types of scams altogether, you can try to keep your financial info safe by always questioning unexpected texts and messages. Experts recommend hanging up on unexpected callers and deleting unwanted texts immediately.

Instead, call your bank or financial institution directly, through the number provided on the back of your credit or debit card. Avoid clicking any links provided by text or email.

If you do accidentally click on a link or share data, let your financial institution know right away so you can take steps to protect yourself. You can also report fraud to the local police, the FBI, the Federal Trade Commission and your state’s attorney general’s office.