10 Reasons to Get a Delta Reserve AmEx

Premium airline credit cards are known for their frequent flyer perks. However, some luxury airline cards also come with money-saving and shopper-friendly benefits. While the Delta SkyMiles® Reserve American Express Card has a valuable welcome bonus offer and perks designed for Delta loyalists, it also offers purchase protections, airport lounge access and discounts on certain purchases.

If you tend to shy away from hefty annual fee cards, consider a few of the underrated benefits, like the Delta companion certificate, to assess whether or not the $650 annual-fee Delta SkyMiles® Reserve American Express Card is a good fit for you.

1. Sizable welcome bonus

Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

2. Bonus miles on Delta purchases

Earn 3x SkyMiles per dollar spent on Delta purchases and 1 SkyMile per dollar on all other purchases. Terms apply.

3. First checked bag free

The primary cardholder and up to eight companions on the same reservation for a domestic flight can check a bag for free, saving $60 per person round-trip. Terms apply.

4. Priority boarding

The primary cardholder and up to eight companions on the same reservation can board the plane early with the Main Cabin 1 boarding group. Terms apply.

5. TSA PreCheck or Global Entry fee credit

Worth up to $100 for Global Entry every 4.5 years or $85 for TSA PreCheck every four years (note that the TSA PreCheck application fee was recently lowered to $78). Terms apply.

» Learn more: How the Delta SkyMiles program works

6. Annual companion certificate

If you plan on flying at least once a year with a friend, partner or family member, the Delta Companion Certificate can offset a large part of the card’s $650 annual fee.

Every year after renewing your card, you earn a certificate good for one round-trip main cabin, Delta Comfort+ or first class ticket for a companion who flies on the same reservation as yours. Terms apply, and you’ll have to pay government-imposed taxes and fees on your companion booking.

Obviously, your value will vary depending on the specific seat and flight you book, but it is not difficult to get several hundred dollars of value out of a round-trip companion certificate.

7. Head start toward Delta elite status

Delta has four Medallion elite status tiers: Silver, Gold, Platinum and Diamond. Each tier offers incremental benefits, like complimentary upgrades and fee waivers. To earn status, you typically must meet a spending requirement, expressed in terms of Medallion Qualification Dollars. Each $1 spent on Delta flights, for example, earns 1 MQD. Delta SkyMiles® Reserve American Express Card holders get a head start on earning status, as the card comes with 2,500 MQDs each year, plus it earns 1 MQD for each $10 spent on the card. Terms apply.

» Learn more: Things to do when you get the Delta SkyMiles Reserve AmEx card

8. Airport lounge access

Delta SkyMiles® Reserve American Express Card holders can relax in any of the 13 luxurious American Express Centurion Lounges when they book their flight with the card. Cardholders not flying out of an airport with a Centurion Lounge enjoy complimentary access to Delta SkyClubs.

Terms apply.

9. Save money shopping with AmEx Offers

As an American Express cardholder, you get exclusive access to AmEx Offers, which give you opportunities to earn statement credits or save money on purchases you might already be planning, including cell phone bill payments and dining out at local restaurants. Limited-time offers are added frequently. Just log in, browse the available offers and add them to your card.

Eligibility for this offer is limited. Enrollment is required in the Amex Offers section of your account before redeeming.

» Learn more: How to add money-saving travel offers to your AmEx card

10. Purchase protections

The Delta SkyMiles® Reserve American Express Card offers three complimentary protections for shoppers. Terms apply.

• Extended warranty: Get up to one extra year added to a manufacturer’s warranty on eligible purchases.

• Purchase protection: If an eligible item you bought with the card is accidentally damaged or stolen within 90 days of purchase, you’re covered up to $10,000 per incident and up to $50,000 per year.

• Return protection: If a merchant won’t take back an eligible item within 90 days from the date of purchase, American Express may refund the full purchase price, up to $300 per item, up to a maximum of $1,000 per calendar year.

The bottom line

While the Delta SkyMiles® Reserve American Express Card has a steep $650 annual fee, it offers many valuable perks that can more than offset the cost.

Besides the welcome bonus offer, one of the most valuable features is the card’s companion certificate, which saves you round-trip airfare for a friend, partner or family member.

Delta loyalists looking to earn elite status without having to will enjoy the head start of $2,500 MQDs. Terms apply.