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Whitney Vandiver

Whitney Vandiver is a writer at NerdWallet. She previously wrote for the oil and gas industry and has been published in national journals and international magazines. She earned a bachelor's degree in English from the University of Central Oklahoma and a master's degree and doctorate in linguistics from Purdue University. When she's not writing about finances, she enjoys reading, writing her second novel and cuddling with her Irish wolfhound.

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Posts by Whitney Vandiver:

Your Payment Processor Froze Your Account — Now What?

Whitney Vandiver
May 17, 2022

It’s a small business’s worst nightmare: You’ve been notified by your payment processor that your transactions are being investigated for potentially fraudulent activities. Your account has been frozen, you’re not…

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Why Do Payment Processors Freeze Accounts?

Whitney Vandiver
May 16, 2022

When a payment processor freezes your account, everything stops: You can no longer process credit cards and or access settlement funds until the freeze is resolved. These disruptive freezes can…

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National Processing Review for 2022: Pricing, Features and Alternatives

Whitney Vandiver
May 16, 2022

National Processing, a payment processor, offers competitive rates, useful integrations and compatibility with several card readers. Unlike many payment processors, it also works with high-risk merchants, such as dropshipping businesses…

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Best Payment Processors for High-Risk Merchants

Whitney Vandiver
May 16, 2022

High-risk merchants operate in industries that are age-restricted, such as cigarettes and tobacco, or have high rates of fraud or chargebacks, such as dropshipping, nonprofits or web design. These businesses…

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Dropshipping: How It Works, What Small Businesses Need to Know

Whitney Vandiver
April 27, 2022

Dropshipping is a fulfillment method where a business relies on a third party to ship orders instead of keeping inventory in stock. Retailers that dropship products will market and sell…

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Business Inspiration: This Bar Lets You Buy Drinks With Wands

Whitney Vandiver
April 11, 2022

At The Cauldron Co., a New York City bar, customers use wands to fill their glasses, make potions that change color and check their tabs on magic mirrors. It’s all…

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Best Credit Card Readers for Android

Whitney Vandiver
April 14, 2022

Running a small business on the Android operating system can sometimes limit what you can do, but finding a good credit card reader isn’t an area where you need to…

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Square vs. Shopify: Which Is Right for Your Business?

Whitney Vandiver
May 9, 2022

Square and Shopify offer payment processing services that support in-person and online sales and include point-of-sale, or POS, software features. But they differ in pricing, contract requirements and features. While…

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10 Best Credit Card Machines and Terminals for Small Businesses

Whitney Vandiver
March 28, 2022

Finding the right credit card terminal is a vital part of operating a small business and involves matching key features with your budget. A dynamic credit card machine works with…

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What Is EMV? What Businesses Need to Know

Whitney Vandiver
March 28, 2022

EMV is a technical standard designed to limit in-person card fraud. It stands for Europay, Mastercard and Visa — the companies that created it. EMV has been adopted by major…

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