Robinhood vs. Stash: 2021 Comparison

Robinhood and Stash both appeal to DIY investors. Robinhood offers free trading and appeals more to active investors, while Stash offers far more educational content and the option for a managed portfolio.

Kevin VoigtApr 16, 2021
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We're doing more and more on our phones every day, and that includes investing. If mobile trading matters to you, two names worth comparing are Robinhood and Stash.

Robinhood is a free-trading app that’s ideal for investors who want to trade stocks, options, exchange-traded funds and cryptocurrency on a barebones platform without paying commissions or fees. The Stash app aims to make the process of finding and selecting investments — specifically exchange-traded funds and individual stocks — easy and approachable for beginners to build their portfolio. Stash also offers a managed portfolio for investors who want to be completely hands off.

Here's more on how they compare.

Robinhood
NerdWallet rating 

on Robinhood's website

Robinhood is best for:

  •  Mobile users.

  • Individual taxable accounts.

  • Margin accounts.

  • Cryptocurrency.

Robinhood at a glance

Account minimum

$0 for brokerage account and for Robinhood Gold account; $2,000 for a margin account (regulatory minimum).

Stock trading costs

$0.

Options trades

$0.

Account fees (annual, transfer, closing, inactivity)

No annual, inactivity or ACH transfer fees. $75 ACAT outgoing transfer fee. (Robinhood Gold costs $5 a month.)

Tradable securities

• Stocks. • ETFs. • Options. • Cryptocurrency. • American Depositary Receipts for over 250 global companies.  • Fractional shares

Number of commission-free ETFs

All available ETFs trade commission-free.

Number of no-transaction-fee mutual funds

None.

Trading platform

Web platform is purposely simple but meets basic investor needs.

Mobile app

Mobile trading platform includes customizable alerts, news feed, candlestick charts and ability to listen live to earnings calls.

Research and data

News available from WSJ Markets, Reuters, Barron's, CNBC Business and Cheddar. Gold members have access to research from Morningstar, Nasdaq, Nasdaq Totalview level II Market Data for an additional $5 per month.

Customer support options (includes website transparency)

Email and social media.

Stash
NerdWallet rating 

on Stash's website

Stash is best for:

  • Investors who want guidance selecting investments.

  • New investors.

  • Thematic or impact investors.

Stash at a glance

Account minimum

$0

Account management fee

$1/month ($3/month for access to a retirement account; $9/month to add custodial accounts and other services).

Investment expense ratios

0.16% for non-thematic funds, 0.25% for all funds overall.

Account fees (annual, transfer, closing)

Stash has a subscription fee. No annual or inactivity fee; $75 outgoing transfer fee.

Portfolio mix

More than 3,000 ETFs and individual stocks available.

Socially responsible portfolio option

SRI portfolio option available to Stash users.

Accounts supported

  • Individual brokerage accounts.

  • Traditional and Roth IRAs.

  • Online debit accounts.

  • Custodial accounts.

Tax strategy

Not available.

Automatic rebalancing

Smart Portfolios option features automatic rebalancing upon withdrawals or contributions, plus quarterly rebalancing.

Human advisor option

Not available.

Tools

  • Automatic reinvestment of dividends (DRIP).

  • Retirement calculator.

  • Diversification analysis

  • Stock-back rewards

  • Stash Coach helps expand your investing prowess with guidance, challenges and trivia.

Bank account/cash management account

Stash offers access to an online banking account with a debit card, but the account doesn't pay interest.

Customer support options (includes website transparency)

Phone and email support Monday-Friday, 9:00 a.m. to 5 p.m. Eastern, chat feature

» Curious about other options? View the best online brokers for beginners

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NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Fees

$0

per trade

Fees

$0

Fees

$0

per trade

Account Minimum

$0

Account Minimum

$0

Account Minimum

$0

Promotion

None

no promotion available at this time

Promotion

2 Free Stocks

after opening and funding an account.

Promotion

None

no promotion available at this time