How Much Do You Have to Make to File Taxes in 2023?
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Filing a tax return is an annual ritual for most people — but actually, not everyone has to file taxes. Generally speaking, if your income is below a certain level, you might not have to file a tax return with the IRS. Here's how much you have to make to file taxes in 2023 (for tax year 2022), and the general rules for whether you have to file a federal tax return this year.
You can see all the details in IRS Publication 501.
Here's how much you have to make to file taxes
If you’re under 65, you probably have to file a tax return if your 2022 gross income was at least $12,950 as a single filer. If you use another filing status or you're over 65, here's how much you have to make to file taxes this year.
Income requirements for filing a tax return
Under 65 | 65 and older | |
|---|---|---|
Single | $12,950. | $14,700. |
Married, filing jointly | $25,900 if both spouses are under age 65. $27,300 if one spouse is under age 65 and one is 65 or older. | $28,700 if both are 65 or older. |
Head of household | $19,400. | $21,150. |
Married, filing separately | $5. | $5. |
Qualifying widow(er) | $25,900. | $27,300. |
If someone can claim you as a dependent, the rules change. You have to file a tax return if any of the following apply.
Dependents who are single
Under 65 | 65 and older | 65 or older and blind | |
|---|---|---|---|
Your unearned income was more than ... | $1,150. | $2,900. | $4,650. |
Your earned income was more than ... | $12,950. | $14,700. | $16,450. |
Your gross income was more than the larger of ... |
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|
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Dependents who are married
Under 65 | 65 and older | 65 or older and blind | |
|---|---|---|---|
Your unearned income was more than ... | $1,150. | $2,550. | $3,950. |
Your earned income was more than ... | $12,950. | $14,350. | $15,750. |
Your gross income was more than the larger of ... |
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|
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Note: You also must file a return if your gross income was at least $5 and your spouse files a separate return and itemizes deductions. | |||
If you fit any of the requirements, you have to file a tax return even if:
You are a minor.
You lived or earned money in another country.
You lived in Puerto Rico.
You had income from Guam, the Commonwealth of the Northern Mariana Islands, American Samoa, or the U.S. Virgin Islands (but special rules apply; see IRS publication 570 for help).
Do I have to file taxes? Other situations that require filing a tax return
Regardless of income, you'll generally have to file a tax return if:
You had self-employment net earnings of at least $400.
You received distributions from a health savings account, Archer Medical Savings Account or Medicare Advantage MSA.
You owe taxes on an IRA, health savings account or other tax-favored account.
You owe taxes on household employees.
You owe alternative minimum tax.
You made more than $108.28 from a church or church organization.
You owe recapture taxes.
You owe Social Security or Medicare tax on tips you didn’t report to your employer or that your employer didn’t already take out of your pay.
Advance payments of the premium tax credit were made for you, your spouse or a dependent who got health coverage through the insurance marketplace.
You owe uncollected Social Security, Medicare or railroad retirement tax on tips you reported to your employer or on group-term life insurance and additional taxes on health savings accounts.
Don’t have to file a tax return? There’s a big reason you might want to do it anyway
Even if you come to the conclusion that you do not have filing obligations, there are a few reasons you might consider turning in a tax return anyway. For example, you might qualify for a tax break that could generate a tax refund. So give filing some serious consideration if:
You had income tax withheld from your pay.
You made estimated tax payments or had last year’s refund applied to this year's estimated tax.
You qualify for the earned income tax credit.
You qualify for the additional child tax credit.
You qualify for the American opportunity education credit.
You qualify for the premium tax credit.
You qualify for the credit for federal tax on fuels.
If you received a Form 1099-B (“Proceeds From Broker and Barter Exchange Transactions”), you might also consider filing a return if two things are true: Adding the number in box 1d to your other gross income puts you over the income threshold, and box 1e is blank. Filing a return, in that case, could prevent you from getting a notice from the IRS.
And if you haven't had a filing obligation in a few years but discover you may have been eligible for tax breaks in the past that would have resulted in a refund, you have three years from the current tax year to file your back taxes and claim those funds. It's more common than you think: The IRS estimates that there are $1.5 billion in unclaimed refunds from 2019 alone.
» MORE: How to file past-due tax returns
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