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The vacation packages featured by Costco Travel make a familiar, super-sized promise to Costco shoppers: You can save by prioritizing quality and buying in bulk. And for value-seeking travelers looking for a little bit of luxury, the wholesale giant delivers.
These vacation packages, which generally include posh accommodations, select meals and ground transportation, aren't available at bargain-barrel rates. But they're quick to book and competitively priced. For some, they might be the most cost-efficient ticket to a lavish getaway. Here’s everything you need to know about Costco Travel.
» Learn more: The best travel credit cards right now
How does Costco Travel work?
Can you use Costco Travel without a membership?
To book one of these vacation packages, you need to provide a Costco membership number at checkout. Memberships start at $60 a year, plus tax. With the Gold Star Executive membership, which costs $120 a year, you'll get additional Costco Travel benefits and 2% back (up to $1,000 in annual rewards) on qualifying Costco, Costco.com and Costco Travel purchases.
Is Costco Travel worth it?
With a vacation package booked through Costco Travel — which also offers a la carte booking services for hotels, theme parks, car rentals and cruises — you can visit destinations like Rome, Paris, Cancun and many others.
Book all the reservations at once
On the Costco Travel website, it's possible to book a full itinerary — even including the car ride from the airport to your hotel — in just a few minutes. For Ginka Poole of Nashville, Tennessee, this was a big draw.
“For a vacation, it’s good to kind of turn your brain off for a while and not have to worry,” says Poole, a travel blogger and photographer. “You pick your destination, and there aren’t too many other choices you need to make.”
She used the service to purchase a trip to St. Lucia, a Caribbean island, with her husband. The package she bought, which cost about $6,000 for a weeklong stay, included ground transportation, the resort stay, breakfast every day, first-class flights and a credit for a tour.
The benefits and accommodations are top-notch
Say you booked a seven-day vacation package from San Francisco to London and Paris for two. For $4,900, you'd get these goodies:
Nonstop economy flights
Transportation to and from the airport
A superior queen room in a London hotel with a daily English breakfast, three-course dinner for two, champagne afternoon tea service and an appointment with the hotel concierge
A $400 tour credit in London
Standard premier railway tickets from London to Paris
A premium room in a Paris hotel with a daily breakfast buffet
To be sure, you could easily book a similar trip for less than $4,900 if you nixed some of those extras. But you'd be hard-pressed to find the same level of amenities and benefits at a lower price on other travel aggregators.
When booking through Costco Travel, you can get 3% cash back on your purchase when you pay with your Costco Anywhere Visa® Card by Citi. If you don’t have that card, try using one that offers extra rewards for travel or flat-rate rewards.
For Parita Kuttappan of Chicago — who booked a trip to Maui and Kauai for herself, her husband and her mother-in-law and father-in-law through Costco Travel — those fancy stays were worth the cost.
“Our accommodations were amazing — exactly what we thought we were going to be getting,” says Kuttappan, who founded the lifestyle blog My Inner Shakti. The resorts they stayed at were beautifully decorated, spacious and comfortable, she notes.
Itineraries are somewhat customizable
Vacation packages on Costco Travel come with a basic itinerary, but you generally handle the details yourself. After selecting your dates and destination, you can add flights, upgrade your room or make other tweaks. Then, it's up to you to plan daily activities.
In Kauai, “We took a helicopter tour of the island, and that was something I will never forget,” Kuttappan says, noting that she booked the tour separately from her package. “It was absolutely breathtaking. We got to see the canyon there, and the different waterfalls and an aerial view of the entire island, which was absolutely amazing.”
The downsides of Costco Travel
Here's why you might not want to book a vacation package through Costco Travel.
Costco Travel is not cheap
Vacation packages can offer a great value, but don't expect clearance prices. While the website features select packages for less than $499 per person, multiday trips with airfare generally run well over $1,000 per person.
"I would say [it’s] a great deal if you’re looking for convenience and willing to spend a little bit extra,” Kuttappan says, who also used the service to book a trip to Italy with her husband.
If trimming costs is your priority, you might be better off booking cheaper accommodations and flights elsewhere.
Not all expenses are included
Vacation packages often include some meals and benefits, but they don’t cover everything.
Poole and her husband were surprised to find they spent an average of about $400 a day purchasing alcohol, lunch and dinner at the resort in St. Lucia, she says. (Breakfast came included in their package.) While online reviewers noted that the food at the resort was expensive, Poole says she didn’t realize how costly it was until she got the final bill for their stay.
“I do wish there would have been a little more information either from reviewers or from Costco themselves saying, 'This is what you’re going to spend,'” she says. To avoid surprises like these, ask the property you’re staying at about food costs beforehand and track expenses during your stay.
You’ll generally go to major hotels and resorts
Most of the hotels and resorts listed on Costco Travel are relatively large, often boasting hundreds of rooms. These properties can get you easy access to coffee, food and a gym — but they might not take you very far off the beaten path.
“You’re going to get a big resort. You’re not going to get a nice boutique hotel,” Poole says.
Does Costco Travel offer travel insurance?
You cannot purchase a travel insurance policy through Costco Travel. However, you can purchase a trip insurance policy through Costco’s partner Zurich Travel Insurance. There are many plans to choose from, including those that offer trip cancellation, trip interruption, emergency medical coverage, travel delay, lost luggage coverage and more.
If you have a travel credit card that offers complimentary trip insurance, use that card to buy a Costco Travel vacation package so that you receive coverage for your trip.
» Learn more: How to find the best travel insurance
The verdict: Is Costco Travel a good deal?
If you'd happily stay at a low-cost motel while traveling abroad if it meant saving money, booking a vacation package through Costco Travel just doesn't make sense. But for those who want to land a swanky hotel and ready-made itinerary for a reasonable price, it might be the fastest and most cost-effective option.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card