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Best Business Credit Cards With No Foreign Transaction Fee of August 2024

By Rosalie Murphy
Last updated on July 18, 2024

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Business credit cards with no foreign transaction fees can be used all over the world for no additional charge. By opting for one of these cards, you’ll avoid a surcharge — usually around 3% — on any international purchases.
Dodging foreign transaction fees is great. But the best business credit card for you will pair those savings with benefits that line up with your international spending.
For instance, if you're frequently flying overseas for work,
The Business Platinum Card® from American Express
can make your travels more comfortable with access to 1,400 airport lounges across 140 countries (terms apply). If you purchase from a lot of international suppliers, the
Capital One Spark Cash Select for Excellent Credit
might be a better fit. It’s one of the few cash-back business credit cards with no foreign transaction fee, plus it offers 1.5% rewards on all purchases with no annual fee. (See rates and fees.)
Explore the cards below to find the best fit for your business.
Some of our selections for the best business credit cards with no foreign transaction fee credit cards can be applied for through NerdWallet directly, although some cannot. We’ve provided links for credit cards from our partners that allow you to apply directly through NerdWallet, as well as a full list of our top picks.

Featured

 
The Business Platinum Card® from American Express
American Express

The Business Platinum Card® from American Express

Rates and Fees
NerdWallet Rating 
4.8
Reward Rate 

1x-5x

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Business credit cards with no foreign transaction fees can be used all over the world for no additional charge. By opting for one of these cards, you’ll avoid a surcharge — usually around 3% — on any international purchases.
Dodging foreign transaction fees is great. But the best business credit card for you will pair those savings with benefits that line up with your international spending.
For instance, if you're frequently flying overseas for work,
The Business Platinum Card® from American Express
can make your travels more comfortable with access to 1,400 airport lounges across 140 countries (terms apply). If you purchase from a lot of international suppliers, the
Capital One Spark Cash Select for Excellent Credit
might be a better fit. It’s one of the few cash-back business credit cards with no foreign transaction fee, plus it offers 1.5% rewards on all purchases with no annual fee. (See rates and fees.)
Explore the cards below to find the best fit for your business.
Some of our selections for the best business credit cards with no foreign transaction fee credit cards can be applied for through NerdWallet directly, although some cannot. We’ve provided links for credit cards from our partners that allow you to apply directly through NerdWallet, as well as a full list of our top picks.

Featured

 
The Business Platinum Card® from American Express
American Express

The Business Platinum Card® from American Express

Rates and Fees
NerdWallet Rating 
4.8
Reward Rate 

1x-5x

Here are the best business credit cards with no foreign transaction fee

Best forNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Premium travel benefits

The Business Platinum Card® from American Express

Apply now

on American Express' website

Rates & Fees

4.8/5
$695

1x-5x

Points

150,000

Points

Apply now

on American Express' website

Rates & Fees

No annual fee

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Apply now

on Bank of America's website

3.6/5
$0

1.5x

Points

30,000

Points

Apply now

on Bank of America's website

Flat-rate cash back

Capital One Spark Cash Select for Excellent Credit

Apply now

on Capital One's website

Rates & Fees

4.9/5
$0

1.5%-5%

Cashback

$750

Apply now

on Capital One's website

Rates & Fees

Hotel rewards

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

4.9/5
$125

2x-6x

Points

150,000

Points

Apply now

on American Express' website

Rates & Fees

Airline rewards

Delta SkyMiles® Gold Business American Express Card

Apply now

on American Express' website

Rates & Fees

4.5/5
$0 intro for the first year, then $150

1x-2x

Miles

55,000

Miles

Apply now

on American Express' website

Rates & Fees

High rewards rates on travel

Capital One Venture X Business

Apply now

on Capital One's website

Rates & Fees

5.0/5
$395

2x-10x

Miles

150,000

Miles

Apply now

on Capital One's website

Rates & Fees

Flexible travel booking options

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Apply now

on U.S. Bank's website

Rates & Fees

5.0/5
$0 intro for the first year, then $95

1x-5x

Points

60,000

Points

Apply now

on U.S. Bank's website

Rates & Fees

Bonus rewards on shipping

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.9/5
$95

1x-3x

Points

120,000

Points

Apply now

on Chase's website

Premium travel benefits

The Business Platinum Card® from American Express

Apply now

on American Express' website

Rates & Fees

4.8/5
$695

1x-5x

Points

150,000

Points

Apply now

on American Express' website

Rates & Fees

No annual fee

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Apply now

on Bank of America's website

3.6/5
$0

1.5x

Points

30,000

Points

Apply now

on Bank of America's website

Flat-rate cash back

Capital One Spark Cash Select for Excellent Credit

Apply now

on Capital One's website

Rates & Fees

4.9/5
$0

1.5%-5%

Cashback

$750

Apply now

on Capital One's website

Rates & Fees

Hotel rewards

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

4.9/5
$125

2x-6x

Points

150,000

Points

Apply now

on American Express' website

Rates & Fees

Airline rewards

Delta SkyMiles® Gold Business American Express Card

Apply now

on American Express' website

Rates & Fees

4.5/5
$0 intro for the first year, then $150

1x-2x

Miles

55,000

Miles

Apply now

on American Express' website

Rates & Fees

High rewards rates on travel

Capital One Venture X Business

Apply now

on Capital One's website

Rates & Fees

5.0/5
$395

2x-10x

Miles

150,000

Miles

Apply now

on Capital One's website

Rates & Fees

Flexible travel booking options

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Apply now

on U.S. Bank's website

Rates & Fees

5.0/5
$0 intro for the first year, then $95

1x-5x

Points

60,000

Points

Apply now

on U.S. Bank's website

Rates & Fees

Bonus rewards on shipping

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.9/5
$95

1x-3x

Points

120,000

Points

Apply now

on Chase's website

Discover business products tailored to your needs

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Our pick for

Premium travel benefits

The Business Platinum Card® from American Express

Read Review
Apply now

on American Express' website

Annual fee
$695
Rewards rate
1x-5x Points
Intro offer
150,000 Points
With airport lounge access, elite hotel status and other travel perks, this card can help frequent travelers go in style.

The Business Platinum Card® from American Express

NerdWallet rating 

4.8/5
Apply now

on American Express' website

Annual fee
$695
Rewards rate
1x-5x Points
Intro offer
150,000 Points

Our pick for

No annual fee

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Read Review
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1.5x Points
Intro offer
30,000 Points
Business travel cards with no annual fee are rare; this is one of them.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

NerdWallet rating 

3.6/5
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1.5x Points
Intro offer
30,000 Points

Our pick for

Flat-rate cash back

Capital One Spark Cash Select for Excellent Credit

Read Review
Apply now

on Capital One's website

Annual fee
$0
Rewards rate
1.5%-5% Cashback
Intro offer
$750
You can use this card to earn cash back on all your spending, whether or not it's related to travel, and still pay no foreign transaction fees.

Capital One Spark Cash Select for Excellent Credit

NerdWallet rating 

4.9/5
Apply now

on Capital One's website

Annual fee
$0
Rewards rate
1.5%-5% Cashback
Intro offer
$750

Our pick for

Hotel rewards

Marriott Bonvoy Business® American Express® Card

Read Review
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
150,000 Points
This card pays for itself with an automatic Free Night Award each year. Terms apply.

Marriott Bonvoy Business® American Express® Card

NerdWallet rating 

4.9/5
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
150,000 Points

Our pick for

Airline rewards

Delta SkyMiles® Gold Business American Express Card

Read Review
Apply now

on American Express' website

Annual fee
$0 intro for the first year, then $150
Rewards rate
1x-2x Miles
Intro offer
55,000 Miles
Frequent fliers will appreciate free checked bags, priority boarding and an annual flight credit. Terms apply.

Delta SkyMiles® Gold Business American Express Card

NerdWallet rating 

4.5/5
Apply now

on American Express' website

Annual fee
$0 intro for the first year, then $150
Rewards rate
1x-2x Miles
Intro offer
55,000 Miles

Our pick for

High rewards rates on travel

Capital One Venture X Business

Read Review
Apply now

on Capital One's website

Annual fee
$395
Rewards rate
2x-10x Miles
Intro offer
150,000 Miles
This is one of the most rewarding travel cards out there, with rewards rates as high as 10X on certain types of spending.

Capital One Venture X Business

NerdWallet rating 

5.0/5
Apply now

on Capital One's website

Annual fee
$395
Rewards rate
2x-10x Miles
Intro offer
150,000 Miles

Our pick for

Flexible travel booking options

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Read Review
Apply now

on U.S. Bank's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x Points
Intro offer
60,000 Points
Lots of travel cards reduce rewards rates when you make reservations outside the issuer's portal. This card pays 4X on all travel spending, regardless of where it's booked (and even higher if you use the issuer's portal).

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

NerdWallet rating 

5.0/5
Apply now

on U.S. Bank's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x Points
Intro offer
60,000 Points

Our pick for

Bonus rewards on shipping

Ink Business Preferred® Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
120,000 Points
Are you a frequent importer or exporter? This card can help you rack up points on all those shipments.

Ink Business Preferred® Credit Card

NerdWallet rating 

4.9/5
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
120,000 Points

NerdWallet's editorial picks: Business credit cards with no foreign transaction fee

Be sure to confirm details on the card issuer’s website before applying.

Venture X Business

Best for: High rewards rates on travel
NerdWallet star rating:
5
The
Capital One Venture X Business
offers some of the highest travel rewards rates around and a solid cash-back rate on everything else:
Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel, where you'll get the best prices on thousands of options. Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions.
This is a charge card, so it doesn't come with a preset spending limit — but you'll have to pay it off in full every month. If you can swing that (plus the
$395
annual fee), it could be a valuable addition to your wallet. (See rates and fees.) Learn more and apply.

Capital One Spark Cash Select for Excellent Credit

Best for: Flat-rate cash back
NerdWallet star rating:
4.9
The
Capital One Spark Cash for Business
is an excellent option for business operators whose expenses are all over the map and don't fall into the bonus categories on other business credit cards. You get a high, flat rewards rate on every purchase, with no limit to how much you can earn. There's a great sign-up bonus offer, too. Read our review.

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Best for: Flexible travel booking options
NerdWallet star rating:
5
The
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
delivers impressive rewards on travel, no matter where you book it. You'll earn 4x points on your first $150,000 in combined annual travel spend each year — plus, 5x points on hotels and rental cars booked directly with U.S. Bank's Rewards Portal. There's also a solid welcome offer and no annual fee for the first year ($
95
after that). Learn more and apply.

The Business Platinum Card® from American Express

Best for: Premium travel benefits
NerdWallet star rating:
4.8
The Business Platinum Card® from American Express
comes with a big annual fee. But business travelers who prefer to go in style will find plenty that appeals to them: high rewards on certain travel purchases, bonus rewards on larger nontravel purchases, a superb newcomer welcome offer, extensive airport lounge access, elite hotel status, hundreds of dollars a year in available credits and a list of perks as long as your arm. It's not cheap, but luxury never is. Terms apply. Learn more and apply.

Chase Ink Business Preferred

Best for: Bonus rewards on shipping
NerdWallet star rating:
4.9
The
Ink Business Preferred® Credit Card
starts you off with one of the biggest sign-up bonuses of any credit card anywhere:
Earn 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,200 cash back or $1,500 toward travel when redeemed through Chase Travel℠.
You also get bonus rewards on travel expenses and common business spending categories, like advertising, shipping and internet, cable and phone service. Points are worth 25% more when redeemed for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. Learn more and apply.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Best for: No annual fee
NerdWallet star rating:
3.6
The
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
pays solid rewards on every purchase and gives you wide flexibility in redeeming your points for any travel purchase, without the restrictions of branded airline and hotel cards. Learn more and apply.

Marriott Bonvoy Business® American Express® Card

Best for: Hotel rewards
NerdWallet star rating:
4.9
Marriott has hotels in 139 countries and territories, which means it will likely be an option for most of your business travel. The
Marriott Bonvoy Business® American Express® Card
can pay for itself just with the automatic Free Night Award every year. Add in the included elite status, generous rewards, a dandy welcome offer and more, and it's hard to go wrong. Terms apply. Learn more and apply.

Delta SkyMiles® Gold Business American Express Card

Best for: Airline miles
NerdWallet star rating:
4.5
There are splashier Delta AmEx cards, with annual fees to match. But the
Delta SkyMiles® Gold Business American Express Card
delivers a welcome balance of perks vs. fees. You’ll earn bonus points on shipping, advertising and restaurants, as well as Delta flights. There’s also a $200 annual Delta flight credit when you spend at least $10,000 in a calendar