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How to Fill Out a Money Order Step-by-Step
Fill in the recipient and your address; for bills, include an account number; sign it; keep proof of payment.
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Banking
NerdWallet’s writers and editors offer insights on deposit accounts. Get clear answers to your questions and learn the fundamentals of banking.
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Banks That Joined FedNow (And How Instant Payments Work)
About 20% of all banks belong to FedNow’s network, but FedNow isn’t consumer-facing. Your bank decides if you can make instant payments.
Banks That Use Zelle: List and What to Know
See if your bank participates in Zelle’s peer-to-peer transfer network.
How to Transfer Money From One Bank to Another
Online bank transfers let you move funds from one bank account to another.
Average Bank Interest Rates for Savings Accounts, CDs and More
These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.
Credit Unions vs. Banks: How to Decide
4 Advantages of Traditional Banks Over Online Banks
Cash, checks and specialty services are where traditional banks have an edge.
7 Best Banking Apps and Debit Cards for Kids and Teens
Compare age minimums, fees, features and more for the best banking apps.
Average Bank Interest Rates for Savings Accounts, CDs and More
These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.
Credit Unions vs. Banks: How to Decide
Average Bank Interest Rates for Savings Accounts, CDs and More
These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.
4 Advantages of Traditional Banks Over Online Banks
Cash, checks and specialty services are where traditional banks have an edge.
Gift Card vs. Prepaid Debit Card: What’s the Better Gift?
Gift cards are the clear winner for a straightforward gift of cash. Prepaid debit cards are more like bank accounts.
Average Bank Interest Rates for Savings Accounts, CDs and More
These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.
Credit Unions vs. Banks: How to Decide
4 Advantages of Traditional Banks Over Online Banks
Cash, checks and specialty services are where traditional banks have an edge.
Author insights
The team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks.
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Latest articles
I Opened an EverBank Savings Account: It Went Well Except For One Thing
The application process was fast and smooth, and the logged-in experience is decent. But I have a few lingering questions about my rate.
Is That Sky-High Savings APY Too Good to Be True?
A high APY can give your finances a real boost. Here's what to check before you commit to a new account.
I Like E*TRADE’s Savings Account, Just Not for My Emergency Fund
The Premium Savings Account has a great rate and solid bonus, but its slow transfers left me unsatisfied.
Should I Switch to a New Bank Just to Earn a Bonus?
Make sure you can qualify for the bonus, and consider whether you want a relationship with the bank.
Where’s Ally? Why Big Names Miss Our Best Savings List
Ally has a solid savings account, though other banks with similar features offer better rates.
Interest on CDs and Savings Accounts is Taxable. Here’s What To Know
Your ordinary income tax rate applies to bank account interest. Try our calculator to see the after-tax rate of return.
What Is a Savings Rate? How to Find Yours and Why It Matters
Your personal savings rate is the percentage of income you set aside for savings.
Ally Bank Savings Interest Rate: How It Compares
Ally's saving rate is solid but lags behind the top of the market.
How I Earned $8,000 in Interest in Less Than 4 Years (And What I Wish I’d Done Sooner)
Three strategies helped me boost my savings during the current high-rate environment.
Venmo vs. Zelle: What the Nerds Prefer
Venmo came out as the favorite payment app among surveyed Nerds, but Zelle was preferred for some specific uses.
Rate Tracker: Inflation vs. High-Yield Savings Rates
High-yield savings rates mostly outpaced inflation in the past three years.
Savings Accounts with Buckets: How They Work
Savings buckets separate your savings into clearly named goals.
What Is Raisin?
The online platform works with banks and credit unions to give users access to competitive savings accounts and certificates of deposit.
What Is the Average Overdraft Fee?
Based on data collected by NerdWallet writers, the average overdraft fee is $17.
Wells Fargo Checking Account Bonuses 2026
Wells Fargo bonus offers pay up to $325 for opening a new checking account. Requirements and deadlines apply.
These Are the Best and Worst Things About New Account Bonus Offers
Learn what bank account bonuses offer aside from cash, and the less obvious pain points to consider.
I’m Anxious About Combining Finances — Here’s How I’m Working Through It
I talked to financial experts about the emotional side of merging money with my fiancé. Then I created a system.