Erin El Issa writes data-driven studies about personal finance, credit cards, travel, investing, banking and student loans. She loves numbers and aims to demystify data sets to help consumers improve their financial lives. Before becoming a Nerd in 2014, she worked as a tax accountant and freelance personal finance writer. Erin's work has been cited by The New York Times, CNBC, the "Today" show, Forbes and elsewhere. In her spare time, Erin reads voraciously and tries in vain to keep up with her two kids. She is based in Ypsilanti, Michigan.
- Education: B.B.A. in accounting from Cleveland State University
- Previous experience: Tax accountant
The latest from Erin
4 Ways to Keep Medical Debt Off Your Credit Cards
Health-care costs continue to grow faster than incomes, creating tough choices for people needing expensive care.
7 Tips for Getting an Apartment Without a Credit Check
Try offering references, getting a roommate, paying a larger deposit or working with an individual landlord.
How to Build Credit
Get started as an authorized user, or with a credit-builder loan or secured credit card.
5 Simple Ways to Get Out of Credit Card Debt Faster
If you must carry a balance, do what you can to reduce interest costs. That'll free up money to pay down debt.
2019 Consumer Credit Card Report
Credit card interest rates have increased 35% over the past five years, and it’s costing Americans: Nearly half of consumers are paying less than their full credit card bill each month. See how small APR increases can add up to thousands of dollars in interest charges and learn how to pay your debt off faster when rates go down.
2019 Travel Credit Card Study
Credit card travel rewards are valuable, but not quite as valuable as many consumers think. Almost half of Americans overestimate how much their points, miles and sign-up bonuses are worth.
Travel Rewards Can Take You Far — but Only If You Pay Attention
Although many Americans overestimate the value of credit card travel rewards, a penny per point is still valuable.
2018 American Household Credit Card Debt Study
American households are carrying more credit card debt from month to month than they did last year. With interest rates rising, now’s a good time to banish those balances for good.
Can I Apply for Credit Cards I’ve Had Before?
Here’s what you need to know if you plan to apply for credit cards you’ve had in the past.
2018 Consumer Credit Card Report
Americans are overdue on billions in credit card debt. A NerdWallet survey reveals the most common reason: They just forget to make payments. Learn simple strategies to prevent this costly mistake and use our calculator to see the price of paying credit card bills late.