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8 Ways to Increase Social Security Benefits
Senior Writer | Personal finance, credit scores, economics
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Knowing how to increase Social Security benefits is important, since those checks will likely be a major source of your income in retirement.
Unfortunately, many people don’t understand how Social Security really works. They claim too early, miss out on important benefits and fail to use strategies that could boost their lifetime income. Their mistakes can cost them as much as $250,000, researchers have estimated.
Here are eight ways to increase your Social Security benefits.
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- What is a rebuilt title?
- How can I get a cashier’s check?
- Debt snowball
- Today’s HELOC rates
- Best place to exchange currency: Your bank or credit union
- 1. You can purchase United TravelBank credits for your account
- Mortgage rates remain stubbornly high
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- Best for those with any 529 plan: Fisher-Price College Savings Mastercard
- Universal Studios Hollywood
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- How tax-deductible donations work
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- Child tax credit 2023 (taxes filed in 2024)
- 1. Child tax credit
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- What is the dividend tax rate?
- Gusto Payroll
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- Writing a bill of sale for a car
- Do I need an appointment to get help at an IRS office?
- How to start a vending machine business: A step-by-step guide
- What you need to know about savings accounts
- Freezing your Experian credit report online
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- 2. Earning rewards through the membership program will cost you
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- New income-driven repayment plan calculator
- Duty-free? Maybe not
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- How we ranked the top life insurers
- 2. A passport and perhaps a visa (the other kind)
- 2. Both cards earn 5X back on Ann Taylor and Loft purchases
- The self-employment tax rate for 2024
- Some good news
- Front-end ratio
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- Americans are missing out on car insurance savings
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- How to get an SSN
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- The largest banks in the U.S.
- Lithium stock ETFs
- How SAVE differs from other student loan repayment plans
- Median savings by age
- How state income tax rates work
- How we found the best auto insurance
- Setup up a robust profile
- 1. Brigit: Best for budgeting tools
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- Does opening a new credit card hurt your credit?
- Deciding whether and where to move
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- Wise pros
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- Fly direct
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- Top 7 Chinese stocks by one-year performance
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- Low payments in the fixed-rate phase
- Best-performing growth stocks
- 3. When an ATM withdrawal exceeds a certain amount
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- BEST STORE CARDS
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- Top Hyatt beach resorts
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- You’re able to use all the credits
- What's next?
- Who qualifies for an unsecured credit card?
- Best homeowners insurance in Alaska for affordability and coverage: State Farm
- Why travelers will prefer the Chase Sapphire Preferred® Card
- Best affordable homeowners insurance in Montana: Nationwide
- Other rules for the medical expense deduction
- Information you need to freeze your credit
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- Create a business budget
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- How does a broker make money?
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- 1. Dividend stocks
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- Benefits of getting an EIN for sole proprietors and LLCs
- If you're younger than 59½ and the account is less than 5 years old
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- 2. Business consulting
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- Why short a stock?
- Paying early could help your credit
- What benefits does each Medicare Savings Program offer?
- NY state income tax: Single and married filing separately
- What’s next
- You want to earn interest
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- Best-performing tech stocks
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- How LLCs pay income taxes
- Types of Treasury securities
- Step 1: Enter your personal information
- Pricing
- U.S. Treasury bonds
- 2. Shop for a loan
- If any of these situations apply to you
- 1. Decide how you want to invest in the stock market
- Airlines that service DFW
- 2. World of Hyatt Credit Card
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- What are the benefits of a traditional IRA?
- Who gets bumped on overbooked flight?
- MOHELA administrative forbearance
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- 2. Work longer
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- Differences between TSA PreCheck and Global Entry
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- Income
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- Pricing transparency
- More income is sheltered
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- What does an investment manager do?
- The best Marriott Bonvoy transfer partners
- 3. Look for last-minute deals
- How to pick a digital wallet
- Why do people invest in cryptocurrencies?
- You're in a pricey area
- Rides at Hollywood Studios vs. Magic Kingdom
- How withholding taxes are calculated
- 3. Meet the minimum spending requirement to get the welcome bonus
- 2. The annual fee is mitigated by a huge statement credit, sign-up bonus
- Episode transcript
- If your credit score is 700 or above
- February
- How does DoorDash work for drivers?
- U.S. Bank Visa® Platinum Card
- The good
- Food and drink at the Plumeria Lounge
- 1. The child has to be part of your family
- Do be there for the home inspection
- How much does Apple TV+ cost when bundling with Apple One?
- Holiday weekends
- How to find your routing number
- 2. Your credit card can reimburse you
- 2. Show them how to budget to ease anxiety
- 4 steps to spot a fake check and avoid trouble
- 2. You can earn up to 3% cash back …
- Family: $16.99 per month
- Get good tax advice
- Best overall: AARP/UnitedHealthcare
- Savers could pay more for Medicare — and cost their kids
- Do airlines owe you money for delayed flights?
- 1. Making math errors
- 17.3 million jobs created
- Amazon's Prime Visa
- Jumbo loan requirements
- How do Vanguard index funds work?
- What happens before default?
- Which is best for you?
- What is student loan forbearance?
- Premium Duo: $14.99 per month
- 2. Learn to be okay with outsourcing
- What pet insurance costs
- Minimum down payments and credit scores
- 2. The bonus rewards aren't just for airline purchases
- Who can apply for a parent PLUS loan?
- Bank disadvantages
- Ways to pay yourself as an S-corp
- How it can help you
- SIMPLE IRA vs. 401(k): How to decide
- 2. Consider the pros and cons of a retirement account
- Where we are now: 2024
- 50% of your income: needs
- Big three prepaid plans
- Our pick for: Rich travel rewards
- How tax extensions work
- 8 best hot wallets
- Consumer protections
- Debt avalanche
- What is the 10-year treasury yield today?
- Exterior cost estimates
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- Florida condo insurance rates by coverage level
- Mortgage payoff calculator help
- Investing for income: Dividend stocks vs. dividend funds
- Other options with no credit check
- Less regulation and transparency
- Realtor vs. real estate agent
- 2024 conforming loan limits by county
- 2. Child and dependent care credit
- How does a home equity loan work?
- Qualified Medicare Beneficiary Program
- What can you do during Medicare Advantage open enrollment?
- Americans most likely to have learned money management from parents/relatives
- 3. Look into an IRA
- Examples of three high-interest online savings accounts
- 1. Consider your vending machine options
- How to calculate risk tolerance
- Is 0% credit utilization bad?
- How are stocks taxed?
- Symbotic Inc. (SYM)
- Cheap auto insurance from large companies
- Back-end ratio
- Apply for a passport in person at USPS
- Ductwork and design: $500 to $7,500
- How to calculate adjusted gross income
- When does the student loan grace period start?
- Debt consolidation calculator
- 2. Start bookkeeping
- How long does it take to get a credit card refund?
- What else should business owners know about SSNs?
- Step 2: Pre-qualify and compare offers
- Misconception 2: The basic economy experience is the same on every airline
- 2. Traditional stockbrokers
- How long does a wire transfer take?
- For direct monthly payments: No
- 2. It’s rewarding for pet owners
- EBay
- 1. Alaska Airlines Mileage Plan
- How do you calculate closing costs on a house?
- Preapproval is not the same as pre-qualification
- How many credit cards should I have?
- 2. Stay with stocks
- 1. Understand the tax effects
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- Wise cons
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- Where Openly falls short
- Cons of getting a fixed-rate HELOC
- Where State Farm falls short
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- Where to get tax refund loans
- Pros and cons of living in a state without income tax
- 2. Two factors determine your Bitcoin tax rate
- Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs
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- What full coverage car insurance covers
- 2. Account frozen? Submit documentation
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- Tools you can use
- Standard: $15.49 per month
- How do lottery taxes work?
- More time to pay off a balance
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- The strategy behind sinking funds
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- 2. Don’t ignore local and regional insurers
- Types of money market funds
- Can you chat with Air Canada?
- How to choose the best mutual funds for you
- 2. The upgrade path is straightforward, if lengthy
- AutoSlash reviews
- Examples of e-commerce
- Pump that crypto spirit up
- Sweet Spot #2: Alternate days or times
- How food prices have changed over time
- 2. Brand recognition
- Black-owned banking institutions we’ve reviewed
- The pros and cons of a life insurance trust
- Humana Medicare Supplement Insurance plans
- What's included in economy
- Online loans
- Payments resume in October
- Can you live off ETF dividends?
- More perks and rewards toward travel
- UTMA or UGMA vs. 529 or Coverdell ESA
- I Prefer Rewards
- What it means to have FDIC insurance
- What kind of medical expenses are not tax deductible?
- How much extra time does Form 4868 give you?
- How to determine how much car you can afford
- 3. Get ready to pay some fees
- NBKC Business Money Market
- MassMutual life insurance policies
- 5. Bojangles
- How SVB and Signature Bank collapsed
- 1. Separate your business and personal finances
- Limited FHA 203(k) loans
- Other student loan calculators
- Join a family plan
- 2. Car wash services
- Best homeowners insurance companies: Pros and cons
- Child tax credit 2024 (taxes filed in 2025)
- NY state income tax: Married filing jointly or qualifying widow(er)
- 2. Depreciation deduction
- Where to buy a tiny house
- Discover Bank, 4.25% APY, no minimum opening deposit
- Income taxes for single-member LLCs
- Award flights
- Discretionary income explained
- Where to look for information
- 1. Get your business basics in order
- Calculator: Convert Alaska miles to dollars
- How to apply for a Self credit-builder loan
- When does homeowners insurance not cover mold?
- How to calculate self-employment tax
- Alliant: Best for fast funding
- 2. Earn credit card bonus rewards
- 14 business startup costs to plan for
- 1. IRS Free File
- Buyers would set their agents' pay
- More about the best renters insurance companies in California
- 2. Babysit, walk dogs and feed pets for pay
- Building foundations
- 28 business ideas for teens
- How Amazon Flex works
- Calculating net worth: What are assets and liabilities?
- Bank of America Wire Transfer Fees
- How does OASDI tax work if I’m self-employed?
- 1. Chase: $2.61 trillion
- Avianca carry-on bag policy
- 3. Keeping utilization down
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- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- TruStage life insurance policies
- 2. Decide what type of investor you are
- 2. Big travel rewards
- Baggage and boarding
- It can lead to higher balances
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- Types of funds
- 7 largest meme coins by market cap as of March 27, 2024
- Employment gap
- Taxes on 401(k) withdrawals
- An overview of the best cheap travel insurance plans
- Jackson Hewitt
- Retirement benefits
- 1. Inspect the check
- What are the best assets for a Roth IRA?
- What if you win a vacation or a car or something else instead of money?
- Advantages of a self-directed IRA
- 7(a) small loans
- Why is budgeting important?
- Flexibility
- 2. Is Accor Live Limitless free?
- 2. Failing to report some income
- Small businesses contributed to 70% of net job increases
- 3. Transcribe audio and video
- Other alternatives to Mint
- Consider other sources of money
- Solo 401(k) contribution limits
- Down payment
- Accounts
- A long non-winning stretch, but still hope
- Short-term CDs (1 year or less)
- Why are gas prices going up?
- 2. Get a transcript if you need one.
- How do discretionary expenses fit into a budget?
- Premium Family: $16.99 per month
- Apply for Global Entry
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- What is on a Schedule C form?
- What to wear to a job fair
- BEST CO-BRANDED CREDIT CARDS ISSUED BY BARCLAYS
- Best iOS personal expense tracker apps
- In-flight food
- What to do if you don't qualify for parent PLUS loans
- Why are you setting up a retirement plan?
- High CD rates for now
- How to use average car interest rates
- Learn from your competitors
- Technical analysis of stocks
- 3. Name your Etsy shop
- For people with Medicare
- How severely is credit card fraud punished?
- Automate
- Tax credits for people married filing jointly
- Reliability
- What if I didn't make the 2024 tax deadline?
- If you're younger than 59½ and the account is at least 5 years old
- Multi-day park admission deals
- 3. Marketing services
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- How to figure depreciation
- Conforming loan benefits
- 3. American opportunity tax credit
- NerdWallet’s budget planner
- Historical national rates
- What are qualified dividends?
- Apply for mortgage forbearance
- 2. There’s a potentially generous credit limit
- What kind of help can I get at my local IRS office?
- Savings accounts with strong APYs can help your money grow
- Step 2: Account for multiple jobs
- 3. Online or AFK, it’s only accepted at GameStop
- Accessibility
- U.S. Treasury notes
- Short-term capital gains tax
- Upstart Holdings Inc. (UPST)
- Putting alcohol in your bag
- Other factors to consider
- 2. Rebalance your debts and income
- How to open a traditional IRA
- 3. A light jacket
- Baking supplies and real maple syrup
- Standard two weeks’ notice template
- How is the Student Aid Index used?
- Learn more
- What is a Roth IRA account?
- Kansas Housing highlights and eligibility requirements
- 2. United Airlines MileagePlus
- 2. Consider common rules of thumb
- How we got here
- 3. Build a budget that works for your expenses
- 2. Don't just uproot your life
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- 1. Timeshares don't have to be for life
- Do you want to reinvest your dividends manually?
- Lower demand
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- How are 401(k) withdrawals taxed?
- State availability
- 2. The child has to be under a certain age
- 2. Ask for higher credit limits
- Does Apple TV+ allow password sharing?
- The Platinum Card® from American Express
- Why is a business budget important?
- Small Business Development Centers
- Designate a co-pilot
- 2. Get preapproved
- 5. When any debit card purchase occurs
- 2. Make a larger down payment
- 2. Try to keep most of your credit limit available
- Can I put off required minimum distributions if I’m still working?
- High mortgage rates drove demand (and prices) down
- Partner airlines
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- 'My servicer said I couldn't'
- Earn Delta miles quickly
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- How collision insurance works when the other driver is at fault
- 3. Update your business plan
- Picking a second chance checking account
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- EveryDollar
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- Bank loans
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- When it may not work
- Know what to pay first if you can’t cover everything
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- Who pays the real estate commission?
- Mega backdoor Roth 2024
- How to get a DUNS number
- 3. Limited redemption options ...
- The details
- How to apply for a business credit card without a business
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- Another money-change option: online currency converters
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- Best for those with a Upromise account: Upromise Mastercard
- How a claim affects Florida condo insurance rates
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- Riskier trading strategies
- Things to consider when using Zelle
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- 21 most-shorted stocks by short interest
- Requirements: Who qualifies for the child tax credit?
- NY state income tax: Head of household
- You want to save for different goals
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- Varo, 3.00% APY, no minimum opening deposit
- Standby for free on all routes
- If you qualify for a hardship withdrawal
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- The most ways to earn and use miles
- Does interest accrue during the grace period?
- 3. Earn more
- Should I choose a home equity loan or a HELOC?
- Can I contribute to a Roth IRA if my income is too high?
- What is mortgage preapproval?
- Chase Wire Transfer Fees
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- Employer identification numbers
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- Which transactions are locked?
- 3. Bitcoin ATMs
- How much does a wire transfer cost?
- Overall cost
- Learn more
- When are state income tax returns due?
- Bonanza
- 4. Explore alternative accommodations
- Are digital wallets safe?
- You can't live there safely anymore
- Wise transfer methods and options
- How credit scores affect monthly car payments
- If your credit score is lower than 700
- What is a Bitcoin strategy ETF?
- 3. High-yield money market accounts (MMAs)
- How much do DoorDash drivers make?
- 2. Evaluate your sunlight exposure
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- Dividend vs. growth stocks
- 3. Help them tackle credit card debt quickly
- How does a personal line of credit work?
- Pros and cons of buying Chinese stocks
- Farmers Market Promotion Program
- How does Apple Music fit into your budget?
- 4 easy ways start investing with little money
- 2. Buy-and-hold investing
- 3. Ask your bank for relief
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- Premium: $22.99 per month
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- 20% of new businesses close within a year
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- Credit score
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- Wells Fargo Active Cash® Card
- Are Vanguard index funds a good investment?
- See CD rates by bank
- How to calculate APY
- Changes and cancellations
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- Roth IRA
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- 2. Redemption will have you exhausted before you hit the park
- Estimated tax payments 2024
- Sweet Spot #3: Book on Hawaiian Airlines using TrueBlue points
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- Free checked bag
- ARE YOU EARNING ALL THE MILES YOU CAN?
- 3. Your credit score has dropped substantially
- Credit union vs. bank: What to consider when choosing
- 3. Evaluate your retirement account options
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- Should I file Form 4868?
- 1. Calculate the car payment you can afford
- 30% of your income: wants
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- What is debt consolidation?
- TD Bank Small Business Premium Money Market Account
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- Winner for most reliable airline: Delta
- Breaking down the cost to paint a house
- How much of your income should go toward a mortgage?
- Jordan Estate Rewards
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- Standard FHA 203(k) loans
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- Amica: Best for customer satisfaction
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- What’s going on with layoffs in tech?
- Good balance transfer cards
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- Median down payment by age
- The pros and cons of investing in tech stocks
- Boost the value of your Ultimate Rewards® points
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- 3. Alaska Airlines Visa® credit card
- How do Alaska miles compare to other airlines?
- How to find the best stocks to buy now
- Best whole life insurance policies for 2024
- Who has to pay self-employment tax?
- Administrative forbearance for other student loan servicers
- 1. Equipment: $10,000 to $125,000
- How it works
- Negotiations would be more complex
- When to compare quotes on insurance
- 3. Sell your stuff in person or online
- 1. Academic tutor
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- What can you do if the merchant won’t provide a refund?
- You only need one S&P 500 ETF
- How to manage your own investments
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- 4. Balancing debt payoff and saving
- Best car insurance companies: Our winners
- Contact potential clients with “Connects”
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- March
- Citi Simplicity® Card
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- There's a missed payment lurking on your report
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- Step 1: Enter your travel details
- How to fill out Schedule C
- Get a secured credit card
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- List of Black-owned banks, credit unions and fintechs by state
- 529 plans
- Federal Student Aid office
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- 2. Consider debt consolidation
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- Best for extra perks: Aetna
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- Pay a security deposit
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- What to do if a lender threatens jail time
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- Bask Bank, 5.10% APY, no minimum opening deposit
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- What can business owners use EINs for?
- What do I need to pre-qualify for a personal loan?
- Cons of a condo vs. a house
- 4. Bitcoin exchange-traded funds
- Highlights
- After getting a cash advance: Yes, but it’s a bad idea
- Required payment is cut in half
- Step 2: Figure out what your market needs
- How long will your mortgage loan last?
- Cash App
- TurboTax vs. H&R Block: Features and ease of use
- How far in advance should I get preapproved for a mortgage?
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- It may lower the average age of your accounts
- Winner for elite status and rewards: Alaska
- Bank of America Business Advantage Fundamentals
- 2. The kids' names shouldn't be on the deed
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- Decide what type of account you want: checking vs. savings
- One more option: Borrow from a 401(k)
- When should I close my credit card?
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- All year
- Miscarriage and the cost of medication
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- Should you invest in the stock market?
- 4. Practice basic financial actions
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- Are game show winnings taxed differently than gambling winnings?
- Pros of investing in China stocks
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- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Your payments could decrease
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- The worst they can say is no. Shouldn’t I try?
- 3. Get a secured credit card
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- Debt-to-income ratio
- Can I keep contributing to retirement funds if I’m still working after 70½?
- 2. Thompson Zihuatanejo
- Budgeting for both needs and wants
- Lender's title insurance
- Fare deals to Europe
- 4. Consider a payment plan if you can't afford your tax bill.
- Bank of America® Business Advantage Fundamentals™ Banking
- Do some math, ugh
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- Collision insurance vs. comprehensive insurance vs. full coverage insurance
- 4. Refresh your marketing plan
- WEX
- What does it take to succeed in e-commerce?
- You spend a lot on food in general, not just dining
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- 4. ... Not to mention needlessly restrictive
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- Step 3: Ride the organic marketing train
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- 4. Personal trainers
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- 7. Earned income tax credit
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- 1. Examine your revenue
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- 3. You must have lived in the house for at least two years in the five-year period before you sold it
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- Delta first class
- It gives you more room on credit cards
- Savings and debt repayment
- Estimating your car payment
- Do spot Bitcoin ETFs have custodianship risk?
- State Farm renters insurance rates
- 4. Take advantage of government incentives
- 6. Auto expenses
- 2. Subtract fixed costs
- Chase routing numbers
- 8. Writing a blog
- How do tax refund loans work?
- 2. Stock dividends
- How a personal line of credit affects your credit score
- State Departments of Agriculture
- 5. Index investing
- ARMs are complex
- Book cheap saver economy awards to Europe
- 4. How many points do you earn?
- Minute Suite visit cost
- 6. Get a co-signer
- 6. Brighten
- Money market mutual funds vs. money market accounts
- 1. Get a brokerage account
- Ask plenty of questions
- 7. Look for automation opportunities
- 5. Foreign transaction fee is low
- You’re looking for a lower annual fee
- 7 steps to appeal your financial aid
- About the Miles & More frequent flyer program
- A decent base rate on all purchases
- Find preapproved auto loans
- What is a business money market account?
- Can you use a business credit card for personal expenses?
- How do I access a HELOC?
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Skip currency exchange: Use a credit or debit card
- Winner for the lowest fees: JetBlue
- What are the other 2024 tax deadlines to know?
- Best for those with a Merrill 529 plan: Bank of America® credit cards
- 5. Newborn and post-pregnancy services
- How to negotiate with a payday lender
- Should I do a balance transfer?
- Qualified Disabled Working Individual Program
- How to invest in tech stocks
- 6. Subsidize your dependent care FSA
- Do the math on high-yield savings
- 3. Citi Premier® Card
- 4. Know when to leave it to the pros
- Consider the costs of cashing out your 401(k)
- What isn't covered?
- The bottom line
- How flexible are Alaska miles?
- Should I contribute to a traditional IRA if I can’t deduct it?
- What items to skip
- What is a good DTI ratio?
- How it works
- How comprehensive insurance works
- Expedited passport services
- Elite status is hard to reach
- 6. Housecleaning
- Contributing too much to a Roth
- Do debt consolidation loans hurt your credit?
- Get pre-qualified or preapproved?
- Additional costs for international wires
- How to get Turkish Miles&Smiles
- Is OASDI tax the same thing as Social Security tax?
- Individual taxpayer identification number
- Step 4: Invest in the tools of the trade
- Online financial planning services
- 3. States with progressive tax structures
- Poshmark
- How to contact TruStage
- 6. Up to $200 in annual hotel credit
- How does cryptocurrency work?
- 5. Use a Roth
- In-flight experience
- Is a backdoor Roth IRA worth it?
- Booking Southwest flights to the Caribbean
- Before you go shopping
- May
- Call and ask for better terms
- Pre-tax vs. Roth 401(k)
- 3. Do I want to protect some wealth outside of investments?
- How to get into the Plumeria Lounge at HNL
- Who is a qualifying relative?
- 5. Delayed EU flights can compensate you
- Upgrade's other offerings
- Average annual full coverage car insurance premium by age
- 5. Deducting too many business expenses
- 4. Consider extra coverage
- 7. Start a blog
- Price
- How to open a solo 401(k)
- Pros and cons of jumbo loans
- Where inventory has reached pre-pandemic levels
- Should you earn Wells Fargo Rewards?
- How do I find lost luggage on Air Canada?
- Shipping solutions
- How to calculate quarterly estimated taxes
- 7. Built-in customer base
- What pet insurance pays for
- Expensify
- When your interest rate matters (and when it doesn't)
- Hilton Honors
- Pay on time even if you can't pay in full
- How to check that all money in your accounts is insured
- How to file Form 4868
- 4. Fiverr
- How tax extensions work if you owe taxes
- Cons of debt consolidation
- 12. Edible Arrangements
- 5. You can't use United TravelBank funds for other travel purchases
- How the lifetime gift tax exclusion works
- Which card should you get?
- What happens next?
- 2. Consider premium paints
- Frugal home expenses tips
- Traveling with expired passport rules during COVID
- 4. Keep the deadline in mind
- Nationwide
- 5. You cannot have bought the house through a like-kind exchange
- 9. Catering
- Resilient Lady dining
- Andover Companies: Best coverage
- 10. Deduction for state and local taxes
- Ways to get the best home equity loan rates
- Average certificate of deposit rate: 1.81% for one-year CDs
- 5. Wear easy-to-remove shoes
- 5. The Continental Credit Protection program is optional
- LLC payroll taxes
- Tires and gasoline
- 4. Inventory: 17% to 25% of your total budget
- Free Wi-Fi
- Doing great
- Find out what your loan payment will be
- How to apply online for Global Entry
- Net worth of U.S. families by income
- 5. Jump in
- Hot wallet
- Contract periods
- Avianca additional carry-on baggage fees on flights from North America
- Unpaid interest is cancelled
- Types of mortgage loans
- Your credit utilization
- Fare flexibility/ticket changes
- It can create credit diversity
- Winner of the sky: Delta
- What is California's standard deduction?
- Term of the month: The Buffett indicator
- Withholding tax vs. estimated tax
- What to expect when you open your new account
- Compare lenders
- Discounts
- 4 ways to start investing
- 3. Dividend reinvestment programs (DRIPs)
- Amber Grant for Women
- Best for emergency medical coverage: Allianz Global Assistance
- Is an ARM right for you?
- 6. Reconsider tax preparers who don't e-file
- 5. Shop around with multiple lenders
- $7.3 billion in bonded contracts were awarded to small businesses
- 7. Improve the exterior
- 4. Grand Hyatt Kauai Resort & Spa
- What information is not found on your credit reports?
- The bottom line
- 6. Raise your deductible
- Do I have to pay New York state income tax?
- How compound interest works
- Who pays for title insurance
- 2. Research
- My student loans are in default what do I do?
- What are the advantages of filing back taxes?
- Who should use student loan forbearance?
- Bond mutual funds = lower returns (but lower risk)
- How collision insurance works
- 8. Prioritize company culture
- What are fleet cards?
- Step 3: Include your airline, hotel and car rental loyalty programs
- Manage your expectations
- Revocable life insurance trusts
- How much does homeowners insurance cost in Alaska?
- Credit union vs. bank: Frequently asked questions
- Alternatives to a Southwest flight upgrade
- Average CD rates: 2010-2024
- State thresholds for the medical expense deduction
- How to maximize your rewards
- How to freeze your child’s credit
- Complete your listing details
- The details
- Guarda: 4.6 out of 5 stars
- Cashier’s check vs. certified check vs. money order
- How much does a HELOC cost?
- 4. Real estate investment trusts (REITs)
- Are 10-year Treasury notes a good investment?
- Why does the national debt matter?
- Home prices keep climbing
- How sole proprietors and single-member LLCs can get an EIN
- Universal vacation packages
- Refinancing with an FHA 203(k) loan
- 4. Take surveys for money
- What is the labor force participation rate?
- 2. Evaluate the stock
- Other tips for managing your bill
- When to expect your child tax credit refund
- Do I have to pay New York state income tax?
- Investing in individual tech stocks
- Alternatives to savings accounts
- Once you request your Experian credit freeze
- How to find the 2024 W-4
- How to buy Treasury bonds, notes and bills
- Where to find your card’s minimum
- Target Date Fund
- What vehicle rentals are excluded?
- Shipping alcohol
- What not to do
- 5. Free shipping comes with a caveat
- Courtyard Chicago Deerfield
- Credit union personal loan rates
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 6. Find local gigs through Nextdoor
- What is your modified adjusted gross income (MAGI)?
- Why you may not be getting a response after an interview
- 6. Add your minor child
- 7. Housesitting
- When debt consolidation isn't worth it
- 88,000 ANA Mileage Club Miles round-trip from U.S. to Europe
- Can I get my Social Security tax back if I’ve overpaid it?
- What can business owners use ITINs for?
- Evaluate the risk
- Are Roth IRAs insured?
- Summary: The 2021 Kansas first-time home buyer program
- Conventional loans
- Ruby Lane
- Other Marriott Bonvoy transfer partners worth considering
- Best insurance company for affordability: NJM
- TurboTax vs. H&R Block: Support
- 7. Up to $300 Equinox credit
- Transfer flexible credit card points to IHG
- Expect dynamic pricing
- How can you make more money with DoorDash?
- Chase Freedom Flex℠
- What else should I know about Roth 401(k) taxes?
- 5. Contact your own insurance company about the rental car accident
- Discounts
- 1. The person can’t be anyone else’s qualifying child
- 5. Monitor your total credit utilization
- 7. Rent and depreciation on equipment and machinery
- 9. Freelance researching
- 2. Certificates of deposit
- 4. Alert authorities to fraud
- 4. Barclays rewards
- SBA disaster loans
- Identity theft or a mixed credit file is dragging your score down
- Fly business or first class to Europe
- How do I deal with lottery taxes?
- 6. Claiming a home office deduction
- 8. Game on Twitch
- Who needs umbrella insurance?
- Pros
- Good or excellent credit usually required
- 3. Car Shair
- Long-term CDs (4-5 years)
- How to get the PSLF waiver
- What if you don’t live in New York City?
- How to get (and pay for) Clear
- Regional and state-based second chance checking accounts
- You want to redeem points for travel directly
- How to prepare for a job fair
- 8. Be your own boss
- Deductibles, limits and payouts
- Mortgage rates
- How to switch Medicare Advantage plans
- Which card (or cards) should you get?
- Salary and distributions
- 3. Investment accounts for kids
- Keep credit utilization in mind
- 3. Set a target purchase price
- 5. Find suppliers and create your jewelry
- But wait, there’s more
- You’ve got money left over for savings
- Citi Custom Cash® Card
- Should you open a money market account for your business?
- 13. Firehouse Subs
- Which Form 1040 schedules should I use?
- 4. Seek help through debt relief
- 3. Prep the space yourself
- When are taxes due in October?
- The cheapest Florida condo insurance companies
- 6. You cannot be subject to expatriate tax
- 10. Social media management
- Find the best HELOC lender for you
- 11. Mortgage interest deduction
- 5. Other expenses
- Dividend tax rate 2024
- How to upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- How to buy Treasury bonds
- 4. Pick an investment strategy
- No more elite earnings on basic economy fares
- 6. Inspect and test-drive the car, if applicable
- What is net investment income tax?
- 3. Source your suppliers
- Cheap auto insurance after an accident
- Should you file a mold claim?
- Bank of America
- Gym workouts via the Planet Fitness app
- States with the highest padded-claims costs
- How to give two weeks’ notice
- Net worth of U.S. families by age
- Other ways to cut wire-transfer costs
- Basic economy, recapped
- Customer support
- Insurance broker vs. independent agent
- No-closing-cost mortgages
- Ready to get started?
- Medigap vs. Medicare Advantage: Coverage features
- 5. It comes with other travel goodies
- Build your score and then switch cards
- Wells Fargo routing numbers
- 4. Special dividends
- How the 9 states with no income tax stack up
- Pros and cons of a personal line of credit
- 3. Index funds and ETFs
- 7. Confirm they'll sign on the dotted line
- Other tips for booking Minute Suites
- How long will it take to rebuild my credit?
- 5. Get a quote
- Small-business diversity statistics
- Your money management style
- Salary
- Getting rid of debt: Who’s to blame and how to move past it
- Traditionally best rates, more commitment required
- How to choose a money market fund
- 1. You avoid having the IRS do it for you.
- Full list of best homeowners insurance in California
- 2. Review your Loan Estimates
- Good customer service
- Frontier Airlines World Mastercard®
- Kansas grants
- What happens when a bank fails
- Our pick for: Everyday spending
- Why did First Republic Bank fail?
- What to look for in a balance transfer card
- What if your passport expired and you need to travel tomorrow?
- 6. Enrichment activities for children
- What is naked short selling, and why is it illegal?
- 5. The bigger the company, the higher the interest rates
- What percent down payment do you need for a house?
- 7. Rock your HSA
- 2. Find the right location for your vending machine
- How long will the rental be covered?
- How to find AI ETFs
- Keep your next Costco visit cost-effective
- Free birthday admission
- Where to get it
- Track your USPS renewal passport process
- How much is renters insurance in California?
- 7. Freelance
- Maintaining financial health
- No award chart
- 8. Errand-running
- How do I grow my home's equity?
- What is the Global Entry interview like?
- Does getting a refund on a credit card hurt your credit?
- Step 4: Gather loan documents
- Cheap car insurance after an accident by state
- 2023 state income tax rates and brackets
- H&R Block
- 5. Gather your paperwork
- 8. $300 SoulCycle credit
- How are cryptocurrencies created?
- Your payment history
- Seat selection
- Next steps
- Before you apply for a credit card
- The 50/30/20 budget calculator
- The importance of tax withholding
- What do the approvals mean for Bitcoin?
- 6. High-yield checking accounts
- Compare Roth 401(k) vs. traditional 401(k)
- What if CDs aren’t right for me?
- 2. The person has to be related to you or live with you
- 5. Pick a purchase method that works for you
- 3. IMG (iTravelInsured Lite plan: $77)
- 3. Subtract variable expenses
- 10. Freelance coding and web design
- 1. Individual stocks
- Alaska
- Sustainable Agriculture Research and Education (SARE) Grants
- National Association for the Self-Employed Growth Grant
- 6. Growth investing
- Flying on partner airlines
- 6. Consider alternative types of mortgages
- 22% of businesses are owned by women
- 9. Sell photography
- Is it worth it to stage a home?
- 7. Consider usage-based or pay-per-mile insurance
- See what’s available in your brokerage account
- What else you need to know
- Biden's push to lower title insurance costs
- 3. Compare ETFs
- Money market mutual funds = lowest returns, lowest risk
- 3. You'll get some park perks
- 9. Build a website
- How do fleet cards work?
- Which card is right for you?
- Post about the fair on LinkedIn
- Rocket Money
- Discounts
- How to get the best deal for a Lufthansa economy award flight
- What is the cost of filing Form 4868?
- Things to consider
- How tax extensions work if you're due a refund
- Which lender is right for me?
- 14. IHop
- EveryDollar, for simple zero-based budgeting
- Schedule 1: Additional income and adjustments to income
- Debt management plan
- HELOC requirements
- Full list of the best home insurance companies in Texas
- Credit cards that help repay student loans
- Claiming tax-deductible donations on your tax return
- 3. Decide how much stock you want to buy
- Compare car insurance rates for 35-year-olds
- What's next?
- 4. Conditions
- 12. Gambling loss deduction
- How much can you borrow with a home equity loan?
- How did we determine the value of Alaska miles?
- 5. Use collateral to secure the loan
- Other types of IRAs
- Maximum and average DTI ratios by mortgage type
- 5. Marketing: Below 10% of your total budget (even 0%)
- Referral program
- 3 tips to control central air conditioning installation costs
- What apps let you buy now, pay later?
- Net worth of U.S. families by race or ethnicity
- How to get an ITIN
- Cold wallet
- Credits
- 4. Citibank: $1.01 trillion
- Traditional financial advisors
- Etsy
- Marriott Bonvoy's exclusive transfer partners
- PayPal
- 4. Varo: Best for existing bank customers
- How to choose between Medigap and Medicare Advantage
- What part of my income gets taxed by California?
- What is the Buffett indicator?
- Close your old account, if needed
- Try different ways to avoid overspending
- 7 ways to reduce your 401(k) taxes
- Consumer complaints
- 8. Office supplies
- 6. You’re owed if you get bumped
- 5. Preferred dividends
- Pros of a personal line of credit
- 5. Failure to report Bitcoin can be costly
- Honorable mention: Blue Cross Blue Shield
- 8. Check if they would have your back
- 7. Using nice, neat, round numbers
- Bonus features
- Is a balance transfer worth it?
- 5. Alila Villas Uluwatu
- Employment status
- How do you buy Vanguard Index fund shares?
- How are gas prices determined?
- Where do I offer feedback or send a complaint to Air Canada?
- 2. You can pay your tax bill in installments.
- Understand before committing
- Reducing or waiving your collision deductible
- Purchase upgraded airfare with priority lane access
- Tax and regulatory compliance
- Use a co-signer
- How are food prices tracked?
- Irrevocable life insurance trusts (ILITs)
- A new IDR plan
- Use cash back and other rewards features to offset spending
- Use a co-signer
- 6. Sell your jewelry
- For the uninsured
- Exodus: 4.5 out of 5 stars
- 6. The United TravelBank doesn't earn interest
- Best for low-cost plan availability: Humana
- How do you buy 10-year Treasury notes?
- 4. Get competing bids
- Days in the cycle
- Best for those with a SoFi Loan: SoFi Unlimited 2% Credit Card
- Who qualifies for an FHA 203(k)?
- Is condo insurance required in Florida?
- 11. Business planning service
- Other options if you can't pay a payday loan
- 2024 child tax credit news update
- How can I sign up for a Medicare Savings Program?
- How to report dividend income on your taxes
- If you're considering an upgrade from the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Do I have to update my W-4 every year?
- 4. Capital One Venture X Rewards Credit Card
- Robo-advisor
- 3. Learn the difference between investing in stocks and funds
- DFW Terminal C
- What if I don’t have personal auto insurance?
- Is the 35K certificate impossible to use now?
- Chase
- Bottom Line
- 1. Examine your cooling needs
- Saving and investing for retirement
- 7. Suspend your benefit
- 9. Seasonal chores
- What do I need for my loan application?
- Roth IRA eligibility rules
- Avianca checked bag policy
- Who qualifies for the SAVE plan?
- How to do well on Upwork
- 9. Up to $240 in digital entertainment credit
- Your credit age
- Baggage and boarding
- 4. Use budgeting or expense-tracking apps
- June
- BankAmericard® credit card
- 2. Mutual funds
- Bizee’s Fresh Start Business Grant
- Who needs full coverage car insurance?
- TRAVEL CREDIT CARDS
- Travel cards with Priority Pass/Minute Suites access
- 21% of businesses are minority-owned
- How much umbrella insurance do you need?
- Home staging is important to buyers
- Cons
- What is New York state's standard deduction?
- Is APY variable?
- You can use credit card benefits to travel in basic economy
- If you want to get out of debt entirely
- Mutual fund fees
- Step 4: Provide your email
- Average cost of homeowners insurance in Alaska by city
- Full list of the best homeowners insurance in Montana
- What credit cards include Southwest upgrades?
- When should you freeze your credit?
- Business money market account rates
- 15. Melting Pot
- How can I avoid cashier's check fraud?
- Bankruptcy
- 2023 and 2024 lifetime gift tax exemption
- Florida resident discount for Universal Orlando Resort
- How to invest in hedge funds
- When did all of the tech layoffs start?
- 13. IRA contributions deduction
- What is New York state's standard deduction?
- Square Payroll
- Low-down-payment mortgages
- WANT TSA PRECHECK FOR FREE?
- Investing in tech funds
- It's best to pay more than the minimum
- The bottom line
- How to pay lower taxes when selling stocks
- Taking a sip down memory lane
- How to file a mold claim
- FAQs
- How to cancel a Planet Fitness membership
- Average cost of renters insurance in California by city
- Deaths and driving distractions
- 8. Tutor your peers
- After you're approved for Global Entry
- Net worth of U.S. families by education
- Why should business owners obtain an ITIN?
- Step 5: Staff wisely
- 2023 tax rates by state
- Pay the fee or get a fee waiver
- Consider Original Medicare with a Medigap plan if you:
- Buy IHG points
- I want a CD, but what if CD rates change soon?
- 6. Find out who's responsible for paying what in a claim
- Purchasing a Plumeria Lounge day pass
- Consumer complaints
- How much does a tax refund loan cost?
- 3. Bonds
- 6. Dividend funds
- Florida
- 5. American Express Membership Rewards
- What to do if you can’t meet SBA loan credit score requirements
- Add a stopover with the Excursionist Perk
- Where does an IRS audit take place?
- 10. Pet sit
- Account linking
- Capital One® Walmart Rewards™ Mastercard®
- Marital status and spouse’s credit history
- Decide which type of money market fund is right for you
- 4. Make the trade
- 3. The government might owe you money.
- How much does homeowners insurance cost in California?
- Research the companies
- Disadvantages of franchising for the franchisee
- Other airline cards issued by Barclays
- Loan limits
- IHG One Rewards
- Consider hardship programs as a last resort
- How to maximize your rewards
- 5. Upwork
- Bottom line
- How many tax extensions can you file?
- Debt consolidation options for bad credit
- 3. SEP IRA
- Schedule 2: Additional taxes
- How to get a home equity line of credit
- 5. Money market funds
- Competition remains steady
- Flying with an expired passport recapped
- 5. Make money from your blog with affiliate links
- How is the job market right now?
- Calculating capital gains tax on a home sale
- 12. Tax consulting
- 7. Mobile apps and entertainment for children
- Example CD APYs at select institutions
- 8. See if you’re eligible for the earned income tax credit (EITC)
- Best uses for a high-yield savings account
- LLC self-employment taxes
- Next steps:
- 7. Determine which warranties are right for you
- 1. Think long term versus short term
- How does coverage vary for international rentals?
- 4. Price your product
- MoneyGram
- How to get a loan from a credit union
- 3. Free tax software
- 2. Time it right
- 10. Selling handmade crafts
- Cheaper ways to send money
- Where to buy identity theft insurance
- Government-backed loans
- Electronics
- TurboTax
- 10. $189 Clear credit
- Perks and other offers
- Why are there so many kinds of cryptocurrency?
- Expect to pay fees for both cash and award fares
- Consumer experience
- Is solar panel installation right for your home?
- 9. Office furniture
- Online bank and credit union routing numbers
- 11. Software and app development
- 4. Help from robo-advisors
- 7. Value investing
- You applied for new credit recently
- Find the best homeowners insurance in your state
- 21.7% of business owners are immigrants
- Aeroplan® Credit Card customer service
- 2. Managing money
- 10. Beat burnout
- Step 5: Check for price drops (after booking)
- What’s covered and what’s not
- Best Android personal expense tracker apps
- The following Southwest credit cards include upgraded boardings:
- How to fill out Form 4868
- Reading candlestick charts
- 16. Moe’s Southwest Grill
- Debt settlement
- How much does homeowners insurance cost in Texas?
- Exchange frequently? Consider a multicurrency account
- Basic economy
- Do you pay tax on T-notes?
- Why did Silicon Valley Bank fail?
- 5. Trim the scope of the job
- When will I get my refund?
- Resilient Lady beverages
- 14. 401(k) contributions deduction
- Home equity loan requirements
- How to control your dividend tax bill
- Next steps:
- Hyatt
- The bottom line
- 6. Website: Around $40 per month
- How much does comprehensive coverage cost?
- Is the United loyalty program right for you?
- When to hire an investment manager
- Swappa, Gazelle
- Seller-paid closing costs
- 6. Pick your investments
- Is Upwork the right freelance marketplace for you?
- Consider Medicare Advantage if you:
- Am I a resident for California state tax purposes?
- How to safely cancel a credit card
- Consumer experience
- 3. The person’s gross income is below the limit
- 4. Set aside a contingency fund for unexpected costs
- Government bonds
- Private and community farm grants
- Boost your other credentials
- Other ways to earn AAdvantage Loyalty Points
- 5. Can you transfer miles and points to ALL?
- If you’re considering a stay at Minute Suites
- 11. Do freelance work
- Home staging can improve your property’s 'screen appeal'
- Assets
- 8. Check insurance costs when buying a car
- 4. You can avoid problems getting a loan.
- 4. There's a modest sign-up bonus ...
- Is e-commerce right for your business?
- How to pay estimated taxes
- Become an authorized user
- 1. Restricting regulations
- Money Manager
- Humana member complaints
- Student loan servicer switches
- High-yield CD rates: 2018-2024
- Become an authorized user
- Finding a car you can afford
- How to switch plans and keep your number
- How much does a tax extension cost?
- Complete your inventory and pricing
- Coinbase Wallet: 4.4 out of 5 stars
- Recap: How to get a cashier's check
- How to use United TravelBank
- Best for a big sign-up bonus: Laurel Road Student Loan Cashback Credit Card
- Two-day ticket deals
- How do I get an FHA 203(k) loan?
- What does the Job Openings and Labor Turnover Summary report show?
- The bottom line on short selling
- Watch the calendar
- Study methodology
- Where to find the best savings accounts
- How to adjust your Form W-4
- 2. Look into tax-loss harvesting
- Cheapest car insurance after a DUI
- 6. Find the right lender
- 3. Look for equipment rebates and tax credits
- 9. Take surveys
- 8. Use a do-over
- 11. Making greeting cards
- How to get ANA Mileage Club miles
- Key differences between an EIN vs. ITIN vs. SSN
- What to do with the Bitcoin you buy
- 5. U.S. Bank: $646.73 billion
- It’s possible to get a lower rate after an accident
- Other ways to buy insurance
- Marriott Bonvoy transfer partners to avoid
- 11. Reimbursement of application fees for TSA Precheck or Global Entry
- Choosing between cards? Rewards and perks might make the difference
- Earnings rates
- 5. Explore other expense-tracking methods
- Take advantage of promotions with travel partners
- Resident status rules
- Is the Buffett indicator high or low right now?
- 3. Index funds
- How to evaluate dividends
- Nevada
- Venmo Small Business Grant
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Is it worth going to a tax preparer?
- General-purpose travel card reviews
- Small-business industry statistics
- Security
- Jumbo loans and conforming loan limits
- 6. Andaz Mayakoba Resort Riviera Maya
- Am I a resident for New York state income tax purposes?
- Average cost of homeowners insurance in California by city
- Fleet expense management tools
- 3. Loan processing takes over
- The cheapest home insurance in Alaska
- Cons of a credit freeze
- Compare business money market account rates
- 17. P.F. Chang’s
- Schedule 3: Additional credits and payments
- Interest-based passive income ideas
- Winner for the best basic economy tickets: JetBlue
- Next Steps
- 6. Time your project
- What's next?
- 1. Automate transfers
- What does Florida condo insurance cover?
- Are these the best dividend stocks?
- 8. Shared accessories and attire
- Chubb: Best for high-value homes
- Am I a resident for New York state income tax purposes?
- Average money market account rate: 0.66%
- Down payment assistance programs
- How often do savings rates change?
- 5. Understand your investment options
- What is the procedure for filing a claim?
- Could we be in an AI bubble?
- What to do if homeowners insurance won’t pay for your mold damage
- How it works
- What to know about California renters insurance
- Is two weeks’ notice required?
- What happens if you are declined?
- Payments
- 1. Southwest Rapid Rewards
- Submit every year
- July
- What do the approvals mean for other crypto investments?
- Getting to the Plumeria Lounge inside HNL
- 4. You have to provide more than half the person’s total financial support for the year
- 4. John Hancock (Silver plan: $93 for a mid-tier plan)
- 10. Software subscription
- 12. Business coaching
- American Airlines delayed flight compensation recapped
- Cons of a personal line of credit
- The FruitGuys Community Fund
- 6. Capital One Rewards
- Earning Loyalty Points through American Airlines credit cards
- Most popular
- NerdWallet home insurance calculator methodology
- Small businesses in the leisure and hospitality industry experienced a 9.6% loss in establishments
- Home staging can help you sell your home faster
- 401(k) loans
- What are the best Vanguard index funds?
- Build a CD ladder to bridge the gap
- Perks await when you fly economy with elite status
- Title insurance industry slams Biden's plan
- If you want to help your credit
- 5. Safeguard your Social Security.
- How much does collision insurance cost?
- The bottom line
- Expect to network — not necessarily find a job
- HOTEL CREDIT CARDS
- Which type of life insurance should I put in a trust?
- Property standards
- How much does homeowners insurance cost in Montana?
- The following Southwest credit cards offer EarlyBird Check-In perks:
- 7. Establish your brand and start marketing
- U.S. Bank Cash+® Visa Signature® Card
- Tax extensions for overseas taxpayers and military members
- 5. Lower your living expenses
- How much can you borrow with a HELOC?
- Charitable contributions 2023
- 13. PR agency
- 5. Collateral
- 15. Saver’s credit
- Set cash aside
- LLC sales taxes
- 5. Capital One Venture Rewards Credit Card
- How you can save points on a redemption
- Marriott
- How to finance central air installation
- 12. Art teacher
- 50,000 Virgin Atlantic Flying Club miles each way from U.S. to Europe
- ITIN vs. SSN
- Step 5: Submit your application and get funded
- Checked bags for elite members
- How to apply for the SAVE plan
- Step 6: Practice your elevator pitch
- Venmo
- 12. Up to $100 in statement credits annually at Saks Fifth Avenue
- More about these cards
- 5. Dave: Best for repayment flexibility
- Airline credit cards
- Checking in for your Southwest Caribbean flight
- 5. Determine your profit
- Pros and cons of tax refund loans
- Dividend per share (DPS)
- New Hampshire
- Find local conforming loan limits
- Check yields, fees and expense ratios
- Types of gas
- Can you lose money in mutual funds?
- AutoSlash Track a Rental
- The bottom line
- Marriott Bonvoy
- Capital One Venture Rewards Credit Card
- 18. Pinkberry
- The best place to exchange currency at the end of your trip
- Who pays the gift tax?
- Your readiness to buy a home
- Are FHA 203(k) loans a good idea?
- Dwelling coverage
- 6. Sell your wares on Etsy
- How quickly could the IRS implement the child tax credit expansion?
- Are home equity loans a good idea?
- 9. Give it away
- How to have more taxes taken out of your paycheck
- Stocks
- 8. Negotiate the best price
- DFW Terminal D
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- 5. Find your customers
- Stay flexible
- Credit union vs. online lender
- Free online tax filing software compared
- Wildfires
- 10. Search for regular jobs for kids
- What’s a spousal Roth IRA?
- Is investment management a good career?
- 2024 state income tax rates and brackets
- 2. Air New Zealand Airpoints
- Best insurance company for accident forgiveness: Geico
- Upgradability
- 6. Look for ways to lower your expenses
- Winner for its variety of credit cards: Delta
- Who doesn't count as a tax dependent?
- 13. College consulting
- Consider alternatives
- 8. Income investing
- How to grow your score
- Other general-purpose travel card reviews
- Book a Saver Award to Northern South America
- Retail business applications increased by 87%
- 12. Create a podcast
- How much does umbrella insurance cost?
- Customer support
- 4. Zipcar
- Air Canada customer service recapped
- Fleet fuel cards: benefits and drawbacks
- 4. The underwriter makes a decision based on your documentation
- Wyndham Rewards Earner® Plus Card
- Kansas scholarships
- AndroMoney
- Have a plan for if you lose your job
- Where to download Form 4868
- How to maximize your rewards
- Our pick for: Flat-rate travel rewards
- Our pick for: Cell phone and internet bill payments
- Set your shipping prices
- The details
- 6. High-yield savings accounts
- Average cost of homeowners insurance in Texas by city
- Best of the Blues: Highmark
- Tax Day resources
- Appendix: How the math works in our examples
- Resilient Lady nightlife and shows
- 16. Health savings account contributions deduction
- Example money market account APYs at select institutions
- 6. Respect other passengers' space
- How to open a high-yield savings account
- Cards with primary coverage
- 7. Office furniture and supplies: 10% of your total budget
- Home equity loan
- 13. Musician
- EIN vs. SSN
- Additional resources
- 13. Walmart+ Monthly Membership Credit
- The bottom line
- Other HNL lounges to consider
- 11. Advertising and marketing
- Dividend yield
- The Amplifier Grant
- 6. Where else can you redeem points?
- Ways to get the best jumbo mortgage rates
- If you see errors, dispute them
- Resident status rules
- Tips for navigating title insurance
- The cheapest home insurance in California
- Frequently asked questions about estimated tax payments
- Humana’s spending on care
- What to know about Alaska homeowners insurance
- Other key student loan changes underway
- 6. OfferUp
- Credit freeze or credit lock?
- Trust Wallet: 4.3 out of 5 stars
- 19. Pizza Hut
- Empower Personal Dashboard, for tracking wealth and spending
- Other types of 1040 tax forms
- Do you pay taxes when you receive a gift?
- Prepared to put down roots?
- Three-day ticket deals
- 2. Count your coins and bills
- Will you owe capital gains taxes on your home sale?
- 14. Professional organizing
- Consequences of a child tax credit error
- Resident status rules
- Consider using a retirement account
- What’s a good down payment for a house?
- United
- Where to get it
- Advantages and disadvantages of comprehensive insurance
- The consequences: Weaving and crashing
- Is Global Entry worth it?
- How to find cheap car insurance after an accident
- 3. Frontier Miles
- Refunds, audits and other considerations
- Are cryptocurrencies financial securities, like stocks?
- Elite status can improve your overall experience
- Part-year resident status rules
- How should investors use the Buffett indicator?
- 6. Finalize your business budget
- South Dakota
- Farm Bureau Ag Innovation Challenge
- 7. Citi ThankYou Points
- What's the difference between a CPA and a tax preparer?
- 13. Become a rideshare or delivery driver
- How to get umbrella insurance
- Home staging can be profitable
- 7. Hôtel Du Palais Biarritz
- Can you pay estimated taxes at any time?
- 2. Initial cost
- The cost of veterinary care
- A Southwest flight upgrade will get you on board faster
- What happens after you file a tax extension?
- Currency exchange: Frequently asked questions
- Why did Signature Bank fail?
- Pros of a 203(k) loan
- 17. Self-employment expenses deduction
- Patriot Payroll
- How to have less taxes taken out of your paycheck
- Bonds
- 4. Set a budget for your stock market investment
- 4. Call in a pro
- Stopping mold before it starts
- Alternatives to buy now, pay later
- 14. Music lessons
- How to get Virgin Atlantic Flying Club miles
- EIN vs. ITIN
- 6. PNC Bank: $551.13 billion
- When is the SAVE plan available?
- Step 7: Write client proposals
- August
- State Farm vs. competitors
- Tax breaks and credits for claiming a tax dependent
- Comparing personal lines of credit to other financing options
- Build your credit score
- How to save on full coverage car insurance
- Home rentals via Onefinestay
- Transportation and warehousing business applications grew by 100.7%
- User experience
- Figo: Best pet insurance for cats
- 5. ... And a poor 0% APR offer
- Benefits
- Winter storms and freezing temperatures
- 4. Education accounts
- Average cost of homeowners insurance in Montana by city
- FDIC insurance limits and ownership categories
- The bottom line
- 20. Red Robin
- Is United TravelBank worth it?
- Are hedge funds right for all accredited investors?
- 15. Photography
- 9. Shared home improvement equipment
- LLC tax forms and deadlines
- Cheapest auto insurance for poor credit
- Western Union
- Get your fifth night free
- 8. Utilities: Around $2 per square foot of office space
- Why is investment management important?
- 4. InterMiles
- Lounge benefits
- Other insurance companies to consider
- Is the Plumeria Lounge Honolulu worth it?
- 12. Business entertainment
- 14. Tutoring
- Tax refund loan alternatives
- Tennessee
- FedEx Small Business Grant Contest
- 9. Socially responsible investing
- Earning Loyalty Points through other partners
- How do you find job fairs?
- Get credit for the bills you pay
- 1Money
- Create a Plan B to bring in cash
- Where to mail Form 4868
- Get credit for the bills you pay
- Who can access your frozen credit reports?
- The cheapest home insurance in Texas
- Where is the best place to exchange currency?
- Is the gift tax deductible?
- Loyalty program
- Cons of a 203(k) loan
- 3. Prep for grocery shopping
- Personal property
- 7. Self-publish an e-book
- What is the quit rate?
- How to avoid capital gains tax on home sales
- Finding a real estate agent: Tips for buyers
- 18. Home office deduction
- 7. Have a backup plan ready
- 10. Keep a file of your medical expenses
- 3. Find your vending machine
- 6. Marriott Bonvoy Brilliant® American Express® Card
- 9. Maximize trade-in value, if applicable
- American Express add-on coverage
- 6. Get the logistics down
- U.S. Bank
- Home equity line of credit
- Ways kid creators can earn online
- 15. Farmers market vendor
- Roth IRA vs. traditional IRA: What's the difference?
- Additional checked baggage fees
- Past years' state tax rates
- Walmart2Walmart
- Important considerations when opening a Roth IRA
- 14. Access to the American Express Global Lounge Collection at airports
- 6. MoneyLion: Best for existing customers
- State Farm vs. Geico renters insurance
- Head of household filing status
- 5. Nationwide (Essential plan: $76)
- Corporate bonds
- Airline credit card reviews
- Small-business outlook statistics
- 14. Tutor
- Reviews
- Vanguard 500 Index Fund (VFIAX)
- Final thoughts on the different United economy fare classes
- If you want to resolve the default quickly or already rehabilitated the loan
- Drawbacks
- 5. Your loan is cleared to close
- What happens if I forget to pay my quarterly taxes?
- 3. Ongoing investment
- Earthquakes
- World of Hyatt
- How do you file a state tax extension?
- Create your return and exchange policy
- MetaMask: 4.0 out of 5 stars
- 21. Starbucks
- 7. CDs
- 1. Live in the house for at least two years
- More reading for active investors and traders
- State child tax credits
- The difference between interest rate and APY
- How to use a W-4 to owe nothing on a tax return
- Mutual funds
- Should you invest in AI stocks?
- DTI isn't a full measure of affordability
- 4. Volunteer Income Tax Assistance (VITA)
- Earthquakes
- 50,000 British Airways Avios from Northeast U.S. to Ireland
- SAVE benefits available by October 2023
- Step 8: Set your pricing
- 5. Qatar Airways Privilege Club
- The bottom line
- Final thoughts on how to get IHG points
- Nonresident status rules
- Earn points faster with a credit card
- 15. Online fitness trainer
- 4. Exchange-traded funds
- Dividend payout ratio
- Texas
- Young Farmer Grant Program
- Tory Burch Foundation Fellows Program
- A regular IRA may be enough
- 8. Bank of America® rewards
- Best for those who pack expensive equipment: Travel Insured International
- Airlines
- 23% of business owners cite inflation as their single most important problem
- Bottom line: Is umbrella insurance worth it?
- Gap Good Rewards Mastercard® Credit Card
- Why are California gas prices so high?
- What you need to know about California homeowners insurance
- Refinancing
- Choose CDs based on your goals
- Is getting a HELOC a good idea?
- How do I find a currency exchange near me?
- How much is the gift tax rate?
- How's your job security?
- California resident discount for Universal Studios
- 16. Event space
- Compare insurance rates by driver history
- 19. Educator expenses deduction
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- What happens if I can’t open a savings account?
- Next steps
- 9. Payroll: 25% to 50% of your total budget
- 16. Candle maker
- Do insurance rates go up after a no-fault accident?
- 15. Centurion Lounge Complimentary Guest Access
- Child tax credit
- 13. Travel expenses
- Learn more about SBA loan requirements:
- After deciding
- If you’re looking for a car-sharing platform
- Vanguard Total Stock Market Index Fund (VTSAX)
- Part-year resident status rules
- Fuel card vs. business gas credit card
- STORE CREDIT CARDS
- Additional benefits
- The cheapest home insurance in Montana
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- 7. Poshmark
- Publish your listing
- 4. SIMPLE IRA
- 22. Wingstop
- How to shop for Medicare Advantage plans
- Rewards rate
- What’s happening with Silvergate Capital Corp.?
- Loss of use
- 2. See whether you qualify for an exception
- Resilient Lady inclusions
- Country Financial: Best for using an agent
- Part-year resident status rules
- DFW Terminal E
- Pay fewer points with Cash + Points
- How it works
- 11. Monetize your social media accounts
- SAVE benefit starting in February 2024
- If you want to leverage Marriott’s transfer partners ...
- Dates that could move markets this month
- September
- Principles of investment strategies
- What activity doesn't earn Loyalty Points?
- 40% of small-business owners note trouble filling jobs
- If you want to maximize your stay
- Wildfires
- AutoSlash limitations
- How can I make paying quarterly taxes easier?
- 4. Potential for conflict
- Pros
- Property-based passive income ideas
- Where can you exchange currency for free?
- 17. Interior decorating
- 10. Vacation rentals
- Finding a real estate agent: Tips for sellers
- What is the $500 credit for other dependents (ODC)?
- 20. Solar tax credit
- 11. Consider selling those dogs weighing down your portfolio
- Exchange-traded funds
- 10. Make the purchase
- It pays to know
- Frequently asked questions
- The bottom line
- Cash-out refinance
- Floods
- 17. Retail arbitrage
- 7. Goldman Sachs: $463.99 billion
- TurboTax vs. H&R Block: Which one is right for you?
- Hotel-friendly benefits
- Pros and cons of cryptocurrency
- Other factors to consider
- Economic events
- Child and dependent care tax credit
- 16. SEO consulting
- Are dividends taxed?
- Washington
- Rental cars and train rides
- 15. Rent out items
- 1. Become a World of Hyatt member to earn Hyatt points for your stay
- Vanguard Total Bond Market Index Fund (VBTLX)
- Gap Inc. credit cards
- If you're ready to start a budget
- 5. ABLE Accounts
- Don’t forget about the Form 4868 deadline
- U.S. Bank Cash+® Visa Signature® Card
- 5. Choose your payment preferences
- 23. Red Lobster
- What to know about Texas homeowners insurance
- What happened to Credit Suisse?
- Personal liability
- 8. Get advertising revenue from your blog or YouTube channel
- Are wages increasing?
- 3. Keep the receipts for your home improvements
- The bottom line
- LLC tax tips for business owners
- 5. Focus on investing for the long-term
- Is an import/export business profitable?
- 12. Get paid to stream on Twitch
- SAVE benefits available by July 2024
- Related articles
- Best insurance company for having few customer complaints: American Family
- 16. Upgrade to Marriott Bonvoy Gold Elite status
- State Farm vs. Lemonade renters insurance
- 14. Interest
- Lenders that offer small loans and fast funding
- Practical matters
- Long-term goals vs. short-term goals
- How to recover from private student loan default
- You may find a bigger discount with corporate codes
- Practice good credit habits
- Alternatives to pet insurance
- Volcanic activity
- Practice good credit habits
- Our pick for: Customizable bonus categories
- Which states have tax deadline extensions?
- Electrum: 2.5 out of 5 stars
- Cons
- Are you financially prepared?
- 4. Minimize restaurant spending
- 18. Woodworking or furniture building
- Child tax credit vs. child and dependent care credit
- 21. Energy efficient home improvement tax credit
- OnPay Payroll
- If your DTI is high
- What determines California renters insurance rates?
- 18. Graphic designer
- How to open a Roth IRA in 4 steps
- Step 9: Stay organized and deliver results
- Other types of mortgage loans
- Ways to earn Marriott Bonvoy points
- Cryptocurrency pros
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Earnings
- CREDIT CARD RENTAL BENEFITS CAN TAKE YOU FARTHER
- Earned income credit
- 6. Seven Corners (Basic plan: $75)
- Next steps
- Fund-a-Farmer Grants
- Final thoughts on American Airlines Loyalty Points
- Hotel credit card reviews
- 73% of business owners feel the impact of supply chain issues
- 16. Use cash back apps
- 2. Use a Hyatt credit card during your stay to earn even more points
- Vanguard Balanced Index Fund (VBIAX)
- Nonresident status rules
- 3. Building a budget
- 5. Lack of financial privacy
- Humana Medicare Supplement Insurance service area
- What to know about Montana homeowners insurance
- Examples of FDIC insurance limits and coverage
- 8. Buy a rental property
- Hurricanes
- How to avoid gift tax
- Become an annual pass holder or season pass holder
- 11. Electronics repair
- Resilient Lady is a treat
- Compare car insurance rates for drivers with a DUI
- Nonresident status rules
- W-4 calculator
- More from NerdWallet
- How do import/export companies make money?
- 10. Professional consultants: Between $1,000 and $5,000 per year
- 1. Decide what type of investor you are.
- How to Start Investing: A Guide for Beginners
- Western Union
- 17. Upgrade to Hilton Honors Gold status
- Delta vs. Alaska: The results
- California state tax credits
- If you want to fly Southwest to the Caribbean
- 17. Selling handmade goods
- 4. Money market funds
- Wyoming
- Small-business incubator programs
- Limitless Experiences
- Earthquakes
- AutoSlash only shows cars available on Priceline
- Barnes & Noble Mastercard
- Self-funding
- Flooding
- Independent Hotels
- Apparel and shoes
- PocketGuard, for a simplified budgeting snapshot
- How taxes on real estate, rental, and investment sales work
- How to choose a real estate agent
- 22. Electric vehicle tax credit
- How the FDIC calculates national rates
- 12. Get the timing right
- 4. Explore your financing options
- If you’re trying to earn Qantas points
- Earn elite status
- Pay off debt
- Where to get it
- Personal loan
- Tips for making money as a kid
- 19. Technology tutor
- How to get British Airways Avios
- 8. Truist Bank: $534.93 billion
- Other changes to income-driven repayment in the works
- Can I keep my car insurance rate from going up after a crash?
- Best Robo-Advisors
- October
- Adoption credit
- 15. Bad debt
- 65% of small-business owners expect revenue to increase
- Vanguard Growth Index Fund (VIGAX)
- Does the president control gas prices?
- Advantages of franchising for the franchisor
- FHA vs. conventional loans: Summary
- Wildfire
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- The details
- 24. American Eagle
- Gifting large sums of money to family
- Medical payments
- 19. Graphic design
- DFW airport transportation
- What is an export license?
- Where you live
- Best Online Stock Brokers for Beginners
- 18. Money-saving perks for stays booked through The Hotel Collection
- Cryptocurrency cons
- Flooding
- Does your business need a fleet fuel card?
- Priceline VIP Rewards™ Visa® Card
- Is stock picking right for you?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- 6. Set up billing
- 3 best cold wallets
- Is it better to get a home equity loan or line of credit?
- 9. Rent out your own house
- Are other banks are in trouble?
- 5. Get discounts on entertainment
- 6. Manage your stock portfolio
- Cheapest car insurance for young drivers
- How to choose among the best ways to send money internationally
- 20. Blogger
- The bottom line
- Consulting niches to consider
- How Asset Allocation Impacts Your Portfolio
- How do TurboTax and H&R Block compare with other providers?
- California earned income tax credit (CalEITC)
- 18. Virtual thrift shop
- Brighter Future Fund
- Low-risk vs. high-risk investing strategy
- Best for adventurous travelers: World Nomads
- 55% of business owners expect all accepted payment methods to eventually become digital
- Vanguard Small Cap Index Fund (VSMAX)
- Final thoughts on AutoSlash car rentals
- 1. Access to capital
- Conventional loans
- Humana Medigap customer service
- Where should you open your investment account?
- Flooding
- Our pick for: Maximized value
- 25. Anthropologie
- Loss assessment
- 9. Become an Instagram influencer
- 20. Clothing boutique
- What else to know about Form W-4
- Skylink and Terminal Link
- What documents do I need to import goods?
- Avoid taking on more debt
- Your coverage limits
- What Is Socially Responsible Investing and How to Get Started
- 19. Complimentary benefits through Fine Hotels & Resorts
- State Farm vs. Allstate renters insurance
- Dining
- How to find additional student loan help
- Xbox Mastercard
- Financial assistance
- Paying for vacations, cars or other stuff
- Credit cards
- What does the Employment Cost Index Show?
- Is there an over-55 home sale exemption?
- 1. Has the W-4 form changed?
- Book with Marriott credit cards
- 5. GetYourRefund.org
- 21. Podcaster
- Alternative car insurance for high-risk drivers
- Accounting
- 8. Klover: Best for no-fee advances
- California young child tax credit (YCTC)
- How to prepare now for a potential accident in a rental car
- Credit cards for other travel brands
- 21.6% of small businesses cite a large negative effect on business due to the pandemic
- MyLowe’s Rewards Credit Card
- Vanguard Total International Stock Index Fund (VTIAX)
- NYC income tax rates
- How does the Israel-Hamas war affect gas prices?
- 4. Saving money
- Check your credit scores and reports
- Alaska insurance department
- Check your credit scores and reports
- 26. Banana Republic
- 10. Get a roommate
- Hail
- Should I take my money out of the bank?
- 6. Map out major purchases
- 21. Bed and breakfast
- 12. Academics courses
- What are tax deductions?
- NYC income tax rates
- Wait to apply
- Your deductible
- Cryptocurrency legal and tax issues
- November
- 7. Travelex Insurance Services (Basic plan: $71)
- 16. Taxes
- 19. Affiliate marketing
- 5. Mutual funds
- Do-it-yourself vs. hiring professional help
- 7. Do Accor Live Limitless points expire?
- Final thoughts on Hyatt beach hotels
- California Department of Insurance
- 2. Efficient growth
- Tuition waivers in Kansas
- FHA loans
- Etsy fees for sellers
- What to do if you can’t keep up with your HELOC payments
- Laid-back loans
- Credit card rewards
- The bottom line
- 11. Insurance: Average of $1,200 per year
- 22. Social media influencer
- 9. Capital One: $468.23 billion
- Branding
- Services
- California child and dependent care tax credit
- Veteran farm grants
- Alternatives to startup business grants
- OK, what's next?
- So, is pet insurance worth it?
- Bank of America® Premium Rewards® credit card
- 27. DSW
- Alternative investment passive income ideas
- 22. Food truck
- NJM: Best small regional insurer
- Wave Payroll
- 2. What does it mean to be exempt from taxes?
- Best stocks for beginners
- Airport parking at DFW
- How it works
- 2. Choose how much you want to invest.
- Zelle:
- Best insurance company for financial strength: Auto-Owners
- 20. Free shipping with ShopRunner
- 20. Accounting or bookkeeping
- Is Accor Live Limitless worth it?
- Small-business banking statistics post-SVB failure
- Looking for more insurance in California?
- OTHER CREDIT CARDS
- Compare alternatives
- Winter weather
- Our pick for: Bank of America® customers
- 5. Defined benefit plan
- Ledger: 5.0 out of 5 stars
- Joint bank accounts
- 10. Monetize your Twitch channel
- Your claims history
- 23. Live-streaming gamer
- Web design
- California adoption cost tax credit
- Farmer Veteran Fellowship Fund
- NYC tax rate schedule
- 3. Minimal employee supervision
- 28. J. Crew Factory
- Tornadoes
- Are we in a recession?
- 7. Restrict online shopping
- What’s not included
- 13. Language courses
- Above-the-line deductions
- NYC tax rate schedule
- Cheapest auto insurance for senior drivers
- 21. Concierge service
- 17. Employee salaries
- 96% of small-business owners have business bank accounts
- AARP® Essential Rewards Mastercard® from Barclays
- Hailstorms
- 11. Peer-to-peer lending
- Will unemployment rise?
- 23. Restaurant or cafe
- Where to get it
- The features of your home
- 24. Photographer or videographer
- 3. Gather your paperwork.
- Human resources
- Your decision: Is cryptocurrency a good investment?
- California nonrefundable renters tax credit
- 21. Telemarketing
- 6. Index funds
- MetLife: Best pet insurance for dogs
- 29. Journeys
- Honeydue, for budgeting with a partner
- 5. Stock your vending machine with inventory
- DFW rental car center
- 12. Taxes: Variable, but 21% corporate tax rate
- 10. TD Bank: $366.25 billion
- 22. Low fares through the International Airline Program
- Pros and cons of loan apps
- December
- Best for medical coverage: Travelex Insurance Services
- OTHER REWARDS CREDIT CARDS
- 4. Increased brand awareness
- Trezor: 4 out of 5 stars
- Wildfires
- 24. Craft brewery
- Below-the-line deductions
- 3. When should I review my W-4?
- Other ways to redeem Marriott Bonvoy points
- Other policies
- 25. Web designer
- Green living
- 18. Employee benefits programs
- 22. Online personal assistant
- 60% reported no impact from recent bank failures
- Montana insurance department
- 30. Madewell
- 8. Delay purchases with the 30-day rule
- The bottom line on investing in stocks
- 6. Tax Counseling for the Elderly (TCE)
- 23. Savings with the Cruise Privileges Program
- 5. Reduced risk
- The details
- 12. Private equity
- Are we headed for a depression?
- How to save money on Florida condo insurance
- 11. Sell your photography
- When is the next jobs report?
- 14. Business or marketing courses
- Compare auto insurance rates for drivers with poor credit
- Your dog
- 26. Transcription
- 4. Pick your investments.
- Organization
- Pros
- How to track your California state refund
- 23. Data entry
- Most popular
- 6 things to know about New York state income tax
- Cruise line credit cards
- Looking for more insurance in Montana?
- How to find out if your bank is FDIC insured
- Prime Visa
- 31. Old Navy
- Texas Department of Insurance
- 25. Ice cream shop
- What are tax write-offs?
- 6 things to know about New York state income tax
- 4. Can I adjust my W-4 multiple times throughout the year?
- Public transportation options
- Cheapest car insurance by state
- 13. Travel: Variable
- How it works
- What to know about the best ways to send money
- 24. Car Rental Privileges
- 19. Employee gifts
- Alternatives to farm grants
- Kansas incentive programs
- Bilt World Elite Mastercard® Credit Card
- SafePal: 3.8 out of 5 stars
- 9. Get creative with gifts
- 6. Make the right investments
- The new Marriott award system
- The bottom line
- 24. Transcription
- Others
- TJX Rewards® Platinum Mastercard®
- Disadvantages of franchising for the franchisor
- Our pick for: Paying rent
- Our pick for: Prime gaming
- 32. Target Circle
- 26. Personal chef
- USAA: Best for military and veterans
- Where to get it
- California Department of Insurance
- 27. Data entry
- 11. BMO: $260.79 billion
- Best insurance company for discounts: Amica
- 25. Deals through the Amex Auto Purchasing Program
- Over half of small businesses have $50,000 or more in their business banking accounts
- RCI Elite Rewards Mastercard
- Looking for more insurance in Texas?
- 15. Personal wellness
- Taxis and rideshare at DFW
- 14. Shipping: Variable
- Cons
- 20. Contracted labor
- 25. Travel planning
- 1. Loss of complete brand control
- Where to open a retirement plan if you’re self-employed
- 13. Crypto staking
- Elite status program
- 27. Landscape services
- How to find the best term life insurance company
- Looking for more insurance in California?
- 28. Create an app or online game
- 26. An extra point when booking Platinum Destinations Vacations
- California state sales tax
- Upromise® Mastercard®
- 7. Open your Etsy shop
- Methodology
- Beauty and personal care
- Budgeting resources from NerdWallet
- Military discounts
- 10. Lower your car costs
- How to make money from home
- How do you claim tax deductions?
- Alternatives to the best whole life insurance
- 7. MilTax
- What if you're not eligible?
- 33. Aveda
- 28. Pet grooming
- How to save on startup costs
- 27. Additional value through the InCircle rewards program
- 21. Legal and professional fees
- 26. Cybersecurity and IT consulting
- 7. Exchange-traded funds
- 2. Increased potential for legal disputes
- 12. Become a dog walker with Rover or Wag
- Look up the insurer’s financial strength
- Airport hotels at DFW
- 12. Citizens Bank: $224.96 billion
- Best if you have travel credit card coverage: Seven Corners
- 5. Maximizing your credit cards
- 34. BareMinerals
- 11. Reduce your gas usage
- 29. Florist
- 16. Courses in hobbies or interests
- How to get cheap car insurance
- How it works
- 28. AmEx Carbon Emissions Tracker
- Are cash advance apps payday lenders?
- 5 things to know about California state tax
- More small-business data from NerdWallet
- ALTERNATIVES TO BARCLAYS' PROPRIETARY CARDS
- More about whole life insurance
- How to claim small-business tax deductions
- BALANCE TRANSFER AND 0% CREDIT CARDS
- 3. Initial investment
- 8. Customize your shop
- 35. Clinique
- Product creation passive income ideas
- AAA membership discounts
- Airport security at DFW
- Secure funding
- Where to get it
- 27. Online therapy
- No longer available: Barclaycard Arrival Plus® World Elite Mastercard®
- Other notable options
- Methodology to identify the best budget apps
- 30. Massage therapist
- Other home insurance companies to consider
- Research the insurer’s reputation for customer service
- Access to unique experiences
- 36. CVS
- 12. Bundle cable and internet
- 13. Sell unused gift cards
- 17. Bookkeeping and accounting
- What are the Roth IRA withdrawal rules?
- 13. First Citizens Bank: $213.59 billion
- 29. The Global Dining Access by Resy
- Are apps like DailyPay and Payactiv cash advance apps?
- 28. PR consulting
- 8. Stocks
- Costco Anywhere Visa® Card by Citi
- 4. Federal and state regulation
- Add a personal bio and photo
- 14. Write content
- Risks of getting cheap auto insurance
- Individual stocks
- Target Circle™ Credit Card
- 37. e.l.f. Cosmetics
- Business class
- Warehouse clubs
- Erie: Most generous coverage
- Pros and cons of starting a vending machine business
- Roth IRA withdrawal rules
- Best insurance company for customer satisfaction: State Farm
- 30. Exclusive events
- Nationwide: Best pet insurance for exotic pets
- 13. Switch your cell phone plan
- 31. Nutritionist
- More about term life insurance
- More about top-rated life insurance companies
- Get a business credit card
- 29. Podcasting
- No longer available: Barclays Arrival® Premier World Elite Mastercard®
- Major issuers and their policies on instant credit access
- Our pick for: Target gaming purchases
- Add images
- 38. Lancome
- Winner for the best business class experience: Tie
- 18. Consulting
- Pros
- Roth IRA withdrawal penalty
- 31. An open invitation to events with Membership Experiences
- Alternatives to cash advance apps
- Best for long-term travelers: IMG
- 6. Borrowing money
- The final word
- How to get discounted Universal Studios tickets, recapped
- 14. List your spare bedroom on Airbnb
- 32. Personal trainer or fitness instructor
- Compare insurance rates for drivers with an accident
- 39. Sephora
- Cons
- Customs at DFW
- 32. A better view with American Express Preferred Access
- 30. Life coaching
- Dividend stocks
- No longer available: Barclaycard Rewards MasterCard®
- Rearrange your items
- 14. Reduce your electric bill
- 14. Fifth Third Bank: $211.98 billion
- 40. SmashBox
- 15. Publish a digital course
- 33. Beauty services
- STORE AND RETAILER BRAND CREDIT CARDS
- Add sections
- More about top-rated life insurance companies
- Frequently asked questions
- 31. Video production
- 41. The Body Shop
- 15. Lower your student loan payments
- 34. Life coach
- 19. IT support
- DFW airport guide recapped
- 1. What is the average cost to start a small business?
- Convenient features
- Add your shop’s "about" section
- Car-related passive income ideas
- How to make money offline
- Best insurance company for military members: USAA
- 33. No foreign transaction fees
- 32. Resume writing and career coaching
- Most popular retailer brand credit cards
- Verizon Visa® Card
- No longer available: Barclaycard CashForward™ World Mastercard®
- 42. Ulta
- JetBlue vs. Delta recapped
- Nationwide: Best online experience
- 2. How do you calculate startup costs?
- 16. Cancel unnecessary subscriptions
- 15. Sell your gently used clothes
- 15. M&T Bank: $208.61 billion
- 34. Upgrade with points
- 9. Alternative investments
- Other retailer brand credit cards
- 16. Wrap your car with ads
- 35. Tutor
- 20. Graphic design
- 33. Dropshipping
- Add a shop announcement
- Entertainment
- 3. Are business startup costs tax-deductible?
- 35. No preset spending limit
- Best for travelers with unpredictable work demands: Tin Leg
- 43. AMC Theatres
- 17. Refinance your mortgage
- 36. Daycare provider
- No longer available: Barclaycard Ring® Mastercard®
- Capital One® Walmart Rewards™ Mastercard®
- 17. Rent out a parking space
- 16. Huntington National Bank: $186.36 billion
- 36. A lower annual fee on additional cards
- Cash advance app star rating methodology
- Our pick for: Walmart gaming purchases
- 44. Barnes & Noble
- 4. What is considered a startup cost?
- 34. Recruiting
- Other ways to save money
- 18. Set savings goals
- 16. Trade in old phones, electronics for cash
- 37. Senior care provider
- 21. Social media management
- 37. CreditSecure
- 10. Cryptocurrency
- 45. Redbox
- Full list of the best car insurance companies
- 35. Marketing consulting
- 38. Interpreter or translator
- Openly: Fewest consumer complaints
- CREDIT BUILDER CREDIT CARDS
- Pets Best: Best pet insurance for flexible plans
- Get your free birthday stuff and deals
- 17. Ally Bank: $185.72 billion
- Protections
- 36. Online fundraising or grant writing
- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
- 39. Housecleaning
- How to compare car insurance rates
- Retail and travel
- Best for booking travel with points and miles: TravelSafe
- Chase Freedom Flex℠
- Other financial aid programs in Kansas
- 19. Track spending
- 17. Get a babysitting gig
- 22. Marketing copywriter
- Best car insurance companies by state
- 38. Cell phone protection
- 37. Online course teaching
- Secured credit card reviews
- 11. Real estate
- 40. Automotive repair
- 39. Purchase protection
- 38. Online cooking instruction
- 7. Your credit score
- 20. Pay off high-interest debt
- 23. Virtual assistant services
- 1. Gather your information
- PlayStation Visa Credit Card
- 41. Handyman services
- 40. Return protection
- Unsecured credit builder card reviews
- Our pick for: PlayStation purchases
- 18. Rent out your car
- 18. KeyBank: $185.57 billion
- 39. YouTube channel
- 21. Keep savings in a high-yield savings account
- 41. Extended warranty
- Student loan repayment assistance in Kansas
- 42. Dry cleaners
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- How to find the best car insurance company for you
- State Farm: Best perks
- 42. Baggage insurance plan
- 40. Voiceover work
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- Best for group travel insurance: HTH Insurance
- 22. Create a 50/30/20 budget
- 43. Hardware store
- 2. Choose the right liability car insurance coverage levels
- 19. American Express National Bank: $174.80 billion
- 1. Do your research
- 43. Car rental loss and damage insurance
- Discover it® Cash Back
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- 41. Start a team
- 2. Get organized and make it official
- 44. Premium Car Rental Protection
- 45. Freelance copywriting and content creation
- Different types of car insurance
- How to choose an online business idea
- COLLEGE STUDENT CREDIT CARDS
- 23. Shop consignment and thrift stores
- 45. Trip delay insurance
- 46. Rideshare driver
- 20. HSBC Bank USA: $161.30 billion
- How do you want to make money?
- 20. Become a private tutor
- 3. Find the right financing
- 46. Trip cancellation and interruption insurance
- 47. Website development and design
- Should you get minimum or full coverage car insurance?
- How will you find work?
- Spot: Best pet insurance for straightforward waiting periods
- Emergency services: Assistance 24 hours a day
- Best Buy credit cards
- 48. Sell clothes online
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- 47. Premium Global Assist Hotline
- How to apply for financial aid in Kansas
- Our pick for: Best Buy purchases
- 24. Join initiatives to get free items
- You’re a first-time home buyer
- 3. Decide if you need full coverage car insurance
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- 21. Drive for Uber, Lyft
- 49. SEO consultant
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- Types of travel insurance
- 8. Taxes
- Why is car insurance so expensive?
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- 50. App development
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- 25. Use car sharing services
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- 22. Make deliveries for Amazon, Uber Eats
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- 26. Stock up on household supplies when they’re cheap
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- 9. Paying off debt
- 4. Collect and compare car insurance quotes
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- 23. Find work as a housesitter
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- 27. Enjoy community events
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- 28. Cash in on your birthday
- 24. Sign up to be a mystery shopper
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- 25. Put your drone to work
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- 3. Decide how much coverage you want
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- 4. Understand reimbursements and deductibles
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- The NerdWallet Smart Money podcast
1. Delay your application
Social Security retirement benefits increase by roughly 5% to 7% each year that you delay between the earliest claiming age, 62, and your full retirement age, which is currently 66 and 2 months and rising to 67 for people born in 1960 and later.
The return you get increases if you can wait beyond your full retirement age. Delayed retirement credits boost your check by 8% for each year you hold off applying until age 70, when your benefit maxes out.
Pro tip: Most people are better off delaying, according to a large body of research that takes into account longer life spans, prevailing interest rates and survivors benefits. Many financial planners encourage their clients to tap other resources, such as retirement funds, if that allows them to put off applying.
2. Work longer
Social Security is based on a worker’s 35 highest-earning years. You may be able to boost your benefit by working longer if you’ll earn enough to replace one of your lower-paid years with a higher-paid one.
People who took time off to raise families or otherwise had breaks in their employment could find working longer to be especially helpful in increasing their benefit. (Note that if you start Social Security early, continuing to work could temporarily reduce your benefit.) Also, a woman’s income may be more likely than a man’s to increase later in life, increasing the potential payoff from continuing to work.
Pro Tip: If you start Social Security early, your benefit will be reduced by $1 for every $2 you earn above a certain limit. The limit is $22,320 in 2024. This earnings test disappears at your full retirement age, so it’s usually best to wait at least until then to apply.
3. Earn more
Another way to increase your future Social Security check is to max out your earnings as many years as you can. In 2024 the first $168,600 of earnings is subject to Social Security tax. If you max out in all 35 of your highest-earning years, you’ll qualify for the maximum Social Security benefit at your full retirement age. The maximum Social Security benefit at full retirement age is $3,822 per month in 2024.
Pro tip: Sometimes self-employed people will try to minimize the amount of their income that’s subject to payroll taxes, but that maneuver can come back to bite them when it’s time to apply for Social Security. Paying a bit more taxes in the short run could pay off in a lifetime stream of higher, inflation-adjusted income.
4. Consider your spouse
Some lower-earning spouses could get more from taking a spousal benefit than from taking their own retirement benefit. Spousal benefits can be as much as 50% of what the higher earner gets at his or her full retirement age. The amount is discounted if started early. Typically the higher-earning spouse needs to be receiving a retirement benefit for the other partner to get a spousal benefit. In the past, higher earners could “file and suspend” to let their own benefits grow, but that’s no longer an option.
When you apply, Social Security will compare your spousal benefit to your own retirement benefit and give you the larger of the two. In most cases, you won’t be able to switch from a spousal benefit to your own benefit later, even if your own benefit would be larger. (People born before Jan. 2, 1954, have the option of filing a “restricted application” for spousal benefits only and then switching to their own benefit later.)
Couples should also think about survivor benefits when making Social Security decisions. When one spouse dies, the survivor will start getting only one check — the larger of the two checks the couple was receiving. The drop in income from the check that’s lost can be substantial. Couples can help mitigate the damage by ensuring the check that remains is as large as possible. That typically requires having the higher earner put off the start of Social Security, preferably at least until full retirement age.
Pro tip: Coordinating benefits with a spouse can get complicated. Consider using a Social Security claiming calculator to explore your options. There’s a free one at the AARP site, or you can pay for a more sophisticated versions at Social Security Solutions ($20 and up) or Maximize My Social Security ($39 and up).
5. Investigate divorced spouse benefits
If you’re currently unmarried but a previous marriage lasted at least 10 years, you could qualify for spousal benefits based on your ex’s work record. The amount can be up to 50% of the worker’s benefit at his or her full retirement age. If you remarry, however, the divorced spouse benefit stops. You must be at least 62 to get spousal benefits.
If your ex has died and the marriage lasted at least 10 years, you could qualify for survivor benefits of up to 100% of your ex’s benefit. You can remarry at 60 or older (or 50 and older if disabled) and still receive divorced survivor benefits. Survivor and divorced survivor benefits can begin at age 60, or at age 50 if the survivor is disabled, or at any age if you’re caring for your ex’s child who is under 16 or disabled (and in that case, the 10-year marriage requirement is waived). People receiving survivor benefits can switch to their own benefit later if that’s larger, and vice versa.
Pro tip: Your ex must be at least 62 for you to receive a divorced spousal benefit, but does not need to be receiving his or her own benefit. (That’s different from regular spousal benefits, which typically require the primary worker to apply before the spouse can receive anything.) Survivor benefits are based on what your ex was receiving or would have received at full retirement age. (If your ex delayed starting benefits past full retirement age, the survivor benefit is increased by those delayed retirement credits.) If you start benefits before your own full retirement age, however, the amount you get will be reduced.
6. Add your minor child
If you’re receiving Social Security retirement or disability benefits, your offspring may be entitled to a check as well. An unmarried minor child can receive up to 50% of the primary worker’s retirement or disability benefit. This child benefit typically ends at 18, but can continue to age 19 if the child is still in high school. Child benefits are also available to those 18 and older if they are disabled and the disability began before the child turned age 22.
There is a “family maximum” that limits how much a family can collect based on one worker’s earnings record. The maximum is between 150% and 188% of the worker’s monthly benefit at full retirement age. If your total family benefits would exceed the cap, the worker would continue to receive an unreduced check but the dependents’ checks would be proportionately reduced.
Pro tip: Family benefits, including child and spousal benefits, are subject to Social Security’s earnings test and may be reduced or even eliminated if the primary worker starts benefits early but continues to work.
7. Suspend your benefit
If you started Social Security early and decided that was a mistake, you can suspend your benefit once you reach your full retirement age. That will allow your benefit to earn the delayed retirement credit that increases the amount you get by 8% each year you delay until age 70, when your benefit maxes out. You don't have to pay back the benefits you've received.
Suspending your benefit, however, also suspends the benefit of anyone else receiving checks based on your work history, such as a spouse or a minor child. The potential increase in your benefit may not make up for the loss of your dependents’ benefits.
Pro tip: Sometimes Social Security workers incorrectly tell people they cannot suspend benefits. If that happens to you, refer them to this page on the Social Security website.
8. Use a do-over
If you change your mind within a year of applying for Social Security, you can withdraw your application and pay back everything you’ve received in benefits. That will restart the clock on your benefits so you can receive the 7% to 8% annual increase from delaying your application. You can do this only once in your lifetime, and you can’t withdraw your application after 12 months.
Pro tip: Withdrawing your application is different from suspending your benefit. You can suspend your benefit orally or in writing any time after reaching full retirement age. To withdraw, you must fill out Social Security Form SSA-521 within a year of applying and pay an amount equal to all the benefits you and your family have received, including any Medicare premiums withheld from your checks.
Estimate your Social Security retirement benefits
Your actual benefit may be lower or higher than estimate made with this calculator, because it does not take into account your actual earnings history.
We assume you have earnings every year until you begin receiving Social Security benefits. If you had several years of noncovered employment or your earnings changed significantly from year to year, this calculator will overestimate or underestimate your benefit.