9 Best San Antonio Mortgage Lenders of 2021
NerdWallet scanned San Antonio mortgage lenders to recommend some of the best in important categories.
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Whether buying a home inside or outside of Loop 410, you want a mortgage lender that performs like the Spurs — gets the job done well with a minimum of fuss. NerdWallet researched mortgage companies in San Antonio and identified some of the best in important categories. Our national and regional picks are a good place to start as you shop for a mortgage. These national companies do a lot of business in San Antonio and are among NerdWallet’s top-rated mortgage lenders.
Whether buying a home inside or outside of Loop 410, you want a mortgage lender that performs like the Spurs — gets the job done well with a minimum of fuss. NerdWallet researched mortgage companies in San Antonio and identified some of the best in important categories. Our national and regional picks are a good place to start as you shop for a mortgage. These national companies do a lot of business in San Antonio and are among NerdWallet’s top-rated mortgage lenders.
Best San Antonio Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online convenience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Chase: NMLS#399798 Learn more at Chase | Best for conventional & jumbo loans | 620 | 3% | Learn more at Chase |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for online convenience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Bank of America: NMLS#399802 | Best for conventional & jumbo loans | 660 | 5% | Read review |
![]() Navy Federal: NMLS#399807 | Best for veterans | N/A | 0% | Read review |
![]() USAA: NMLS#8722 | Best for veterans | 620 | 3% | Read review |
![]() Caliber: NMLS#15622 | Best for FHA loans | 580 | 3.5% | Read review |
![]() PrimeLending: NMLS#13649 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Flagstar: NMLS#417490 | Best for first-time home buyers | 620 | 3% | Read review |

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
NationalNavy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%Caliber: NMLS#15622

Min. credit score
580Min. down payment
3.5%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Local and regional mortgage lenders in San Antonio
The following mortgage companies are among the top lenders by loan volume in San Antonio, so they’re worth checking out if you’re looking for more options. NerdWallet has not reviewed these lenders.
Offers options for low-down-payment borrowers.
One of the highest-volume FHA lenders in the area.
Offers combined purchase and renovation home loans.
Offers online pre-qualification.
More than half of its lending volume is in FHA and VA loans.
Has a full menu of conventional loan options, too, including jumbo loans.
Offers online pre-qualification.
Good for borrowers who want a homegrown lender based in San Antonio.
Offers a full menu of conventional and government-backed loans.
Makes Spanish-language versions of forms available online for borrowers to reference.
Has an online application process.
Offers home equity loans and lines of credit.
Offers lot, land and construction loans.
Allows certain borrowers to save up to $5,000 on select closing costs for conventional loans.
More from NerdWallet
Last updated on June 6, 2022
Methodology
To recap our selections...
NerdWallet's Best San Antonio Mortgage Lenders of 2021
- Rocket Mortgage, LLC: Best for online convenience
- Chase: Best for conventional & jumbo loans
- Fairway Independent Mortgage: Best for online convenience
- Bank of America: Best for conventional & jumbo loans
- Navy Federal: Best for veterans
- USAA: Best for veterans
- Caliber: Best for FHA loans
- PrimeLending: Best for first-time home buyers
- Flagstar: Best for first-time home buyers