Randa Kriss is a lead writer and small-business specialist at NerdWallet. Prior to joining NerdWallet in 2020, Randa worked as a writer at Fundera, covering a wide variety of small-business topics including banking and loan products. Her work has been featured in The Washington Post, The Associated Press and Nasdaq, among other publications. Randa is based in New York City.
- Education: B.A. in English and Spanish from Iona College
Randa has also nerded out in...
The Associated Press, The Washington Post, Nasdaq, Entrepreneur
The latest from Randa
Recourse vs. Non-Recourse Factoring: What’s the Difference?
With recourse factoring, you're responsible for the debt if your customers don’t pay. With non-recourse factoring, the factoring company accepts the loss for nonpayment.
Are SBA Loans Personally Guaranteed?
Most SBA loans require a personal guarantee. Here's everything you need to know.
Wells Fargo Business Loans: 2023 Review
Wells Fargo offers multiple business loans with competitive rates and terms — but only established businesses can qualify.
Are Business Grants Taxable?
Here’s what you can do to determine if your small-business grant is considered taxable income.
Is a Small-Business Loan Secured or Unsecured?
Whether a small-business loan is secured or unsecured depends on the lender and the type of financing offered.
Adyen vs. Stripe Comparison: Fees, Features, Benefits
Adyen is better for midsize or large companies mostly selling online; Stripe is better for small, brick-and-mortar merchants.
Can’t Get a Business Loan? Consider These Alternatives
Consider online lenders, business grants or raising equity if you can't get a business loan from a traditional lender.
Construction and Heavy Equipment Financing: Best Loan Options
You can get construction and heavy equipment financing from traditional, online and specialty lenders.
Advantages and Disadvantages of a Business Bank Loan
Bank loans offer low interest rates and competitive terms, but you'll need to meet strict requirements to qualify.
Accounts Receivable Financing: Best Options, How It Works
AR financing is usually offered by online lenders and fintech companies. Top options include altLINE and Porter Capital.
4 Ways to Protect Your Small Business From Cyberattacks
You can follow cybersecurity best practices, train your employees and invest in cyber insurance to protect your business.
Commercial Loan: What It Is, Types and How to Get One
A commercial loan provides the capital you need to run and grow your business.
Purchase Order Financing: What It Is and How to Get It
PO financing can be a good option for businesses with a cash flow shortage that still want to be able to complete an influx of orders.