Underrated Reasons Why You Need an Ink Business Unlimited Credit Card

Christie OlsenSep 21, 2020

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The is a recent addition to the Ink Business Card portfolio and can help you leverage the purchasing power of your small business. This card is ideal for small business owners and allows you to earn Chase Ultimate Rewards® points for your everyday business spending with a plethora of perks.

First, let’s take a quick look at some of the more well-known benefits of the card:

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Unlike other business credit cards, which only allow you to accumulate points on certain purchases, this card rewards business owners on every purchase, with no special categories and no minimum balance to redeem rewards. They currently offer 1.5% cash back on all purchases, and with no spending cap, there’s no limit to the number of rewards you can earn.

It is also important to note that the cash back earned is then translated into points in your Chase account at a rate of $1 = 100 points.

This business credit card offers free employee cards, which will reduce the need for reimbursements and allow you to earn valuable Chase Ultimate Rewards® points while keeping track of employee spending. You also have the option to view quarterly and annual spending reports to help you manage your business expenses.

For entrepreneurs seeking peace of mind, this card offers a variety of protection to cardholders including:

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Earn up to $750 cash back per year when you refer to other businesses. For each business that's approved for the card, you’ll receive $150 cash back for up to five referrals.

For a small business, the is hard to beat for the combination of perks you’ll receive. If you’re thinking about applying for this card, keep in mind that it likely falls under , which means that if you’ve opened five or more credit card accounts (from any issuer) in the past two years you might not be approved, regardless of your credit score.

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