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8 Ways to Increase Social Security Benefits
Senior Writer | Personal finance, credit scores, economics
Senior Assigning Editor | Los Angeles Times; University of California, San Diego; Microsoft
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Knowing how to increase Social Security benefits is important, since those checks will likely be a major source of your income in retirement.
Unfortunately, many people don’t understand how Social Security really works. They claim too early, miss out on important benefits and fail to use strategies that could boost their lifetime income. Their mistakes can cost them as much as $250,000, researchers have estimated.
Here are eight ways to increase your Social Security benefits.
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- The best airline of 2024
- What if I go over the limit?
- 2. Earn credit card bonus rewards
- How to monetize your Instagram with fewer followers
- Learn about more life insurers
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- What are the benefits of a CMA?
- Checked and carry on bags
- In-demand jobs that pay $60,000 to $79,999
- Benefits of after-tax contributions
- 2. Car wash services
- Day trading strategies
- Who is eligible for an IRS installment agreement?
- How do streaming services fit into your budget?
- Clear’s bag drop service
- Down payment
- Cons
- Why look for flight payment plans with no credit checks?
- What do employers see in a hiring credit check?
- How the cash stuffing method works
- 3. Encourage goal-setting
- The true cost of a 401(k) loan
- By phone
- Key features of IRAs vs 401(k)s
- 2. You have a history of poor credit management
- Alliant: Best for fast funding
- If you're less than 30 days late
- Chase: Best for sign-up bonuses and best for branch access
- Enjoy the card’s other valuable perks
- List of biggest car insurance companies by market share
- Does raising the minimum wage cause inflation?
- A big annual fee has you reaching for the barf bag
- How do American miles compare to other airlines?
- How much is YouTube Music?
- Who can claim the American Opportunity Tax Credit?
- Why invest in private equity?
- Investing for income: Dividend stocks vs. dividend funds
- Calculating net worth: What are assets and liabilities?
- 2. Babysit, walk dogs and feed pets for pay
- How does the value of Skywards miles change when booking business class?
- 2. Better yet, launch sales earlier than your competitors
- Have the correct type of loans, or consolidate
- Why shopping around matters
- Why it keeps winning
- 2. Set financial priorities
- Global Entry advantages
- The Platinum Card® from American Express
- Upstart Holdings Inc. (UPST)
- Historical national rates
- How we chose the cheapest companies in Texas
- Pros
- Step 5. Say what it's for
- Money Avoidance
- Why you should apply for Global Entry first
- 3. Air France/KLM Flying Blue
- Best life insurance companies: Pros and cons
- Avis Preferred Plus
- Business class
- How to quickly earn Marriott points for Disney stays
- How to get a Companion Pass faster
- Step 2: Account for multiple jobs
- Do you tip taxi drivers in Japan?
- Consider in-store shopping for single items
- Free and packaged HBO Max plans
- C
- Winner: Choice
- Leasing can be cheaper than buying
- Dental care
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- How to determine your closing costs
- 2. You’ll earn points, but no bonus
- Winner: Alaska Airlines
- Online brokerage account
- Pros and cons of a lady bird deed
- Wire transfers
- Medical payments coverage for dog bites
- Prepare for long-term care
- Savings accounts with strong APYs can help your money grow
- Where to find a credit card hardship program
- State availability
- Prepare for bonus depreciation to begin fading out this year
- NY state income tax: Married filing jointly or qualifying widow(er)
- What you need to get a VA COE
- The annual fee is not worth it if:
- How collision insurance works when the other driver is at fault
- How to use average car interest rates
- Issuer pre-qualification pages
- Financial institutions with early direct deposit
- 5. Buy the Sunday paper (for coupons)
- What if a long COVID specialist is out-of-network?
- Decide where to complain
- What are the different types of crowdfunding?
- Making referrals: Caveats and considerations
- Who needs professional liability insurance?
- Business structure
- Wealth management strategies
- Short-term capital gains tax
- How to trade options in four steps
- 2. Ask for higher credit limits
- Current Chase bonus categories
- 1. Open a brokerage account
- Where you’ll find Escape Lounges
- 4. Use your library card
- What is identity theft?
- Bad-credit auto lenders
- Your top school offered less aid than another
- United Club Lounge
- Price pressures
- 1. Local business operating license
- 2. Rebalance your debts and income
- What are the different types of bonds?
- Turning your policy into a personal bank
- 3. If you're going for it, you have only until Dec. 31
- Renters insurance premiums
- 2. Rakuten
- Basic stock chart terms to know
- How to find growth stocks
- 4. You have options
- Bonanza
- How do you use a net price calculator?
- An enormous opportunity
- Acadia Realty Trust (AKR)
- 21 most-shorted stocks by short interest
- What mortgage can I afford?
- What proof is needed to get a Prime Student membership?
- TD Bank business checking at a glance
- 4. Custodial brokerage account
- Destiny credit card
- 3. Ask your bank for relief
- Advantages of a lady bird deed
- Another money-change option: online currency converters
- 2. Take note of tax deadlines and dates
- Find a bank that rewards loyalty
- Overall cost
- In-demand jobs that pay $40,000 to $59,999
- How to unfreeze credit with Equifax
- International roaming: prepaid
- Same-day benefits and redeposit fees
- Is buying a condo a good idea?
- Credit score
- Credit cards
- Use a budget planner
- Why are gas prices going up?
- 1. Start with a budget
- 3. Set up alerts for low balances
- How long can you lock in a mortgage rate?
- Priority boarding
- 2. ... But it's not ideal for everyday purchases
- Are Vanguard index funds a good investment?
- How much will I get from a life settlement?
- How do REITs work?
- 3. Hike and bike in Spring Mountains National Recreation Area
- Dividend vs. growth stocks
- If you're more than 30 days late
- Discover® Bank: Best online banking experience
- To get the most out of your investment
- 5. Seek community loans and assistance
- Limitations of fiat money
- When are state income tax returns due?
- Joann
- How to sign up for the Fresh Start program
- What to know about the biggest car insurance companies
- Will pre-qualifying affect my credit score?
- 1. Open an options trading account
- When do VA loan limits apply?
- Calculate your DTI
- 3. High-yield money market accounts (MMAs)
- Are there income limits for 401(k)s?
- You need complete flexibility in your traveling
- Why you can trust NerdWallet
- Medical equipment
- Financing may be available
- Who qualifies for the home sales tax exclusion?
- Mortgage selection tips
- 2. Use points and miles
- TransUnion credit freeze by postal mail
- A debt-to-income ratio below 50%
- 3. 3D printing education
- Limited partnerships
- 3. Not checking credit reports and correcting errors
- See CD rates by bank
- Personal loans from online lenders
- Show you're serious
- Mega backdoor Roth 2024
- Best car insurance in Florida for your budget: Geico
- Your lease is ending
- Medicare Supplement Plan N pros and cons
- 3. Earn more
- Episode transcript
- Yes, you can keep your gas-powered car
- Debt-to-income ratios
- What are AI stocks?
- Lemonade life insurance rates
- Stock trading information
- Cons
- Car loan preapproval can save you money at the dealership
- Step 6. Sign your name
- 2. Test websites and apps
- How your credit score affects your rate
- It’s not what you can borrow, it’s what you can afford
- The best renters insurance in New York City
- Ask for help if you need it
- 2. Air France/KLM award flights to Europe from 12,000 Virgin points
- $100 annual United travel credit
- Who is exempt from Florida sales tax?
- Welcome offer
- What happens during an international layover
- 3. Determine other ownership costs
- 2. U.S. Bank rewards
- 2. Apply for a credit card consolidation loan
- TAP Air Portugal checked bag allowance
- Find the best life insurers
- 3. … and it can also be a low-interest card
- Wednesdays and Saturdays are the cheapest day to fly internationally
- 2. If a collection is on your report in error, dispute it
- Level 3/DC fast charging: Fastest, but not needed for everyday use
- NY state income tax: Head of household
- Google Fi Wireless
- Same-day standby
- Get a secured credit card
- The smart way to service your car
- Best car insurance in New York for your budget: Progressive
- How much are Chase Ultimate Rewards® points worth?
- Certificates of trust by state
- Does an employer credit check hurt your score?
- Estimate your student loan refinancing savings
- How does the IRS Free File program work?
- Certify
- How much is YouTube TV for 1 year?
- By email
- Federal Student Aid office
- Rewards-based crowdfunding
- 3. A character meal
- You only need one S&P 500 ETF
- Compassionately renegotiate household responsibilities
- How interest accrues on subsidized and unsubsidized loans
- Business stage
- Airline rewards programs
- Do all workers earn at least the minimum wage?
- Long-term capital gains tax
- What is a good inventory turnover ratio?
- How much does a surgical abortion cost?
- Steps to take when renewing your passport and getting a new passport number
- Apple Cash vs. Apple Pay: What’s the difference?
- United States
- 5. Take online surveys
- 4. Explore mortgage options
- Show that you can afford loan payments
- Safer options
- Key differences between term life and whole life
- What you can do: Set a financial goal or priority if you haven’t yet
- 3. Sell your stuff in person or online
- March
- QuickBooks Desktop pricing
- There are companies that specialize in pay later that you can use for travel
- Types of credit
- Best credit card for bonus cash back: Chase Freedom Flex℠
- Get a secured credit card
- Cheap car insurance from midsize companies
- 529 plans by state
- Frugal entertainment tips
- 2. Empower: Best for fast cash
- 2. Dividend index funds and exchange-traded funds
- Find nonprofit student loan assistance
- What does home insurance cover?
- Travel
- Backdoor Roth IRA rules
- Some plan to skip retirement, by choice or otherwise
- 4. Virgin Atlantic Flying Club
- WEX
- Compare insurance rates for 20-year-olds
- For college students
- How TD Bank business checking works
- Do you tip tour guides in Japan?
- Best car insurance companies: Our winners
- Do personal credit scores affect business credit scores?
- Concierge services
- Which P2P payment service should you use?
- Other student loan forgiveness programs
- 4 more ways to estimate how much life insurance you need
- What kinds of conventional loans are available?
- T-Mobile
- All year
- Managed brokerage account
- 5 ways to make money on Instagram
- When could I start filing my taxes in 2024?
- Getting ready for a recession
- Cost of getting a loan on your credit card
- Best for extra perks: Aetna
- 3. Auto repair
- If you decide to fight the ticket in court
- The bottom line
- Collision insurance vs. comprehensive insurance vs. full coverage insurance
- Debt-to-income ratio
- LoungeBuddy
- 4. Pair smart saving with smart spending
- Average daily balance
- Best feature-rich business expense tracker
- How to get a refund on Southwest Airlines
- 6. Avoid online grocery shopping
- Is gender-affirming surgery covered by insurance?
- Does Hulu allow password sharing?
- 4. Parks and beaches
- 3. Your credit history is insufficient
- Best North Carolina car insurance for your budget: Progressive
- Best homeowners insurance in Louisiana for consumer experience: Amica
- First Tech: Best for co-sign and joint loan options
- SoFi: Best for checking account overall and best checking account for overdraft fee avoidance
- Trading in a car with negative equity
- 6. Ask for forbearance on bills
- Use the rental car insurance
- What do I need to pre-qualify for a personal loan?
- Decide what type of account you want: checking vs. savings
- Winner for elite status and rewards: Alaska
- Do I need a 1099 to file my taxes?
- What items can be deducted on Schedule A?
- How to calculate debt-to-income ratio for a mortgage
- How to accept NFC payments at your small business
- Would refinancing save you money?
- 3. You’ll earn rewards faster if you take lots of very short trips.
- You can’t afford to pay your balance in full every month
- When is the best time to use American miles?
- How to qualify for the QBI deduction
- Dash Prepaid Mastercard
- How to invest in dividend ETFs
- Receiving credit card offers post-bankruptcy
- 3. Consolidate or refinance the debt
- 1. The home must be your principal residence
- 3. Call the IRS to locate your EIN
- Reduce the monthly payment
- When is the best time to book with points on Emirates?
- Sweet spots for Mr & Mrs Smith hotels
- Why it’s the best
- Card details
- 4. Tax-loss harvesting is most useful if you’re investing in individual stocks, actively managed funds and/or exchange-traded funds
- The best Global Entry benefits
- Homeowners insurance premiums
- Average interest checking account rate: 0.08%
- Where do the credit reporting bureaus get their data?
- How does a life insurance trust work?
- Money Vigilance
- Factors at play
- Price vs. yield
- How to save money when applying
- Hilton hotels near Disney World
- Step 3: Claim dependents, including children
- Higher Education Act justifies plan B
- Best homeowners insurance in Iowa for coverage: State Farm
- Car maintenance is important
- 5. High-yield savings account
- How to choose the right term length
- Prescription drugs
- Water bill
- California income tax deadlines and extensions
- Who collects Florida sales tax?
- Annual fee
- 4. Monitor bank transactions online
- What if I need cash after I hit the limit?
- 1. Get sponsored
- Credit card loans
- Homeowners insurance breed restrictions
- How a savings account works: withdrawal limits
- Things to consider about CMAs
- Card readers and apps
- In-demand jobs that pay $34,000 to $39,999
- What to do if the credit bureau made an error
- Documents needed to determine VA loan eligibility
- Boost
- How to set up a payment plan with the IRS
- Why it’s the best
- What does it mean when you own stocks?
- Getting the best HELOC rate
- Are Treasury bonds a good investment?
- Food and drink
- Making a flight payment plan with no credit check
- 4. Deposit or transfer money quickly when an overdraft occurs
- 401(k) loans are tied to your company
- Free checked bag
- Business information
- REITs' average return
- Referral bonus annual limits
- IRA vs. 401(k): A road map
- How are dividends paid out?
- If it's an error
- How to get subsidized and unsubsidized loans
- Personal finances
- 1. State Farm
- Wealth manager credentials
- Current Citi Dividend bonus categories
- What’s the difference between pre-qualification and preapproval?
- Is YouTube Premium worth it?
- Try a simple budgeting plan
- 6. Cash in on credit card rewards
- 2. JP Morgan Chase
- Use a third-party expeditor
- Cost of term life vs. whole life
- Personal loans from banks
- 3. Air France business class to Europe and North Africa
- Do you include a 401(k) in a net worth calculation?
- Do I have to pay state tax on lottery winnings?
- 3. Have a top-notch website
- Revolving credit
- Work full time for a qualifying employer
- What Medigap Plan N covers
- Are bonds a good investment?
- Downsides
- Higher rewards on everyday spending
- Cheap car insurance in Texas by age
- Only certain types of transfers are allowed
- 2. Trust in diversification
- How to unfreeze your credit
- It's a more accurate predictor of cost
- Avis President's Club
- 3. Choose how much you want to invest
- The risks of short selling
- Signia by Hilton Orlando Bonnet Creek
- When you should lock your mortgage rate
- More about the best renters insurance companies in New York
- Average mutual fund return
- Priority boarding
- Roth 401(k)
- Standard deduction 2023
- Closing costs calculator
- 3. It offers highly specific perks
- Disadvantages of a lady bird deed
- Where to exchange currency outside the U.S.
- Determining the best banks for small business in Colorado
- Auto-Owners renters insurance coverage
- Strategies for after-tax 401(k) contributions
- Look into starting a retirement plan for your employees
- Same-day changes
- Understand your service reminder
- Redeeming Chase Ultimate Rewards points
- Cash reserves
- What are the benefits of early direct deposit?
- Will Medicare pay for Ozempic for weight loss?
- Cost
- Can you fly with an expired passport?
- For flights booked with cash
- What do U.S. passport status updates mean?
- How much does it cost to buy Vanguard index fund shares?
- How does Hulu fit into your budget?
- CFPB
- How much is professional liability insurance?
- Valuable travel reward redemptions
- UFB Direct: Best savings account
- 7. Request a payroll advance
- Fiat currency vs. cryptocurrency
- Types of state income tax
- 2024 VA county loan limits
- 3. The APR is higher than average
- DTI ratio examples
- How to know which premium travel credit card is best for you
- When your passport number changes
- Discover it® Cash Back
- Health insurance and pharmacy benefit management
- What the American Opportunity Credit is worth
- Liability car insurance limits
- 7 types of identity theft and the warning signs
- TransUnion credit freeze by phone
- A credit score over 620
- B2B product production
- How to get started investing in private equity
- Guardian life insurance rates
- 4. Making a down payment that's too small
- 4. Sell lemonade in the summer or hot cocoa in the winter
- Pay off the loan faster
- What you can do after a DUI
- Terminal 2: Delta Sky Club
- 2. Zoning and land use permits
- What car can you afford?
- The bottom line
- Pay more whenever possible
- U.S. Bank Cash+® Visa Signature® Card
- Lemonade customer complaints and satisfaction
- Exceptions to state minimum car insurance requirements
- Details to know
- Not everyone has started saving for retirement
- Local sales
- 5. Southwest Airlines Rapid Rewards
- Best life insurance company overall: MassMutual
- SITE Centers Corp. (SITC)
- Step 4: Refine your withholdings
- For nonstudents ages 18 to 24
- 2. Choose an investment account
- Does Max cost the same as HBO Max did?
- Best insurance company overall: Travelers
- Goodbudget, for hands-on envelope budgeting
- It can be costly to end your lease early
- Why you’d want the American Express® Gold Card
- Student loan cancellation programs
- 1. Multiply your income by 10
- Make the most of a long layover
- Planning for baby
- 4. Find the right car for you
- How to maximize savings
- Do you file 2023 taxes in 2024?
- How to choose a life insurance company in 2024
- Fly on the holidays (or as far from it as possible)
- Pay yourself back later
- New York state supplemental income tax
- How to day trade stocks
- Applying for an IRS payment plan online
- Gift tax limit 2024
- How much are American Express Membership Rewards points worth?
- How much do streaming services cost?
- How it works
- Top credit cards that offer preapproval without a hard pull
- What are your legal rights?
- How to lock in a mortgage rate
- Does Chase Bank still do student loans?
- Does YouTube TV allow password sharing?
- 20% rebate on eligible in-flight purchases
- 7. Calculate your burn rate
- How does Medigap fit in?
- Potential pitfalls of life settlements
- State Farm life insurance rates
- 5. In the street
- 3. Decide how many shares to buy
- 4. Take a scenic drive through Red Rock Canyon National Conservation Area
- How long does a late payment stay on my credit report?
- Compare: Chase Sapphire Preferred® Card vs. Chase Sapphire Reserve®
- 3. Set up balance alerts to stay on top of spending
- 4. You get the best perks when you rent midsize or better cars
- 4. Peer-to-peer lending
- How much does an abortion pill cost?
- Can I have a 401(k) and an IRA?
- 2. Find and compare ETFs with screening tools
- You can do due diligence
- 4. Remove your name from a credit card account
- 7. Download an app for freebies
- Research top private equity firms
- Stopping in Eras tour cities
- Average term life insurance rates for nonsmokers
- No guarantee that savings will be passed on
- Overspending is common, despite monthly budgeting
- 28 Kothi in Jaipur, India
- Pay later travel may cost you more
- Streaming TV discounts
- How to appeal your financial aid award
- Installment credit
- 3. Don’t ask for too much cash
- 4. Consider your spouse
- Benefits of investing in bonds
- Customer experience
- 5. You must keep your apples and oranges straight
- Mortgage insurance
- How to know if Global Entry is right for you
- More advanced stock chart terms
- Citi Double Cash® Card
- How to sign a check over to someone else
- 2. Take a cut with affiliate marketing
- Money Status
- 3. Learn to use AI tools
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Here’s what to do (for now)
- 3. They're made of heavy metal
- Airline loyalty programs
- Smaller annual fee
- Travel bonus reward rates
- Who pays the closing costs?
- Indigo credit card
- When to estimate closing costs
- 5. Know the bank’s timeline
- 2. Pool your points
- How do you set up a lady bird deed?
- 4. Your account is available immediately upon approval
- Is a CMA right for me?
- Circumstances that may qualify for a hardship program
- Point-of-sale hardware
- Entitlement and loan limits
- Redeposit fees
- Do you need collision insurance?
- It’s not only about taxes
- Finding the right condo for you
- Documentation
- Can you travel domestically with an expired passport?
- 2. Create your envelope categories
- 5. Link to another account
- 2024 IRS Free File: Participating tax software providers
- Should you use a 401(k) loan to pay off debt?
- Redeeming award nights
- State ombudsman offices
- If your employer offers a 401(k) match
- 4. You’re too young
- PenFed: Best for a seamless application process
- Vio Bank: Best money market account
- What’s the downside of fractional shares?
- What's next?
- 1. States with no income tax
- Kirkland’s
- How much should you pay yourself?
- 2. Progressive
- What is the difference between a wealth manager and a financial advisor?
- What doesn’t impact your life insurance premium
- How are dividends taxed?
- 3. Enroll in autopay
- If you’re over the income limit
- Repairing credit after bankruptcy
- Is the American Opportunity Tax Credit refundable?
- 2. You must have owned the home for at least two years
- 1. Credit identity theft
- Lifting a TransUnion credit freeze
- 4. Improve upon existing products
- Net worth calculator
- Lengthen the repayment term
- How flexible are Emirates Skywards miles?
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- Delta Sky Club
- What Medigap Plan N doesn’t cover
- Prepaid 529 plans by state
- Frugal DIY project tips
- 3. Swagbucks
- How Lemonade compares to other insurers
- Homeowners insurance definitions
- Bull markets vs. bear markets
- Cheap car insurance in Texas for 20-year-olds
- Should you buy growth stocks?
- There is a pro-rata rule for backdoor Roths
- Reasons for unfreezing your credit
- 6. JetBlue TrueBlue
- They're not all completely accurate
- Other fuel cards to consider
- Homewood Suites by Hilton Orlando at Flamingo Crossings Town Center
- Winner for ease of miles: Qatar Privilege Club
- Step 5: Sign and date your W-4
- What does a Prime Student membership include?
- Tipping geishas and at ryokans
- E
- The bottom line
- More ways to upgrade award tickets
- What is a good business credit score?
- 6. Investing for teens
- What to do
- Gas bill
- Florida sales tax holidays
- Verizon
- How much should you spend on a mattress?
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- When do you need to file taxes in 2024?
- For free checking: Bank of Colorado
- Seat selection
- How to pay for education and training for future jobs
- Put contributions into a Roth
- What to do if the debt collector made an error
- 4. Personal trainers
- How to unfreeze credit with TransUnion
- Deciding whether to get a lawyer
- Book travel via the AmEx portal or Expedia
- How much is Netflix a month?
- How does a HELOC work?
- Are there any issues with early direct deposit?
- Pros
- What state has the highest gas prices?
- MileIQ
- More about the card
- 3. There's an upfront incentive, but it won't fund a shopping spree
- Winner: Hyatt
- Types of REITs
- How to accept a referral for an AmEx card
- 6. Libraries and museums
- 6 types of dividends
- 8. Take a loan from your retirement account
- How long will it take to pre-qualify?
- Do tipped workers earn the minimum wage?
- When should I receive my 1099?
- What does inventory turnover ratio tell you?
- VA loan limits don’t restrict how much you can borrow
- Working YouTube Premium costs into your budget
- Allow up to 50% of your income for needs
- 5. Sell the financed asset
- Reduce the amount you need to borrow
- Guardian Life insurance customer complaints and satisfaction
- Personal loans from credit unions
- How to find another company's EIN
- 5. Teach others a skill
- April
- Your 401(k) plan allows after-tax contributions
- QuickBooks Enterprise pricing
- You want to turn a profit
- Service credit
- Your card has a hold placed on it
- Think about your priorities
- Upsides
- 1. Do you need Global Entry?
- Why you might prefer the The Platinum Card® from American Express
- Bank of America® Customized Cash Rewards credit card
- Example interest checking APYs at select institutions
- Bid and ask
- Our pick for: High flat cash-back rate
- 3. Consider buying the dip
- 4. Select a provider to open your Roth IRA
- Today’s rates for specific kinds of mortgages
- What factors affect the amount you can borrow
- Don’t count on this student loan forgiveness yet
- Stock mutual funds = higher potential returns (or losses)
- Do I have to pay California state tax?
- Student loan discharge programs
- Standard deduction 2024 (taxes filed 2025)
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- 4. Get access to a personal advisor
- Discontinued programs that no longer offer free admission to Disney
- How to open a brokerage account
- Plastiq
- TAP Air Portugal baggage fees
- Plan a tax- and energy-efficient renovation
- How many banks have collapsed?
- Best car insurance in New York for having few customer complaints: The Hanover
- Cash redemptions
- OpenSky® Secured Visa® Credit Card
- Appraisals
- Does Medicare cover Wegovy?
- Best business expense tracker for transportation businesses
- Does YouTube TV offer offline viewing?
- How long does passport processing take?
- 8. Follow your favorite brands
- The best homeowners insurance in Louisiana
- Will making a partial payment keep me from being reported late?
- Set boundaries when helping loved ones financially
- Taking out federal loans vs. private loans
- Fresh Start for incarcerated student loan borrowers
- 4. Rebate redemption is inflexible
- Categories from previous years
- How has the value changed over time?
- 9 best health care stocks by one-year performance
- 8. Use coupons
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- A strong history of paying bills on time
- Look for private equity exchange-traded funds
- 2. Get the required business insurance, licenses and EIN
- If you’re traveling for an emergency
- Average term life insurance rates for smokers
- Tap into equity
- Why it’s the best
- Suffering through the ads
- Why it keeps winning
- 3. Building permits
- Personal loan calculator
- Cheap car insurance after a speeding ticket
- Risks of investing in bonds
- You value domestic transfer partners
- 3. Bonds and bond index funds
- Consider your legal options
- Standard coverage types
- Can other types of data help my credit reports?
- Optional coverages
- Consumer takeaways
- Inflation example
- Chairman's Club (invite only)
- 4. Some of the perks are fancy
- Free shipping — and fast
- Does HBO Max allow password sharing?
- 3. British Airways and Aer Lingus award flights to Europe from 13,000 Avios
- Are P2P payments safe?
- 5. It’s one of several ways you can pay for medical expenses
- Alternatives to getting a loan on your credit card
- Integrations with accounting software
- How does this new policy compare to other airlines?
- Applying for an IRS payment plan by phone or mail
- Gift tax limit 2023
- Transfer points to travel partners
- Why Treasury bonds are important
- Our pick for: No credit check at all
- Cons
- 3. Limit spending to the envelopes
- 6. Get a prepaid debit card
- How to pay for gender-affirming surgery
- What to ask before you sell your life insurance policy
- Write the complaint
- How to find the best professional liability insurance
- State Farm customer complaints and satisfaction
- 7. Aquariums and zoos
- 5. Explore historic tunnels near Lake Mead
- 1. Cash dividends
- Final steps
- 9. Borrow against life insurance
- Is the Chase Sapphire Preferred® Card's annual fee worth it?
- 3. Geico
- Find a bank that suits your needs
- Average cost of term life insurance by age
- What states are increasing minimum wages in 2024?
- Order conservatively
- 4. Pay your bill before your issuer reports to the credit bureaus
- Schedule A tips and tricks for itemizing
- 2023 credit card bonus categories
- What happens if I exceed my 401(k) limit by mistake?
- If you’re willing to be loyal to a specific brand
- Does pre-qualification affect your credit score?
- 5. Research first-time home buyer assistance programs
- 2. Child identity theft
- It’s never too early to plan
- Swift’s magic touch on travel
- Strategy 2: CD barbell
- The bottom line
- Going over budget is nearly universal
- Should I take a lump sum payment or annuity payments?
- Submit PSLF employment certification forms
- 3. EarnIn: Best for large advances
- More about Lemonade
- Our pick for: Online purchases
- Cheapest full coverage car insurance in Texas for 20-year-olds
- Types of life insurance trusts
- Auto loan preapproval vs. pre-qualification
- Why is the 10-year Treasury yield important?
- Tips for unfreezing your credit
- Clothes, vintage and crafts
- Other partners worth considering
- Urstadt Biddle Properties Inc. (UBA)
- W-4 form 2024
- Best homeowners insurance in Iowa for consumer experience: American Family and Nationwide
- F
- Methodology to determine the best hotel
- Dun & Bradstreet business credit scores
- The caveats
- 3. Use the DIME formula
- Advantages of conventional loans
- Seller concessions
- Financial planning beyond infancy: College and life insurance
- Mattress-buying tips
- 5. Contact the seller or visit a dealership
- 6. Rebounding from bank account fraud
- Methodology to determine the best airline
- Quick tips on avoiding Reg D related fees
- Complimentary media tickets
- Where to avoid exchanging currency
- Landlord responsibility for dog bites
- For branch access: U.S. Bank
- Hack your IRA
- How much to keep in your savings account
- Best for local support: Blue Cross Blue Shield
- Auto-Owners renters insurance rates
- Get a credit-builder product or a secured loan
- Why it’s the best
- Travel redemptions
- How much is YouTube TV?
- The bottom line
- Can you fly with an expired passport to another country?
- How a mortgage rate lock works
- For flights booked with Southwest Rapid Rewards points
- 4. You may get first dibs on merchandise ...
- Elite status
- 5. You lack sufficient income
- Best North Carolina car insurance for customer complaints: Auto-Owners
- Navy Federal: Best for military members
- How can I avoid late payments?
- 2. States with flat income tax rates
- Mistakes to avoid while paying yourself
- Step 3: Choose your lender and loan
- Is a wealth manager worth it?
- When do you have to pay taxes on stocks?
- 5. You can rent cars with Enterprise for Emerald Club credits
- 5. Online savings accounts
- Emburse Prepaid Card
- What is the Lifetime Learning Credit?
- 6. Pay off the balance
- 9. Indulge in national food holidays
- 3. Wells Fargo
- 5. Promotional products
- How to invest in dividend stocks
- More about Guardian Life insurance
- Your 401(k) lets you move your after-tax money
- How did NerdWallet determine the value of Skywards miles?
- Dar One in Marrakech, Morocco
- 4. Create an inviting place that’s more fun than online shopping
- How to build your credit
- 5. Investigate divorced spouse benefits
- Get a credit-builder product or a secured loan
- Downsides
- 6. Don’t sell your losers just to get the tax break
- How to invest in AI stocks
- Volume, average volume and day’s range
- Outsized rewards through transfer partners
- Independent students can earn more
- How to quickly earn Hilton points for Disney stays
- Access to streaming services, digital book and photo storage
- Should you insist on leaving a tip in Japan?
- How we picked the brands to evaluate
- How to lease a car
- No foreign transaction fees
- Superior rewards-earnings
- What do closing costs include?
- 5. Appearances matter
- 3. Get a companion pass
- What happens if you don't file your taxes?
- Credit card rewards
- Boarding passes
- Deposit timing
- 3. If you already paid the debt: Ask for a goodwill deletion
- Does Medicare cover Mounjaro (or Zepbound)?
- Flight payment plans with no credit check recapped
- Controversy around employer credit checks
- Interest rate
- Does YouTube TV fit in your budget?
- Winner: Hilton, slightly
- Equity REITs
- Choosing a card
- 8. Cafes, restaurants and bars
- 4. Buy stocks using the right order type for you
- 2. Stock dividends
- Can I buy dividend stocks as fractional shares?
- 10. Use a credit card cash advance
- Mixing personal and business finances
- Term life insurance rates for nonsmokers
- Move products around
- 2022 credit card bonus categories
- How flexible are American miles?
- You may already know the business well
- 4. You cannot have claimed the home sale capital gains exclusion recently
- Have a co-signer lined up
- Home equity loan and HELOC rates
- Types of private equity investments
- 5. Not looking for first-time home buyer programs
- Average whole life insurance rates for nonsmokers
- Customer experience
- 5 tips to get a personal loan fast
- Compare your net worth
- Ways to earn money as a teenager
- Get rid of FHA mortgage insurance
- Stream free while you can
- Your card status has changed
- Best all-purpose travel rewards credit card: Chase Sapphire Preferred® Card
- How much does Medicare Supplement Insurance Plan N cost?
- 4. Consider a co-signer
- What car fits your life?
- Can I lose money investing in bonds?
- 2. How expensive is your time?
- Why doesn’t my report show a credit score?
- Is a backdoor Roth IRA worth it?
- If you're looking to apply for Global Entry
- Poshmark
- United Airlines MileagePlus
- Best life insurance company for applicants with HIV: Guardian
- What is a short squeeze?
- First class
- How can I qualify to borrow more?
- How to fit HBO Max into your budget
- How to safely make and receive P2P payments
- 7. Roth IRA
- How to handle these bills
- Can you deduct Florida sales tax?
- Restaurant rewards
- 3. Tap your home equity for a loan or line of credit
- How we picked the airlines to evaluate
- Alternatives to a lady bird deed
- Skip currency exchange: Use a credit or debit card
- Discounts
- 5. Newborn and post-pregnancy services
- Tesla charging stations
- If you decide to negotiate the penalty
- When are New York state income taxes due?
- The best times to day trade
- The bottom line
- How the lifetime gift tax exclusion works
- What's different about buying a condo?
- How do I access a HELOC?
- Pros and cons of jumbo loans
- Priority Pass
- What state has the lowest gas prices?
- 7. Look for a bank with a generous overdraft policy
- What are IRS Free File Fillable Forms?
- 9. Try out generic labels
- Where State Farm stands out
- Who might prefer the Blue Cash Preferred® Card from American Express
- How much does homeowners insurance cost in Louisiana?
- Compare the best savings and money market accounts
- 3. States with progressive tax structures
- Should you invest in retail stocks in 2023?
- 4. Allstate
- In-flight experience
- Types of 1099 forms
- 5. The sign-up bonus is small
- What is a good DTI ratio?
- 4. Make biweekly payments
- Does insurance cover abortions?
- 3. Place the trade
- How the qualified business income deduction works
- Leave 30% of your income for wants
- Pros and cons of investing in health care stocks
- How the Lifetime Learning Credit works
- How much liability coverage you need
- 3. Synthetic identity theft
- 1. Find a dividend-paying stock
- What to do if you lost your passport abroad
- May
- If you don’t have credit but are looking to build it
- Card details
- 4. Fire department permit
- Frugal home expenses tips
- You prefer booking flights directly through the airline
- 4. Fiverr
- Blue Cash Preferred® Card from American Express
- Average certificate of deposit rate: 1.81% for one-year CDs
- Stock market crash vs. correction
- Revocable life insurance trusts
- Alternatives to writing a check
- 3. Land a brand deal and make sponsored content
- Budgets loom
- What are fleet cards?
- What not to do
- 5. Overall, the cards are so-so
- Bond mutual funds = lower returns (but lower risk)
- Choose cars that hold their value
- The bottom line
- 401(k) withdrawals
- What is California's standard deduction?
- Standard deduction for those 65 or older
- Milestone credit card
- Best value plans
- For banking local: Community Banks of Colorado
- Drinks onboard the aircraft
- Contract periods
- Get ready for a more robust IRS
- Does the IRS charge interest on payment plans?
- How collision insurance works
- How much is Hulu?
- Traveling with expired passport rules during COVID
- The pros
- Zoho Expense
- Manage your expectations
- Mortgage REITs
- Equity-based crowdfunding
- Chubb
- Better cash back redemption value
- 3. Dividend reinvestment programs (DRIPs)
- What if I buy fractional shares and later there’s a stock split?
- 11. Look for a payday alternative loan
- Not budgeting for taxes
- Key benefits of the Fresh Start program
- What to expect when you open your new account
- Term life insurance rates for smokers
- Winner of the sky: Delta
- Invest in marketing
- 2. Pick which options to buy or sell
- 2021 credit card bonus categories
- Can you get cash back with Apple Pay?
- U.S. Bank Cash+® Visa Signature® Card
- How to increase your pre-qualification amount
- Co-signing isn’t forever
- 10. Sign up for a free trial
- 5. You cannot have bought the house through a like-kind exchange
- 3. Travel in the offseason
- 6. Detailed models
- Buyouts
- 1. Review your credit and finances
- Net worth of U.S. families by income
- How credit card rewards look in other countries
- Switch from an adjustable- to a fixed-rate loan
- Alternatives to QuickBooks
- Best car insurance in Florida for ease of use: State Farm
- Switch to an income-driven repayment plan
- 3. Get disability and life insurance
- How much of my portfolio should I invest in bonds?
- 7. Put the cash from the sale to good use
- Mortgage rates
- 3. How often do you fly?
- 4. Real estate investment trusts (REITs)
- How to contact Lemonade
- Beta
- How to get a preapproved car loan
- Are 10-year Treasury notes a good investment?
- 4. Take surveys for money
- How to freeze your child’s credit
- Ruby Lane
- Singapore Airlines KrisFlyer
- How to find the 2024 W-4
- Food without the delivery fee
- Final thoughts on tipping in Japan
- G
- How we chose the winner
- Equifax business credit scores
- 4. Replace your income, plus add a cushion
- Money regrets
- 4. Barclays rewards
- 3. Understand how your taxes are determined
- Alternatives to savings accounts
- Split between a traditional and Roth IRA to defer taxes
- Do I have to pay New York state income tax?
- Best car insurance in New York for ease of use: State Farm
- Use points to upgrade your seat
- How much does a HELOC cost?
- Pros
- Best low-cost business expense tracker
- 401(k) loan alternatives
- Southwest's cancellation policy
- If you haven’t received your passport
- 5. ... But you won't want to carry a balance
- Where State Farm falls short
- 9. A boat
- 6. You have too many recent hard inquiries or new accounts
- Credit union personal loan rates
- Minimum wage increases
- 1099-A
- 5. Monitor your total credit utilization
- 6. You can opt to earn airline miles or hotel points — but it’s probably not worth it
- Pros of health care stocks
- 6. Compare mortgage rates and fees
- Average whole life insurance rates for smokers
- How to change or cancel an EIN
- Holding on to the budgetary reins
- 6. Find local gigs through Nextdoor
- Aava Resort & Spa in Khanom, Thailand
- Your car was totaled
- Your credit may be affected by paying later
- How do I deal with lottery taxes?
- Churn and burn
- If you have credit but want to strengthen your score
- 6. Add your minor child
- Cheap auto insurance after an accident
- Avoid the student loan scammers
- Cheapest minimum coverage car insurance in Texas for 20-year-olds
- Growth stocks vs. dividend stocks
- Where to get preapproved for a car loan
- 4. Think about getting a second opinion
- Kite Realty Group Trust (KRG)
- IHG hotels near Disney World
- Best insurance company for affordability: NJM
- Check leasing specials
- Why you’d get both
- 8. Special needs trust
- No-closing-cost mortgages
- 6. Inspect and test-drive the car, if applicable
- How we chose the winner
- 4. Pledge loyalty to a single airline
- Brokerage accounts are taxable accounts
- 2. Promote your business
- Overweight and oversized baggage fees
- Next steps:
- Customer support
- Sample letter requesting a goodwill deletion
- How to buy Treasury bonds
- Amenities
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- Cost
- 10. Use credit cards strategically
- How to sell your life insurance policy safely
- Best North Carolina car insurance for ease of use: State Farm
- 4. Special dividends
- Compare the best CD accounts
- Never paying yourself or being inconsistent about it
- Alternative wealth management services
- Average cost of whole life insurance by age
- What is net investment income tax?
- Know when to discount
- 2020 credit card bonus categories
- Who can claim the Lifetime Learning Credit?
- 6. You cannot be subject to expatriate tax
- 4. Taxpayer identity theft
- Comparing lenders to get a bad credit auto loan
- 3. Get employment law liability insurance before you scale
- Net worth of U.S. families by age
- You’ve got money left over for savings
- Why it’s the best
- What to do if your financial aid appeal is rejected
- Terminal 3: Escape Lounge
- Buy Medigap Plan N during Medigap open enrollment
- You enjoy squeezing value out of travel credits and benefits
- How to find AI ETFs
- EPS (TTM) and earnings date
- Emirates Skywards
- How do fleet cards work?
- 5. Gather your paperwork
- Holiday Inn Club Vacations at Orange Lake Resort
- Early access to Prime Day sales
- Money market mutual funds = lowest returns, lowest risk
- How quickly do P2P payments post to the recipient's account?
- What part of my income gets taxed by California?
- Redemption value
- Mint Mobile
- Free birthday admission
- Tips to find cheap flights any day of the week
- For account options: Colorado Business Bank
- On-time performance
- 6. Enrichment activities for children
- Day trading risk management
- Why did First Republic Bank fail?
- Why it’s the best
- Cover your card charges
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- What if your passport expired and you need to travel tomorrow?
- Alternatives for large expenses
- Hybrid REITs
- Receiving referrals: Compare referral welcome offers
- More about State Farm life insurance
- 10. Schools and universities
- Market orders
- Can I buy exchange-traded funds as fractional shares?
- 12. Get a personal loan
- 2023 state income tax rates and brackets
- 5. USAA
- Step 4: Gather loan documents
- What is the median household income in the U.S.?
- 1099-B
- 5. Pay off capitalized interest
- 6. High-yield checking accounts
- How did we determine the value of American miles?
- How to send (and receive) money with Apple Pay and Apple Cash
- Getting the most from your pre-qualification limit
- Cons of health care stocks
- 11. Enter sweepstakes
- Venture capital
- 2. Evaluate the stock
- 7. Freelance
- There are typos or everyday mistakes
- 5. Health licenses and permits
- 4. Do you already hold a travel credit card?
- 4. Varo: Best for existing bank customers
- Other important terms
- Are credit scores from all major bureaus the same?
- Extra perks
- Irrevocable life insurance trusts (ILITs)
- Etsy
- What is hyperinflation?
- What is naked short selling, and why is it illegal?
- Compare car insurance rates for 35-year-olds
- H
- EveryDollar, for simple zero-based budgeting
- 4. Air France/KLM award flights to Europe from 16,125 miles
- Price the car
- Next steps:
- What if you can’t pay your bills?
- Additional standard deduction 2023 (taxes due 2024)
- Is one of these credit cards right for me?
- Book one to three months in advance
- Consumer complaints
- 4. Check your credit reports after 30 days to make sure the change was made
- Other factors that affect charging speed
- Other possible outcomes
- Use a co-signer
- How to calculate your monthly payment
- Reducing or waiving your collision deductible
- How much is Disney+?
- HELOC requirements
- Our pick for: Beginner-friendly features
- How to prepare for a hiring credit check
- Glossary of overdraft terms
- How much does a rate lock cost?
- How do you buy Vanguard Index fund shares?
- 11. Establish your local supermarket circuit
- The Hartford
- Annual grocery spend is less than $6,000
- Average cost of homeowners insurance in Louisiana by city
- 5. Preferred dividends
- Close your old account, if needed
- Whole life insurance rates for nonsmokers
- Maximum and average DTI ratios by mortgage type
- 2019 credit card bonus categories
- Where are abortions available?
- Commit 20% of your income to savings and debt paydown
- 4. U.S. Bank
- 7. E-commerce supplier
- How to avoid extra costs from a trip delay
- Net worth of U.S. families by race or ethnicity
- What's next?
- What you can do: Take steps to avoid overspending
- How much does it cost to refinance a mortgage?
- Escape Lounge
- 5. Use collateral to secure the loan
- Use a co-signer
- Capital loss deduction
- Ex-dividend date
- 4. Sell some merch
- How do you buy 10-year Treasury notes?
- British Airways Executive Club
- How to book British Airways premium class tickets
- Crowne Plaza Orlando - Lake Buena Vista
- Do I have to update my W-4 every year?
- 3. Learn the difference between investing in stocks and funds
- Mutual fund fees
- How we assigned star ratings
- Experian business credit scores
- Five steps to opening an investment account for your kid
- 5. Split the family into different itineraries
- Leverage elite status to get free checked bags on TAP Air Portugal
- Best for low-cost plan availability: Humana
- Steps for getting into a hardship program
- 2024 lifetime gift tax exemption
- Shop with points via the American Express site
- Cons
- Pros
- The cons
- Days in the cycle
- If your employer doesn’t offer a 401(k) match
- 11. Theaters
- 7. You lack a Social Security number or ITIN
- Compare the best checking accounts
- What do I need for my loan application?
- 4. Sit back and relax
- PEX Prepaid Visa
- How to buy health care stocks
- Who should get a home equity loan
- 6. Ignoring VA, USDA and FHA loan programs
- How to choose between term and whole life insurance
- Strategy 3: CD bullet
- 2. Get pre-qualified
- June
- NerdWallet's List of Best QuickBooks Alternatives
- Cortijo del Marques in Albolote, Spain
- Why are I bond interest rates falling?
- Why it keeps winning
- 7. Suspend your benefit
- What should I watch out for?
- Loan limits
- How can I get a Global Entry fee credit?
- Citi® Diamond Preferred® Card
- The importance of diversification
- What you need to get preapproved for a car loan
- 5. Focus on the long term
- When should you freeze your credit?
- How to protect against inflation
- Best life insurance company for consumer experience: Northwestern Mutual
- How Amazon Student might work for you
- Where TD Bank business checking stands out
- Get quotes from dealers
- What do P2P payments cost?
- 1. Decide on an account type
- Additional standard deduction 2024 (taxes due 2025)
- 5. American Express Membership Rewards
- How we assigned star ratings
- For growing companies: Chase
- Consumer experience
- Are after-tax 401(k) contributions right for me?
- What is New York state's standard deduction?
- What are the fees for an IRS payment plan?
- How are gas prices determined?
- Concur Travel
- 12. Consider a wholesale membership
- Publicly-traded REITs
- Lower annual fee
- 6. Dividend funds
- 13. Rent out a room
- 2023 tax rates by state
- 6. Liberty Mutual
- Whole life insurance rates for smokers
- 1099-C
- How to pay lower taxes when selling stocks
- 2018 credit card bonus categories
- The bottom line
- Need more auto liability insurance? Grab an umbrella
- 7. Gather your loan paperwork
- 5. Medical identity theft
- 3. Decide how much stock you want to buy
- Net worth of U.S. families by education
- 8. Tutor your peers
- Full list of the best car insurance in Florida
- 6. Signage licenses and permits
- 5. Upwork
- 5. Money market funds
- Bank of America® Customized Cash Rewards credit card
- Example CD APYs at select institutions
- Lodge a student loan complaint
- 1-year target estimate
- Cheapest auto insurance in Texas for 20-year-olds with poor credit
- 5. Make money from your blog with affiliate links
- Electronics
- Iberia Plus
- How to earn Avis Preferred Points
- InvenTrust Properties Corp. (IVT)
- How to earn IHG points quickly for Disney stays
- Full list of the best homeowners insurance in Iowa
- How we verified our data
- Am I a resident for California state tax purposes?
- Tips for calculating how much life insurance you need
- Closing costs for the buyer
- 7. Determine which warranties are right for you
- 4. Borrow from your 401(k)
- 1. Get a grasp on your new budget
- Limited schedule
- 7. Mobile apps and entertainment for children
- Full list of the best car insurance in NY
- Use points toward online purchases elsewhere
- How much is Max?
- How to get a home equity line of credit
- Covering weight loss drugs would be costly for Medicare
- Cons
- Flying with an expired passport recapped
- Is a mortgage rate lock worth it?
- Best business expense tracker for travel-related expenses
- How to track your passport status, recapped
- Save money on wedding venues near you
- Full list of the best car insurance companies in North Carolina
- How to get a loan from a credit union
- 1. Think long term versus short term
- 6. Stick to the standard repayment plan
- Credit cards for earning American AAdvantage miles
- Individual health care stocks
- Calculating capital gains tax on a home sale
- Alternatives to paying more for a bad-credit auto loan
- Risks of private equity
- Do you have to report your passport lost or stolen?
- Choose term life if you:
- 3. Gather necessary documents before you apply
- Generational beliefs about finances differ
- Bottom line
- Reconsideration for PSLF applications
- Compare alternative plans
- Our pick for: Ultra-long 0% APR period
- Which is better?
- Do you pay tax on T-notes?
- Methodology
- Swappa, Gazelle
- 6. Pick your investments
- 2. Choose the right broker
- Resident status rules
- Standard deduction for dependents
- Visible by Verizon
- Seller-paid closing costs
- How we verified our data
- 6. Book hotel suites
- The bottom line
- Exchange frequently? Consider a multicurrency account
- Bottom line: Is day trading right for you?
- Become an authorized user
- Why did Silicon Valley Bank fail?
- Next steps:
- American Express travel insurance disclosures
- biBERK
- The cheapest home insurance in Louisiana
- Compare the best banks, credit unions and cash management accounts
- 1099-CAP
- 2017 credit card bonus categories
- How long does it take to get pre-qualified for a mortgage?
- 4. Book at the right time
- Who should get a HELOC
- Medical industry
- Illiquidity
- 4. Develop a marketing plan and decide on prices
- Make 10 years' worth of payments
- Best premium travel credit card: Chase Sapphire Reserve®
- Become an authorized user
- Cheapest car insurance after a DUI
- You enjoy the red carpet treatment
- Moving averages
- How can I check my credit reports?
- 5. Offer memberships
- Fleet expense management tools
- Rescheduling your flights
- How to adjust your Form W-4
- Where TD Bank business checking falls short
- Set the lease terms
- Why do I need a business credit score?
- Frequently asked questions about P2P payments
- Travel credits
- Appraisal fee
- Brokerage accounts vs. IRA
- 4. Decide how to file your taxes
- Check-in times for checked luggage
- Where to find the best savings accounts
- Redeem for gift cards
- Card-to-card points transfers
- Jumbo loans and conforming loan limits
- Who benefits from the cash stuffing envelope system
- Public non-traded REITs
- 8. You don't have a banking relationship
- How to evaluate dividends
- 7. Farmers
- 2. Look into tax-loss harvesting
- 3. Predict the option strike price
- 7. Elite status can be hard to get except through a credit card
- Apple Cash and Apple Pay details at a glance
- Is the Lifetime Learning Credit refundable?
- 6. Account takeover
- 5. Citibank
- 7. Not knowing whether to pay discount points
- Choose whole life if you:
- 9. Take surveys
- How to find the best refinance rates
- Card details
- 7. Environmental licenses and permits
- 6. Find the right lender
- 8. Use a do-over
- Tax-loss harvesting rules
- Property standards
- Could we be in an AI bubble?
- Interest-based passive income ideas
- Average money market account rate: 0.66%
- Which type of life insurance should I put in a trust?
- Next Steps
- Cons of a credit freeze
- Chase transfer partners to avoid
- The bottom line on short selling
- 5. Iberia award flights to Spain from 17,000 Avios
- Term vs. whole life insurance tool
- 6. Capital One Rewards
- 1. Automate transfers
- Set a price alert
- 8. Shared accessories and attire
- Am I a resident for New York state income tax purposes?
- Who pays the gift tax?
- How much does collision insurance cost?
- How much is Apple TV+?
- Upgrade Cash Rewards Visa®
- What's next?
- What are the best Vanguard index funds?
- 13. Look at the price per unit
- Streaming perks
- Limit orders
- 14. Moonlight as a dog sitter
- Cost of life insurance without a medical exam
- 1099-DIV
- 2016 credit card bonus categories
- Blue Cash Preferred® Card from American Express
- 8. Get a preapproval letter
- 8. Pill production
- What to do if you lost your passport the day before a flight
- Baby boomers keep income details to themselves
- July
- Grande Provence in Franschhoek, South Africa
- Why you can trust NerdWallet
- 5. Dave: Best for repayment flexibility
- U.S. Bank Cash+® Visa Signature® Card
- What's next?
- 6. Take advantage where you can
- How to redeem Avis Preferred Points
- Hyatt hotels near Disney World
- Can you lose money in mutual funds?
- K
- Close the deal
- What does P2P mean?
- Discount points
- 3. Sell your castoffs
- Finding the best bank in Colorado for your small business
- 2. Call your issuer
- A few other fee-related details to note
- Why you can trust NerdWallet
- Donate to charity
- How much can you borrow with a HELOC?
- Our pick for: Fixed monthly payments
- Find local conforming loan limits
- How do business expense trackers work?
- Dividend per share (DPS)
- Compare the best bank accounts for students and kids
- Step 5: Submit your application and get funded
- Airline credit cards
- 7. Use 'found' money
- Can I travel to get an abortion?
- Apple Cash and Apple Pay vs. PayPal and Venmo
- Health care stock ETFs
- 4. Apply online
- Wash sale rules
- So, is Global Entry worth it?
- Cheapest auto insurance in Texas for 20-year-old drivers with one speeding ticket
- 6. Sell your wares on Etsy
- Fleet fuel cards: benefits and drawbacks
- Urban Edge Properties (UE)
- The bottom line
- Hyatt Regency Grand Cypress
- How to have more taxes taken out of your paycheck
- How much does homeowners insurance cost in Iowa?
- How do I get my business credit score?
- 3. Open the account
- When can't you take the standard deduction?
- 8. Negotiate the best price
- The best place to exchange currency at the end of your trip
- File taxes online with tax software
- TAP Air Portugal baggage policy recapped
- Rebook if you find a cheaper price
- Other renters insurance companies to consider
- Do you pay taxes when you receive a gift?
- Keys to crowdfunding success
- Hiscox
- 9. You violated an issuer’s internal rule
- Why is home insurance so expensive in Louisiana?
- Credit union vs. online lender
- 15. Become a rideshare or delivery driver
- 2024 state income tax rates and brackets
- 8. Travelers
- No-exam life insurance rates for nonsmokers
- Winner for its variety of credit cards: Delta
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- 2015 credit card bonus categories
- American Opportunity Tax Credit vs. Lifetime Learning Credit
- How much does liability insurance cost?
- 7. Criminal identity theft
- 9. Medical implants
- Transparency, regulation and data
- What are the best dividend stocks?
- 10. Search for regular jobs for kids
- Terminal 4: Priority Pass dining
- Types of business licenses: State licenses and permits
- Our pick for: Cell phone and internet bill payments
- Example money market account APYs at select institutions
- Support and resistance
- Best ways to earn Chase points
- Best life insurance company for coverage amounts: New York Life
- The bottom line
- Best insurance company for accident forgiveness: Geico
- What is P2P payment?
- Part-year resident status rules
- Cricket Wireless
- Best of the Blues: Highmark
- No interline agreements
- Chase Dining
- Ways to get the best jumbo mortgage rates
- Types of gas
- Appendix: How the math works in our examples
- Alternatives for small expenses
- Private REITs
- Which card should you get?
- Dividend yield
- Summary of the best banks and credit unions of 2024
- 1099-G
- 8. You can status match
- U.S. Bank business prepaid cards
- United Kingdom
- 5. Set a price alert
- 8. Emptying your savings
- How to get started investing in CDs
- Thoughts on tipping and fees
- Which card should you get?
- 6. OfferUp
- 6. High-yield savings accounts
- What if I see a mistake on my report?
- How much money can you make on YouTube?
- Credit freeze or credit lock?
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- Empower Personal Dashboard, for tracking wealth and spending
- Escrow account funds
- 7. Citi ThankYou Points
- 2. Count your coins and bills
- 3. Agree only to terms you can afford
- Resident status rules
- How do I make changes to an IRS installment agreement?
- How much is Peacock?
- Should I lock my mortgage rate today?
- Final thoughts on Hyatt vs. Hilton
- 16. Cut your insurance premiums
- No-exam life insurance rates for smokers
- 4. Determine the option time frame
- 2014 credit card bonus categories
- Will you owe capital gains taxes on your home sale?
- Home shopping tips
- 6. PNC Bank
- 5. Get your business financials in order
- Alternatives to term and whole life insurance
- 5. Avoid errors on your loan application
- Refinancing a mortgage, step by step
- The Kumaon in Almora, India
- Apply for PSLF forgiveness
- Priority Pass discount: Kafe Kalik
- 1. State business operating license
- Cost basis calculations
- Benefits
- How to have less taxes taken out of your paycheck
- 4. Fund the account
- 5. Enter a debt management plan
- 4. Earn badges through Live videos
- Currency exchange: Frequently asked questions
- Why did Signature Bank fail?
- Is the gift tax deductible?
- How to choose a business expense tracker
- 14. Understand sale cycles
- 9. American Family
- 1099-INT
- 4. Call in a pro
- 9. Choose a real estate agent carefully
- 10. Prosthetics
- August
- Why it keeps winning
- Cheapest auto insurance for poor credit
- Citi Double Cash® Card
- Stock market crashes in history
- Hyatt Place Orlando/Lake Buena Vista
- 4. Set a budget for your stock market investment
- 6. United award flights to Europe from 18,000 miles
- How much is my 2023 standard deduction?
- Using travel rewards for the family requires a mindset shift
- Be flexible with destination, airport and dates
- Bottom line: Is Spirit Airlines a good airline and should you fly them?
- 9. Shared home improvement equipment
- Get credit for the bills you pay
- Cards that earn American Express Membership Rewards points
- Chase Experiences
- How much is Prime Video?
- Alternatives to crowdfunding
- Options and health care stocks
- Education tax forms
- Types of loans to avoid
- Get credit for the bills you pay
- 6. MoneyLion: Best for existing customers
- Cheapest auto insurance in Texas for 20-year-old drivers with one at-fault crash
- 7. Self-publish an e-book
- Who can access your frozen credit reports?
- Drawbacks
- Important considerations when opening a Roth IRA
- Federal Realty Investment Trust (FRT)
- How much is renters insurance in New York?
- Average cost of homeowners insurance in Iowa by city
- Nonresident status rules
- Flood determination and monitoring fees
- 9. Maximize trade-in value, if applicable
- 3. Prep for grocery shopping
- Where is the best place to exchange currency?
- Can I apply for an IRS payment plan myself?
- How much is the gift tax rate?
- Discover it® Secured Credit Card
- Vanguard 500 Index Fund (VFIAX)
- Pros of investing in REIT stocks
- What should you do if your credit card application is denied?
- Past years' state tax rates
- Average cost of life insurance by term length
- If you’re considering Emerald Club
- How to avoid capital gains tax on home sales
- 6. Jump on fare deals
- Ways kid creators can earn online
- Refinancing
- The difference between interest rate and APY
- What else do credit bureaus do?
- How to earn other travel rewards through your Avis car rental
- How to earn Hyatt points quickly for Disney stays
- How to use a W-4 to owe nothing on a tax return
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- 5. Help your kid decide what to invest in
- 8. Bank of America® rewards
- Hire and work with a tax preparer or another tax pro
- Our pick for: An upgrade path
- What happens if my rate lock expires before closing?
- Business loans
- Dollar-cost averaging
- What to know about Louisiana homeowners insurance
- Dividend payout ratio
- 17. Consolidate your debt
- 10. Nationwide
- 1099-K
- DTI isn't a full measure of affordability
- 1. Live in the house for at least two years
- 10. Narrow down your ideal type of house and neighborhood
- Technology and invention
- Payday loans
- Baby boomers feeling pinched
- Best hotel credit card: World of Hyatt Credit Card
- 2. Seller’s licenses
- Should you invest in AI stocks?
- 7. CDs
- Types of stock charts and how to read them
- Citi Rewards+® Card
- Fuel card vs. business gas credit card
- More reading for active investors and traders
- Compare insurance rates by driver history
- Airport lounge access
- Government recording fees
- How do I find a currency exchange near me?
- Potential hurdles and drawbacks of a hardship program
- Amex EveryDay® Credit Card
- How much is Sling TV?
- Is getting a HELOC a good idea?
- Vanguard Total Stock Market Index Fund (VTSAX)
- Next steps
- Options trading examples
- U.S. Bank Altitude® Go Visa Signature® Card
- 11 ways to prevent identity theft
- 7. TD Bank
- Starting a landscaping business: The economics
- 9. Applying for credit before the sale is final
- Astra Suites in Santorini, Greece
- Fort Lauderdale airport lounges recapped
- Card details
- 7. Poshmark
- Earn an audience, and earn more in the long run
- Best life insurance company for permanent life insurance: Pacific Life
- Best AARP discounts
- 5. Build a community
- How to shop for Medicare Advantage plans
- Part-year resident status rules
- What’s happening with Silvergate Capital Corp.?
- Service
- Why are California gas prices so high?
- Cons of investing in REIT stocks
- Hurricanes and tropical storms
- 2. See whether you qualify for an exception
- 11. Rapid prototyping
- Pawnshop loans
- 11. Monetize your social media accounts
- September
- How to maximize your rewards
- Golden crosses and death crosses
- Our pick for: A sign-up bonus and rounded-up rewards
- The cheapest home insurance in Iowa
- Loan-origination charges
- 10. Make the purchase
- Where can you exchange currency for free?
- 10. Vacation rentals
- Pros
- Vanguard Total Bond Market Index Fund (VBTLX)
- SBA loans
- Are dividends taxed?
- 18. Refinance your student loans
- Other factors to consider
- An example of buying a call
- 1. Freeze your credit
- 7. Purchase travel insurance in advance
- 3. Tax registration and permits
- Property-based passive income ideas
- Cheapest auto insurance in Texas for 20-year-old drivers after a DUI
- 8. Get advertising revenue from your blog or YouTube channel
- Redeeming through the Chase's travel portal
- Kimco Realty Corp. (KIM)
- If you want to book Disney World hotels on points
- Average cost of renters insurance in New York by city
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- 2023 vs. 2024 standard deduction
- Practice good credit habits
- What happened to Credit Suisse?
- Common gift tax return triggers
- Credit cards that earn Chase Ultimate Rewards®
- How much is Fubo TV?
- Finding the right car insurance company for you
- 1099-LTC
- Visiting an Escape Lounge this year
- 3. Keep the receipts for your home improvements
- 12. Electronic assembly
- Car title loans
- What you can do: Find ways to save, even when times are tight
- 12. Get paid to stream on Twitch
- One-time IDR account adjustment for PSLF borrowers
- Practice good credit habits
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Capital One Quicksilver Cash Rewards Credit Card
- The bottom line on how to prepare for a stock market crash
- 5. Focus on investing for the long-term
- Best insurance company for having few customer complaints: American Family
- These are just some of the best ways to fly to Europe with points
- California state tax credits
- Hotel status
- Mortgage insurance or fees for government-backed loans
- Consumer Cellular
- What is credit card consolidation?
- 4. Minimize restaurant spending
- Cons
- Vanguard Balanced Index Fund (VBIAX)
- Investing in REITs: How to get started
- Online lenders
- Next steps
- 19. Change your cell phone plan
- If your DTI is high
- What are prepaid business cards?
- 2. Safeguard your Social Security number
- 8. Capital One
- Other ways to make money
- Compare car insurance rates for drivers with a DUI
- W-4 calculator
- 5. Gather tax filing information
- 11. Electronics repair
- Nonresident status rules
- Gifting large sums of money to family
- Mission Lane Visa® Credit Card
- How to access American Airlines Admirals Clubs
- Delta vs. Alaska: The results
- 1099-MISC
- An example of buying a put
- Fast alternatives to personal loans
- Gal Oya Lodge in Gal Oya National Park, Sri Lanka
- FHA vs. conventional loans: Summary
- 8. Buy a rental property
- How the FDIC calculates national rates
- What to know about Iowa homeowners insurance
- PocketGuard, for a simplified budgeting snapshot
- When to claim the standard deduction
- American Express® Green Card
- Chase Sapphire Preferred® Card
- Our pick for: No security deposit, low annual fee
- Vanguard Growth Index Fund (VIGAX)
- Business credit cards
- Avoid risky loans
- Pay off debt
- How taxes on real estate, rental, and investment sales work
- 11. Stick to your budget
- 3. Be alert to phishing and spoofing
- Fashion and art
- Tips for making money as a kid
- October
- Why it keeps winning
- 4. Occupational licenses
- Cheapest for 30-year-old drivers
- Does your business need a fleet fuel card?
- What to know about New York renters insurance
- O
- Next steps
- California earned income tax credit (CalEITC)
- Transfer partners
- Pest inspection
- How does credit card consolidation work?
- Investing
- 5. Optimize your stock portfolio
- These are just some of the best ways to save on plane tickets
- Cheapest car insurance for young drivers
- Conventional loans
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- If you want to transfer Chase points
- Best life insurance company for customer satisfaction: State Farm
- Should you choose hotel and airline rewards over Avis Preferred Points?
- Armada Hoffler Properties (AHH)
- Tornadoes and derechos
- 5. Get discounts on entertainment
- Are other banks are in trouble?
- Paying for vacations, cars or other stuff
- Is it better to get a home equity loan or line of credit?
- Does the president control gas prices?
- Vanguard Small Cap Index Fund (VSMAX)
- Personal loans
- 1099-NEC
- Why trade options?
- Who should use prepaid business debit cards?
- 4. Use strong passwords and add an authentication step
- 13. Sustainable, customized fashion
- 10. Shopping for a house before a mortgage
- 9. Rent out your own house
- Our pick for: Maximized value
- Testing a resistance level
- 9. Become an Instagram influencer
- Theft
- What else to know about Form W-4
- 6. Manage your stock portfolio
- California young child tax credit (YCTC)
- Prepaid expenses
- Alternatives to a credit card hardship program
- Tornadoes
- Avoid taking on more debt
- 9. Fifth Third Bank
- Best credit card for building credit: Discover it® Secured Credit Card
- 8. Klover: Best for no-fee advances
- Cheapest full coverage car insurance in Texas for 30-year-olds
- 1. Has the W-4 form changed?
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- 6. File and settle up with the IRS
- Check your credit scores and reports
- Giving a laid-back loan
- The newly "reimagined" American Airlines Admirals Club, recapped
- Vanguard Total International Stock Index Fund (VTIAX)
- Business grants
- 6. Know when to sell stocks — and when not to
- Are prepaid cards the same as business credit cards?
- Is there an over-55 home sale exemption?
- 5. Use alerts
- The bottom line
- Reconsideration for rejected PSLF applications
- Card details
- Check your credit scores and reports
- FHA loans
- Natural disasters
- Flooding
- California child and dependent care tax credit
- 6. Map out major purchases
- If you owe taxes
- For credit scores of 690 or higher
- 12. Academics courses
- NYC income tax rates
- Should I take my money out of the bank?
- Thunderstorms and hail
- 1099-OID
- Wait to apply
- 12. Make the most of walk-throughs and open houses
- 14. Customized glasses frames
- November
- Types of business licenses: Federal licenses and permits
- 10. Get a roommate
- Card ecosystem
- Tax monitoring and research fees
- Is consolidating credit card debt a good idea?
- Setting up joint bank accounts
- American Express® Gold Card
- Chase Sapphire Reserve®
- What to do if you can’t keep up with your HELOC payments
- Prosper® Card
- How does the Israel-Hamas war affect gas prices?
- OK, what's next?
- 6. Watch your mailbox
- The bottom line
- Brixmor Property Group Inc. (BRX)
- 2. What does it mean to be exempt from taxes?
- S
- California adoption cost tax credit
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- More resources
- 1099-PATR
- How to get a business loan from a bank
- Licenses needed to start a business in federally regulated industries
- Alternative investment passive income ideas
- 10. Monetize your Twitch channel
- Best stocks for beginners
- Best insurance company for financial strength: Auto-Owners
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Title-related costs
- If you’re getting a tax refund
- 7. Shred, shred, shred
- 15. Make your own art
- Cheapest auto insurance for senior drivers
- Cheapest minimum coverage car insurance in Texas for 30-year-olds
- California nonrefundable renters tax credit
- Best pay-as-you-go plans
- Can I still use my credit card after debt consolidation?
- 7. Restrict online shopping
- For any credit score
- 13. Language courses
- NYC tax rate schedule
- Are we in a recession?
- Louisiana Department of Insurance
- 1099-Q
- Home purchasing tips
- An existing relationship
- 11. Underestimating the costs of homeownership
- Best life insurance company for older applicants: AARP
- Classes of service
- Winter weather
- Mortgages
- Business credit cards vs. prepaid debit cards: How to choose
- 13. Don’t skip the home inspections
- 8. Use a digital wallet
- Manufacturing
- Why it keeps winning
- Pros and cons of loan apps
- The bottom line on how to read stock charts
- What determines New York renters insurance rates?
- Winner for premium seating classes: Etihad
- Honeydue, for budgeting with a partner
- Looking for more insurance in Louisiana?
- 1099-R
- Good credit
- December
- Don't qualify for PSLF? You have other options for relief
- 11. Peer-to-peer lending
- 3. When should I review my W-4?
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- Ultra Mobile
- The Platinum Card® from American Express
- Chase Freedom Flex℠
- 9. Protect your mobile devices
- 16. Custom-made tools
- Regency Centers Corp. (REG)
- Where you live
- How to track your California state refund
- Closing costs for the seller
- 8. Delay purchases with the 30-day rule
- Capital One QuicksilverOne Cash Rewards Credit Card
- 1099-S
- Best small-business credit card: The American Express Blue Business Cash™ Card
- Pros
- Cheapest auto insurance in Texas for 30-year-olds with poor credit
- 11. Sell your photography
- Compare auto insurance rates for drivers with poor credit
- The bottom line on investing in stocks
- Iowa insurance department
- Credit required
- 14. Business or marketing courses
- Are we headed for a depression?
- Our pick for: Average credit and rewards
- 14. Negotiate with the seller
- 10. Check your credit reports regularly
- Strong revenue
- 17. Rare spare parts
- Card details
- Cheapest car insurance by state
- Prime Visa
- Your credit
- 4. Can I adjust my W-4 multiple times throughout the year?
- U
- Real estate agent commissions
- 6 things to know about New York state income tax
- 12. Miscalculating repair and renovation costs
- 12. Private equity
- Best term life insurance companies of April 2024
- 9. Get creative with gifts
- 1099-SA
- 11. Monitor financial and medical statements
- Enough time in business
- Our pick for: Prime gaming
- Looking for more insurance in Iowa?
- Property and transfer taxes
- Tracfone
- Cons
- What should you do if you’re invested in these REITs?
- Your coverage
- Best insurance company for discounts: Amica
- California state sales tax
- Overseas acceptance
- 15. Personal wellness
- American Express® Business Gold Card
- 15. Buy adequate home insurance
- Collateral
- Types of business licenses: Licenses and permits for home-based businesses
- Cheapest auto insurance in Texas for 30-year-old drivers with one speeding ticket
- Best whole life insurance companies of April 2024
- Title insurance
- Chase Freedom Unlimited®
- What is a 1099 employee?
- How to make money from home
- Your deductible
- Budgeting resources from NerdWallet
- 10. Lower your car costs
- Capital One Platinum Credit Card
- Alternatives to bank business loans
- Why it keeps winning
- 13. Crypto staking
- Who might prefer AmEx Platinum over Chase Sapphire Reserve
- Our pick for: Average credit and no annual fee
- 10 ways identity theft happens
- 1. Home occupation permit
- 12. Become a dog walker with Rover or Wag
- Best no medical exam life insurance companies of April 2024
- Your claims history
- 5 things to know about California state tax
- Boost Mobile
- Community banks
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- 11. Reduce your gas usage
- 16. Courses in hobbies or interests
- 1. Lost wallet
- Best credit card for dining: U.S. Bank Altitude® Go Visa Signature® Card
- Cheapest auto insurance in Texas for 30-year-old drivers with one at-fault crash
- Your home
- If you’d rather be a free agent
- Online lenders
- 2. Property use and zoning permits
- How to choose the best life insurance company
- The Business Platinum Card® from American Express
- Ink Business Preferred® Credit Card
- Personal loans
- Your other policies
- Extra fees
- Methodology to identify the best budget apps
- 2. Mailbox theft
- Are apps like DailyPay and Payactiv cash advance apps?
- Product creation passive income ideas
- 13. Sell unused gift cards
- 1. Look at customer satisfaction scores
- Winner for lowest fees: Tie
- 12. Bundle cable and internet
- 17. Bookkeeping and accounting
- AvantCard Credit Card
- Microlenders
- 3. General business licenses and permits
- Risks of getting cheap auto insurance
- Your dog
- Our pick for: Limited credit
- Target Circle™ Credit Card
- Cheapest auto insurance in Texas for 30-year-old drivers after a DUI
- 2. Consider financial strength
- 3. Using public Wi-Fi
- 14. Write content
- Best insurance company for customer satisfaction: State Farm
- Best flexible plan
- 13. Switch your cell phone plan
- Why it keeps winning
- Alternatives to cash advance apps
- Our pick for: Target gaming purchases
- 3. Evaluate the policy options
- New York Department of Financial Services
- 18. Consulting
- Ink Business Cash® Credit Card
- 14. List your spare bedroom on Airbnb
- Compare insurance rates for drivers with an accident
- Other ways to earn American Express Membership Rewards points
- 4. Data breaches
- The bottom line
- Cheapest for 40-year-old drivers
- Looking for more insurance in New York?
- Ting
- Best credit card for groceries: Blue Cash Preferred® Card from American Express
- 4. Get prices from a handful of companies
- 14. Reduce your electric bill
- Blue Cash Everyday® Card from American Express
- Student loans
- Card details
- Etihad vs. Emirates vs. Qatar recapped
- Our pick for: Good credit
- 5. SIM card swap
- Cheapest full coverage car insurance in Texas for 40-year-olds
- 15. Publish a digital course
- More about top-rated life insurance companies
- 15. Lower your student loan payments
- 19. IT support
- Ink Business Unlimited® Credit Card
- How to make money offline
- The fine print
- 6. Phishing or spoofing
- Best insurance company for military members: USAA
- Best emergency cell phone plan
- Car-related passive income ideas
- 15. Sell your gently used clothes
- 16. Cancel unnecessary subscriptions
- Why it keeps winning
- Cheapest minimum coverage car insurance in Texas for 40-year-olds
- 20. Graphic design
- Capital One Venture Rewards Credit Card
- 7. Skimming
- Lively
- Other ways to earn Chase Ultimate Rewards®
- Our pick for: Travel
- 16. Wrap your car with ads
- 17. Refinance your mortgage
- Taxes
- Best credit card for entertainment: Capital One SavorOne Cash Rewards Credit Card
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- 8. Phone scams
- Card details
- Our pick for: Walmart gaming purchases
- 17. Rent out a parking space
- Cheapest auto insurance in Texas for 40-year-olds with poor credit
- 16. Trade in old phones, electronics for cash
- 18. Set savings goals
- 21. Social media management
- Fine print
- Travel rewards
- 9. Looking over your shoulder
- Other ways to save money
- Full list of the best car insurance companies
- Apple Card
- Our pick for: Instant gratification
- How to compare car insurance rates
- 10. Malware
- Why it keeps winning
- Cheapest auto insurance in Texas for 40-year-old drivers with one speeding ticket
- 17. Get a babysitting gig
- 19. Track spending
- 22. Marketing copywriter
- Best car insurance companies by state
- Best credit card for gas: Citi Custom Cash® Card
- 1. Gather your information
- 20. Pay off high-interest debt
- 23. Virtual assistant services
- Card details
- PlayStation Visa Credit Card
- Venmo Credit Card
- Our pick for: PlayStation purchases
- Cheapest auto insurance in Texas for 40-year-old drivers with one at-fault crash
- 18. Rent out your car
- How to report identity theft
- 21. Keep savings in a high-yield savings account
- Our pick for: Personalized rewards
- How to start a profitable business
- If you want both brand-specific perks and flexible points
- How to find the best car insurance
- 2. Choose the right liability car insurance coverage levels
- 22. Create a 50/30/20 budget
- Why it keeps winning
- Cheapest auto insurance in Texas for 40-year-old drivers after a DUI
- 1. Do your research
- 19. Sign up for TaskRabbit
- What happens when you report identity theft?
- 2. Get organized and make it official
- Cheapest for 50-year-old drivers
- 23. Shop consignment and thrift stores
- 20. Become a private tutor
- 3. Find the right financing
- Cheapest full coverage car insurance in Texas for 50-year-olds
- What is the best identity theft protection service?
- Best Buy credit cards
- Additional perks to optimize for
- Our pick for: Best Buy purchases
- 3. Decide if you need full coverage car insurance
- 24. Join initiatives to get free items
- 21. Drive for Uber, Lyft
- Cheapest minimum coverage car insurance in Texas for 50-year-olds
- Airport lounge access
- 25. Use car sharing services
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in Texas for 50-year-olds with poor credit
- 26. Stock up on household supplies when they’re cheap
- 4. Collect and compare car insurance quotes
- In-flight extras and checked bags
- 23. Find work as a housesitter
- Cheapest auto insurance in Texas for 50-year-old drivers with one speeding ticket
- 27. Enjoy community events
- Xbox Mastercard
- Our pick for: Digital Microsoft Store purchases
- Global Entry and TSA PreCheck
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- Cheapest auto insurance in Texas for 50-year-old drivers with one at-fault crash
- How to choose an insurance company
- Bonus points on spending
- 25. Put your drone to work
- Cheapest auto insurance in Texas for 50-year-old drivers after a DUI
- Compare car insurance companies
- Cheapest for 60-year-old drivers
- Watch out for making money scams
- Trip insurance benefits
- Cheapest full coverage car insurance in Texas for 60-year-olds
- Cheapest minimum coverage car insurance in Texas for 60-year-olds
- Car rental coverage
- Cheapest auto insurance in Texas for 60-year-olds with poor credit
- The ultimate guide to picking the best luxury travel credit card
- Cheapest auto insurance in Texas for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in Texas for 60-year-old drivers with one at-fault crash
- Cheapest auto insurance in Texas for 60-year-old drivers after a DUI
- Cheapest for 70-year-old drivers
- Cheapest full coverage car insurance in Texas for 70-year-olds
- Cheapest minimum coverage car insurance in Texas for 70-year-olds
- Cheapest auto insurance in Texas for 70-year-olds with poor credit
- Cheapest auto insurance in Texas for 70-year-old drivers with one speeding ticket
- Cheapest auto insurance in Texas for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in Texas for 70-year-old drivers after a DUI
- Cheapest car insurance for military families
- How to get cheap car insurance in Texas
- Minimum car insurance requirements in Texas
- Auto insurance alternatives in Texas
1. Delay your application
Social Security retirement benefits increase by roughly 5% to 7% each year that you delay between the earliest claiming age, 62, and your full retirement age, which is currently 66 and 2 months and rising to 67 for people born in 1960 and later.
The return you get increases if you can wait beyond your full retirement age. Delayed retirement credits boost your check by 8% for each year you hold off applying until age 70, when your benefit maxes out.
Pro tip: Most people are better off delaying, according to a large body of research that takes into account longer life spans, prevailing interest rates and survivors benefits. Many financial planners encourage their clients to tap other resources, such as retirement funds, if that allows them to put off applying.
2. Work longer
Social Security is based on a worker’s 35 highest-earning years. You may be able to boost your benefit by working longer if you’ll earn enough to replace one of your lower-paid years with a higher-paid one.
People who took time off to raise families or otherwise had breaks in their employment could find working longer to be especially helpful in increasing their benefit. (Note that if you start Social Security early, continuing to work could temporarily reduce your benefit.) Also, a woman’s income may be more likely than a man’s to increase later in life, increasing the potential payoff from continuing to work.
Pro Tip: If you start Social Security early, your benefit will be reduced by $1 for every $2 you earn above a certain limit. The limit is $22,320 in 2024. This earnings test disappears at your full retirement age, so it’s usually best to wait at least until then to apply.
3. Earn more
Another way to increase your future Social Security check is to max out your earnings as many years as you can. In 2024 the first $168,600 of earnings is subject to Social Security tax. If you max out in all 35 of your highest-earning years, you’ll qualify for the maximum Social Security benefit at your full retirement age. The maximum Social Security benefit at full retirement age is $3,822 per month in 2024.
Pro tip: Sometimes self-employed people will try to minimize the amount of their income that’s subject to payroll taxes, but that maneuver can come back to bite them when it’s time to apply for Social Security. Paying a bit more taxes in the short run could pay off in a lifetime stream of higher, inflation-adjusted income.
4. Consider your spouse
Some lower-earning spouses could get more from taking a spousal benefit than from taking their own retirement benefit. Spousal benefits can be as much as 50% of what the higher earner gets at his or her full retirement age. The amount is discounted if started early. Typically the higher-earning spouse needs to be receiving a retirement benefit for the other partner to get a spousal benefit. In the past, higher earners could “file and suspend” to let their own benefits grow, but that’s no longer an option.
When you apply, Social Security will compare your spousal benefit to your own retirement benefit and give you the larger of the two. In most cases, you won’t be able to switch from a spousal benefit to your own benefit later, even if your own benefit would be larger. (People born before Jan. 2, 1954, have the option of filing a “restricted application” for spousal benefits only and then switching to their own benefit later.)
Couples should also think about survivor benefits when making Social Security decisions. When one spouse dies, the survivor will start getting only one check — the larger of the two checks the couple was receiving. The drop in income from the check that’s lost can be substantial. Couples can help mitigate the damage by ensuring the check that remains is as large as possible. That typically requires having the higher earner put off the start of Social Security, preferably at least until full retirement age.
Pro tip: Coordinating benefits with a spouse can get complicated. Consider using a Social Security claiming calculator to explore your options. There’s a free one at the AARP site, or you can pay for a more sophisticated versions at Social Security Solutions ($20 and up) or Maximize My Social Security ($39 and up).
5. Investigate divorced spouse benefits
If you’re currently unmarried but a previous marriage lasted at least 10 years, you could qualify for spousal benefits based on your ex’s work record. The amount can be up to 50% of the worker’s benefit at his or her full retirement age. If you remarry, however, the divorced spouse benefit stops. You must be at least 62 to get spousal benefits.
If your ex has died and the marriage lasted at least 10 years, you could qualify for survivor benefits of up to 100% of your ex’s benefit. You can remarry at 60 or older (or 50 and older if disabled) and still receive divorced survivor benefits. Survivor and divorced survivor benefits can begin at age 60, or at age 50 if the survivor is disabled, or at any age if you’re caring for your ex’s child who is under 16 or disabled (and in that case, the 10-year marriage requirement is waived). People receiving survivor benefits can switch to their own benefit later if that’s larger, and vice versa.
Pro tip: Your ex must be at least 62 for you to receive a divorced spousal benefit, but does not need to be receiving his or her own benefit. (That’s different from regular spousal benefits, which typically require the primary worker to apply before the spouse can receive anything.) Survivor benefits are based on what your ex was receiving or would have received at full retirement age. (If your ex delayed starting benefits past full retirement age, the survivor benefit is increased by those delayed retirement credits.) If you start benefits before your own full retirement age, however, the amount you get will be reduced.
6. Add your minor child
If you’re receiving Social Security retirement or disability benefits, your offspring may be entitled to a check as well. An unmarried minor child can receive up to 50% of the primary worker’s retirement or disability benefit. This child benefit typically ends at 18, but can continue to age 19 if the child is still in high school. Child benefits are also available to those 18 and older if they are disabled and the disability began before the child turned age 22.
There is a “family maximum” that limits how much a family can collect based on one worker’s earnings record. The maximum is between 150% and 188% of the worker’s monthly benefit at full retirement age. If your total family benefits would exceed the cap, the worker would continue to receive an unreduced check but the dependents’ checks would be proportionately reduced.
Pro tip: Family benefits, including child and spousal benefits, are subject to Social Security’s earnings test and may be reduced or even eliminated if the primary worker starts benefits early but continues to work.
7. Suspend your benefit
If you started Social Security early and decided that was a mistake, you can suspend your benefit once you reach your full retirement age. That will allow your benefit to earn the delayed retirement credit that increases the amount you get by 8% each year you delay until age 70, when your benefit maxes out. You don't have to pay back the benefits you've received.
Suspending your benefit, however, also suspends the benefit of anyone else receiving checks based on your work history, such as a spouse or a minor child. The potential increase in your benefit may not make up for the loss of your dependents’ benefits.
Pro tip: Sometimes Social Security workers incorrectly tell people they cannot suspend benefits. If that happens to you, refer them to this page on the Social Security website.
8. Use a do-over
If you change your mind within a year of applying for Social Security, you can withdraw your application and pay back everything you’ve received in benefits. That will restart the clock on your benefits so you can receive the 7% to 8% annual increase from delaying your application. You can do this only once in your lifetime, and you can’t withdraw your application after 12 months.
Pro tip: Withdrawing your application is different from suspending your benefit. You can suspend your benefit orally or in writing any time after reaching full retirement age. To withdraw, you must fill out Social Security Form SSA-521 within a year of applying and pay an amount equal to all the benefits you and your family have received, including any Medicare premiums withheld from your checks.
Estimate your Social Security retirement benefits
Your actual benefit may be lower or higher than estimate made with this calculator, because it does not take into account your actual earnings history.
We assume you have earnings every year until you begin receiving Social Security benefits. If you had several years of noncovered employment or your earnings changed significantly from year to year, this calculator will overestimate or underestimate your benefit.