Solar Shingles: Pros, Cons, How to Choose in 2025

Solar shingles are an aesthetically pleasing and durable alternative to solar panels.

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What are solar shingles?

Solar shingles are roof shingles made of photovoltaic (PV) cells, the same electricity-generating material on solar panels

Photovoltaics Program; Office of Solar Energy Technologies. Solar Roofing Shingles: Integrating photovoltaics into roofing shingles produces clean solar power. Accessed Mar 22, 2024.
. There are two main types of solar shingles: CIGS (copper-indium-gallium-selenide), which use thin-film technology to generate electricity, and silicon, which resemble traditional solar panels proportioned to fit with conventional roofing materials.

How much do solar shingles cost?

Solar shingles typically cost about $35,000 to $75,000 for a full roof, making them a more expensive option than solar panels. However, for many people they are a durable and more attractive alternative to solar panels.

Solar shingle pros and cons

Pros

Cons

Does double duty as a roof and solar system.

Typically not as efficient as traditional solar panels.

Pleasant aesthetics.

Higher upfront cost than solar panels.

Limited style options.

May not be a good fit for all roof types or conditions.

Requires specialized installation expertise.

Easier to maintain than solar panels.

Relatively new technology; not as time-tested as solar panels.

Can be cost-effective if you are building a new roof.

Can’t be moved or repositioned to capture more sun or increase efficiency.

Are solar shingles worth it?

Here are some factors all prospective buyers can consider when shopping for solar shingles:

  • Appearance. Look for shingles that go well with your home. You can find solar shingles in styles that range from modern to traditional, so there should be something out there that suits your house.

  • Budget. You’ll need to find a solution that you can afford. When considering the financial impact of this decision, research possible tax incentives that could offset your upfront costs, and factor in projected energy savings over the coming years.

  • Suitability of your roof. Evaluate your roof’s orientation, size, shape and amount of sun it receives to make sure you’d generate enough electric power from solar shingles to make your investment worthwhile.

  • Energy requirements. Calculate your home’s energy usage to make sure you select a solar shingle system that’s sufficient to meet or offset your energy consumption without being too powerful for your needs.

  • Efficiency ratings. Look for the most energy-efficient shingles within your budget to get the best return on your investment.

  • Provider. Choose a reputable manufacturer, known for a high-quality, durable product that comes with solid warranty protection.

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Solar shingles vs. solar panels

Although solar panels are mounted on your roof (or on the ground on your property), solar shingles function as your roof, providing shelter from the elements and producing solar electricity. Here’s how these two technologies stack up.

Price

Winner: Solar panels

Solar panels use relatively older technology and are typically less expensive to purchase upfront than solar shingles. If your roof is in good condition, solar panels might be a more cost-effective option. However, if you’re planning to replace your roof anyway, solar shingles might make more sense.

Appearance

Winner: Solar shingles

Solar shingles are designed to look like standard roofing materials; solar panels are engineered to capture maximum sunlight. Your choice depends on how you balance efficiency and curb appeal.

Flexibility

Winner: Solar panels

If you’ve got a flat roof, solar panels may be a better option. Solar panels are compatible with all roof types — and they can also be installed on the ground.

Efficiency

Winner: Solar panels

Solar shingles typically aren’t as efficient as solar panels because there’s no air flow under them. Because of this, they get hotter and produce energy at a lower rate. Unlike solar panels, which can be positioned to catch the most sunlight, solar shingles are fixed and have to be positioned as your regular roof shingles would. Depending on the orientation of your roof, this may also result in less than maximum potential efficiency.

Lifespan/durability

Winner: Tie

Both technologies are designed to last for about 20 to 30 years on average

Energy.gov: Office of Energy Efficiency and Renewable Energy. Replacing Your Roof? It’s a Great Time to Add Solar. Accessed Mar 19, 2024.
.

Types of solar shingles

There are two main types of solar shingles:

  1. CIGS (copper-indium-gallium-selenide) solar shingles. These shingles use more recently developed thin-film technology to generate home solar power. They can also be made into more flexible and lighter shingles to blend into existing or new roofs.

  2. Silicon solar shingles. These rigid solar shingles are more like traditional solar panels and are sized to fit with conventional roofing materials.

Solar shingle providers

Here are three examples of solar shingles providers and what their shingles look like.

Luma Solar

Luma Solar says it's the first company to develop rooftop solar shingles in North America. Designed for hurricane-force winds, these shingles can withstand winds of 200 mph and higher. The company offers a power warranty of 25 years and a limited lifetime shingle warranty.

Luma solar shingles

Courtesy Luma.

SunTegra

SunTegra’s solar shingles are rated for weather conditions, including snow, wind and fire. The company also offers a limited product warranty of 10 years and a 25-year limited power warranty.

Suntegra solar shingles

Courtesy SunTegra.

Tesla

Tesla’s fully integrated solar roof shingles are designed to withstand fire, high winds and hail. They come with a power and tile warranty for 25 years.

Tesla solar shingles

Courtesy Tesla.

Can I get financing for a solar panel system?

In addition to tax incentives and rebates, there are options available. Many solar installers offer financing, but you may also be able to finance your solar investment through a home equity loan or home equity line of credit (HELOC). These options may have lower interest rates than financing with an installer, future opportunities for refinancing and possible tax benefits.

Home equity loans and HELOCs are ways to borrow against the value of your home, converting equity into cash. With a home equity loan, you receive a lump-sum payment and then pay it back at a fixed interest rate over an agreed period of time, typically from five to 30 years. HELOCs are more akin to a credit card, something you use as needed. You’ll usually have 10 years to draw from the line of credit, during which time you only have to pay interest, and after that you pay both the principal and interest. HELOC interest rates typically are variable, meaning your monthly payment could rise or fall over time. And with each of these options, you're using your home as collateral.

Quicken Loans

Quicken Loans: NMLS#3030

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Max LTV

85%

Max LTV

90%

Max LTV

90%

Min. Credit Score

640

Min. Credit Score

640

Min. Credit Score

680

National / regional

National

National / regional

National

National / regional

National

Another option is a solar loan. Many banks, credit unions and online lenders offer these to fund solar panels and installation, with amounts typically from $1,000 to $100,000, and annual percentage rates ranging from 6% to 36%. They function like a personal loan: you receive a lump sum and repay it in equal monthly installments over a set period, typically two to seven years. And unlike with home equity financing, there is no collateral required for a solar loan. This means your home or solar panels aren’t at risk if you miss payments, but you may have to pay late fees.

So, yes, you likely can get financing. If you go this route, compare interest rates, terms and fees with any financing package that a solar provider may offer you to ensure you get the best deal.

Frequently asked questions

No. Solar shingles should be installed by an experienced, certified professional.

If your shingles are eligible, the tax credit can be as much as 30% for installations done between 2022 and 2032.

Not much. The rain will wash away most accumulated dirt and debris, and you can gently rinse away anything remaining with a regular garden hose when the shingles are cool.

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