Cheap Car Insurance in Connecticut for 2023

State Farm offers the cheapest car insurance in Connecticut, with an average monthly rate of $123 for full coverage.
Ben Moore
By Ben Moore 
Edited by Lacie Glover

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Auto insurance is an important purchase, but finding cheap car insurance in Connecticut isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in Connecticut is State Farm at $1,478 per year on average, or $123 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in Connecticut. Meanwhile, the average cost of full coverage car insurance in Connecticut is $2,604 per year, or about $217 per month.

Minimum coverage in Connecticut is $1,070 per year on average, but we found you can likely get a cheaper policy. For example, State Farm offers the cheapest rates in Connecticut at $555 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

How we chose the cheapest companies in Connecticut

NerdWallet’s editorial team analyzed car insurance rates from 12 auto insurers in Connecticut and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Connecticut. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Connecticut where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in Connecticut for 20-year-olds

Drivers in Connecticut with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Electric Insurance: $3,458 per year, or about $288 per month.

  2. Kemper: $3,598 per year, or about $300 per month.

  3. State Farm: $3,666 per year, or about $306 per month.

  4. Encompass: $4,977 per year, or about $415 per month.

  5. Allstate: $5,179 per year, or about $432 per month.

Cheapest minimum coverage car insurance in Connecticut for 20-year-olds

Drivers in Connecticut who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. State Farm: $1,419 per year, or about $118 per month.

  2. Electric Insurance: $1,787 per year, or about $149 per month.

  3. Kemper: $1,937 per year, or about $161 per month.

  4. Geico: $2,009 per year, or about $167 per month.

  5. Allstate: $2,206 per year, or about $184 per month.

Cheapest auto insurance in Connecticut for 20-year-olds with poor credit

Drivers with poor credit in Connecticut should look at the following insurers with the lowest average rates for minimum coverage:

  1. Kemper: $2,556 per year, or about $213 per month.

  2. State Farm: $2,931 per year, or about $244 per month.

  3. Geico: $3,064 per year, or about $255 per month.

  4. Allstate: $3,572 per year, or about $298 per month.

  5. Progressive: $3,797 per year, or about $316 per month.

Cheapest auto insurance in Connecticut for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $1,597 per year, or about $133 per month.

  2. Allstate: $2,206 per year, or about $184 per month.

  3. Geico: $2,381 per year, or about $198 per month.

  4. Electric Insurance: $2,466 per year, or about $206 per month.

  5. Kemper: $2,467 per year, or about $206 per month.

Cheapest auto insurance in Connecticut for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $1,688 per year, or about $141 per month.

  2. Kemper: $2,619 per year, or about $218 per month.

  3. Electric Insurance: $2,629 per year, or about $219 per month.

  4. Geico: $2,877 per year, or about $240 per month.

  5. Nationwide: $3,064 per year, or about $255 per month.

Cheapest auto insurance in Connecticut for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. State Farm: $2,052 per year, or about $171 per month.

  2. Kemper: $2,909 per year, or about $242 per month.

  3. Progressive: $2,917 per year, or about $243 per month.

  4. Allstate: $3,302 per year, or about $275 per month.

  5. Nationwide: $3,511 per year, or about $293 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Connecticut for 30-year-olds

Drivers in Connecticut who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. State Farm: $1,503 per year, or about $125 per month.

  2. Electric Insurance: $1,735 per year, or about $145 per month.

  3. Kemper: $1,818 per year, or about $152 per month.

  4. Encompass: $2,244 per year, or about $187 per month.

  5. Geico: $2,569 per year, or about $214 per month.

Cheapest minimum coverage car insurance in Connecticut for 30-year-olds

Drivers in Connecticut who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. State Farm: $557 per year, or about $46 per month.

  2. Kemper: $824 per year, or about $69 per month.

  3. Electric Insurance: $835 per year, or about $70 per month.

  4. Geico: $902 per year, or about $75 per month.

  5. Allstate: $1,085 per year, or about $90 per month.

Cheapest auto insurance in Connecticut for 30-year-olds with poor credit

Drivers with poor credit in Connecticut should consider the following companies with the lowest average rates for full coverage:

  1. Kemper: $2,597 per year, or about $216 per month.

  2. State Farm: $2,929 per year, or about $244 per month.

  3. Encompass: $3,436 per year, or about $286 per month.

  4. Geico: $3,648 per year, or about $304 per month.

  5. Nationwide: $4,189 per year, or about $349 per month.

Cheapest auto insurance in Connecticut for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $621 per year, or about $52 per month.

  2. Geico: $1,045 per year, or about $87 per month.

  3. Allstate: $1,085 per year, or about $90 per month.

  4. Nationwide: $1,095 per year, or about $91 per month.

  5. Electric Insurance: $1,143 per year, or about $95 per month.

Cheapest auto insurance in Connecticut for 30-year-old drivers with one at-fault crash

For drivers in Connecticut with a recent accident, here are the lowest average rate options for full coverage:

  1. State Farm: $1,771 per year, or about $148 per month.

  2. Electric Insurance: $2,271 per year, or about $189 per month.

  3. Kemper: $2,952 per year, or about $246 per month.

  4. Encompass: $3,425 per year, or about $285 per month.

  5. Geico: $3,857 per year, or about $321 per month.

Cheapest auto insurance in Connecticut for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. State Farm: $2,100 per year, or about $175 per month.

  2. Electric Insurance: $3,566 per year, or about $297 per month.

  3. Progressive: $3,834 per year, or about $320 per month.

  4. Kemper: $3,942 per year, or about $328 per month.

  5. Allstate: $4,379 per year, or about $365 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Connecticut for 40-year-olds

Drivers in Connecticut with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. State Farm: $1,473 per year, or about $123 per month.

  2. Electric Insurance: $1,630 per year, or about $136 per month.

  3. Kemper: $1,769 per year, or about $147 per month.

  4. Encompass: $2,244 per year, or about $187 per month.

  5. Geico: $2,443 per year, or about $204 per month.

Cheapest minimum coverage car insurance in Connecticut for 40-year-olds

Drivers in Connecticut who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. State Farm: $565 per year, or about $47 per month.

  2. Electric Insurance: $763 per year, or about $64 per month.

  3. Kemper: $823 per year, or about $69 per month.

  4. Geico: $879 per year, or about $73 per month.

  5. Allstate: $1,050 per year, or about $88 per month.

Cheapest auto insurance in Connecticut for 40-year-olds with poor credit

Drivers with poor credit in Connecticut can check out the following insurers with the lowest average rates for full coverage:

  1. Kemper: $2,542 per year, or about $212 per month.

  2. State Farm: $2,865 per year, or about $239 per month.

  3. Encompass: $3,436 per year, or about $286 per month.

  4. Geico: $3,471 per year, or about $289 per month.

  5. Nationwide: $4,077 per year, or about $340 per month.

Cheapest auto insurance in Connecticut for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $630 per year, or about $52 per month.

  2. Geico: $1,022 per year, or about $85 per month.

  3. Allstate: $1,050 per year, or about $88 per month.

  4. Electric Insurance: $1,060 per year, or about $88 per month.

  5. Nationwide: $1,072 per year, or about $89 per month.

Cheapest auto insurance in Connecticut for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Connecticut, here are the companies with the lowest average rates for full coverage:

  1. State Farm: $1,735 per year, or about $145 per month.

  2. Electric Insurance: $2,133 per year, or about $178 per month.

  3. Kemper: $2,879 per year, or about $240 per month.

  4. Encompass: $3,425 per year, or about $285 per month.

  5. Geico: $3,721 per year, or about $310 per month.

Cheapest auto insurance in Connecticut for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. State Farm: $2,057 per year, or about $171 per month.

  2. Electric Insurance: $3,374 per year, or about $281 per month.

  3. Progressive: $3,655 per year, or about $305 per month.

  4. Allstate: $3,928 per year, or about $327 per month.

  5. Kemper: $3,973 per year, or about $331 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in Connecticut for 50-year-olds

Drivers in Connecticut with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. State Farm: $1,439 per year, or about $120 per month.

  2. Electric Insurance: $1,555 per year, or about $130 per month.

  3. Kemper: $1,730 per year, or about $144 per month.

  4. Encompass: $2,057 per year, or about $171 per month.

  5. MetLife: $2,386 per year, or about $199 per month.

Cheapest minimum coverage car insurance in Connecticut for 50-year-olds

Drivers in Connecticut who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. State Farm: $561 per year, or about $47 per month.

  2. Electric Insurance: $711 per year, or about $59 per month.

  3. Kemper: $812 per year, or about $68 per month.

  4. Geico: $954 per year, or about $80 per month.

  5. Nationwide: $1,010 per year, or about $84 per month.

Cheapest auto insurance in Connecticut for 50-year-olds with poor credit

Drivers with poor credit in Connecticut can check with the following companies, which showed the lowest average rates for full coverage:

  1. Kemper: $2,496 per year, or about $208 per month.

  2. State Farm: $2,790 per year, or about $232 per month.

  3. Encompass: $3,146 per year, or about $262 per month.

  4. Geico: $3,641 per year, or about $303 per month.

  5. Nationwide: $3,749 per year, or about $312 per month.

Cheapest auto insurance in Connecticut for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $626 per year, or about $52 per month.

  2. Electric Insurance: $988 per year, or about $82 per month.

  3. Nationwide: $1,010 per year, or about $84 per month.

  4. Allstate: $1,034 per year, or about $86 per month.

  5. Geico: $1,108 per year, or about $92 per month.

Cheapest auto insurance in Connecticut for 50-year-old drivers with one at-fault crash

For drivers living in Connecticut with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. State Farm: $1,694 per year, or about $141 per month.

  2. Electric Insurance: $2,031 per year, or about $169 per month.

  3. Kemper: $2,812 per year, or about $234 per month.

  4. Encompass: $3,133 per year, or about $261 per month.

  5. Nationwide: $3,825 per year, or about $319 per month.

Cheapest auto insurance in Connecticut for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. State Farm: $2,008 per year, or about $167 per month.

  2. Electric Insurance: $3,219 per year, or about $268 per month.

  3. Progressive: $3,421 per year, or about $285 per month.

  4. Allstate: $3,840 per year, or about $320 per month.

  5. Kemper: $3,953 per year, or about $329 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Connecticut for 60-year-olds

Drivers in Connecticut with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. State Farm: $1,356 per year, or about $113 per month.

  2. Electric Insurance: $1,495 per year, or about $125 per month.

  3. Kemper: $1,634 per year, or about $136 per month.

  4. Encompass: $2,015 per year, or about $168 per month.

  5. MetLife: $2,188 per year, or about $182 per month.

Cheapest minimum coverage car insurance in Connecticut for 60-year-olds

Drivers in Connecticut who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. State Farm: $531 per year, or about $44 per month.

  2. Electric Insurance: $679 per year, or about $57 per month.

  3. Kemper: $774 per year, or about $64 per month.

  4. Nationwide: $933 per year, or about $78 per month.

  5. Geico: $983 per year, or about $82 per month.

Cheapest auto insurance in Connecticut for 60-year-olds with poor credit

Drivers with poor credit in Connecticut can look at the following companies with the lowest average rates for full coverage:

  1. Kemper: $2,348 per year, or about $196 per month.

  2. State Farm: $2,610 per year, or about $218 per month.

  3. Encompass: $3,083 per year, or about $257 per month.

  4. Nationwide: $3,421 per year, or about $285 per month.

  5. Geico: $3,662 per year, or about $305 per month.

Cheapest auto insurance in Connecticut for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $592 per year, or about $49 per month.

  2. Nationwide: $933 per year, or about $78 per month.

  3. Electric Insurance: $945 per year, or about $79 per month.

  4. Allstate: $1,013 per year, or about $84 per month.

  5. Geico: $1,139 per year, or about $95 per month.

Cheapest auto insurance in Connecticut for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Connecticut, here are the companies with the lowest average rates for full coverage:

  1. State Farm: $1,595 per year, or about $133 per month.

  2. Electric Insurance: $1,948 per year, or about $162 per month.

  3. Kemper: $2,651 per year, or about $221 per month.

  4. Encompass: $3,072 per year, or about $256 per month.

  5. Nationwide: $3,587 per year, or about $299 per month.

Cheapest auto insurance in Connecticut for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. State Farm: $1,887 per year, or about $157 per month.

  2. Electric Insurance: $3,095 per year, or about $258 per month.

  3. Progressive: $3,390 per year, or about $282 per month.

  4. Allstate: $3,736 per year, or about $311 per month.

  5. Kemper: $3,821 per year, or about $318 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in Connecticut for 70-year-olds

Drivers in Connecticut with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. State Farm: $1,434 per year, or about $120 per month.

  2. Electric Insurance: $1,629 per year, or about $136 per month.

  3. Kemper: $1,761 per year, or about $147 per month.

  4. Encompass: $2,017 per year, or about $168 per month.

  5. Nationwide: $2,720 per year, or about $227 per month.

Cheapest minimum coverage car insurance in Connecticut for 70-year-olds

Drivers in Connecticut who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. State Farm: $564 per year, or about $47 per month.

  2. Electric Insurance: $796 per year, or about $66 per month.

  3. Kemper: $852 per year, or about $71 per month.

  4. Encompass: $1,028 per year, or about $86 per month.

  5. Nationwide: $1,144 per year, or about $95 per month.

Cheapest auto insurance in Connecticut for 70-year-olds with poor credit

Drivers with poor credit in Connecticut can look at the following companies with the lowest average rates for full coverage:

  1. Kemper: $2,526 per year, or about $210 per month.

  2. State Farm: $2,779 per year, or about $232 per month.

  3. Encompass: $3,084 per year, or about $257 per month.

  4. Nationwide: $4,146 per year, or about $346 per month.

  5. Geico: $4,434 per year, or about $370 per month.

Cheapest auto insurance in Connecticut for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Connecticut, here are the companies with the lowest average rates for minimum coverage:

  1. State Farm: $629 per year, or about $52 per month.

  2. Electric Insurance: $1,123 per year, or about $94 per month.

  3. Nationwide: $1,144 per year, or about $95 per month.

  4. Allstate: $1,151 per year, or about $96 per month.

  5. Kemper: $1,280 per year, or about $107 per month.

Cheapest auto insurance in Connecticut for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in Connecticut, here are the companies with the lowest average rates for full coverage:

  1. State Farm: $1,690 per year, or about $141 per month.

  2. Electric Insurance: $2,129 per year, or about $177 per month.

  3. Kemper: $2,890 per year, or about $241 per month.

  4. Encompass: $3,076 per year, or about $256 per month.

  5. Nationwide: $4,130 per year, or about $344 per month.

Cheapest auto insurance in Connecticut for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. State Farm: $2,006 per year, or about $167 per month.

  2. Electric Insurance: $3,414 per year, or about $284 per month.

  3. Kemper: $4,019 per year, or about $335 per month.

  4. Progressive: $4,141 per year, or about $345 per month.

  5. Allstate: $4,173 per year, or about $348 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest five auto insurance options for 70 of the 70 driver profiles we examined.

Minimum auto insurance limits required in Connecticut

Connecticut drivers must carry liability insurance, uninsured motorist bodily injury insurance and underinsured motorist bodily injury insurance in at least the following amounts:

  • $25,000 bodily injury liability per person.

  • $50,000 bodily injury liability per accident.

  • $25,000 property damage liability per accident.

  • $25,000 uninsured/underinsured motorist coverage per person.

  • $50,000 uninsured/underinsured motorist coverage per accident.

Liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy’s predefined limits.
Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn’t have car insurance. Underinsured motorist coverage will cover the same expenses if you’re hit by a driver with some car insurance, but not enough to cover all costs from the crash.

Keep in mind that causing just one crash could result in property damage or injury costs that surpass the liability limits above, so it’s usually smart to buy more than the bare minimum.

Check out NerdWallet’s guide to car insurance requirements by state for more details on the required and optional coverages in your Connecticut auto policy.

Alternative car insurance in Connecticut

If you’re denied car insurance on the voluntary market because of a spotty record or other factors, you can seek coverage through the Connecticut Automobile Insurance Assigned Risk Plan.

Try NerdWallet’s car insurance comparison tool to view rates from leading Connecticut insurers.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2020 Toyota Camry L for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.