12 Easy Money Saving Travel Tips

Travel is expensive, but there are plenty of ways to cut costs.
Sally French
By Sally French 
Updated
Edited by Meghan Coyle

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Travel can be expensive, whether it's high gas prices during your road trip or increasing travel demand causing hotel and airline costs to rise.

But it doesn't have to be as costly as you might think with these 12 tips for saving money on travel.

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1. Pack light

Packing light is undoubtedly beneficial for avoiding checked bag fees, but there are a few other incentives to do so. For starters, packing light means you can get around a lot easier. With a light suitcase or backpack, you're more agile, enabling you to navigate public transit rather than feel like you need to pay for a taxi.

So how do you pack light? Bring clothes that you can wash easily in a sink. Look for items that dry quickly, and pick clothes that you can mix and match. Default to basic items that go with pretty much any outfit, so you don't need to cram four pairs of shoes into your bag.

Plus, packing light means you won't be tempted to pay for souvenirs — because limited capacity in your suitcase or backpack will deter your urges.

2. Shop at local grocery stores

Visiting local markets can be an adventure on its own. You'll find different types of foods that you wouldn't necessarily come across at home. Plus, having food on hand means you'll likely save money, as you'll be less tempted to buy the stale, overpriced muffin from the hotel cafe just because you were hungry.

3. Pack snacks

If you can't visit a local market, packing snacks from home is the next best thing. Look for protein-heavy items like jerky and protein bars, which can make you feel full and not take up too much space in your luggage.

Bottled water can also shape up to be a considerable expense when you're on the go. Assuming you have access to a clean water source, pack your canteen, and consider a portable water bottle that can collapse to fit in your pocket.

4. Get yourself into the airport lounge

The Centurion Lounge at Dallas-Fort Worth International Airport has a full buffet and access for certain American Express cardholders. (Photo courtesy of American Express)

Airport lounges offer one of the best ways to get food while traveling. Many premium travel credit cards offer lounge access as perks, generally through the Priority Pass lounge membership program. Food quality ranges by lounge, but you can usually expect light snacks like fruit, chips, cookies and coffee. The fancier lounges sometimes provide entire buffet meals.

Top cards with Priority Pass
The Platinum Card® from American Express
The Platinum Card® from American Express
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
Marriott Bonvoy Brilliant American Express Card
Marriott Bonvoy Brilliant® American Express® Card
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
U.S. Bank Altitude™ Reserve Visa Infinite® Card
U.S. Bank Altitude™ Reserve Visa Infinite® Card
NerdWallet Rating
Rates & Fees
Annual fee

$695.

$650.

$400.

Priority Pass benefits

Priority Pass Select membership. Enrollment required.

Terms apply.

Priority Pass Select membership. Enrollment required.

Terms apply.

Eight free Priority Pass lounge visits per year.

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Some of the best airport lounges in the world are run by big banks. Those include the Capital One lounges, which offer unlimited, complimentary access to cardholders of the Capital One Venture X Rewards Credit Card. There are also Chase lounges, as well as the AmEx Centurion Lounges.

Beyond food, lounges can provide Wi-Fi speeds typically faster than what's offered in the airport. In addition, some lounges offer showers, exercise rooms or massages. Get to the airport early to maximize the amenities.

5. Arrive early

Leave plenty of time to get to the airport early. If you're running late, you might hail an overpriced cab in a panic instead of taking public transportation at typically a fraction of the cost. You may also find that rideshare prices could be higher for routes to the airport at certain times. Having more time allows you to avoid the surge pricing.

Don't risk having to rebook a flight last minute because you arrived late.

6. Get TSA PreCheck or Global Entry membership fees reimbursed

You can speed through airport crowds by applying for either TSA PreCheck or Global Entry. Both are types of Trusted Traveler programs offered by the U.S. Department of Homeland Security.

If approved, you'll be able to use expedited lanes, which typically have shorter, quicker lines because travelers aren't forced to remove their shoes, laptops, belts or jackets. According to TSA's data, 94% of TSA PreCheck passengers waited less than five minutes in December 2021.

Certain credit cards will reimburse your application fee, typically $85 for TSA PreCheck or $100 for Global Entry (though the TSA PreCheck fee has recently changed to $78).

Certain credit cards will reimburse your application fee, typically $78 for TSA PreCheck or $100 for Global Entry.

7. Take advantage of credit card free night certificates

Some hotel credit cards — even those with sub-$100 annual fees — offer free hotel night certificates. Assuming the value of your hotel room is more than the credit card's annual fee (which it very easily can be), it could be a smart move to get one of these cards to save some money with a free night stay.

Marriott cards with free night benefits
Marriott Bonvoy Boundless™ Credit Card
Marriott Bonvoy Boundless® Credit Card
NerdWallet Rating
Apply now

on Chase's website

Marriott Bonvoy Bountiful
Marriott Bonvoy Bountiful™ Card
NerdWallet Rating
Rates & Fees
Marriott Bonvoy Brilliant American Express Card
Marriott Bonvoy Brilliant® American Express® Card
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
Annual fee

$95.

$250.

$650.

Free night benefit

• Free Night Award (valued up to 35,000 points) every year after account anniversary.

• Free Night Award (valued up to 50,000 points) after spending $15,000 in a calendar year.

• Free Night Award (valued up to 85,000 points) every year after your account renewal month.

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Plus, these cards typically offer extra benefits like elite status, making your stay more enjoyable, and bonus points, which can make future stays free — or at least cheaper.

8. Book hotel rooms on points

Speaking of bonus points, it's almost always a good idea to spend your hotel points rather than save them. Booking rooms on points versus cash is certainly a smart way to avoid dipping into your cash savings for a vacation, but there are a few other benefits:

You may avoid resort fees: Resort fees (those extra charges that hotels impose to cover additional amenity usages like pools and Wi-Fi) are irritating, and they can sometimes run north of $50 per night. Thankfully, some hotel loyalty programs, including Hilton Honors and World of Hyatt, don't charge them for rooms booked on points.

You might get extra discounts: For stays booked on points, you might unlock additional discounts for staying longer. For example, you receive the lowest point-value night free for every five consecutive nights stayed at a Marriott property funded with Marriott Bonvoy points. Hilton has a similar policy where members with at least Silver Elite membership receive the fifth night free when booking on points.

9. Travel during the offseason or shoulder season

If you can travel during the offseason, that's not only a way to avoid crowds and the headaches that come with them, but you'll usually be able to get a better deal. A NerdWallet analysis of over 1,110 airfares found that airfares averaged more expensive for holiday travel than any other booking window.

Booking window

Average economy class cash airfare

15 days out

$576.51.

180 days out

$464.77.

During the holiday season (Dec. 22-29)

$655.32.

Airfares for flight routes during the holiday season average 41% more expensive than other flights booked roughly six months out during non-holiday seasons.

Shoulder season can be even better than off-season by providing the best of both worlds: lower prices that come with off season, but the better weather and reduced likelihood of closures that come with peak season.

10. Explore tourist attractions that don't cost you any money

The Hamon Observation Tower at San Francisco's de Young Museum in Golden Gate Park is free to visit.

Even trips to notoriously expensive spots like San Francisco, New York City or Walt Disney World don't have to break the bank.

For example, there are tons of free and cheap things to do at Disney World. Ride around the monorail, or watch fireworks from the beach at Disney's Polynesian Village Resort. In addition, you can find free walking tours in most major cities (though tour guides typically rely on gratuity, so tip accordingly).

Prioritize the free tourist attractions over the ones that have a fee. For example, tickets to San Francisco's de Young Museum cost about $15, but you can go to one of its coolest rooms, the Hamon Observation Tower, for free panoramic views of the city.

And while there are dozens of excellent cultural institutions in St. Louis, start at the ones that have free admission, including the Saint Louis Art Museum, Saint Louis Science Center and Saint Louis Zoo. If time permits, then turn to the attractions with a fee.

11. Get a baseline understanding of typical costs

Knowing the general prices of things can help you avoid getting up charged with a so-called, unofficial "tourist tax."

For instance, look up average taxi costs before you travel so you know the ranges to expect. Consider researching typical prices for items at the market so you can haggle with confidence. Avoid overpaying on a bus fare by knowing how to purchase official tickets in advance.

12. Consider travel insurance

If you're worried about losing the value of upfront travel costs, consider purchasing travel insurance. This optional standalone insurance can be purchased separately from your airfare.

But you might not even need to pay out-of-pocket for trip insurance because many credit cards offer travel insurance as a built-in benefit to customers who pay for travel expenses such as flights or hotels on that card.

Sometimes, though, not even trip insurance will guarantee a refund. Unless you’ve purchased a Cancel For Any Reason policy, which is usually more expensive, you’re only entitled to a refund if you cancel for a covered reason.

How to save money on travel

Travel costs can add up. Your vacation might not be as cheap as that slick airfare deal may have led you to believe when you factor in other expenses. Often, vacation spending can rocket past your initial budget once you're out on the road.

Saving money on travel with these tricks can give you more freedom to spend where you need, whether that's on this trip or your next one.

To view rates and fees of The Platinum Card® from American Express, see this page.

To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2022, including those best for:

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Preferred® Card
5.0
NerdWallet Rating
Rewards rate

1x-5x

5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

Points

Intro offer

75,000

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Points
Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
5.0
NerdWallet Rating
Rewards rate

1.5%-5%

Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Cashback

Intro offer

Up to $300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
4.7
NerdWallet Rating
Rewards rate

2x-5x

Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

Miles

Intro offer

75,000

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Miles
See more travel cards
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