The Cheapest Car Insurance in Louisiana for May 2024

Southern Farm Bureau Casualty offers the cheapest car insurance in Louisiana, with an average annual rate of $1,903 for full coverage.
Ben Moore
By Ben Moore  
Updated
Edited by Lacie Glover  

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Table of Contents

Table of Contents

Auto insurance is an important purchase, but finding cheap car insurance in Louisiana isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in Louisiana is Southern Farm Bureau at $2,194 per year on average, or $183 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in Louisiana. Meanwhile, the average cost of full coverage car insurance in Louisiana is $3,114 per year, or about $259 per month.

🤓Nerdy Tip

Did your rates go up? Auto insurance prices are on the rise in Louisiana. Be sure to get car insurance quotes from three or more companies to find the lowest rate possible.

Minimum coverage in Louisiana is $890 per year on average, but we found you can likely get a cheaper policy. For example, Geico offers the cheapest rates in Louisiana at $440 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

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NerdWallet also analyzed car insurance rates to find the cheapest options in New Orleans.

How we chose the cheapest companies in Louisiana

NerdWallet’s editorial team analyzed car insurance rates from 12 auto insurers in Louisiana and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2021 Toyota Camry LE. For minimum coverage, we looked at rates that reflect the minimum requirements in Louisiana. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Louisiana where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in Louisiana for 20-year-olds

Drivers in Louisiana with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Southern Farm Bureau: $3,492 per year, or about $291 per month.
  2. Geico: $4,310 per year, or about $359 per month.
  3. Louisiana Farm Bureau: $5,323 per year, or about $444 per month.
  4. Progressive: $5,519 per year, or about $460 per month.
  5. Auto Club of SoCal: $7,360 per year, or about $613 per month.

Cheapest minimum coverage car insurance in Louisiana for 20-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. Geico: $985 per year, or about $82 per month.
  2. Southern Farm Bureau: $1,268 per year, or about $106 per month.
  3. Progressive: $1,436 per year, or about $120 per month.
  4. Louisiana Farm Bureau: $1,565 per year, or about $130 per month.
  5. Allstate: $1,909 per year, or about $159 per month.

Cheapest auto insurance in Louisiana for 20-year-olds with poor credit

Drivers with poor credit in Louisiana should look at the following insurers with the lowest average rates for minimum coverage:

  1. Geico: $1,326 per year, or about $111 per month.
  2. Safeway: $1,940 per year, or about $162 per month.
  3. Southern Farm Bureau: $2,014 per year, or about $168 per month.
  4. Allstate: $2,143 per year, or about $179 per month.
  5. Progressive: $2,418 per year, or about $201 per month.

Cheapest auto insurance in Louisiana for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Geico: $1,298 per year, or about $108 per month.
  2. Southern Farm Bureau: $1,475 per year, or about $123 per month.
  3. Progressive: $1,643 per year, or about $137 per month.
  4. Louisiana Farm Bureau: $1,662 per year, or about $139 per month.
  5. Safeway: $2,029 per year, or about $169 per month.

Cheapest auto insurance in Louisiana for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Geico: $1,472 per year, or about $123 per month.
  2. Southern Farm Bureau: $1,635 per year, or about $136 per month.
  3. Progressive: $1,777 per year, or about $148 per month.
  4. Louisiana Farm Bureau: $1,841 per year, or about $153 per month.
  5. Safeway: $2,498 per year, or about $208 per month.

Cheapest auto insurance in Louisiana for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Progressive: $1,765 per year, or about $147 per month.
  2. Southern Farm Bureau: $1,771 per year, or about $148 per month.
  3. Louisiana Farm Bureau: $1,812 per year, or about $151 per month.
  4. Geico: $2,006 per year, or about $167 per month.
  5. Allstate: $2,483 per year, or about $207 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Louisiana for 30-year-olds

Drivers in Louisiana who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Geico: $2,300 per year, or about $192 per month.
  2. Southern Farm Bureau: $2,379 per year, or about $198 per month.
  3. Louisiana Farm Bureau: $2,539 per year, or about $212 per month.
  4. Progressive: $2,767 per year, or about $231 per month.
  5. Encompass: $3,575 per year, or about $298 per month.

Cheapest minimum coverage car insurance in Louisiana for 30-year-olds

Drivers in Louisiana who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Geico: $452 per year, or about $38 per month.
  2. Southern Farm Bureau: $702 per year, or about $59 per month.
  3. Progressive: $705 per year, or about $59 per month.
  4. Louisiana Farm Bureau: $713 per year, or about $59 per month.
  5. Auto Club of SoCal: $830 per year, or about $69 per month.

Cheapest auto insurance in Louisiana for 30-year-olds with poor credit

Drivers with poor credit in Louisiana should consider the following companies with the lowest average rates for full coverage:

  1. Geico: $2,835 per year, or about $236 per month.
  2. Southern Farm Bureau: $4,077 per year, or about $340 per month.
  3. Progressive: $4,970 per year, or about $414 per month.
  4. Louisiana Farm Bureau: $4,980 per year, or about $415 per month.
  5. Encompass: $5,592 per year, or about $466 per month.

Cheapest auto insurance in Louisiana for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Geico: $722 per year, or about $60 per month.
  2. Louisiana Farm Bureau: $763 per year, or about $64 per month.
  3. Southern Farm Bureau: $810 per year, or about $68 per month.
  4. Progressive: $878 per year, or about $73 per month.
  5. State Farm: $1,115 per year, or about $93 per month.

Cheapest auto insurance in Louisiana for 30-year-old drivers with one at-fault crash

For drivers in Louisiana with a recent accident, here are the lowest average rate options for full coverage:

  1. Louisiana Farm Bureau: $2,914 per year, or about $243 per month.
  2. Southern Farm Bureau: $2,951 per year, or about $246 per month.
  3. Geico: $3,655 per year, or about $305 per month.
  4. Progressive: $4,484 per year, or about $374 per month.
  5. Allstate: $5,087 per year, or about $424 per month.

Cheapest auto insurance in Louisiana for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Louisiana Farm Bureau: $2,828 per year, or about $236 per month.
  2. Southern Farm Bureau: $3,027 per year, or about $252 per month.
  3. Progressive: $3,971 per year, or about $331 per month.
  4. Allstate: $4,831 per year, or about $403 per month.
  5. Auto Club of SoCal: $5,284 per year, or about $440 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Louisiana for 40-year-olds

Drivers in Louisiana with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Southern Farm Bureau: $2,096 per year, or about $175 per month.
  2. Geico: $2,271 per year, or about $189 per month.
  3. Louisiana Farm Bureau: $2,412 per year, or about $201 per month.
  4. Progressive: $2,539 per year, or about $212 per month.
  5. Encompass: $3,575 per year, or about $298 per month.

Cheapest minimum coverage car insurance in Louisiana for 40-year-olds

Drivers in Louisiana who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. Geico: $438 per year, or about $36 per month.
  2. Southern Farm Bureau: $580 per year, or about $48 per month.
  3. Progressive: $640 per year, or about $53 per month.
  4. Louisiana Farm Bureau: $658 per year, or about $55 per month.
  5. Auto Club of SoCal: $796 per year, or about $66 per month.

Cheapest auto insurance in Louisiana for 40-year-olds with poor credit

Drivers with poor credit in Louisiana can check out the following insurers with the lowest average rates for full coverage:

  1. Geico: $2,819 per year, or about $235 per month.
  2. Southern Farm Bureau: $3,620 per year, or about $302 per month.
  3. Progressive: $4,585 per year, or about $382 per month.
  4. Louisiana Farm Bureau: $4,777 per year, or about $398 per month.
  5. Encompass: $5,592 per year, or about $466 per month.

Cheapest auto insurance in Louisiana for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Southern Farm Bureau: $665 per year, or about $55 per month.
  2. Louisiana Farm Bureau: $698 per year, or about $58 per month.
  3. Geico: $718 per year, or about $60 per month.
  4. Progressive: $805 per year, or about $67 per month.
  5. State Farm: $1,088 per year, or about $91 per month.

Cheapest auto insurance in Louisiana for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest average rates for full coverage:

  1. Southern Farm Bureau: $2,569 per year, or about $214 per month.
  2. Louisiana Farm Bureau: $2,740 per year, or about $228 per month.
  3. Geico: $3,655 per year, or about $305 per month.
  4. Progressive: $4,187 per year, or about $349 per month.
  5. Allstate: $5,087 per year, or about $424 per month.

Cheapest auto insurance in Louisiana for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Southern Farm Bureau: $2,608 per year, or about $217 per month.
  2. Louisiana Farm Bureau: $2,640 per year, or about $220 per month.
  3. Progressive: $3,699 per year, or about $308 per month.
  4. Allstate: $4,831 per year, or about $403 per month.
  5. Auto Club of SoCal: $5,124 per year, or about $427 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in Louisiana for 50-year-olds

Drivers in Louisiana with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Southern Farm Bureau: $2,037 per year, or about $170 per month.
  2. Louisiana Farm Bureau: $2,116 per year, or about $176 per month.
  3. Geico: $2,134 per year, or about $178 per month.
  4. Progressive: $2,316 per year, or about $193 per month.
  5. Encompass: $3,092 per year, or about $258 per month.

Cheapest minimum coverage car insurance in Louisiana for 50-year-olds

Drivers in Louisiana who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. Geico: $401 per year, or about $33 per month.
  2. Southern Farm Bureau: $568 per year, or about $47 per month.
  3. Louisiana Farm Bureau: $571 per year, or about $48 per month.
  4. Progressive: $604 per year, or about $50 per month.
  5. Auto Club of SoCal: $756 per year, or about $63 per month.

Cheapest auto insurance in Louisiana for 50-year-olds with poor credit

Drivers with poor credit in Louisiana can check with the following companies, which showed the lowest average rates for full coverage:

  1. Geico: $2,632 per year, or about $219 per month.
  2. Southern Farm Bureau: $3,512 per year, or about $293 per month.
  3. Louisiana Farm Bureau: $4,168 per year, or about $347 per month.
  4. Progressive: $4,191 per year, or about $349 per month.
  5. Encompass: $4,825 per year, or about $402 per month.

Cheapest auto insurance in Louisiana for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Louisiana Farm Bureau: $610 per year, or about $51 per month.
  2. Southern Farm Bureau: $652 per year, or about $54 per month.
  3. Geico: $679 per year, or about $57 per month.
  4. Progressive: $769 per year, or about $64 per month.
  5. Safeway: $1,036 per year, or about $86 per month.

Cheapest auto insurance in Louisiana for 50-year-old drivers with one at-fault crash

For drivers living in Louisiana with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Louisiana Farm Bureau: $2,415 per year, or about $201 per month.
  2. Southern Farm Bureau: $2,486 per year, or about $207 per month.
  3. Geico: $3,453 per year, or about $288 per month.
  4. Progressive: $3,959 per year, or about $330 per month.
  5. Encompass: $4,550 per year, or about $379 per month.

Cheapest auto insurance in Louisiana for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Louisiana Farm Bureau: $2,332 per year, or about $194 per month.
  2. Southern Farm Bureau: $2,523 per year, or about $210 per month.
  3. Progressive: $3,471 per year, or about $289 per month.
  4. Allstate: $4,407 per year, or about $367 per month.
  5. Auto Club of SoCal: $4,932 per year, or about $411 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Louisiana for 60-year-olds

Drivers in Louisiana with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Southern Farm Bureau: $2,110 per year, or about $176 per month.
  2. Louisiana Farm Bureau: $2,151 per year, or about $179 per month.
  3. Geico: $2,204 per year, or about $184 per month.
  4. Progressive: $2,211 per year, or about $184 per month.
  5. Encompass: $3,092 per year, or about $258 per month.

Cheapest minimum coverage car insurance in Louisiana for 60-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Geico: $430 per year, or about $36 per month.
  2. Louisiana Farm Bureau: $589 per year, or about $49 per month.
  3. Progressive: $601 per year, or about $50 per month.
  4. Southern Farm Bureau: $613 per year, or about $51 per month.
  5. Auto Club of SoCal: $734 per year, or about $61 per month.

Cheapest auto insurance in Louisiana for 60-year-olds with poor credit

Drivers with poor credit in Louisiana can look at the following companies with the lowest average rates for full coverage:

  1. Geico: $2,652 per year, or about $221 per month.
  2. Southern Farm Bureau: $3,644 per year, or about $304 per month.
  3. Progressive: $4,005 per year, or about $334 per month.
  4. Louisiana Farm Bureau: $4,231 per year, or about $353 per month.
  5. Encompass: $4,825 per year, or about $402 per month.

Cheapest auto insurance in Louisiana for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Louisiana Farm Bureau: $632 per year, or about $53 per month.
  2. Geico: $691 per year, or about $58 per month.
  3. Southern Farm Bureau: $705 per year, or about $59 per month.
  4. Progressive: $766 per year, or about $64 per month.
  5. State Farm: $987 per year, or about $82 per month.

Cheapest auto insurance in Louisiana for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest average rates for full coverage:

  1. Louisiana Farm Bureau: $2,455 per year, or about $205 per month.
  2. Southern Farm Bureau: $2,584 per year, or about $215 per month.
  3. Geico: $3,459 per year, or about $288 per month.
  4. Progressive: $3,852 per year, or about $321 per month.
  5. Encompass: $4,550 per year, or about $379 per month.

Cheapest auto insurance in Louisiana for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Louisiana Farm Bureau: $2,381 per year, or about $198 per month.
  2. Southern Farm Bureau: $2,638 per year, or about $220 per month.
  3. Progressive: $3,364 per year, or about $280 per month.
  4. Allstate: $4,407 per year, or about $367 per month.
  5. Auto Club of SoCal: $4,814 per year, or about $401 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in Louisiana for 70-year-olds

Drivers in Louisiana with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Geico: $2,280 per year, or about $190 per month.
  2. Southern Farm Bureau: $2,346 per year, or about $196 per month.
  3. Louisiana Farm Bureau: $2,370 per year, or about $197 per month.
  4. Progressive: $2,410 per year, or about $201 per month.
  5. Farmers: $3,621 per year, or about $302 per month.

Cheapest minimum coverage car insurance in Louisiana for 70-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Geico: $477 per year, or about $40 per month.
  2. Louisiana Farm Bureau: $673 per year, or about $56 per month.
  3. Progressive: $676 per year, or about $56 per month.
  4. Southern Farm Bureau: $716 per year, or about $60 per month.
  5. Auto Club of SoCal: $868 per year, or about $72 per month.

Cheapest auto insurance in Louisiana for 70-year-olds with poor credit

Drivers with poor credit in Louisiana can look at the following companies with the lowest average rates for full coverage:

  1. Geico: $2,959 per year, or about $247 per month.
  2. Southern Farm Bureau: $4,071 per year, or about $339 per month.
  3. Progressive: $4,317 per year, or about $360 per month.
  4. Louisiana Farm Bureau: $4,653 per year, or about $388 per month.
  5. Allstate: $5,189 per year, or about $432 per month.

Cheapest auto insurance in Louisiana for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Louisiana Farm Bureau: $723 per year, or about $60 per month.
  2. Geico: $784 per year, or about $65 per month.
  3. Southern Farm Bureau: $826 per year, or about $69 per month.
  4. Progressive: $894 per year, or about $75 per month.
  5. Allstate: $1,047 per year, or about $87 per month.

Cheapest auto insurance in Louisiana for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest average rates for full coverage:

  1. Louisiana Farm Bureau: $2,729 per year, or about $227 per month.
  2. Southern Farm Bureau: $2,907 per year, or about $242 per month.
  3. Geico: $3,731 per year, or about $311 per month.
  4. Progressive: $4,378 per year, or about $365 per month.
  5. Allstate: $4,639 per year, or about $387 per month.

Cheapest auto insurance in Louisiana for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Louisiana Farm Bureau: $2,654 per year, or about $221 per month.
  2. Southern Farm Bureau: $2,968 per year, or about $247 per month.
  3. Progressive: $3,695 per year, or about $308 per month.
  4. Allstate: $4,407 per year, or about $367 per month.
  5. Auto Club of SoCal: $5,478 per year, or about $457 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest three auto insurance options for 54 of the 70 driver profiles we examined.

» MORE: Best car insurance for veterans and military

Minimum required auto insurance in Louisiana

Louisiana drivers are required to carry liability insurance, which covers others’ injury treatment and property damage after crashes you cause.

The minimum limits you must buy are:

  • $15,000 bodily injury liability per person.

  • $30,000 bodily injury liability per accident.

  • $25,000 property damage liability per accident.

Although this will be enough to drive legally, experts recommend getting more than the bare minimum to avoid paying out of pocket after serious crashes. You may also want optional coverage such as collision, comprehensive and uninsured motorist coverage.

Check out NerdWallet’s guide to car insurance requirements by state for more information on how these coverage options work and what makes sense for your policy.

Alternative car insurance in Louisiana

Drivers who are denied auto insurance on the open market thanks to such factors as a checkered driving record can shop for coverage through the Louisiana Automobile Insurance Plan.

Try our car insurance comparison tool to view rates from top companies.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

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