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Amy Danise

Amy is a former editor and insurance authority at NerdWallet. She has been helping consumers understand insurance choices and terminology for almost 20 years.

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Posts by Amy Danise:
car insurance

Take This Car Insurance Quiz to See if You’re Savvy or Stumped

Amy Danise
Aug. 11, 2017

A car insurance policy can consist of multiple parts, each paying for a different type of problem. If you don’t understand all the parts, you might not know what your…

Read More

Distracted Millennials May Be Driving Up Insurance Rates

Amy Danise
June 13, 2017

Distracted driving has gotten a lot of blame in recent years for helping push up car insurance prices. A new NerdWallet survey conducted by Harris Poll suggests that millennials (ages…

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10-Word Answers (or Less!) to Your Biggest Car Insurance Questions

Amy Danise
April 4, 2017

If you have questions about car insurance but not a lot of time to research, check out these brief responses to common questions. Q: If my friend borrows my car…

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Life Insurance Explained in (Exactly) 250 Words

Life Insurance Explained in (Exactly) 250 Words

Amy Danise
Jan. 9, 2017

What life insurance is: a policy that pays out if you die. When you need it: if your death would cause financial hardship to someone, like a spouse. How it’s…

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How Life Insurance Can Affect Estate Taxes

How Life Insurance Can Affect Estate Taxes

Amy Danise
March 24, 2016

Some combinations are delightful, like chocolate and peanut butter. But when life insurance mixes with estate taxes, the results can be good or bad. If you have significant assets, understanding…

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5 Insurance Questions to Ask Before You Buy a Car

5 Insurance Questions to Ask Before You Buy a Car

Amy Danise
Feb. 29, 2016

Auto insurance is often an afterthought for people buying cars. After all, choosing the right vehicle and negotiating a good deal can take substantial time and research. You may think…

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How Return-of-Premium Life Insurance Works

How Return-of-Premium Life Insurance Works

Amy Danise
Feb. 23, 2016

An insurance policy generally isn’t something you can return for your money back, unlike a regrettable jacket or, these days, even a car. Take your auto insurance policy, for example.…

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GettyImages-1161893613-insurance-premium-definition

What Is an Insurance Premium?

Georgia Rose & Amy Danise
Aug. 12, 2020

An insurance premium is the amount you pay for an insurance policy. Simply put, premiums are what you pay insurance companies in exchange for coverage. Therefore, when you hear “insurance…

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state-farm-preparing-end-of-auto-insurance-story

State Farm May Be Prepping for the ‘End of Auto Insurance’

Amy Danise
Jan. 21, 2016

Self-driving cars, such as the fleet Google has been operating for several years, are still mostly a curiosity. But it seems inevitable that they will become a significant part of…

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Why You Shouldn’t Take Cash at the Scene of a Car Crash

Amy Danise
Jan. 5, 2016

If you’ve ever felt a bump from behind while driving and heard that sickening crunch, you know what it feels like to realize that someone has just rear-ended you. And…

Read More

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