Jackie Veling covers personal loans for NerdWallet. Her work has been featured in The Associated Press, MarketWatch, MSN, Nasdaq.com and Yahoo Finance. Prior to that, she ran a freelance writing and editing business, where she partnered with a wide range of clients, including U.S. Bank and Under Armour. She graduated from Indiana University with a bachelor’s degree in journalism.
- Education: B.A. in journalism from Indiana University
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The latest from Jackie
Bank of America Balance Assist Small-Dollar Loan: 2023 Review
Bank of America offers a short-term loan called Balance Assist, which allows customers to borrow up to $500 for a $5 flat fee.
Afterpay Buy Now, Pay Later: 2023 Review
Afterpay divides your purchase into four equal installments with zero interest, but it charges a late fee for missed payments.
The Pros and Cons of Debt Consolidation
Debt consolidation may be a good idea if you can qualify for a low interest rate, make payments on time and stay out of debt in the future.
What Is a Point-of-Sale Loan?
A POS loan lets you buy now and pay later, but look for minimal interest and affordable payments.
The Best Ways to Borrow Money
Need to borrow money? We explore the cheapest and fastest ways to borrow, plus two options to avoid.
Personal Loan vs. Auto Loan: What’s the Difference?
Auto loans are for new and used vehicle purchases. Personal loans can be used for almost any large expense.
RV Loans in 2023: Compare RV Financing Options
RV loans are personal loans from online lenders, or secured vehicle loans from banks and credit unions, that pay for your camper, motorhome or trailer.
What Is a Debt Consolidation Loan?
A debt consolidation loan rolls your existing debts into one, ideally with a lower interest rate and shorter time to payoff.
TD Bank Personal Loans: 2023 Review
TD Bank’s unsecured personal loans have minimal fees and fast funding and are available to non-customers.
What Are Personal Loans Used For?
You can use a personal loan to pay for almost anything. Common uses include debt consolidation, home improvement projects, large purchases and emergencies.
Debt Consolidation Loan Rates for June 2023
Your credit score and debt-to-income ratio are key to determining your debt consolidation loan interest rate.
Best Unsecured Personal Loans
Unsecured loans don’t require collateral and can be used for just about any purpose. Compare loans from multiple lenders that offer unsecured personal loans.
Online or In-Person Loans: What’s Better?
Consider what's more important to you: quickness and convenience or talking face-to-face with a lender at a bank.
Best Long-Term Personal Loans
Long-term personal loans carry repayment terms of more than five years. Though you'll have smaller monthly payments, total interest can be higher.