How much do you need?
We’ll start with a brief questionnaire to better understand the unique needs of your business.
Once we uncover your personalized matches, our team will consult you on the process moving forward.
Here are 5 low-revenue business loans
Lender | NerdWallet Rating | Max loan amount | Min. credit score | Next steps |
---|---|---|---|---|
American Express Business Blueprint™ - Line of credit on American Express Business Blueprint™'s website | 4.5/5 Best for Business line of credit with low revenue requirement | $250,000 | 640 | on American Express Business Blueprint™'s website |
Funding Circle - Online term loan with Fundera by NerdWallet | 5.0/5 Best for Business loan with no stated revenue requirement | $500,000 | 660 | with Fundera by NerdWallet |
SBA Microloan with Fundera by NerdWallet | Best for Government-backed loan with no revenue requirement | $50,000 | 620 | with Fundera by NerdWallet |
Fundbox - Line of credit with Fundera by NerdWallet | 5.0/5 Best for Annual revenue of more than $100,000 | $150,000 | 600 | with Fundera by NerdWallet |
OnDeck - Online term loan with Fundera by NerdWallet | 5.0/5 Best for Annual revenue of more than $100,000 | $250,000 | 625 | with Fundera by NerdWallet |
Here are 5 low-revenue business loans
Best for Business line of credit with low revenue requirement
Best for Business loan with no stated revenue requirement
Best for Government-backed loan with no revenue requirement
Best for Annual revenue of more than $100,000
Our pick for
Business line of credit with low revenue requirement
American Express Business Blueprint™ offers a business line of credit to businesses with an average monthly revenue of at least $3,000. A line of credit is flexible financing that you can draw on as needed and pay back over time.
American Express Business Blueprint™ - Line of credit
Max loan
$250,000
Min. Credit score
640
Our pick for
Business loan with no stated revenue requirement
Funding Circle’s term loan doesn’t list a revenue requirement, but that doesn’t mean it’s easy to qualify for. You’ll need a strong personal financial history and several years in business.
Funding Circle - Online term loan
Max loan
$500,000
Min. Credit score
660
Apr range
5.99-16.49%
Our pick for
Government-backed loan with no revenue requirement
SBA microloans are issued by nonprofit community financial institutions, and these loans may be more available to lower-revenue businesses than other government-backed options. The average SBA microloan is around $13,000.
SBA Microloan
Max loan
$50,000
Min. Credit score
620
Apr range
8.00-13.00%
Our picks for
Annual revenue of more than $100,000
Once you hit $100,000 in annual revenue, you’ll potentially have a number of additional online business loan options — even if other qualifications (like your credit score) aren’t ideal.
Fundbox - Line of credit
Max loan
$150,000
Min. Credit score
600
Apr range
10.10-79.80%
OnDeck - Online term loan
Max loan
$250,000
Min. Credit score
625
Apr range
29.90-97.30%
Minimum requirements for a loan
The Nerds are here to help you find the right loans for your business needs.
550 or higher
at least $50k
6 months or more