Robinhood vs. Stash: 2022 Comparison

Robinhood and Stash both appeal to DIY investors. Robinhood offers free trading and appeals more to active investors, while Stash offers far more educational content and the option for a managed portfolio.
May 17, 2022

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We're doing more and more on our phones every day, and that includes investing. If mobile trading matters to you, two names worth comparing are Robinhood and Stash.

The main differences between Robinhood and Stash are that Robinhood is a free-trading app, designed for investors who want to actively trade stocks, options, exchange-traded funds and cryptocurrency. Stash aims to make the process of finding and selecting investments — specifically exchange-traded funds and individual stocks — easy and approachable for beginners to build their portfolio. Stash also offers a managed portfolio for investors who want to be completely hands off.

Here's more on how they compare.

NerdWallet rating 

on Robinhood's website

Robinhood is best for:

  • Mobile users.

  • Individual taxable accounts.

  • Margin accounts.

Robinhood at a glance

Account minimum

$0 for brokerage account and for Robinhood Gold account.

Stock trading costs


Options trades


Account fees (annual, transfer, closing, inactivity)

No annual, inactivity or ACH transfer fees. $75 ACAT outgoing transfer fee. (Robinhood Gold costs $5 a month.)

Tradable securities

• Stocks.

• ETFs.

• Options.

• Cryptocurrency.

• American Depositary Receipts for over 650 global companies.

• Fractional shares.

Crypto availability

7 coins in 48 states.

Number of no-transaction-fee mutual funds

Not rated.

Trading platform

Web platform is purposely simple but meets basic investor needs.

Mobile app

Mobile trading platform includes customizable alerts, news feed, candlestick charts and ability to listen live to earnings calls.

Research and data

News available from WSJ Markets, Reuters, Barron's, CNBC Business and Cheddar. Gold members have access to research from Morningstar, Nasdaq, Nasdaq Totalview level II Market Data for an additional $5 per month.

Customer support options (includes how easy it is to find key details on the website)

Email, social media, in-app request-to-call service 24/7.

NerdWallet rating 
Read review

Stash is best for:

  • Beginners who want to learn how to invest.

  • Investors who want to buy fractional shares.

  • Investors who want to choose their own investments and get automated portfolios.

Stash at a glance

Account minimum

$0 ($5 for Smart Portfolios).

Account management fee

$3 per month for automated investing.

$1- and $9-a-month tiers available as well.

Investment expense ratios

Average is less than 0.06% for Smart Portfolios.

Account fees (annual, transfer, closing)

$0 standard transfer fee, or 1% fee for instant transfers.

Outgoing ACAT full transfer fee: $75.

Portfolio mix

Smart Portfolio mix is well-diversified but lacks exposure to non-market correlated assets like REITs and commodities.

Over 4,000 individual stocks and ETFs are available in the DIY individual brokerage account (available for $1 per month).

Socially responsible portfolio option

No automated socially responsible portfolio.

Themed ETFs, including socially responsible ETFs, are available in the DIY individual brokerage account.

Accounts supported

  • Individual brokerage accounts

  • ROTH and Traditional IRAs

  • UGMA/UTMA accounts

Note: Only individual brokerage accounts are available to be managed with Smart Portfolios. IRA and UTMA/UMGA accounts are available for DIY management only.

Tax strategy

Not available.

Automatic rebalancing

Smart Portfolios option features automatic rebalancing upon withdrawals or contributions, plus quarterly rebalancing.

Human advisor option

Not available.

Bank account/cash management account

Stash offers access to an online banking account with a stock-back rewards debit card, but the account doesn't pay interest.

Customer support options (includes how easy it is to find key details on the website)

Phone and email support Monday-Friday, 8:30 a.m. to 6:30 p.m. Eastern.

Additional email support is available on weekends from 9 a.m. to 5 p.m. Eastern.

» Curious about other options? View the best stock apps

Merrill Edge
NerdWallet rating 
NerdWallet rating 
NerdWallet rating 


per trade



per trade for online U.S. stocks and ETFs



per trade

Account minimum


Account minimum


Account minimum



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For more details about the categories considered when rating providers and our processes, read our full broker ratings methodology and our full robo-advisor ratings methodology

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