Is the New Chase Freedom Flex Worth It?

In addition to rotating bonus categories, this card offers point bonuses in several everyday spending categories.
Is the new Chase Freedom Flex worth it?

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The offers a surprising number of ways to earn bonus cash back through everyday spending and quarterly rotating bonus categories, making it a potential game-changer for Chase Ultimate Rewards® collectors.

But with so many Chase Ultimate Rewards® members already carrying several different Chase cards, it's worth asking: Does it make sense to add the to your portfolio? Here’s a look at the card's features to help you decide.

The flagship cards in the program — and — come with annual fees, and , respectively. The on the other hand has a annual fee, which means you earn Chase Ultimate Rewards® points without paying an annual fee.

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Here’s where the  really shines: You earn 5% cash back on quarterly rotating bonus categories as well as bonus points on several other useful categories, including:

When you use the card to make purchases not in one of the bonus categories, you earn 1% cash back.

By comparison, the pays only 3% back on travel and dining out, despite its high annual fee.

All purchases made at grocery stores (excluding Target and Walmart) and on select streaming services will earn a 5% bonus from July 1, 2021 - Sept. 30, 2021. You must activate this deal by Sept. 14, 2021 to be eligible.

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Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. This is on par with the offer of another popular no-fee card, the .

Only subscription services paid for with the listed select merchants will qualify for this offer:

Purchases other than subscription services, such as music or video downloads, equipment or gift cards do not count towards the quarterly bonus category.

The card also offers an entire suite of credit protections to protect you from fraud and unauthorized transactions, including zero liability protection, real time fraud monitoring and free credit score and identity restoration services.

The is a good addition for just about any Chase Ultimate Rewards® collector. A annual fee means that there’s essentially no risk in trying the card out, and the large selection of high-earning bonus categories means this card offers tons of earning potential.

The only reason not to get the is if you can’t fit your spending habits into the card’s bonus structure. Considering that this card offers cash back on both eating out and buying groceries, most users won’t have that problem.

All information about the has been collected independently by NerdWallet. The  is no longer available through NerdWallet. 

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