Whitney Vandiver is a writer at NerdWallet. She previously wrote for the oil and gas industry and has been published in national journals and international magazines. She earned a bachelor's degree in English from the University of Central Oklahoma and a master's degree and doctorate in linguistics from Purdue University. When she's not writing about finances, she enjoys reading, writing her second novel and cuddling with her Irish wolfhound.
It’s a small business’s worst nightmare: You’ve been notified by your payment processor that your transactions are being investigated for potentially fraudulent activities. Your account has been frozen, you’re not…
When a payment processor freezes your account, everything stops: You can no longer process credit cards and or access settlement funds until the freeze is resolved. These disruptive freezes can…
National Processing, a payment processor, offers competitive rates, useful integrations and compatibility with several card readers. Unlike many payment processors, it also works with high-risk merchants, such as dropshipping businesses…
High-risk merchants operate in industries that are age-restricted, such as cigarettes and tobacco, or have high rates of fraud or chargebacks, such as dropshipping, nonprofits or web design. These businesses…
Dropshipping is a fulfillment method where a business relies on a third party to ship orders instead of keeping inventory in stock. Retailers that dropship products will market and sell…
At The Cauldron Co., a New York City bar, customers use wands to fill their glasses, make potions that change color and check their tabs on magic mirrors. It’s all…
Running a small business on the Android operating system can sometimes limit what you can do, but finding a good credit card reader isn’t an area where you need to…
Square and Shopify offer payment processing services that support in-person and online sales and include point-of-sale, or POS, software features. But they differ in pricing, contract requirements and features. While…
Finding the right credit card terminal is a vital part of operating a small business and involves matching key features with your budget. A dynamic credit card machine works with…
EMV is a technical standard designed to limit in-person card fraud. It stands for Europay, Mastercard and Visa — the companies that created it. EMV has been adopted by major…
