Best Cheap Car Insurance in Wyoming for 2021

Find the best auto insurance in Wyoming: Compare car insurance companies to get the cheapest insurance quotes.
Andrew MarderDec 9, 2020

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What’s inside

Finding the cheapest auto insurance in Wyoming means shopping around. Rates vary from one company to the next and depend on factors such as your age and accident history.

To help you get started, NerdWallet looked at prices from five insurers in Wyoming to find the cheapest rates for several types of drivers.

Drivers in their 20s may have to get a lot of quotes to find cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for , so it's best to shop around to find them.

Drivers in Wyoming with clean driving records may want to consider the following companies, which had the lowest average rates:

Drivers in Wyoming who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

Drivers with poor credit in Wyoming should look at the following insurers with the lowest average rates for minimum coverage:

For drivers with a recent accident in Wyoming, here are the companies with the lowest average rates for minimum coverage:

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any .

Drivers in Wyoming with clean driving records may get the lowest rates from these companies:

Drivers in Wyoming who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

Drivers with poor credit in Wyoming should consider the following companies with the lowest average rates for full coverage:

For drivers in Wyoming with a recent accident, here are the lowest average rate options for full coverage:

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider , which charges drivers by how many miles they drive.

Drivers in Wyoming with clean driving records may want to think about the following companies, which had the lowest average rates:

Drivers in Wyoming who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

Drivers with poor credit in Wyoming can check out the following insurers with the lowest average rates for full coverage:

For drivers with a recent accident living in Wyoming, here are the companies with the lowest average rates for full coverage:

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of the is a good place to start.

Drivers in Wyoming with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

Drivers in Wyoming who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

Drivers with poor credit in Wyoming can check with the following companies, which showed the lowest average rates for full coverage:

For drivers living in Wyoming with a recent accident, here are the insurers with the lowest average full coverage rates:

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

Although 65-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find , drivers in their mid-60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Drivers in Wyoming with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

Drivers in Wyoming who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

Drivers with poor credit in Wyoming can look at the following companies with the lowest average rates for full coverage:

For drivers with a recent accident living in Wyoming, here are the companies with the lowest average rates for full coverage:

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

Wyoming car insurance policies must include liability insurance. This pays for others’ injuries or property damage if you cause an accident.

The minimum limits in Wyoming are:

Buying only the legal minimum auto insurance may not be enough if you’re in an accident. You may want higher levels of liability insurance, and you should consider common options such as collision and comprehensive coverage.

Check out NerdWallet’s guide to for explanations of the required and optional parts of a Wyoming auto policy.

High-risk drivers who aren’t able to buy car insurance on the regular market could qualify for coverage through the .

If you’re in the market for auto insurance in Wyoming, try NerdWallet’s to see rates from top companies side by side.

For our “good driver” profile, NerdWallet averaged insurance estimates from an average of 14 insurers in each state and Washington, D.C., for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used the same assumptions for all other driver profiles, with the following exceptions:

These are rates generated through Quadrant Information Services. Your own rates will be different.

Methodology

For our “good driver” profile, NerdWallet averaged rates from the largest insurers in the state for 40-year-old men and women in all ZIP codes with 12,000 annual miles driven. The policy includes:

If required, minimum additional coverages were added and "good driver" discounts were automatically applied. Our “young driver” had all the same characteristics, but average rates were for 25-year-old men and women. We used a 2016 Toyota Camry LE for all single drivers. We used the same assumptions for all other driver profiles, with the following exceptions:

Couples in our analyses were 50-year-old men and women with good credit and clean driving histories, averaged across all ZIP codes with the same policy outlined above. To see rates for families with a teen, we added an 18-year-old licensed two years ago, averaging rates for male and female teens. For couples and families we added a 2016 Nissan Rogue S to create a two-car household.

In all cases, a paperless discount, e-signature discount and electronic funds transfer discount were automatically applied. These are rates provided by Quadrant Information Services. Your own rates will be different.

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