Jackie Veling covers personal loans for NerdWallet. Her work has been featured in The Associated Press, MarketWatch, MSN, Nasdaq.com and Yahoo Finance. Prior to that, she ran a freelance writing and editing business, where she partnered with a wide range of clients, including U.S. Bank and Under Armour. She graduated from Indiana University with a bachelor’s degree in journalism.
- Education: B.A. in journalism from Indiana University
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The latest from Jackie
Rocket Loans Personal Loans: 2023 Review
Rocket Loans offers online personal loans to borrowers with fair credit and at least two years of credit history.
Barclays Personal Loans: Where to Find Alternatives
Barclays no longer accepts personal loan applications. Find out where to get a personal loan from other lenders.
Debt Consolidation Calculator
Plug in your current debts to see ways to consolidate, and estimate your savings with a consolidation loan.
What Is a Payday Loan?
Payday loans are high-cost, short-term and risky loans. There are cheaper alternatives available.
What Is Predatory Lending?
Predatory lending benefits a lender at the borrower's expense. Learn the warning signs and how to spot a good lender.
Is Buy Now, Pay Later a Smart Way to Finance Travel?
A 'buy now, pay later' loan may be a convenient way to cover your next trip, but check the costs and explore cheaper alternatives first.
Co-Signing a Loan: Risks and Benefits
Co-signing a loan may help the borrower qualify, but it could also hurt your credit score and overall finances.
5 Ways to Consolidate Credit Card Debt
Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards.
How to Get a Business Loan in 6 Steps
Choose the right type of financing for your qualifications and business needs, then start your application.
Credit Union Loans Offer Low Rates and Flexible Terms
Credit union loans may have rates and terms that make them ideal for fair- and bad-credit members.
What Is an Annual Percentage Rate on a Personal Loan?
The APR on a personal loan includes interest and fees and lets you compare total costs among loans.
What Happens If You Don’t Pay Back a Payday Loan?
Defaulting on a payday loan could drain your bank account and trigger collection calls. Try to settle the debt if you can.
Secured Loans vs. Unsecured Loans: What’s the Difference?
Many personal loans are unsecured, but some lenders offer secured loans that are backed by collateral.
What Is a Payday Alternative Loan?
PALs, offered by federal credit unions, cost less than traditional payday loans and give borrowers more time to repay.