You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
Cheapest Car Insurance Companies
Assistant Assigning Editor | Auto insurance
Lead Writer | Auto insurance, life insurance
Assigning Editor | Auto insurance, home insurance, other insurance
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
- What's next?
- Still deciding on the right carrier? Compare Medigap plans
- Shopping for Medicare plans? We have you covered.
- Key takeaways:
- Compare Medigap plans
- Conventional mortgage
- VA loans
- FHA loans
- USDA loans
- Business insurance ratings methodology
- Pros of debt consolidation loans
- LOOKING TO SAVE ON INTEREST?
- How to complete the FAFSA if:
- 4.3
- Get details on Medicare coverage for:
- Still deciding on the right carrier? Compare Medicare Part D Plans
- How do we review brokers?
- Shopping for Medicare Advantage plans? We have you covered.
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Shopping for Medigap plans? We have you covered.
- Shopping for Medicare Part D plans? We have you covered.
- Capital One 360 CD rates
- How to maximize your rewards
- Key takeaways about P2P payments
- Key takeaways
- Am I on track financially?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Compare Medicare Advantage plans
- Fidelity CD rates
- Pros & Cons
- Environmental
- Simplifying tax time with accounting software
- Winner: American Airlines
- Cons of debt consolidation loans
- Key takeaways
- 65% of a company’s business comes from existing customers
- Personal information
- No-penalty CDs
- Nearest airports
- 1. You may not be entitled to anything
- 1. Your credit report and credit score
- 1. Set a budget and make a shopping list
- Compare lease buyout options
- 1. American Airlines may not owe you anything
- Tactic 1: Get a credit card with a TSA PreCheck credit
- 1. Ultimate flexibility: Citi Double Cash® Card
- Get loan offers before heading to the dealership
- 1. Start saving early
- 1. Abuelo’s
- 1. Decide between an online broker or a robo-advisor
- What about repayment penalties?
- Online lenders
- 1. Apply for a Marriott credit card with a large welcome bonus
- Fixed or adjustable rate?
- What is 100% credit utilization?
- Ready to start banking online?
- Bullish meaning
- Who should file a claim
- 1. Earn with ads as a YouTube Partner Program member
- 1. Google Flights
- 1. French Polynesia
- Amazon
- Social
- If you don't have a work retirement plan
- Program highlights
- Bank loans
- 1. Seats aren’t assigned
- With ads
- 1. Japan Airlines
- Restrictions on tax-advantaged accounts
- Insurer complaints methodology
- Children under 2 years old
- Advantages of online banking
- Credit score
- Banks
- Mortgage insurance premium
- 1. Your credit score may dip
- CD rates
- Purchase a skip-the-line upgrade
- Audible Plus: $7.95
- Benefits of a joint bank account
- 1. Delay your application
- Content
- 1. Invest in your 401(k) and get the matching dollars
- Medicare
- Customers spend 43% more money at brands they’re loyal to
- Highlights
- 1. Resell used clothing and items.
- How the spousal benefits loophole worked
- 1. Create an inventory
- 1. Use Southwest’s Low Fare Calendar
- Winner for most options: Delta
- Benefits at-a-glance
- Standard CDs
- What mortgage terms are best for me?
- Pros and cons of ETFs
- The basics: Indiegogo
- Alliant Credit Union: Best credit union
- 1. Marriott Virginia Beach Oceanfront, Virginia Beach, Virginia
- How does my credit score impact personal loan offers?
- Pros
- Pay more than minimums
- Get in touch ASAP
- 1. Buy REITs (real estate investment trusts)
- 1. Create educational content or activities
- To invest in stocks you couldn’t otherwise afford
- 1. Texas (98%)
- 1. What type of debt do you have?
- 1. A 401(k) or other employer retirement plan
- Cheap full coverage auto insurance companies
- California Grants Portal
- Other factors to consider
- You won’t necessarily get a notice before a repossession
- Are 401(k) contributions tax-deductible?
- For sailings across the Caribbean, Mexico or Central America: CheapCaribbean
- 2. Auntie Anne’s
- 1. No blackout dates
- Location
- Highlights
- 1. Make up for lost time
- 1. Frontier will notify you of flight changes
- Loyalty program
- London-Heathrow
- Step 1: Identify your niche.
- AtoB
- Bearish meaning
- United change policies for basic economy fares
- 1. Pick up freelance work online
- Locating documents and a permanent address
- 1. Figure out if you are eligible
- 1. Open an investment account
- 1. Ibotta
- 1. Cash back in popular areas
- Governance
- What is Medicare?
- 1. E-commerce store
- Eligibility
- 1. Freelance writer
- 1. Take advantage of employer-matching dollars
- MetaMask
- Use the right flight booking tools
- 1. Decide whether you want to invest in active or passive funds
- Accident and illness coverage
- Baggage
- Ad-free
- Average FICO 8 score by age
- Investment-based passive income ideas
- Know your needs
- Step 1. Pick a niche
- Set earning rates
- 1. Accounting and bookkeeping
- 1. Compare auto insurers
- Turkish Airlines Lounge (Concourse E)
- Downsides persist
- Bitcoin pros
- Audible Premium Plus 1 or 2 Credits: $14.95 or $22.95
- Universal Studios Orlando
- When is the last day to file taxes?
- 1. Are you exempt from withholding tax?
- Social media
- Education level
- Recency of your current loan
- Airport lounge access
- Two important notes
- It costs 5X more to acquire a new customer than it does to retain a returning one
- The real cost of your home
- Full-service shoppers: Shop (or pick up) and deliver when you want
- If you don’t ask, you don’t get
- How spousal benefits work now
- Regular and exclusive use
- Grants.gov
- Savings accounts
- Western Union
- Save on United award flights to Europe
- What you'll need to file a claim
- Understand the budgeting process
- Lower fees
- Our pick for: Simplicity
- 1. Chase Ultimate Rewards®
- Income-driven repayment
- 1. Roll your debts onto a balance transfer credit card
- 1. Keep your charges on each card to a minimum
- How the American Opportunity Tax Credit works
- Ally Bank: Best bank and best CDs
- 1. A jet-setting welcome offer
- Donor-advised fund tax deduction
- The recommended tipping range
- How do I see my credit score for free?
- Cons
- Standard with ads: $6.99 per month
- How they differ
- Know the marks of real cash
- ETF pros
- 1. World of Hyatt
- The Emirates economy class experience
- VA loans
- The loan seems too good to be true
- 1. Food trucks
- Examples of benefits you can get with travel credit cards
- What is pre-foreclosure?
- How to handle common scenarios
- When is the last day to file taxes?
- 1. Coinbase Global Inc.
- 1. It applies only to investments held in taxable accounts
- 2. Offer virtual team-building
- Building credit
- Avis Preferred
- Smart ways to redeem Membership Rewards points
- Online personal loans
- First Internet Bank Business Money Market Savings
- Freeze your Equifax credit report online
- Credit history
- 1. Restaurants
- Delta eCredit rules and expirations
- 1. Link the two accounts
- Compare your payment options
- 1. Decide how much coverage you need
- IHG One Rewards
- CD terms
- 1. Cryptocurrency exchanges
- 2. The annual fee
- 1. 401(k) rollover to an IRA
- You can't stomach the fee of a premium card
- 2. Shop at the right time
- Stock ETFs
- Route 66 Extraordinary Women Micro-Grant
- NVIDIA Corp (NVDA)
- Sole proprietorship
- 1. Start with a new or existing retirement account
- The lender or repo agency can repossess the car but not the items inside
- Medi-Cal
- 2. Decide how much home you can afford
- 3. Baskin-Robbins
- What are American Airlines Flagship Hawaii flights?
- Pre-installation evaluation: $250 for a 2,000 square foot home
- More rewarding for most spending, with a kicker
- 2. Air Canada covers any cash surcharges
- 2. Choose where to open your IRA
- Eligibility
- 2. Transfer from American Express Membership Rewards
- Tire width
- 1. 529 plans are state-sponsored, but you can pick a plan from any state
- 1. Gather your documents.
- The 6 standard types of home insurance coverage
- What to know about cash advance apps
- Little or no experience with managing finances
- Example savings APYs at select institutions
- Example 1. Start at $0 and save at your own pace
- Child tax credit 2023 (taxes filed in 2024)
- Monthly after-tax income
- The basics: Kickstarter
- 1. You can purchase United TravelBank credits for your account
- How to unfreeze credit with Experian
- Upfront costs
- 2. Social media marketing
- The insurer issues the death benefit in installments
- 1. A big sign-up bonus
- Duty-free? Maybe not
- SBA microloans
- 1. IRS Direct Pay
- Construction-to-permanent loans
- Mortgage rates remain stubbornly high
- Debt snowball
- Pros
- Priority business class check-in and boarding
- Ultimate Ad-Free
- PSLF and TEACH Grants
- Major airlines flying to Los Cabos International Airport
- Benefits of taxable accounts
- Average cost of car insurance for different driver profiles
- 2. Kansas (93%)
- How to earn Alaska Mileage Plan miles
- Lender fees
- 2. Your debt-to-income ratio will drop
- You always check bags
- Home equity loan
- Universal Studios Hollywood
- From a broker or a bank
- Who needs life insurance?
- What's good about a Vanguard Roth IRA?
- Latino: $32.99 per month
- What else should I know about traditional 401(k) contributions?
- Website optimization
- Home energy audits
- Lowering your customer churn rate by 5% can increase your profitability by 75% or more
- Setup up a robust profile
- Money-saving tips for dining credits
- In-store shoppers: Shop on an assigned shift
- Shop around
- 2. Declutter and organize people’s homes.
- Credit unions
- What’s the difference between MPI, PMI and MIP?
- Divorce is an exception to the rule
- Banks
- State and local government grants
- Benefits at-a-glance
- 1. Corporate bonds
- 1. Child tax credit
- JetBlue
- Full Review
- 1. Donate to a qualifying organization
- 1. Set financial goals
- 1. The credit card's interest rates
- Step 1: Enter your personal information
- Options in economy class for 5,625 miles
- If you're younger than 59½ and the account is less than 5 years old
- 1. Calculate an ideal budget for your household income
- Charles Schwab: Best for ATM access
- If you do have a work retirement plan
- More income is sheltered
- 2. Courtyard Carolina Beach Oceanfront, Carolina Beach, North Carolina
- Minimum down payments and credit scores
- 1. The Principal Hotel, Madrid
- 2. It’s not as financially fruitful if you’re in a low tax bracket
- 3. Start a meal-prep business
- 1. Dividend stocks
- In 2023
- Question 1: Was the invoice recorded on your business’s books?
- 2. All Nippon Airways
- 2. United can offer multiple types of compensation
- 1. Sign up (if your employer hasn’t done it for you)
- To build a diversified portfolio
- 2. Business consulting
- Online-only banks
- Refinance your car
- 2. How long will it take to pay off your debt?
- 2. Research the company before you switch
- More flexibility
- 2. Provide external account information
- Ally Bank Wire Transfer Fees
- Why it’s the best
- Labor and material costs are at massive highs
- Hold airline elite status
- Follow USDA food plans
- Audible Premium Plus Annual 12 or 24 Credits: $149.50 or $229.50 per year
- United Club
- If any of these situations apply to you
- Why do lenders ask for a confession of judgment?
- 2. Work longer
- 2. Your credit card can reimburse you
- Partnership
- Your property shouldn’t be damaged in the process
- 2. Use a robo-advisor
- Remaining time and balance of your loan
- 4. Benihana
- There are mileage limits
- 1. Decide how you want to invest in the stock market
- 3. The option to book in cash + points
- Amenities
- 1. Making math errors
- How many PlusPoints are needed to upgrade United flights
- Income
- What you can do: Be wary of fees when using mobile payment apps
- 10-night trip, peak summer travel season
- Aspect ratio
- Principal place of business
- 2. It’ll try to book you on the next available flight
- Kiddie tax 2023
- Benefits of the on-ramp
- No minimum balance requirement or monthly maintenance fees
- Cheap auto insurance from large companies
- How much money you might receive
- Vulnerability to fraud and identity scams
- Our pick for: Rich travel rewards
- FIFO
- 50% of your income: needs
- NY state income tax: Single and married filing separately
- Public Service Loan Forgiveness
- More perks and rewards toward travel
- 2. U.S. Virgin Islands
- EBay
- 1. Consider your vending machine options
- 2. Redemption flexibility
- 1. Determine your junk car’s value
- 3. Freelance graphic design
- 2. Bonus rewards on travel and dining
- Dwelling coverage
- Closing Cost Assistance Grant
- Standard: $15.49 per month
- Construction-only loans
- Keep an eye on local news
- 2. Air Canada Aeroplan
- Debt avalanche
- Cons
- Wear casual clothes
- B/R Sports
- Average VantageScore 3.0 score by age
- 2. MicroStrategy Inc.
- Find a program
- 1. Determine your financial priorities
- Positive Rent Payment pilot program
- Pick a bank that will grow with you
- Step 2. Write your business plan
- Consumer protections
- 2. Find a location that is convenient and comfortable
- Children 2 years and older
- Income
- 2. Hybrid bar/coffee shop
- Review of your finances
- Where to find your eCredits
- Use credit-building products
- Online lenders
- Annual fees
- Look at commissions on the investments you’ll use most
- How to distinguish between fraud and simple error
- 2. A robo-advisor
- CD safety
- 2. Traditional stockbrokers
- Keeping it in the neighborhood
- 3. Your eligibility for the welcome bonus
- Bitcoin cons
- Restaurants Care Resilience Fund grants
- Submit the FAFSA with the temporary workaround if one or both parents don't have Social Security numbers
- Legal consequences of a joint bank account
- Other factors to consider
- How to calculate risk tolerance
- American Express
- Symbotic Inc. (SYM)
- The Chase Freedom Flex℠ offers rotating 5% bonus categories
- Supplemental group life insurance
- 1. Give your money a goal
- Create proof of who’s in the lottery pool
- Pro: $79.99 per month
- Funds based on company size
- Residential energy property
- 3. Check and polish your credit
- Automatic status
- 54% of customers would stop using a brand if they had a negative review go unaddressed
- Ductwork and design: $500 to $7,500
- NC Home Advantage Mortgage
- 2. Stay with stocks
- What liability auto insurance doesn't cover
- Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs
- Wyndham Rewards
- 2. Get a transcript if you need one.
- Transfast
- Big three prepaid plans
- The value of Hilton points over time
- 2. Child and dependent care credit
- Coast
- Nok Air
- Discover Bank, 4.25% APY, no minimum opening deposit
- 2. Decide what type of investor you are
- Alliant: Best for fast funding
- 2. Pick stock funds instead of individual stocks
- Better interest rates
- Retirement benefits
- What is the difference between FICO score and VantageScore?
- 1. Make some adjustments to your current budget
- Child tax credit 2024 (taxes filed in 2025)
- If you're less than 30 days late
- Who can claim the American Opportunity Tax Credit?
- Chase: Best for sign-up bonuses and best for branch access
- The death benefit becomes part of your estate
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- 2. Big travel rewards
- Lower capital gains taxes
- When to tip your hotel housekeeper
- Go in with data
- Have the correct type of loans, or consolidate
- 2. Virtual assistant
- 2. The sooner you start, the better
- Income taxes for single-member LLCs
- 2. Calculate your investing budget
- 2. It’s best to check in sooner, rather than later
- 2. Car wash services
- Accident-only coverage
- Seats
- 1. Know what you own — and why
- 2. Use an online real estate investing platform
- 4. Create a food waste solution
- Flying to Cabo San Lucas on points and miles
- 1. Know when to start retirement planning
- NBKC Business Money Market
- Freeze your Equifax credit report by phone
- 3. Colorado (91%)
- 3. Contact your current auto insurer
- No referrals needed
- 1. The minimum investment required
- 3. Confirm the new account
- Bank of America Wire Transfer Fees
- World of Hyatt
- Commodity ETFs
- 2023 AMT exclusions and phase-outs
- Lots of availability
- 2. Did you receive income that isn't taxable?
- 1099-DIV
- Lenders and agents shouldn’t threaten you or use force
- Ways debt consolidation can help your credit score
- 2. The free agent who wants options: Capital One Venture Rewards Credit Card
- It’s the only way to buy a car
- Field of study and school attended
- Medicare
- 5. Bojangles
- 1. Chase Sapphire Reserve®
- SC Housing home loans
- 2. Failing to report some income
- Back to your lender
- Seven-night trip, shoulder season
- Wheel size
- A big annual fee has you reaching for the barf bag
- Airline fees
- Business class
- 1. Inspect the check
- Drawbacks of the on-ramp
- Step 2: Write a business plan.
- An above-average interest rate
- The backstory
- United's standby policy
- Get pre-approved financing for new or used cars
- Pros and cons of stocks
- Step 2: Account for multiple jobs
- NY state income tax: Married filing jointly or qualifying widow(er)
- 2. Ask for higher credit limits
- If you're younger than 59½ and the account is at least 5 years old
- Invesco Solar ETF (TAN)
- Know your target audience
- 2. Inventory all household expenses
- Short-term capital gains tax
- Fueling/charging costs
- Online brokerage account
- What is Medicaid?
- 3. 50% more value when redeeming for travel
- 1. Honeydue
- United Club Lounge
- Business credit cards
- Trust Wallet
- Report any counterfeits
- 3. Air France/KLM Flying Blue
- Automate
- Pros
- USDA loans
- The lender doesn’t disclose the annual percentage rate
- Government money market funds
- Free and packaged HBO Max plans
- What are the different types of foreclosures?
- 3. NVIDIA Corp.
- 3. Singapore Airlines
- Rotating bonus categories
- 3. Marketing services
- Avis Preferred Plus
- Allstate
- EveryDollar
- Become an authorized user on a credit card
- 3. You’ll have extra money in your monthly budget
- 4. How much you'll spend on the card
- 2. Roll your old 401(k) over to a new employer
- If you don't have Medallion status
- Verizon Small Business Digital Ready
- Home equity line of credit (HELOC)
- American Airlines Admirals Club
- SALT deduction for income taxes
- Upstart Holdings Inc. (UPST)
- Standard two weeks’ notice template
- Limited liability company (LLC)
- Elite: $89.99 per month
- How are 401(k) withdrawals taxed?
- Energy-efficient doors, windows, and insulation
- What are the other American flights to Hawaii?
- 88% of consumers share their negative brand experiences
- Leasing can be cheaper than buying
- 4. Family sharing
- More about the Apple Card
- 3. Sell original items on Etsy.
- World of Hyatt
- Small Business Development Centers
- 2. The account holder maintains ownership of the funds
- 3. Use the proper forms.
- 3. American opportunity tax credit
- Norwegian Air
- Step 1: Find a gold ETF
- SBA microlenders
- Varo, 3.00% APY, no minimum opening deposit
- Example 2. Start with $10,000 and make $400 in interest in one year
- If you're more than 30 days late
- Debts that are included in DTI
- Other forgiveness programs
- Bonanza
- 2. Rakuten
- 2. United TravelBank credits are valid for five years
- Discover® Bank: Best online banking experience
- Safety ratings
- How to unfreeze credit with Equifax
- 4. Freelance writing
- 1. Open an options trading account
- Reduced estate tax
- Will pre-qualifying affect my credit score?
- Premium: $22.99 per month
- Renovation loans
- 2. Inverlochy Castle, Scotland
- 3. You can cancel a flight at least 10 minutes before departure without penalty
- Wear a dark shirt for your passport photo
- 3. If you're going for it, you have only until Dec. 31
- 1. Start with a budget
- 5. Capitalize on plant-based foods
- In 2024
- Find a bank that rewards loyalty
- Question 2: Was the income from the invoice reported on your tax return?
- 2. Choose an account type
- To get the most out of your investment
- Liberty Mutual general liability insurance
- Boarding priority
- Mobile banking makes gains
- B2B customer accounts
- Debt-to-income ratio
- Turn to a hardship program
- 3. Liquor store
- 4. Maryland (87%)
- Property appraisal and title search
- Turkish Airlines Lounge (Concourse H)
- Chase Wire Transfer Fees
- An opportunity for higher profits
- 3. Bitcoin ATMs
- Changes and cancellations
- Longer stays
- If you qualify for a hardship withdrawal
- Bank of America®
- Disneyland
- 3. Earn more
- 1. Understand the differences between an ETF and a stock
- 1099-OID
- 2. Buy-and-hold investing
- 1. Are you a fiduciary?
- Ways debt consolidation can hurt your credit score
- Your good credit earns a very low interest rate
- 3. Open or contribute to an IRA
- For consulting reviews from other cruisers: Cruise Critic
- 6. Chick-fil-A
- Accident and illness plan
- Online lenders
- Load index
- World of Hyatt
- BIPOC receive less business financing, less often and at higher rates
- You need complete flexibility in your traveling
- Kiddie tax example
- Benefits at-a-glance
- Roomette
- Easy online access
- 2. Test websites and apps
- Reach out to reintegration services
- It’s not what you can borrow, it’s what you can afford
- EITC 2023
- 2. Kayak
- EveryDollar
- Average cost
- 2. U.S. Bank rewards
- 2. Track your money
- 30% of your income: wants
- NY state income tax: Head of household
- Campaign rules: Indiegogo
- 2. Apply for a credit card consolidation loan
- 3. Find a household budget template
- Long-term capital gains tax
- 2. Compare offers
- Wednesdays and Saturdays are the cheapest day to fly internationally
- Other structures coverage
- 3. Marriott Myrtle Beach Resort & Spa at Grande Dunes, Myrtle Beach, South Carolina
- Cash is king
- 2. Firstly
- Debt-to-income ratios
- Medical expense deduction
- 1. Secured major credit cards
- Stay alert during busy times
- Cons
- Pros
- Winner: American Airlines
- What is the average credit score overall?
- 4. Marathon Digital Holdings Inc.
- Apply for certification
- Highlights
- Free rent-reporting services tenants can use on their own
- Rewards
- 4. Delta Air Lines
- 3. Delayed flights to or from the European Union may entitle you to cash
- 4. Real estate business
- Amica
- TD Bank Small Business Premium Money Market Account
- Freeze your Equifax credit report by mail
- Amica: Best for customer satisfaction
- Look for brokers with a track record of reliability
- More expensive
- 2. The capital gains taxes you’ll pay
- Third-party fees
- Warren Buffett
- Exchange-traded notes (ETNs)
- Use the 50/30/20 rule to budget for groceries
- You fly a lot with a single airline
- Universal Orlando Resort
- Safer options
- What if I didn't get an extension?
- Check out more from Discover
- S corporation
- Major platforms don't offer this option
- Premier: $99.99 per month
- Industry or sector funds
- Medi-Cal
- 4. Explore mortgage options
- 1. Equipment: $10,000 to $125,000
- 71% of customers are unlikely to buy from a business that loses their trust
- Adding authorized users won't cost anything
- Contact potential clients with “Connects”
- Budget for repairs even before you buy
- 3. Drill down on diversification
- 3. Transfer from Chase Ultimate Rewards®
- 3. You might be able to request a refund
- Costs
- Minority Business Development Agency Centers
- 2. Account for your family's needs
- 3. Qualified distribution rules are strict
- 2. Skip EarlyBird (but still get a good spot in the boarding line)
- 4. Consider a payment plan if you can't afford your tax bill.
- London-Gatwick
- What you can do: Set a financial goal or priority if you haven’t yet
- 4. Lifetime learning credit
- WEX
- Qantas
- Step 2: Analyze the ETF
- Cheap car insurance from midsize companies
- VA and USDA loans: 0% down payment
- Bask Bank, 5.10% APY, no minimum opening deposit
- First Tech: Best for co-sign and joint loan options
- Step 1: Fund your cleaning business
- Other taxes
- Why are my FICO and VantageScore credit scores different?
- 0% APR CREDIT CARDS: A SAMPLING
- Autolist
- Travel benefits and protections
- 3. Guam
- Options in business class for 37,500 miles
- Local banks and credit unions
- iShares Global Clean Energy ETF (ICLN)
- Determine your campaign goals
- SoFi: Best for checking account overall and best checking account for overdraft fee avoidance
- Reliability
- 4.5-star plans
- Managed brokerage account
- For recently issued passports
- Required payment is cut in half
- 4. Point transfers to airlines and hotels
- 3. AmEx Offers
- A legacy of giving
- What do I need to pre-qualify for a personal loan?
- Income taxes for multi-member LLCs
- How base prices can fool you
- Dive deep to compare fares
- 4. Virgin Atlantic Flying Club
- See if refinancing can lower your monthly payment
- 3. Auto repair
- Wellness plans
- Lounges
- What is REO foreclosure?
- What if I didn't get an extension?
- The five-year rule for Roth IRAs
- Don’t reach out over email
- 3. Think about investing in rental properties
- 6. Start a dropshipping business
- 2. Dividend index funds and exchange-traded funds
- 3. Start your equipment investments off small
- Families traveling with children
- Earn 4x on dining and U.S. supermarkets - American Express® Gold Card
- Credit union personal loans
- 2. Figure out how much money you need to retire
- 4. Handyman or contractor
- Learn how credit scoring works
- 4. Avoid a coverage gap
- 4. Set up external electronic transfers
- Compare money market accounts
- Wells Fargo Wire Transfer Fees
- 2. Choose your insurance deductible
- 4. You may qualify for lower rates
- Hilton Honors
- CD opening deposit
- 4. Bitcoin exchange-traded funds
- 3. Keep your 401(k) with a former employer
- San Francisco Women’s Entrepreneurship Fund
- Con: Fewer opportunities to rack up loyalty points and status
- 2024 AMT exclusions and phase-outs
- 3. Are you exempt from minimum wage and overtime rules?
- 1099-R
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- Designate a leader who can keep things organized
- Find your flight
- Car mileage and age
- Concierge services
- 7. Chili’s
- The type of central air unit: $600 to $24,000
- 2. Chase Sapphire Preferred® Card
- What if it’s close?
- 4. Participate in the gig economy.
- What you can do: Transfer money out of apps right away
- Advantages of mortgage protection insurance
- Compare insurance rates for 20-year-olds
- You can’t afford to pay your balance in full every month
- Winner for elite status and rewards: Alaska
- Bedroom
- Xoom
- Other structures coverage
- For college students
- Data missing below?
- 2. Calculate your annual retirement spending
- Specific shares
- Home equity loans pros and cons
- Step 3: Claim dependents, including children
- If it's an error
- Index examples
- Online savings account or money market account
- If you’re 59½ or older and the account is less than 5 years old
- 1. Get sponsored
- 3. A long 0% intro APR period
- Bridge loans are generally used in one of two ways:
- 3. Gather the necessary documents
- Potential for high returns
- Maintenance and repair costs
- 5. E-book writing
- Personal property coverage
- 3. Zeta Money Manager
- Down Payment Assistance Grant
- Have a plan for the 'no'
- Work full time for a qualifying employer
- 3. Researcher and fact-checker
- Pros of tech stocks
- Business lines of credit
- 4. You get two free checked bags
- 5. Block Inc.
- 4. Tax-loss harvesting is most useful if you’re investing in individual stocks, actively managed funds and/or exchange-traded funds
- Eligibility
- Services provided by landlords
- Mobile-focused banks: next generation options
- YNAB
- Headless commerce
- Getting the best HELOC rate
- A decision is made
- Cities with the top five highest annual rent increases:
- DIY care management
- 3. Target-date mutual funds
- The cheapest best full coverage car insurance companies
- Why it’s the best
- You only travel occasionally
- Rolling your money into a new 401(k) or IRA
- Filling a gap between stays
- Cash-out refinance
- Delta SkyClub
- SALT deduction for sales taxes
- Top 5 Treasury ETFs by AUM
- The Chase Freedom Unlimited® offers a solid flat rate on 'everything else'
- C corporation
- What's not as good about a Vanguard Roth IRA
- 2. How do you get paid?
- Growth and value funds
- 68% of customer churn is attributed to company indifference
- Car maintenance is important
- Accident-only plan
- 401(k)s vs. pension plans
- 5. Lap infants fly cheap (and sometimes for free)
- 3. Open an account
- Forgivable down payment assistance
- Stay on the beach or rent a car every day, but don’t do both
- Southwest Airlines
- FoundersCard
- 2. Ask yourself why you received the check
- The cheapest Southwest fares: Southwest Wanna Get Away fare vs. Anytime fare
- 5. Don't be afraid to ask for help.
- Save on United award flights to Hawaii
- Step 3: Choose a business name.
- 5. Student loan interest deduction
- 3. Choose how much you want to invest
- Only certain types of transfers are allowed
- 3. Stay invested with the "buy and hold" strategy
- Pros
- Credit Karma
- 2. Document your charitable contributions
- 20% of your income: savings and debt
- Single-entry accounting example
- 2. The credit card's fees
- What the American Opportunity Credit is worth
- 3. You can get United TravelBank credits by holding an IHG card
- 1. Health care and consumer staples stocks
- Invesco WilderHill Clean Energy ETF (PBW)
- 4. Monitor and adjust your spending
- UFB Direct: Best savings account
- Customer satisfaction
- Medicare
- H&R Block
- Anonymity
- Preparation and packing
- Property tax deduction
- 3. Create a financial plan
- Exodus
- 0% balance transfer credit card
- 3. Hotel Excelsior, Dubrovnik, Croatia
- Physician loans
- Municipal money market funds
- Avoid strapless tops or tank tops
- 2. Trust in diversification
- 2. Practice living on less
- Step 3. Choose your restaurant's name and legal structure
- Convenience
- Liberty Mutual workers’ compensation insurance
- 5. Event planning
- Avis President's Club
- Commissions
- Chubb
- BMO Business Elite Money Market Account
- Book with points
- 5. Utah (86%)
- 3. Which product can you qualify for?
- Keep up the good work
- Credit unions
- Spending toward elite status
- Prepaid items
- CD maturity date
- 5. Your World of Hyatt elite status level
- Does basic economy get a carry-on on United?
- 3. Apply coupons
- Fidelity Investments
- Founders First Job Creators Quest Grant
- Submit a paper FAFSA
- Where Trust Wallet shines
- Experian business credit reports
- Capital One
- Disney California Adventure
- 1. The hook
- 2. Pick an investment account
- 3. There is more than one type of compensation
- Spacing out credit card applications
- 3. Active investing
- 2. Decide how much help you want
- What if you withdraw from your 401(k) early?
- 4. Buy commission-free ETFs
- Loan-to-value ratio
- 8. Cinnabon
- Lower annual fee
- Money saving tips for travel credits
- Banks
- EARN MORE POINTS WITH A MARRIOTT BONVOY CREDIT CARD
- Service description
- 3. Establish your directives
- 1. Make dollar-cost averaging your friend
- First class (available exclusively on the Acela)
- Contributions are tax-free
- Conventional mortgages: As low as 3% down payment
- Tips to avoid fraud
- Step 4: Refine your withholdings
- Campaign rules: Kickstarter
- Costs that are not included in DTI
- 3. Set up balance alerts to stay on top of spending
- If you're 59½ or older and the account is at least 5 years old
- Select the right influencers
- 4. A valuable sign-up bonus for new cardholders
- 4-star plans
- Fly on the holidays (or as far from it as possible)
- 4. AC Hotel Miami Beach
- How to leave tips for housekeeping
- Owner-builder loan
- Start with a budget
- 5. Southwest Airlines Rapid Rewards
- 3. Decide where to buy mutual funds
- It’s surprisingly easy to get approved
- Managing debt
- How age can influence scores
- 6. Riot Platforms Inc.
- 7. Curate subscription boxes
- Sell your car
- 5. Automotive repairs
- How to earn Asiana Club miles
- 5. Change your ID cards
- Pay attention to account minimums
- How do Delta eCredits work?
- 3. Evaluate other factors
- 5. Peer-to-peer money transfer apps
- 4. Cash out your 401(k)
- Buy what you can upon arrival (or have it shipped)
- New listing with few reviews
- Pros
- Diversification through index funds and ETFs
- Formal two weeks’ notice template
- Bankers Life insurance riders
- 4. Consider your spouse
- Ask why your car was repossessed
- Transaction fees apply
- Apply for a balance transfer card
- Strategy 1: Negotiate the out-the-door price
- 1. With more time for interest to accrue, you will pay more
- 92% of loyal customers ranked price and value for the top reason why they stay loyal to brands
- It can be costly to end your lease early
- 2. Choose an investment account
- NC 1st Home Advantage Down Payment
- Cost
- 4. Fund your account and get started
- 3. Claiming too many charitable donations
- Deductions
- 4. Contribution limits are high
- For nonstudents ages 18 to 24
- 2. Municipal bonds, or munis
- 6. Adoption credit
- 3. Learn to use AI tools
- 2. Take a cut with affiliate marketing
- 1. States with no income tax
- PenFed: Best for a seamless application process
- Step 2: Choose your market
- No branches
- Establishing domicile
- Cons
- Best insurance company overall: Travelers
- Our pick for: Intro APR + high rewards on everyday spending
- What is the difference between a wealth manager and a financial advisor?
- 3. Budget for emergencies
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Is the American Opportunity Tax Credit refundable?
- Vio Bank: Best money market account
- Fees
- 6. Translation
- Mortgage insurance
- 4. Social media manager
- Cons of tech stocks
- Delta Sky Club
- 2. Electronic funds withdrawal (EFW)
- Equity vs. debt
- ETF cons
- Personal loans
- AAA non-member rates
- 5. Snacks and nonalcoholic beverages are free
- Opt for modest jewelry
- Buying a put example
- How to switch servicers
- If you've owned your account for less than five years ...
- 5. You must keep your apples and oranges straight
- 2. Create your envelope categories
- Services that charge renters
- 4. Be smart about how you ask
- Average 401(k) match
- Proof of age
- 6. Video production
- Bring a bigger down payment to the table
- You want to avoid wasting time in line, as much as possible
- Multiple storefronts for different brands
- Partner awards from other airlines
- 6. Kentucky (83%)
- Check for existing protection
- Cities with the top five annual rent price declines or smallest increases:
- 3. The cost of owning them
- Marriott Bonvoy
- CD penalty
- 4. Compare (and match) prices
- Bond ETFs
- Bitcoin pros
- Robo-advisors
- SALT deduction for property taxes
- Directly from the U.S. government through the TreasuryDirect website
- Managing multiple billing cycles
- Coverage for accidents and illnesses
- Talk about what happens if you win
- If your employer offers a 401(k) match
- 3. Premium benefits: Chase Sapphire Reserve®
- Be mindful of your target audience
- International, global and emerging market funds
- Smaller annual fee
- 9. Cold Stone Creamery
- 2. Incorporation fees: Under $300
- General liability insurance
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Routine care and wellness
- 1. Credit identity theft
- How to dispute errors on your credit report
- 4. Consider taking an asset allocation shortcut
- Disadvantages of mortgage protection insurance
- Royal Caribbean and Celebrity
- Tire construction
- Credit limits
- Fast Break for Small Business
- Other fuel cards to consider
- Alaska Airlines
- Account growth is tax-free
- Step 3: Buy the gold ETF
- FHA loans: As low as 3.5% down payment
- Can a change be made on the day of travel?
- Gather important documents
- Allow up to 50% of your income for needs
- EITC 2024
- There is a pro-rata rule for backdoor Roths
- Goodbudget
- GradGuard details
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- Step 5: Sign and date your W-4
- Do tipped workers earn the minimum wage?
- 3. Swagbucks
- 4. Prepare your car and complete the sale
- Reasons for unfreezing your credit
- 1. Making money
- How to unfreeze credit with TransUnion
- The policy involves three different people
- For passports issued more than a year ago
- Forgiveness comes sooner
- 5. $300 a year in travel credit
- How long will it take to pre-qualify?
- Premiums
- Get a seat at the table
- Choosing corporate tax status for your LLC
- Online loans
- 2. Retail store cards
- Home supply is still limited
- 6. JetBlue TrueBlue
- Cons
- Other 100% mortgages
- 4. Personal trainers
- Building your credit score
- Iberia business class meals
- 7. Advanced Micro Devices Inc.
- Be upfront, honest and specific
- 3. Anticipate changing expenses
- First Home Program
- For free checking: Bank of Colorado
- Question 3: What is the likelihood that the invoice will be paid in the future?
- 1. All Nippon Airways
- 3. Review the investment choices
- Estate tax exemptions by state
- Cincinnati Insurance
- Credit-builder loans
- 3. Prioritize your financial goals
- U.S. Bank Platinum Business Money Market Account
- Default
- 6. Let your leasing company or lender know about your switch
- 6. Wallet software
- Book travel via the AmEx portal or Expedia
- If you dine out regularly
- Offer to help clean up
- If you are converting your 401(k) to an IRA
- 3. Decide how many shares to purchase
- 4. The DOT dashboard outlines your rights
- Zengo Wallet: 4.8 out of 5 stars
- Type of car and history
- Before 2008
- 69% of consumers say choice of retailer is influenced by where they can earn customer loyalty/rewards program points
- Points are worth more when you book travel through Chase
- Win a gig and get to work
- How much is Netflix a month?
- 5. Rent out your home on Airbnb.
- Credit unions
- 4. If your re-booked flight is at least three hours later, you’ll receive a meal voucher
- BIPOC are discouraged from applying for financing
- 1. Wait for your CD to mature
- Consider the value before buying My Best Buy Plus or My Best Buy Total
- 3. Don’t use the money
- MoneyGram
- But wait, there’s more
- Personal property coverage
- Step 4: Select a business entity.
- 7. Earned income tax credit
- More credit union topics
- What factors affect the amount you can borrow
- 4. Select a provider to open your Roth IRA
- Example interest checking APYs at select institutions
- Cash can be hard to deposit
- Pros
- Autotrader
- Double-entry accounting example
- Prepare for a future tax bomb
- How to set up credit card notifications
- Lower risk
- Unique perks of flying Frontier
- Medicaid
- Liability insurance
- 4. Up to $200 in annual credit for airline incidental fees
- TurboTax
- Mortgage interest deduction
- Where to get auto insurance quotes
- Track your spending
- 4. Nimb Hotel, Copenhagen
- AAA member rates
- Prime money market funds
- 3. Consider buying the dip
- Crashes and car theft
- International travel
- 7. Podcasting
- Digital banking security
- Bring documents showing financial stability
- LendingTree Spring
- Brick-and-mortar order fulfillment tools
- Arrive early to enjoy the lounge
- 6. Home cleaning
- 1. Via your SkyMiles account
- Watch out for account fees
- The best full coverage car insurance companies
- Corona Beach House
- Can I switch to permanent life insurance?
- Stock mutual funds = higher potential returns (or losses)
- Personal loan calculator
- CDs at a bank vs. credit union
- 6. Where you'll use the annual free night
- Use a discount real estate broker
- Have the right suitcase or backpack
- Michael Novogratz
- The federal student loan servicers
- Pro: Less competition with business travelers for availability
- Where Trust Wallet falls short
- Can I renew my passport?
- Citi
- Timing credit applications with big future purchases
- What’s your tolerance for risk to personal assets?
- 4. Dollar-cost averaging
- The Medicare Part B penalty
- Find out if you can get your repossessed car back
- 3. What are my all-in costs?
- Create content that has true value
- To review several cruise prices at once: CruiseDirect
- Size of the AC system
- Online lenders
- Palmetto Home Advantage
- Speed rating
- Possibility of more debt
- 4. Review your beneficiaries
- Valuation metrics
- Euphoria and despair
- Economic data
- Should you buy or sell based on these signals?
- Withdrawals are tax-free
- Our pick for: No credit check at all
- Cheap car insurance after a speeding ticket
- Jumbo loans: As low as 5%-10% down payment (varies)
- Farm Service Agency
- Find a permanent residence
- FICO score ranges
- More information on the cost of college
- How to apply on Indiegogo
- Travel perks at no cost
- 4. Maldives
- Cash management account
- 4. Pay your bill before your issuer reports to the credit bureaus
- Fare flexibility/ticket changes
- Calculate campaign cost
- 7. Editing
- 6. TSA PreCheck/Global Entry/NEXUS credit
- Granting Freedom
- Submit PSLF employment certification forms
- 5. Blogger and affiliate marketer
- The pros
- Capital gains vs. fixed income
- 6. Entertainment is free
- Working toward financial goals
- Apply natural makeup
- 8. PayPal Holdings Inc.
- And when you retire ...
- Discounted rates
- How to contact AARP
- 3. Limit spending to the envelopes
- 8. Create an airport-centric app
- 3. Bonds and bond index funds
- No interest charges
- 5. You may be able to switch airlines
- Liberty Mutual commercial auto insurance
- Ages 20-24
- Chairman's Club (invite only)
- Up to 5x on travel - The Platinum Card® from American Express or American Express® Green Card
- Farmers
- 1. Cash dividends
- Consider do-it-yourself monitoring and recovery
- Department of Education calls for an end to “forbearance steering”
- Credit score for FHA loans
- Transfer points to travel partners
- International ETFs
- Grants.gov
- Submit the form online, once glitch is fixed
- You travel often and need the perks
- Bitcoin cons
- British Airways Lounge
- It’s never too early to plan
- Equifax business credit reports
- 2. Company description summary
- Tactic 2: Use points or miles
- You might need a separate IRA for traditional investments
- Take out a debt consolidation loan
- Strategy 2: Make a preemptive refusal
- Medi-Cal
- 5. Research first-time home buyer assistance programs
- 10. Del Taco
- Commercial property insurance
- 4. Reporting too many losses on a Schedule C
- 2. Child identity theft
- Purchase a travel insurance policy
- Keep your card open
- 2. Open a no-penalty CD
- If you’re willing to be loyal to a specific brand
- Safety ratings
- London-Stansted
- Going over budget is nearly universal
- Free shipping — and fast
- Emergency savings: Always a work in progress
- 8. Charitable donation deduction
- Delta Air Lines
- 2. States with flat income tax rates
- Navy Federal: Best for military members
- 3. Expedia
- Dun & Bradstreet business credit scores
- Cost (and quality) of living
- Our pick for: Online purchases
- Tips for shopping for title and settlement companies:
- Cons
- Purchasing stocks
- 3. Don’t miss out on tax deductions for volunteering
- 4. Tackle high-interest debt
- 1. Find a dividend-paying stock
- 4. It’s possible to use credit card travel credits to fund your United TravelBank
- 5. No late fee the first time you pay late
- Bridge loan pros and cons
- Tips for unfreezing your credit
- Tax credits
- 1. Fill out a mortgage application
- 5. Key Largo Bay Marriott Beach Resort, Key Largo, Florida
- 5. Up to $200 in Uber cash for rides
- 1. Compare DAF sponsoring organizations
- Copays, coinsurance and deductibles
- 4. Don’t try to predict the market
- Personal loans
- Find ways to save
- 1. Prepay your property taxes
- For branch access: U.S. Bank
- 4. Compare investment fees
- 4. Prepare to eat the cost of promotion
- Consider bringing your own financing
- Voluntary repossession
- 7. IT and computer services
- 7. South Carolina (81%)
- Any fare type within 24 hours of booking: $0
- 4. Index funds
- Service requirements
- Why it’s the best
- Types of CDs
- Sell your home yourself
- 5. Use shopping tools and apps
- Seller concessions
- Universal Studios Hollywood
- Building a portfolio with stocks and bonds
- SALT deduction for personal property taxes
- Magic Kingdom
- 5. Investigate divorced spouse benefits
- 4. Place your order
- 3. Pick an investment account
- 4. What are your qualifications?
- Ways to maximize savings when booking with Chase partners
- 2. Lenders usually charge higher interest rates for long-term auto loans
- Exercise restraint with muted calls to action
- 3. Office space: $100 to $1,000 per employee per month
- Installation and labor: $75 to $250 per hour
- $300 annual travel credit
- State minimum car insurance requirements
- How much is YouTube TV?
- How to report fraud or identity theft
- What you can do: Understand the risks of sending money to the wrong person
- Eat cheaper
- The actual expense method
- IFundWomen Universal Grant Application Database
- Matching Wyndham to Caesars Rewards
- How to contact Ethos
- 3. Get free Wi-Fi (365 times)
- 3. U.S. government bonds and securities
- Your employer can contribute
- Try a checking account that’s made for fresh starts
- 4. Check out dividend-paying stocks
- Step 3: Find a specialty — and stick to it
- Cheapest full coverage car insurance in California for 20-year-olds
- Home equity lines of credit pros and cons
- A decent base rate on all purchases
- Baggage and seat selection
- Small-cap stocks and value stocks may outperform
- Average rates from the biggest auto insurers after an at-fault crash
- 8. Writing a blog
- 7. Extra points on Lyft rides
- Additional coverage
- Charitable contribution deduction
- 5. Hemingways Nairobi
- 7. The Rapid Rewards program earns based on spending, not miles
- Saving for and buying a home
- Choose a simple hairstyle
- Free travel advisors
- 9. CME Group Inc.
- 6. Don’t sell your losers just to get the tax break
- 4. Consider flipping investment properties
- 9. Become a destination wedding planner
- Wells Fargo Active Cash® Card
- Term life insurance rates for nonsmokers
- Lower credit utilization
- Nursing mothers
- 8. IT consulting
- Broker fees
- Nationwide
- You’re visiting a park with many, or popular, attractions
- 4. Choose the best retirement plan for you
- Consider 'fifth freedom' routes
- 2. Stock dividends
- 4. What are the costs?
- What hotels will you actually stay at?
- America’s Seed Fund
- What Trust Wallet is best for
- Access federal student aid and other government loans
- Do I need to update Global Entry when I get a new passport?
- Traditional, in-person financial planners
- Accident-only coverage
- 5. Index investing
- 1. Find a dividend-paying stock
- Equity REITs
- Experience level
- 5. Trade stocks
- Superior rewards-earnings
- 11. Denny’s
- Where to stash home-repair money
- 4. Marriott Bonvoy Boundless® Credit Card
- Community Partners Loan Pool
- Close the card and/or apply for a new one
- 5. Verify whether you’re protected by your credit card
- 3. Opt for a CD ladder
- 2. Diversify your holdings
- Access to streaming services, digital book and photo storage
- 9. Medical expenses deduction
- How can I qualify to borrow more?
- Leave 30% of your income for wants
- 3. States with progressive tax structures
- Fewer one-stop-shop options
- VantageScore ranges
- Price
- Earn Flying Blue miles
- 3. Tap your home equity for a loan or line of credit
- Poshmark
- How the Lifetime Learning Credit works
- Create messaging for posts and mentions
- 6. Up to $200 in annual hotel credit
- 6. Freelance designer
- Construction loans to build a house
- United Airlines MileagePlus
- Emirates economy class checked baggage policy
- 2. Save your registration statements
- Premiums
- You can’t build credit with the loan
- 5. Newborn and post-pregnancy services
- Winner: American Airlines
- FICO score ranges
- 4. Prepare for when there just isn’t enough
- Damage you do to others
- Expensify
- B2B and B2C tools, combined
- How do I access a HELOC?
- Interest rates
- Finding a listing in your price range can be tough
- Earn Elite Night Credits
- Basic economy fare after grace period: Starts at $99
- Credit score for VA refinance
- 4. Consider extra coverage
- Should you invest in retail stocks in 2023?
- 7. How to protect your purchases and travel
- You're not ready for the high-end Delta card
- Just pack lighter
- 6. Buy online, pick up in store
- Bitcoin or crypto ETFs
- Chase
- Epcot
- 3. Market analysis
- 5. Delayed EU flights can compensate you
- Strategy 3: Have a fallback answer
- Use inbound marketing content to enhance outbound marketing efforts
- Your credit score
- Business interruption insurance
- Design
- 5. Deducting too many business expenses
- Using United PlusPoints on partner airlines
- 3. Synthetic identity theft
- 6. Become a dog walker.
- When purchasing a ticket
- 5. Use a Roth
- 5. Note your state's estate tax laws
- Wise
- 3. Land a brand deal and make sponsored content
- 4. Keep the deadline in mind
- How to apply on Kickstarter
- 4. Fiverr
- 5. You can't use United TravelBank funds for other travel purchases
- Medicare
- 2. Pick which options to buy or sell
- Unpaid interest is cancelled
- 8. DoorDash discounts
- 2. Contribute cash or other assets to the donor-advised fund
- Switch to an income-driven repayment plan
- The cons
- Apply for aid
- Revocable life insurance trusts
- Alternative and rehabilitative treatment
- Luxury programs
- 10. Make local guides
- Term life insurance rates for smokers
- First Home Limited Program
- For banking local: Community Banks of Colorado
- 9. Catering
- State Farm
- Andover Companies: Best coverage
- Splurge for a suite
- 3. Dividend reinvestment programs (DRIPs)
- 8. Pet store, grooming and boarding
- Look at the pricing and execution fine print
- Bond mutual funds = lower returns (but lower risk)
- Hot wallet
- WomensNet Grants
- Con: Lack of business travel might be why prices are so high
- How to roll over funds — and avoid tax missteps
- SAS Lounge
- Dun & Bradstreet business credit reports
- Your credit utilization
- 5. How will our relationship work?
- Borrow from your 401(k)
- Mortgage REITs
- 12. Edible Arrangements
- How to use American Airlines AAdvantage miles
- 4. Inventory: 17% to 25% of your total budget
- Choose cars that hold their value
- How much is Hulu?
- Methodology
- Access via travel card benefits
- Request a "product change" to a different version
- Other Ally Bank reviews
- Find a credit counselor
- Amber Grant for Women
- Winner of the sky: Delta
- You can cancel a paid My Best Buy Membership early
- Net worth of U.S. families by income
- The battle of the middle Southwest fares: Southwest Wanna Get Away Plus fare vs. Anytime fare
- Retirement savings: Room for improvement
- Step 5: Define your products and services.
- 10. Deduction for state and local taxes
- Southwest Airlines
- 4. Take surveys for money
- Equifax business credit scores
- Step 4: Plan the business budget
- 4. Barclays rewards
- 5. Plan for retirement
- 2. Evaluate the stock
- You don't want to risk sold-out cars
- Ruby Lane
- 5. Monitor your total credit utilization
- Track return on investment
- 6. No foreign transaction fees
- Hedging against future downturns
- 9. Freelance researching
- 6. Residence Inn St. Petersburg Treasure Island, St. Petersburg, Florida
- 7. Up to $300 Equinox credit
- Mortgage rates
- Investing in individual tech stocks
- Trezor
- Home prices keep climbing
- Singapore Airlines KrisFlyer
- 4. Understand mutual fund fees
- 3. Scrutinize your closing paperwork
- 8. Your fare type will determine how many points you earn
- VantageScore ranges
- 4. Think about getting a second opinion
- 7. Put the cash from the sale to good use
- 4. Real estate investment trusts (REITs)
- 5. Consider contributing enough to get any employer match
- Ages 25-34
- How much does a HELOC cost?
- 8.* Arkansas (76%)
- Evaluate the risk
- Protect your credit
- Bonus points on groceries, gas and dining
- Cheap full coverage car insurance companies by state
- Use points to upgrade your seat
- 7. Get rewards
- Trust Wallet at a glance
- When are taxes due in October?
- Target Date Fund
- SALT tax deduction 2023
- 6. Add your minor child
- Wellness Rewards
- Guarda: 4.6 out of 5 stars
- What else should I know about Roth 401(k) taxes?
- 6. Compare mortgage rates and fees
- 2008 and beyond
- Seasonal Energy Efficiency Ratio (SEER) Rating
- Lounge access and other top-tier benefits
- 6. Claiming a home office deduction
- How to freeze your credit
- 1099-A
- Matching Hyatt to MGM Rewards
- Conventional loans
- Reliability
- 4. Alert authorities to fraud
- 1. You avoid having the IRS do it for you.
- Holding on to the budgetary reins
- Loss of use coverage
- Food without the delivery fee
- Cheap auto insurance after an accident
- 5. Explore new industries
- Oneworld alliance elite status
- Your money management style
- CarFax
- Which is better when?
- Cruising further from the U.S.
- 5. Cabo San Lucas
- Who can claim the Lifetime Learning Credit?
- Lounge access
- 2. Healthy large-cap stocks
- 2. Promote your business
- When to use a bridge loan
- Read up before you buy now, pay later
- 2. Review your Loan Estimates
- 3. Itemize on your taxes to get the tax break
- Virginia Housing Conventional
- 7. Freelance coder
- 5. Take the long view
- 3. The Electronic Federal Tax Payment System (EFTPS)
- Use designated accounts for spending and savings
- 6. The Anam Mui Ne, Vietnam
- Copays, coinsurance and deductibles
- Behavioral therapies
- When are taxes due in October?
- Injuries to you
- Chase Sapphire Preferred® Card
- Marriott hotels in Cabo
- 6. Check your credit card for trip delay insurance
- 5. Price yourself in line with the market, if not a little lower
- 10. Social media management
- Supplemental in-store fulfillment options
- 4. Special dividends
- 2. Book as normal and pay with eCredits
- 1. Diversification
- 5. Get a quote
- What hotels are transfer partners with your existing credit card points?
- 8. There's a small-business version of the card now
- National Association for the Self-Employed (NASE) grant
- No collections until Fresh Start expires
- 5. Keep an eye on your investment
- How do you want the IRS to tax your business profits?
- 2. Evaluate the stock
- Location
- Your debt-to-income ratio
- 13. Firehouse Subs
- Check leasing specials
- Full coverage insurance
- 4. Taxpayer identity theft
- 4. Stay at Marriott Hotels
- The simplified version
- 6. Weigh the value of professional help
- Net worth of U.S. families by age
- But wait, there’s more
- 11. Mortgage interest deduction
- How to maximize your rewards
- You must have a high-deductible health plan
- 5. Gather your paperwork
- 4. Capital One Travel
- Green, Gold and Platinum pay over time cards
- Alaska
- Best insurance company for affordability: NJM
- 3. Estimate your total savings needs
- Our pick for: Everyday spending
- Cheapest minimum coverage car insurance in California for 20-year-olds
- 1. Have a goal for your index funds
- Short-term bond funds
- 2. Find the right location for your vending machine
- Emissions and efficiency
- 10. Freelance coding and web design
- Closed-loop cruises
- 9. No foreign transaction fees
- 8. $300 SoulCycle credit
- H&R Block
- Renovation loans to buy and repair fixer-uppers
- Inverse performance
- Emirates Skywards
- The lender has a history of customer complaints
- See what’s available in your brokerage account
- 6. Enrichment activities for children
- Maintaining financial health
- Buying a put vs. shorting example
- 11. Create a local grocery delivery service
- For account options: Colorado Business Bank
- Pregnant travelers
- Travelers
- Rocket Money
- Low returns
- 9. Salon or barbershop
- 8.* Pennsylvania (76%)
- Debt-to-income ratio
- You may still have to clean up after yourself
- How to earn JAL Mileage Bank miles
- 5. Exchange-traded funds (ETFs)
- Debt-to-income requirements
- Why it’s the best
- Money market mutual funds = lowest returns, lowest risk
- Cover your card charges
- Why you might roll a 401(k) into an IRA
- 8. Score free stuff
- Sector ETFs
- You are a budget-conscious traveler
- USO Center
- Online financial planning services
- Hollywood Studios
- 4. Products and services
- Your payment history
- 6. Growth investing
- Stocks
- 6. What's your investment philosophy?
- What is the Global Entry interview like?
- Perkins loans
- Hybrid REITs
- 3. You have a higher risk of developing negative equity
- It’s a home, not an investment
- 7. Babysit or open a daycare.
- Use a debt payoff strategy
- 1099-B
- National Association for the Self-Employed Growth Grant
- 4. Fly on holidays for free drinks
- See how APYs have moved at high-yield accounts versus regular accounts
- 2. You can pay your tax bill in installments.
- London-Luton
- Early access to Prime Day sales
- Our pick for: Beginner-friendly features
- Schedule 1: Additional income and adjustments to income
- Changing tickets booked with miles
- Accion Opportunity Fund
- Commit 20% of your income to savings and debt paydown
- Bonus features
- Mutual funds
- Certain repositioning cruises
- 3. Decide how much stock you want to buy
- Etsy
- Earning rates
- Medicaid
- Book one to three months in advance
- What's next?
- 8. Online thrifter
- Escape Lounge
- Make a plan to pay off debt
- Debt management plan
- Irrevocable life insurance trusts (ILITs)
- Congenital or hereditary conditions
- Whole life insurance rates for nonsmokers
- Progress billing
- Make Money
- You don’t have multiple existing reservations in your day
- Variety of payment methods
- 5. Preferred dividends
- Keep your job
- Nonrefundable fare after grace period for travel that originates in the U.S., Canada, Europe, Africa and the Caribbean: $0
- 2. Low cost
- Club America F
- Average annual cost of term life insurance for nonsmokers
- Cold wallet
- Program for Investors in Microentrepreneurs
- Full details about Trust Wallet's ratings
- Why is there a SALT cap?
- U.S. Bank
- 6. You’re owed if you get bumped
- Tap your home equity
- Your payment history
- For budget-friendly options: Priceline
- 14. IHop
- 5. Marketing: Below 10% of your total budget (even 0%)
- Price the car
- Saving on a Valuable Education (SAVE)
- Additional standard deduction 2023 (taxes due 2024)
- 5. Southwest Rapid Rewards® Plus Credit Card
- Money-saving tips for miscellaneous credits
- How much is Disney+?
- Amenities
- 7. Using nice, neat, round numbers
- Consider a condo
- Compare car insurance rates for 35-year-olds
- First trimester
- 3. Invest in sectors that perform well in recessions
- Net worth of U.S. families by race or ethnicity
- Other options
- What you can do: Take steps to avoid overspending
- 12. Gambling loss deduction
- 4. Sell some merch
- Experian business credit scores
- 6. Optimize your finances with tax planning
- You might be able to reserve a car now — and rebook the same one later at a discount
- 6. The United TravelBank doesn't earn interest
- 7. An account-locking function
- Consistency is key
- 10. Airport lounge access
- 7. JW Marriott Marco Island Beach Resort, Marco Island, Florida
- 9. Up to $240 in digital entertainment credit
- What do I need for my loan application?
- British Airways Executive Club
- How to contact AAA
- Saving and investing for retirement
- 5. Focus on the long term
- 5. Rent out a room
- 12. Start a virtual event planning company
- 2. American Airlines
- Diaper bags
- 11. Business planning service
- USAA
- 10. California (75%)
- Bonus points on restaurants and U.S. supermarkets
- Shop with points via the American Express site
- You can use credit card benefits to travel in basic economy
- 9. Leave items in your cart
- A second shot for borrowers who rehabilitated and defaulted
- Robo-advisor
- 7. Suspend your benefit
- Your credit age
- Exodus: 4.5 out of 5 stars
- Trusts
- If your employer doesn’t offer a 401(k) match
- 3. Decide how much stock you want to buy
- HEAL loans
- 1. Examine your cooling needs
- Gap insurance
- 3. Learn the difference between investing in stocks and funds
- Self-Help Loan Pool
- How to request a copy of your credit report
- Bizee’s Fresh Start Business Grant
- 7. Plan to reassess
- 3. The government might owe you money.
- Step 6: Get the proper licenses, permits, and insurance.
- How to maximize your rewards
- American Airlines
- 1. Decide on an account type
- 2023 tax rates by state
- Florida
- Account linking
- 5. American Express Membership Rewards
- Indiegogo pros
- 2. Research index funds
- Transfer Flying Blue miles
- Not thoroughly vetting your influencer
- Loan limits
- Investing in tech funds
- Understand basic economy vs. regular economy
- Compare award letters
- Bankruptcy
- 7. Viceroy Bali
- Decide which type of money market fund is right for you
- Exam fees
- Ways to build credit
- Your stolen stuff
- Chase Freedom Flex℠
- Whole life insurance rates for smokers
- Interest Rate Reduction for Low-Income Borrowers option
- For growing companies: Chase
- 6. Decide whether you want to supplement your savings outside of a 401(k)
- Ages 35-44
- Average cost of renters insurance in California by city
- 6. Dividend funds
- 10. Gas station
- You're going to get "graded" as a guest
- Nonrefundable fare after grace period for travel that originates elsewhere: Varies
- Cheap full coverage auto insurance for drivers with an accident or DUI
- 3. Strong long-term returns
- Other VA refinance requirements
- Average annual cost of term life insurance for smokers
- What brands (and perks) align with your travel style?
- If you want higher Medallion status
- Leveraged ETFs
- Animal Kingdom
- 5. Financial information and projections
- How formal do you want your management structure to be?
- After you're approved for Global Entry
- Publicly-traded REITs
- Demographics
- Medicare
- 7. Gather your loan paperwork
- 15. Melting Pot
- Get quotes from dealers
- Additional standard deduction 2024 (taxes due 2025)
- Purchasing a Plumeria Lounge day pass
- 5. Medical identity theft
- 8. Start a housekeeping business.
- Get add-on protection for your trip
- Get a debt consolidation loan
- 1099-C
- Honorable mention: Wellcare
- Net worth of U.S. families by education
- Liability coverage
- 1. Log out
- 13. IRA contributions deduction
- How to maximize your rewards
- Schedule 2: Additional taxes
- 5. Make money from your blog with affiliate links
- 1. Book recently-added properties
- Example CD APYs at select institutions
- Dividends
- 6. Puerto Rico
- 4. Borrow from your 401(k)
- 5. Upwork
- 1. Think long term versus short term
- 2. Managing money
- 11. Software and app development
- Land or sea border crossings
- 10. $189 Clear credit
- TurboTax
- 4. Help your donation grow
- Ledger
- Competition remains steady
- Iberia Plus
- 7. Mobile apps and entertainment for children
- 5. Money market funds
- Invoice financing
- Car seats
- 12. Tax consulting
- Eureka
- No price transparency
- Respond quickly to lender requests
- 1K bonus points per stay
- Use points toward online purchases elsewhere
- 10. Sign up for the mailing list
- FedEx Small Business Grant Contest
- You are strategic with rewards
- 7. Value investing
- If the car is sold, ask if you still owe money
- 7. What asset allocation will you use?
- Credit cards for earning American AAdvantage miles
- 4. You could fall into a cycle of negative equity
- Index funds
- How to use British Airways Avios for a flight to Hawaii
- 2. Time it right
- Pay As You Earn (PAYE)
- 1. Get a grasp on your new budget
- Other ways to use Aeroplan points
- How much is Max?
- Startups run by BIPOC start with less and never recover
- Government-backed loans
- The following Southwest credit cards include upgraded boardings:
- 5. Watch for sales (They happen frequently)
- Customer satisfaction
- 4. You can avoid problems getting a loan.
- 6. Pick your investments
- 2. Choose the right broker
- 1. 'I’ll wait until the stock market is safe to invest.'
- What is the meaning of online banking and how do you use online banking?
- AmEx EveryDay Cards
- Cheapest auto insurance in California for 20-year-olds with poor credit
- CarGurus
- Resident status rules
- Swappa, Gazelle
- Focusing on follower volume instead of engagement
- 8. Social Security number alerts
- Government bonds
- Medicare
- Check your feelings at checkout
- 8. JW Marriott Santa Monica Le Merigot, Santa Monica, California
- Virginia Housing Conventional No Mortgage Insurance
- Make 10 years' worth of payments
- 9. Data entry guru
- Get your finances in order
- Develop good credit habits
- Consider how much you’ll need to borrow
- Debt settlement
- 9. Elite status members will earn more points and get more perks
- Prescription diets and supplements
- Earning Capital One miles
- 13. Sell zero-waste products
- Bonus points on everyday spending - The Blue Business® Plus Credit Card from American Express
- Money Manager
- 5. Select your retirement investments
- Treasury securities
- 11. Grocery store
- 11. Connecticut (74%)
- Down payments and gift funds
- 6. Investment apps
- Why you might not want to roll a 401(k) to an IRA
- Leaving your money in your old 401(k)
- Wells Fargo
- Disney’s Typhoon Lagoon Water Park
- Futures
- Find your flight
- How I bonds are taxed
- 16. Moe’s Southwest Grill
- 6. Website: Around $40 per month
- How long do things last?
- What makes it different?
- 1099-CAP
- 4. Focus on the long-term
- The most expensive fare: Southwest Business Select fare vs. Anytime fare
- 14. 401(k) contributions deduction
- How to maximize your rewards
- Fleet expense management tools
- United Airlines
- Additional resources:
- Cheapest car insurance after a DUI
- 5. Offer memberships
- Nevada
- Security
- In case of medical emergencies
- Is the Lifetime Learning Credit refundable?
- Fare flexibility/ticket changes
- 2. Look into tax-loss harvesting
- You surrender the policy
- 3. Predict the option strike price
- 3. Loan processing takes over
- 11. Luxury hotel benefits
- 11. Reimbursement of application fees for TSA Precheck or Global Entry
- 1. Avoid filing your tax return on paper
- What’s next?
- Taxes
- FHA loans
- 6. Always keep the food and conversation going
- Ages 45-54
- Average annual car insurance costs from large companies
- No native appointment booking
- Redeem for gift cards
- 11. Use referral programs
- Appraisal fee
- Two-day ticket deals
- 8. Use a do-over
- 6. Future plans
- Coinbase Wallet: 4.4 out of 5 stars
- 4. Open your account
- Parent PLUS loans
- Public non-traded REITs
- 3. Look for equipment rebates and tax credits
- Set the lease terms
- 6. United℠ Explorer Card
- 6. Account takeover
- 9. Become a tutor.
- Negotiate a lower APR
- Venmo Small Business Grant
- Second trimester
- Watch the calendar
- 5. Safeguard your Social Security.
- 2. Start searching on a special website
- Schedule 3: Additional credits and payments
- 2. Travel off-peak
- Stock splits
- 6. Capital One Rewards
- 7. Invest to build your future goals
- 1. Automate transfers
- Bank certificates of deposit, or CDs
- Unclear expectations
- 9. Cash at checkout
- Medicaid
- 12. Business coaching
- Most popular
- Set a price alert
- Property standards
- Shop around for lenders
- 8. Keswick Hall, Charlottesville, Virginia
- 5. Manage your mutual fund portfolio
- 8. Shared accessories and attire
- Dental care
- Use your Chase Ultimate Rewards® points
- 6. Take advantage where you can
- 14. Make products for pets
- InboxDollars Surveys
- Compare business money market account rates
- Chubb: Best for high-value homes
- Avianca VIP Lounge
- You travel with a companion
- Perks await when you fly economy with elite status
- United Club
- Disney’s Blizzard Beach Water Park
- How long do I need an SR-22 in California?
- What happens if you are declined?
- Specialty or alternative funds
- 8. Get a preapproval letter
- 17. P.F. Chang’s
- Income-Based Repayment (IBR)
- How much is Apple TV+?
- 1099-DIV
- The following Southwest credit cards offer EarlyBird Check-In perks:
- 1. Consider travel time and distance
- Baby boomers keep income details to themselves
- Shopping for better savings rates
- How to maximize your rewards
- Our pick for: Fixed monthly payments
- 2. 'I’ll buy back in next week when it’s lower.'
- Upgrade your booking class
- What are the types of online banking?
- What does P2P mean?
- Blue Cash Cards
- New Hampshire
- 4. Invest for growth
- 3. Pick your index funds
- 3. Sell your castoffs
- Charging/filling up
- You sell the policy
- 12. Up to $100 in statement credits annually at Saks Fifth Avenue
- 5. Pick charities to support
- 10. College consultant
- 2. Get direct deposit
- Check yields, fees and expense ratios
- Redeeming Capital One miles
- The insurer of last resort: Citizens Property Insurance Corporation
- Hilton hotels in Cabo
- 3. Japan Airlines
- Bottom line
- Strollers
- 13. PR agency
- Not for small businesses
- Dividend per share (DPS)
- 12. West Virginia (73%)
- Refundable fares: $0
- Call options
- 1. Know the types of term life policies
- Donate to charity
- 12. Write a review
- The fresh start will be reflected on credit reports
- Discount points
- Tactic 3: Use your military benefits
- 5. Repair and maintenance costs increase with a car’s age
- Medi-Cal
- Close the deal
- 2. Call your issuer
- Got more questions about how to open an IRA? We have answers
- If you already have a ticket
- 5. Refer a friend
- Methodology
- General cost
- Set cash aside
- Medical payments coverage
- 15. Saver’s credit
- 6. Sell your wares on Etsy
- LiftFund
- 3. Open the account
- Customer support
- Inheritance and gifts
- How quickly could the IRS implement the child tax credit expansion?
- How to have more taxes taken out of your paycheck
- Not optimizing your social media accounts
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- 13. College consulting
- Other general-purpose travel card reviews
- 4. The underwriter makes a decision based on your documentation
- Rebook if you find a cheaper price
- 12. Cardholder hotline
- 9. Pier South Resort, Autograph Collection, San Diego
- 4. Debit card
- Invest in your financial future
- Wash sale rules
- 15. Create custom clothing
- No-exam life insurance rates for nonsmokers
- Stocks
- Manufactured Home Program
- Ages 55-64
- AndroMoney
- Wildfires
- 12. Drugstore
- $300 restaurant credit
- Consider tools, education and features
- Identify grants that are suited to your business
- United Club
- How do I get a restricted driver’s license in California?
- How much administrative complexity can you handle?
- 8. Income investing
- I bond tax benefits
- For booking travel experiences beyond the cruise: TripAdvisor
- 18. Pinkberry
- How to use Alaska miles for an American flight to Hawaii
- 7. Criminal identity theft
- Pay with points and miles
- Elevate your credit scores
- Third trimester
- Winner for its variety of credit cards: Delta
- Step 7: Decide where to sell your crafts.
- Frontier Airlines
- 3. Book early
- Example money market account APYs at select institutions
- 5. Kiwi
- Step 5: Register the business
- Can you open a bank account online?
- What is P2P payment?
- Our pick for: Cell phone and internet bill payments
- Our pick for: Flat-rate travel rewards
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- 8. Grow your financial well-being
- Part-year resident status rules
- Baggage and boarding
- 3. Funds that track specific sectors
- 13. Walmart+ Monthly Membership Credit
- 3. Stay on top of things
- SafePal
- Get prequalified
- HomeReady and Home Possible loans
- Winner: American Airlines
- 6. High-yield savings accounts
- Google Opinion Rewards
- Municipal bonds
- Dividend yield
- 13.* Florida (71%)
- FHA appraisal
- 2. Consider policy riders
- Appendix: How the math works in our examples
- 13. Dispute charges
- How do I open a Roth IRA at Vanguard?
- 8. What investment benchmarks do you use?
- Private REITs
- 7. Office furniture and supplies: 10% of your total budget
- Home equity loan
- Credit unions
- New car replacement coverage
- NC Home Advantage Tax Credit
- Cost
- Waitlist your PlusPoints request
- 10. Become a career coach.
- 1099-G
- The Amplifier Grant
- 2. Don’t get carried away
- Thoughts on tipping and fees
- 16. Health savings account contributions deduction
- 3. 'I’m bored of this stock, so I’m selling.'
- South Dakota
- Best insurance company for accident forgiveness: Geico
- Cars.com
- 7. Citi ThankYou Points
- Resident status rules
- 2. Count your coins and bills
- 6. OfferUp
- 4. Determine the option time frame
- 13. Access to unique, cardmember-only events
- Virginia Housing Plus Second Mortgage
- Apply for PSLF forgiveness
- 11. Online tutor
- Priority Pass discount: Kafe Kalik
- Prepared to put down roots?
- 9. The Roundtree, Amagansett
- Final expenses
- Fly on off-peak days
- No-exam life insurance rates for smokers
- Step 4. Get a tax identification number for your restaurant
- Additional items
- 14. Professional organizing
- Shopify: A simpler and cheaper option for B2C sellers
- USAA vs. State Farm home insurance
- Zero-interest credit card
- Global Entry or TSA PreCheck credit
- Cheap full coverage car insurance for drivers with poor credit
- Escrow account funds
- Can you pay estimated taxes at any time?
- Three-day ticket deals
- 1. Be concise
- How do I get rid of an SR-22 in California?
- Trust Wallet: 4.3 out of 5 stars
- 19. Pizza Hut
- Chubb
- Income-Contingent Repayment (ICR)
- 7. Delta SkyMiles® Gold American Express Card
- 3. Agree only to terms you can afford
- How much is Peacock?
- Consider using a retirement account
- 6. High-yield savings accounts
- 4. International and emerging markets bonds
- Benefits
- Hawaiian Airlines
- 4. Contact the host and ask for a discount
- 4. Fund the account
- User experience
- How to have less taxes taken out of your paycheck
- Indiegogo cons
- 5. Enter a debt management plan
- 4. Earn badges through Live videos
- 4. Call in a pro
- Hire a builder
- The risks and rewards of each
- Use the Best Fare Finder and pay in cash
- Cost basis calculations
- 16. Sell vintage clothing online
- Bonds
- 13. Antique or thrift store
- Confirm grant details
- Cash out your 401(k) — which is rarely recommended
- United Polaris
- What are your long-term goals for the business?
- How much do I need to open a Vanguard Roth IRA?
- Book your flight
- 9. Choose a real estate agent carefully
- 1099-INT
- 17. Self-employment expenses deduction
- Cheapest auto insurance for poor credit
- Delta SkyMiles Cards
- Tennessee
- Real estate
- 4. Decide where to buy your index funds
- Seat selection
- 14. Tutoring
- You take out a loan against the cash value
- Be flexible with destination, airport and dates
- 4. One more thing to know about your tax refund
- Estimate loan payments
- AM Best Financial Strength Rating: A (Excellent) for most
- 10. Rapid Rewards points never expire
- 9. Shared home improvement equipment
- 15. Photography
- Swagbucks
- 1Money
- 13.* Washington (71%)
- How to earn Korean Airlines Skypass miles
- $100 Marriott Bonvoy property credit
- What is the difference between SR-22 and SR-1P?
- 9. Socially responsible investing
- 5. Choose investments that match your tolerance for risk
- 20. Red Robin
- 8. Utilities: Around $2 per square foot of office space
- 4. Set a budget for your stock market investment
- How much is Prime Video?
- FedEx Small Business Grant Contest
- Labor and delivery
- 3. Be aware of restrictions
- 3. Search again
- How to maximize your rewards
- Drawbacks
- 7. Self-publish an e-book
- Past years' state tax rates
- Reviews
- 5. Keep your expenses in check
- 9. Estate planning: Protect your financial well-being
- Nonresident status rules
- 3. Prep for grocery shopping
- 3. Find your vending machine
- 1. Choose to DIY or get some help
- Towing
- Corporate bonds
- 5. Your loan is cleared to close
- 10. Sheraton Princess Kaiulani, Honolulu
- 14. Access to the American Express Global Lounge Collection at airports
- Get preapproved
- 17. Begin niche blogging
- Allianz Global Assistance
- Shift4Shop: A B2B e-commerce website builder with no subscription fees
- Allstate vs. State Farm home insurance
- 14. Fitness studio or gym
- Home equity financing
- Take advantage of promotions
- Put options
- Flood determination and monitoring fees
- What happens if I forget to pay my quarterly taxes?
- Medicare enrollment periods
- Can I open a Roth IRA with Vanguard?
- 9. Who is your custodian?
- Home equity line of credit
- Where is the best place to exchange currency?
- 11. Offer freelance creative services.
- 18. Home office deduction
- Vanguard 500 Index Fund (VFIAX)
- Our pick for: An upgrade path
- Ascendus
- 5. Help your kid decide what to invest in
- Texas
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- 8. Bank of America® rewards
- How to use a W-4 to owe nothing on a tax return
- Earning rates
- 15. Online fitness trainer
- SAVE benefits available by October 2023
- Refinancing
- 12. Translator
- Good Neighbor Next Door
- 11. Earning a Companion Pass is a big money saver
- Pay with cash and points
- 7. CDs
- Mutual funds
- Closing Cost Assistance Program
- How much is auto insurance after an at-fault accident?
- Earthquakes
- Dividend payout ratio
- Priority Pass Select membership
- How to cancel award tickets booked with Delta SkyMiles
- Prepare and submit applications
- 2. Use bullet points
- MetaMask: 4.0 out of 5 stars
- 10. Narrow down your ideal type of house and neighborhood
- 21. Starbucks
- Hiscox
- 1099-K
- Tory Burch Foundation Fellows Program
- Discrimination exists even when controlling for risk factors
- Unique American perks
- Baby boomers feeling pinched
- Step 8: Find small business funding.
- 5. Redeem travel statement credits for Vrbo rentals
- Hilton Honors Cards
- 4. Fixed-income and dividend-yielding investments
- 15. Centurion Lounge Complimentary Guest Access
- How's your job security?
- Book Emirates economy fares on points
- Pre-existing conditions
- Bonzah
- 16. Event space
- Allstate vs. Geico home insurance
- USAA vs. Allstate home insurance
- 15.* Arizona (70%)
- Mortgage insurance
- 3. Understand the approval process
- Amex EveryDay® Credit Card
- Access to repayment options and forgiveness is restored
- Government recording fees
- Who has the best IRA?
- To match with a vacation planner: Avoya Travel
- Why Chase Ultimate Rewards® can be the best option
- 9. Payroll: 25% to 50% of your total budget
- How much is Sling TV?
- Design
- How do I find a currency exchange near me?
- 7. CDs
- 4. Browse the calendar
- 19. Educator expenses deduction
- Vanguard Total Stock Market Index Fund (VTSAX)
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- U.S. Bank FlexPerks Reserve Visa Signature, U.S. Altitude Reserve Visa Infinite and Crystal® Visa Infinite® Credit Card
- Edmunds
- Part-year resident status rules
- Cost
- 7. Poshmark
- Upgradeability
- 5. Build a community
- SAVE benefit starting in February 2024
- Allstate
- FHA
- Wildfires
- Get final approval
- Save
- J.D. Power Ranking
- 18. Become an e-book writer
- Step 5. Register your restaurant for state and local taxes
- Hyatt hotels in Cabo
- 4. United Airlines
- WooCommerce: An open-source option for WordPress websites
- Country Financial: Best for using an agent
- 15. Tutoring business
- 401(k) loan
- How can I make paying quarterly taxes easier?
- 10. What tax hit do I face if I invest with you?
- 22. Wingstop
- 12. Keep the books for local businesses.
- Washington
- Kickstarter pros
- 5. Buy index funds
- 16. SEO consulting
- An example of buying a call
- 13. Cybersecurity consultant
- Book with points and miles if it’s a good deal
- 10. Vacation rentals
- Build in a layover
- Property-based passive income ideas
- Rental Cover
- Exchange-traded funds
- 17. Interior decorating
- Floods
- Pros
- High-yield bonds
- Your goals and time horizon
- Consider backup funding options
- Loan-origination charges
- 3. Speak to your audience
- How to enroll in Medicare
- Is a Vanguard Roth IRA free?
- Cash-out refinance
- Where can you exchange currency for free?
- 1. Freeze your credit
- 20. Solar tax credit
- Vanguard Total Bond Market Index Fund (VBTLX)
- Southwest® Rapid Rewards® Performance Business Credit Card
- 8. Get advertising revenue from your blog or YouTube channel
- 6. Sign up for One Key Rewards
- 6. BookWithMatrix
- Features
- Availability
- SAVE benefits available by July 2024
- 14. Purchase protection
- American Family
- 16. Upgrade to Marriott Bonvoy Gold Elite status
- 5. Credit card
- 12. There are no blackout dates
- Winner: British Airways
- 16. Ice cream shop
- 15.* Georgia (70%)
- Other details you should know about Trust Wallet
- Long-term goals vs. short-term goals
- 23. Red Lobster
- State Farm
- 8. The Platinum Card® from American Express
- How much is Fubo TV?
- 1099-LTC
- Property-based passive income ideas
- What you can do: Find ways to save, even when times are tight
- Marriott Bonvoy Cards
- Our pick for: Customizable bonus categories
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- 4. Minimize restaurant spending
- 3. Building a budget
- Which one should I take?
- Flooding
- Are you financially prepared?
- NCQA Score Range: 2.5 to 4.0 out of 5
- Cosmetic or elective surgeries
- Selling a put example
- 19. Start ghostwriting
- Sure
- Step 6. Secure permits, licenses, and insurance for your restaurant
- 18. Woodworking or furniture building
- Squarespace: Better for service businesses
- Cons
- Allstate vs. Farmers home insurance
- USAA vs. Geico home insurance
- Bond funds
- Cryptocurrency pros
- Risk tolerance and diversification
- Mortgage insurance or fees for government-backed loans
- The cabin
- Electrum: 2.5 out of 5 stars
- Tornadoes
- Using American Express Membership Rewards points
- 5. Focus on investing for the long-term
- 2. Safeguard your Social Security number
- Expand your coverage with endorsements
- 5. Find the cheapest date
- 21. Energy efficient home improvement tax credit
- Vanguard Balanced Index Fund (VBIAX)
- Step 6: Find and maintain clients
- Wyoming
- Best insurance company for having few customer complaints: American Family
- Complete financial plan and investment advice
- Gifting large sums of money to family
- Nonresident status rules
- Reporting and analytics
- 17. Selling handmade goods
- An example of buying a put
- 15. Return protection
- American Modern
- 17. Upgrade to Hilton Honors Gold status
- 14. Transcriptionist
- Hurricanes
- Earthquakes
- Invest
- 11. Electronics repair
- 8. Buy a rental property
- AHELP Down Payment Assistance Program
- 17. Dry cleaner
- Access to short-term relief
- 10. Professional consultants: Between $1,000 and $5,000 per year
- 13. Dip your toe in the food industry.
- Compare car insurance rates for drivers with a DUI
- 1099-MISC
- Step 9: Order and organize your craft supplies.
- Our pick for: No security deposit, low annual fee
- Justine Petersen
- 2020-2022 earned income credit amounts
- 6. Keep an eye on your index funds
- 4. Explore your financing options
- Don’t forget the fifth-freedom flights
- Routine and wellness care
- 20. Become a resume writer
- 15.* New Hampshire (70%)
- How to earn Lufthansa Miles & More miles
- American Express® Green Card
- Is Trust Wallet right for you?
- 4. Play to your strengths
- Flooding
- 11. Stick to your budget
- Personal loan
- 3. Be alert to phishing and spoofing
- 8. Buy a rental property
- 22. Electric vehicle tax credit
- Vanguard Growth Index Fund (VIGAX)
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- T-Mobile customers: Free in-flight text messaging and Wi-Fi on Gogo-enabled flights
- California earned income tax credit (CalEITC)
- Kickstarter cons
- Ongoing support
- 16. Extended warranty
- Farmers
- 18. Money-saving perks for stays booked through The Hotel Collection
- USDA (Rural Housing Service)
- 15. Travel planner
- Flooding
- 19. Graphic design
- Where you live
- 18. Bookstore
- Cryptocurrency cons
- 4. Compare prices
- Pest inspection
- 24. American Eagle
- Using Citi ThankYou Points
- Next
- Other Barclays offerings
- Amenities
- Cheapest car insurance for young drivers
- Used Car Search Pro by iSeeCars
- Specialized guidance and/or want to meet with an advisor face-to-face
- Paying for vacations, cars or other stuff
- 5. Get discounts on entertainment
- 18. Virtual thrift shop
- Conventional loans
- Winter storms
- Breeding
- 21. Open a coworking space
- 9. Rent out your own house
- Home purchase: Basic Home Mortgage 203(b)
- 5. Get a test reader
- Low-risk vs. high-risk investing strategy
- To book a vacation package with an airline or hotel
- 4. Use strong passwords and add an authentication step
- 1099-NEC
- Vanguard Small Cap Index Fund (VSMAX)
- 9. Become an Instagram influencer
- Our pick for: Maximized value
- California young child tax credit (YCTC)
- 2. Know your own ESG criteria
- Foremost
- 19. Complimentary benefits through Fine Hotels & Resorts
- Pay off debt
- 20. Clothing boutique
- Your coverage limits
- 19. Bed and breakfast
- 18. New Jersey (69%)
- How we review crypto wallets
- Prepaid expenses
- How to compare life insurance quotes
- 25. Anthropologie
- 9. Capital One Venture Rewards Credit Card
- 6. Manage your stock portfolio
- 14. Do home or tech repairs.
- 9. Rent out your own house
- 1. Has the W-4 form changed?
- Giving a laid-back loan
- 4. Saving money
- 16. Fundraiser
- Bring the kids
- Pet liability
- Average car insurance costs after a speeding ticket
- FHA refinance loans
- ETFs vs. mutual funds
- 1. Pick which types of I bonds you want to buy
- 5. Use alerts
- 6. Look up the same trip on your preferred partner's website
- Vanguard Total International Stock Index Fund (VTIAX)
- 7. Check cash-back shopping portals
- Cheapest full coverage car insurance in California for 30-year-olds
- Portfolio management only
- California child and dependent care tax credit
- 6. Map out major purchases
- 19. Affiliate marketing
- 17. Rental car coverage
- Geico
- FHA loans
- Hail
- 12. Academics courses
- 22. Become an online coach
- 10. Get a roommate
- 21. Bed and breakfast
- Your deductible
- 20. Floral shop
- Life insurance quotes vs. rates
- Do-it-yourself vs. hiring professional help
- 12. Make the most of walk-throughs and open houses
- 26. Banana Republic
- The Hartford
- For credit scores of 690 or higher
- What makes it different?
- 1099-OID
- Setting up joint bank accounts
- 3. Choose ESG investments
- 19. Ohio (68%)
- American Express® Gold Card
- Tax monitoring and research fees
- 11. Insurance: Average of $1,200 per year
- 6. Watch your mailbox
- 10. Get a roommate
- Step 10: Start marketing your wares.
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- California adoption cost tax credit
- 2. What does it mean to be exempt from taxes?
- 20. Accounting or bookkeeping
- 18. Trip cancellation or interruption insurance
- Progressive
- 20. Free shipping with ShopRunner
- 17. Medical billing and coding
- How much are car insurance quotes?
- Tropical storms and tornadoes
- 6. Mobile via IRS2Go
- Repeat
- 23. Flip failing websites
- Alternative investment passive income ideas
- 22. Food truck
- NJM: Best small regional insurer
- 21. Gardening and landscaping
- Earthquakes
- 27. DSW
- 15. Plan parties, events, or weddings.
- 1099-PATR
- 10. Monetize your Twitch channel
- Kiva U.S.
- Step 7: Invest in advertising and expanding
- Our pick for: Bank of America® customers
- Your claims history
- FHA renovation loans
- ETFs vs. stocks
- Title-related costs
- Ledger: 5.0 out of 5 stars
- 2. Decide how much you want to invest in I bonds
- 7. Shred, shred, shred
- Alternative investment passive income ideas
- Narrow results to nonstop options
- Cheapest auto insurance for senior drivers
- Best insurance company for financial strength: Auto-Owners
- TrueCar
- California nonrefundable renters tax credit
- NYC tax rate schedule
- Kickstarter funding
- 7. Restrict online shopping
- State Farm
- 21. Concierge service
- Tornadoes
- 13. Language courses
- 24. Become a web developer
- Hurricanes and tropical storms
- Comparing full coverage car insurance quotes
- 28. J. Crew Factory
- Progressive
- 10. Hilton Honors American Express Aspire Card
- For any credit score
- Pets Best vs. Trupanion
- Cost
- 1099-Q
- The value of Southwest Wanna Get Away (and Plus) vs. Anytime fares
- Above-the-line deductions
- Cheapest minimum coverage car insurance in California for 30-year-olds
- 21. Telemarketing
- 19. Trip delay reimbursement
- 18. Video producing
- 11. Peer-to-peer lending
- 23. Restaurant or cafe
- Average car insurance costs after a DUI
- The features of your home
- 22. Nail salon and spa
- 20.* Louisiana (67%)
- Other specialty FHA loans
- 13. Don’t skip the home inspections
- 8. Use a digital wallet
- 5. Stock your vending machine with inventory
- USAA
- 22. Low fares through the International Airline Program
- 25. Start a podcast
- 3. Figure out how long to keep your I bonds
- 29. Journeys
- 12. Taxes: Variable, but 21% corporate tax rate
- 1099-R
- 11. Peer-to-peer lending
- 3. When should I review my W-4?
- 22. Online personal assistant
- 20. Lost luggage reimbursement
- Wildfires
- 24. Craft brewery
- Other policies
- 23. Photography
- The Platinum Card® from American Express
- Trezor: 4 out of 5 stars
- 9. Protect your mobile devices
- 16. Become a fitness instructor.
- Below-the-line deductions
- Indiegogo funding
- 8. Delay purchases with the 30-day rule
- 23. Savings with the Cruise Privileges Program
- 19. Publicist
- Which factors determine car insurance quotes?
- Dividends and preferred stock
- 26. Be a social media influencer
- 20.* Missouri (67%)
- 30. Madewell
- 1099-S
- Avoid mixed cabin awards
- Our pick for: Average credit and rewards
- 11. Sell your photography
- 23. Data entry
- Pros
- 21. Medical emergencies during travel
- 14. Business or marketing courses
- 12. Private equity
- Your dog
- 24. Clothing boutique
- 14. Negotiate with the seller
- 10. Check your credit reports regularly
- Compare auto insurance rates for drivers with poor credit
- Enforce the Equal Credit Opportunity Act
- Cheapest auto insurance in California for 30-year-olds with poor credit
- 4. Can I adjust my W-4 multiple times throughout the year?
- 24. Car Rental Privileges
- 25. Ice cream shop
- Real estate agent commissions
- Food and drinks
- Embrace vs. Healthy Paws
- 31. Old Navy
- 13. Travel: Variable
- Pets Best vs. Healthy Paws
- 17. Become a doula.
- 12. Private equity
- Grameen America
- 9. Get creative with gifts
- 6. Make the right investments
- 24. Transcription
- 20. Customer service representative
- 7. Same-day wire transfer
- Selling bonds
- 27. Create online courses
- Step 7. Set up accounting documents
- 25. Daycare
- 22.* Illinois (66%)
- SafePal: 3.8 out of 5 stars
- 11. Monitor financial and medical statements
- 1099-SA
- The value of Business Select vs. Anytime fares
- Our pick for: Prime gaming
- Our pick for: Paying rent
- Fees
- Coverage options
- 25. Deals through the Amex Auto Purchasing Program
- Coverage limits
- 26. Personal chef
- USAA: Best for military and veterans
- Property and transfer taxes
- 32. Target Circle
- Consider soft information and character-based lending
- 25. Travel planning
- Cons
- 15. Personal wellness
- 28. Become a marketing consultant
- Sinkholes
- 26. Brewery or winery
- American Express® Business Gold Card
- 15. Buy adequate home insurance
- 14. Shipping: Variable
- What should you do if you’re invested in these REITs?
- 18. Start a dropshipping business.
- Most popular: HO-3 insurance
- Best insurance company for discounts: Amica
- 26. An extra point when booking Platinum Destinations Vacations
- 21. Pet sitter or dog walker
- 13. Crypto staking
- 27. Landscape services
- 22.* Indiana (66%)
- Title insurance
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- 10. Lower your car costs
- 27. Hardware store
- Embrace vs. Trupanion
- Methodology
- Pets Best vs. Lemonade
- 19. Maintain lawns in your area.
- 13. Crypto staking
- Our pick for: Average credit and no annual fee
- 26. Cybersecurity and IT consulting
- Deductibles
- 27. Additional value through the InCircle rewards program
- 22. Arts and crafts master
- 29. Develop an app
- 28. Pet grooming
- Apple Cash: digital card
- 33. Aveda
- 12. Become a dog walker with Rover or Wag
- 5. Maximizing your credit cards
- 28. Catering company
- 24. Montana (65%)
- Look up the insurer’s financial strength
- 20. Become a virtual assistant.
- Broadest coverage: HO-5 insurance
- 11. Reduce your gas usage
- 28. AmEx Carbon Emissions Tracker
- 23. Accountant
- 16. Courses in hobbies or interests
- 29. Florist
- 34. BareMinerals
- 1. Lost wallet
- Company strength and customer service
- Reimbursement amounts
- 30. Make a smart appliance
- Average annual car insurance costs for drivers with good vs. poor credit
- 29. Real estate agency
- Benefits of FHA loans
- 1. Open a brokerage account
- Commit to diversity and bias training
- If you’d rather be a free agent
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- 27. Online therapy
- 24. T-shirt designer
- 8. Check, money order or cashier’s check
- Product creation passive income ideas
- 25. Oregon (63%)
- The Business Platinum Card® from American Express
- Cash App debit card
- 35. Clinique
- Secure funding
- 21. Become a life coach.
- Pros
- 31. Tap into virtual reality experiences
- 30. Massage therapist
- 30. Event venue and planner
- Disadvantages of FHA loans
- Research the insurer’s reputation for customer service
- Embrace vs. ASPCA
- 2. Mailbox theft
- Product creation passive income ideas
- Limited coverage: HO-1 and HO-2 insurance
- 13. Sell unused gift cards
- 12. Bundle cable and internet
- 28. PR consulting
- 29. The Global Dining Access by Resy
- 17. Bookkeeping and accounting
- 1. Look at customer satisfaction scores
- 36. CVS
- Our pick for: Limited credit
- Cons
- Individual stocks
- 25. Cleaning service
- 32. Make a niche dating site
- 14. Write content
- Step 8. Invest in the right tools for your restaurant
- 31. Tattoo and piercing shop
- 2. Find the ETFs you want to invest in
- 30. Exclusive events
- Erie: Most generous coverage
- 26.* Idaho (61%)
- 2. Consider financial strength
- 37. e.l.f. Cosmetics
- 3. Using public Wi-Fi
- 22. Manage a local business’s social media channels.
- Move money to banks that serve BIPOC communities
- 14. Write content
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- 13. Switch your cell phone plan
- 29. Podcasting
- 33. Develop a chatbot
- 31. Nutritionist
- 32. Veterinary office
- Get a business credit card
- Best insurance company for customer satisfaction: State Farm
- Our pick for: Target gaming purchases
- Pros
- 6. Borrowing money
- 31. An open invitation to events with Membership Experiences
- 26. Massage therapist and wellness expert
- 18. Consulting
- 3. Buy the ETF
- 3. Evaluate the policy options
- 38. Lancome
- 14. List your spare bedroom on Airbnb
- 1. Understand your eligibility requirements
- 34. Offer matchmaking skills
- 32. Personal trainer or fitness instructor
- 33. Food truck
- 26.* Nevada (61%)
- 4. Data breaches
- 23. Monetize your own social media channels.
- Compare insurance rates for drivers with an accident
- Encourage BIPOC to apply for financing more often
- Cons
- Dividend stocks
- 30. Life coaching
- 32. A better view with American Express Preferred Access
- 4. Hold onto the ETF
- For cruise package deals: Costco Travel
- 39. Sephora
- Replacement cost vs. actual cash value
- 14. Reduce your electric bill
- 27. Personal trainer
- 35. Be a virtual assistant
- 34. Health clinic
- 4. Get prices from a handful of companies
- 24. Become an SEO consultant.
- Our pick for: Good credit
- 9. Cash
- 15. Publish a digital course
- 33. Beauty services
- How much is auto insurance for young drivers?
- 26.* Oklahoma (61%)
- 40. SmashBox
- 5. SIM card swap
- 31. Video production
- Step 9. Keep up with your restaurant's tax obligations
- 35. Bakery
- 25. Go freelance.
- 15. Publish a digital course
- 2. Find and choose a microlender
- Cheapest full coverage car insurance in California for 40-year-olds
- 15. Lower your student loan payments
- 28. Interior decorator
- 19. IT support
- 36. Reinvent exercising
- 34. Life coach
- 41. The Body Shop
- 1. What is the average cost to start a small business?
- How to maximize your rewards
- 32. Resume writing and career coaching
- 33. No foreign transaction fees
- Car-related passive income ideas
- 29. Virginia (60%)
- 6. Phishing or spoofing
- 29. Event planner
- 37. Create eco-friendly, health-friendly makeup and beauty products
- Nationwide: Best online experience
- 42. Ulta
- 2. How do you calculate startup costs?
- Car-related passive income ideas
- 15. Sell your gently used clothes
- 3. Submit your application
- Best insurance company for military members: USAA
- 16. Cancel unnecessary subscriptions
- 34. Upgrade with points
- Directly with the Cruise Line
- 33. Dropshipping
- 20. Graphic design
- 38. Open a food truck or restaurant pop-up
- 16. Wrap your car with ads
- 35. Tutor
- Meet a local demand
- 30.* District of Columbia (58%)
- What is a prepaid debit card?
- 7. Skimming
- Our pick for: Travel
- Cheapest minimum coverage car insurance in California for 40-year-olds
- 35. No preset spending limit
- 30. Caterer
- 3. Are business startup costs tax-deductible?
- 16. Wrap your car with ads
- Homeowners insurance deductibles
- 17. Refinance your mortgage
- 39. Start an organization business
- 36. Daycare provider
- 30.* Maine (58%)
- 43. AMC Theatres
- 36. A lower annual fee on additional cards
- 17. Rent out a parking space
- Average annual car insurance costs for young drivers by company
- What is a prepaid credit card?
- 8. Phone scams
- Our pick for: Walmart gaming purchases
- 34. Recruiting
- 31. Bed-and-breakfast manager
- 40. Do interior design for young professionals
- Scout locations
- 44. Barnes & Noble
- 4. What is considered a startup cost?
- 17. Rent out a parking space
- 16. Trade in old phones, electronics for cash
- 18. Set savings goals
- 37. CreditSecure
- 10. IRS payment plan or installment agreement
- 21. Social media management
- 37. Senior care provider
- 30.* Massachusetts (58%)
- Entertainment
- Where can you get a prepaid card?
- Cheapest auto insurance in California for 40-year-olds with poor credit
- 35. Marketing consulting
- 45. Redbox
- 9. Looking over your shoulder
- 32. Florist
- 38. Interpreter or translator
- Openly: Fewest consumer complaints
- Calculate the costs of starting a business
- How do you add money to a prepaid card?
- Our pick for: Instant gratification
- 36. Online fundraising or grant writing
- 33.* Hawaii (56%)
- 33. Day care manager
- 39. Housecleaning
- Which prepaid card is best?
- 10. Malware
- 17. Get a babysitting gig
- 19. Track spending
- 37. Online course teaching
- 38. Cell phone protection
- 22. Marketing copywriter
- Step 10. Fund your newly opened restaurant
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 33.* Michigan (56%)
- 7. Your credit score
- 38. Online cooking instruction
- 39. Purchase protection
- 34. Rideshare driver
- 40. Automotive repair
- 20. Pay off high-interest debt
- 23. Virtual assistant services
- 1. Gather your information
- 40. Return protection
- 35. Photographer
- 41. Handyman services
- 35. Nebraska (54%)
- 18. Rent out your car
- Our pick for: PlayStation purchases
- 39. YouTube channel
- Our pick for: Personalized rewards
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- 21. Keep savings in a high-yield savings account
- 41. Extended warranty
- 36. Landlord
- 42. Dry cleaners
- 36. Delaware (53%)
- If you want both brand-specific perks and flexible points
- 40. Voiceover work
- 42. Baggage insurance plan
- State Farm: Best perks
- Spa and gym
- 22. Create a 50/30/20 budget
- 37. Hair stylist or makeup artist
- 43. Hardware store
- 2. Choose the right liability car insurance coverage levels
- 43. Car rental loss and damage insurance
- 1. Do your research
- 37. North Dakota (50%)
- 19. Sign up for TaskRabbit
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 41. Start a team
- 44. Self-storage business
- 44. Premium Car Rental Protection
- 38. Eldercare
- 2. Get organized and make it official
- 45. Freelance copywriting and content creation
- 38.* Alabama (48%)
- 23. Shop consignment and thrift stores
- 45. Trip delay insurance
- 39. Brewer
- How do you want to make money?
- 46. Rideshare driver
- 20. Become a private tutor
- 46. Trip cancellation and interruption insurance
- 3. Find the right financing
- 38.* North Carolina (48%)
- How will you find work?
- 40. Tailor
- 47. Website development and design
- Cheapest full coverage car insurance in California for 50-year-olds
- 40. Wyoming (47%)
- 47. Premium Global Assist Hotline
- 48. Sell clothes online
- Our pick for: Best Buy purchases
- 24. Join initiatives to get free items
- How much autonomy do you want?
- You’re a first-time home buyer
- 3. Decide if you need full coverage car insurance
- 21. Drive for Uber, Lyft
- 8. Taxes
- 49. SEO consultant
- 41. New York (42%)
- Wi-Fi
- Cheapest minimum coverage car insurance in California for 50-year-olds
- 1. Craft a business plan
- 50. App development
- Trip cancellation
- Airport lounge access
- 25. Use car sharing services
- You live in a high-risk area
- 42. Alaska (37%)
- Cell phone protection
- 2. Carve out a dedicated workspace
- How much does it cost to open a restaurant?
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Purchase protection
- 3. Choose a business entity
- Cheapest auto insurance in California for 50-year-olds with poor credit
- 26. Stock up on household supplies when they’re cheap
- 9. Paying off debt
- You have a dog
- 43. Vermont (36%)
- Trip delay
- Return protection
- 4. Collect and compare car insurance quotes
- In-flight extras and checked bags
- Step 11. Market your restaurant
- 44. South Dakota (35%)
- 23. Find work as a housesitter
- Extended warranty
- Cancel For Any Reason
- 27. Enjoy community events
- You own valuable items
- 45.* Minnesota (34%)
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Baggage insurance plan
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- Car rental loss and damage insurance
- 45.* Wisconsin (34%)
- Global Entry and TSA PreCheck
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- You own an older home
- Trip delay insurance
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- 47. Rhode Island (32%)
- Bonus points on spending
- Trip cancellation and interruption insurance
- Travel medical insurance
- 25. Put your drone to work
- 48. Mississippi (31%)
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Compare car insurance companies
- 49.* Iowa (29%)
- 49.* Tennessee (29%)
- Conditions common to your dog’s breed
- Trip insurance benefits
- Cheapest full coverage car insurance in California for 60-year-olds
- 51. New Mexico (17%)
- 10. Insurance
- Your dog’s energy and activities
- Car rental coverage
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Wellness expenses
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Decide whether your cat needs insurance
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Wellness expenses
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- 11. Investing
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- 3. Decide how much coverage you want
- Cheapest full coverage car insurance in California for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest minimum coverage car insurance in California for 70-year-olds
- 5. Check waiting periods
- 12. Starting or running a business
- Cheapest auto insurance in California for 70-year-olds with poor credit
- 6. Examine extra costs
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- 7. Compare quotes
- 13. Travel
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- The NerdWallet Smart Money podcast
- Auto insurance laws in California
- Low-income car insurance in California
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
On a similar note...