NerdWallet Banking Insights and Articles - NerdWallet

Credit cards

Credit cards
Explore more credit card resources

Best credit cards Best credit card bonus offers Best balance transfer credit cards Best travel credit cards Best cash back credit cards Best 0% APR credit cards Best rewards credit cards Best airline credit cards Best college student credit cards Best credit cards for groceries

Compare credit cards

Card recommendation quiz Travel rewards and perks Earn cash back Pay down debt Make a big purchase Get your approval odds

Credit card reviews

Balance transfer savings calculator Credit card interest calculator

Get your free credit score Credit card basics Applying for a credit card Choosing a credit card Managing credit card debt Credit card resources

Banking

Banking
Explore more banking resources

Explore more savings accounts Best high-yield savings accounts Savings account alternatives Savings calculator

Explore more CDs Best CD rates Best 6-month CD rates Best 1-year CD rates Best 5-year CD rates CD calculator

Explore more checking accounts Best checking accounts Best free checking accounts Best online checking accounts Checking account alternatives

Best bank bonuses and promotions Best online banks Best money market accounts Best credit unions

Compound interest calculator Emergency fund calculator

Home

Home
Explore more home resources

Today's mortgage rates 30 year mortgage rates 5-year ARM rates FHA mortgage rates VA mortgage rates Best mortgage lenders

Best mortgage lenders Best lenders for FHA loans Best lenders for low- and no-down-payment Best VA mortgage lenders

Today's refinance rates Best refinance lenders 30-year fixed refinance rates 15-year fixed refinance rates Best cash-out refinance lenders Best HELOC Lenders

Compare top mortgage lenders First-time homebuyers guide How much can I borrow mortgage calculator Mortgage lender reviews

Explore more homeownership resources Home improvement Home value Home insurance

Mortgage calculator Down payment calculator How much house can I afford calculator Closing costs calculator Cost of living calculator Mortgage amortization calculator Refinance calculator Rent vs buy calculator

First-time homebuyer's guide

Today's mortgage news

Loans

Loans

Explore more personal loan resources Pre-qualify for a personal loan Compare top lenders Personal loan reviews Personal loan calculator How to qualify How to consolidate credit card debt Average personal loan interest rates

NerdWallet's Picks

Best personal loans

Best debt consolidation loans

Best loans for bad credit

Best home improvement loans

Explore more student loan resources Paying for college FAFSA and federal student aid Taking out student loans Paying off student loans Student loan refinance Student loan interest rates Student loan calculator

NerdWallet's Picks

Best private student loans

Best graduate school loans

Best student refinance lenders

Best parent loans for college

Explore more auto loan resources Best auto loans for good and bad credit Best auto loans refinance loans Best lease buyout loans

Auto loan calculators

Auto loan calculator

Auto loans refinance calculator

Total car cost calculator

Insurance

Insurance
Explore more insurance resources

Explore more auto insurance resources Compare car insurance quotes Best car insurance companies Cheapest car insurance companies Car insurance reviews Auto insurance calculator

Cheapest car insurance by state

California car insurance

Texas car insurance

New York car insurance

Georgia car insurance

Michigan car insurance

Washington car insurance

Explore more life insurance resources Compare life insurance quotes Best life insurance companies Choosing a life insurance policy Life insurance reviews Life insurance calculator

NerdWallet's Picks

Best term life insurance

Best whole life insurance

Best life insurance for seniors

Best burial insurance

Best instant life insurance

Explore more home insurance resources Compare home insurance quotes Best home insurance companies Home insurance reviews Home insurance calculator Home insurance costs

Home insurance by state

Best home insurance in New York

Best home insurance in Arizona

Best home insurance in Massachusetts

Best home insurance in Virginia

Best home insurance in New Hampshire

Explore more pet insurance resources Best pet insurance Cheapest pet insurance What pet insurance covers Pet insurance costs

Explore more Medicare resources How Medicare works Medicare eligibility How to sign up for Medicare Medicare costs What's covered under Medicare

NerdWallet's Picks

Best Medicare Advantage plans

Best Medigap companies

Best Medigap Plan G companies

Best Medicare Part D plans

Best Medicare dental plans

Explore more renters insurance resources Best renters insurance Cheapest renters insurance

Personal finance

Personal finance
Explore more resources

Get your free credit score Your credit report Understanding your credit score Using your credit Improving your credit Protecting your credit

Explore more money management Saving money Handling bills and expenses Shopping Financial health Savings goal calculator Net worth calculator

NerdWallet's budgeting basics

Free budget worksheet

The best budget apps

Budget calculator

Cost of living calculator

Explore more money making resources Gig work Making money online

Explore more debt management resources Paying debt Dealing with debt collection Debt relief

Explore more travel resources Best travel credit cards Travel insurance

Investing

Investing
Explore more investing resources

Explore more investment accounts Best brokerage accounts Best robo-advisors Best trading platforms Best online brokers for beginners Best Roth IRA accounts Best IRA accounts Best investing apps

Best investments right now Stocks Funds Bonds Cryptocurrency Real estate and alternative investments

Explore more retirement resources Roth IRA basics IRA basics 401(k)s Self-employed retirement plans Social Security

Retirement calculator 401(k) calculator Roth IRA calculator Investment return calculator Social Security benefits calculator Inflation calculator

Best financial advisors How to choose a financial advisor Financial advisor fees

Small business

Small business
Explore more small-business resources

Small-business loans SBA loans Business lines of credit Business grants Startup business loans

Resources and Tools

Business loan rates

Business loan calculator

SBA loan calculator

Business bank accounts Business credit cards Accounting software Business taxes

Explore business credit cards

Best 0% APR business credit cards

Best cash-back business credit cards

Best travel business credit cards

Best startup business credit cards

Best LLC business credit cards

Best business credit cards for gas

How to start a business Business ideas Writing a business plan Entrepreneurship

Payment processing companies Business insurance Business legal

Taxes

Taxes
Explore more tax resources

Tax brackets Capital gains tax rates State tax rates

Federal income tax calculator Capital gains tax calculator

Tax withholding Tax credits and deductions Choosing a filing status Free tax filing Best tax software

Tax extensions Filing past-due returns IRS payment plans Tax debt relief and resolution

Skip to content

- Balance transfer savings calculator
- Credit card interest calculator
- Compound interest calculator
- Emergency fund calculator
NerdWallet's Picks

Best personal loans

Best debt consolidation loans

Best loans for bad credit

Best home improvement loans
NerdWallet's Picks

Best private student loans

Best graduate school loans

Best student refinance lenders

Best parent loans for college
Auto loan calculators

Auto loan calculator

Auto loans refinance calculator

Total car cost calculator
Cheapest car insurance by state

California car insurance

Texas car insurance

New York car insurance

Georgia car insurance

Michigan car insurance

Washington car insurance
NerdWallet's Picks

Best term life insurance

Best whole life insurance

Best life insurance for seniors

Best burial insurance

Best instant life insurance
Home insurance by state

Best home insurance in New York

Best home insurance in Arizona

Best home insurance in Massachusetts

Best home insurance in Virginia

Best home insurance in New Hampshire
NerdWallet's Picks

Best Medicare Advantage plans

Best Medigap companies

Best Medigap Plan G companies

Best Medicare Part D plans

Best Medicare dental plans
NerdWallet's budgeting basics

Budgeting

Free budget worksheet

How to budget

The best budget apps

Budget calculator

Cost of living calculator
Resources and Tools

Business loan rates

SBA loan rates

Business loan calculator

SBA loan calculator
Explore business credit cards

Best 0% APR business credit cards

Best cash-back business credit cards

Best travel business credit cards

Best startup business credit cards

Best LLC business credit cards

Best business credit cards for gas
- Federal income tax calculator
- Capital gains tax calculator

Expert banking insights

What Is a High-Yield Savings Account?

by Margarette Burnette

What Is a Checking Account?

by Chanelle Bessette

What Is a Certificate of Deposit (CD)?

by Spencer Tierney

What Is Online Banking? Definition, Pros and Cons

by Amber Murakami-Fester, Ruth Sarreal

How Much Cash to Keep in Your Checking vs. Savings Account

by Alice Holbrook

Emergency Fund Calculator: How Much Will Protect You?

by Margarette Burnette

Dive Deeper

Explore By:

All banking topics

Popular banking articles

Overdraft Fees 2026: Compare What Banks Charge

by Spencer Tierney

Banks That Use Zelle: List and What to Know

by Spencer Tierney

Credit Unions vs. Banks: How to Decide

by Chanelle Bessette

Where to Exchange Currency Without Paying Huge Fees

by Melissa Lambarena, Ruth Sarreal

What Is a Cashier’s Check and How Do I Buy One?

by Alice Holbrook

Wire Transfer Fees: What Banks Charge

by Spencer Tierney

The latest

Venmo vs. Zelle: What the Nerds Prefer

by Chanelle Bessette

Rate Tracker: Inflation vs. High-Yield Savings Rates

by Spencer Tierney

Savings Accounts with Buckets: How They Work

by Margarette Burnette

What Is Raisin?

by Tony Armstrong

What Is the Average Overdraft Fee?

by Chanelle Bessette

Wells Fargo Checking Account Bonuses 2026

by Ruth Sarreal

These Are the Best and Worst Things About New Account Bonus Offers

by Ruth Sarreal

I’m Anxious About Combining Finances — Here’s How I’m Working Through It

by Chanelle Bessette

Bank Bonuses Funded My Christmas Shopping This Year

by Erin El Issa

How I Chased Savings Rates at the Same Bank

by Spencer Tierney

Finance Smarter

about

Company Leadership Careers Corporate impact Diversity & Inclusion Editorial guidelines Star rating methodologies Editorial team Press Press kit Investors

help

Help center Security FAQs

legal

Terms of use Supplier Code of Conduct Privacy policy California privacy policy Privacy preferences Do not sell or share my personal information

Learn more about the app

Download the app

4.8

121,000+ reviews

4.3

31,200+ reviews

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

NerdWallet Compare, Inc. NMLS ID# 1617539

NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812

Insurance Services offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033) Insurance Licenses

Fundera, Inc. NMLS ID# 1240038

NMLS Consumer Access

California: California Finance Lender loans arranged pursuant to the Department of Financial Protection and Innovation Finance Lenders License #603L288

NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open investment advisory accounts (Automated Investing Account and/or Treasury Account) with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest. Brokerage services for Atomic are provided by Atomic Brokerage LLC ("Atomic Brokerage"), member of FINRA/SIPC and an affiliate of Atomic, which creates a conflict of interest. See details about Atomic, in their Form CRS, Form ADV Part 2A and Privacy Policy. See details about Atomic Brokerage in their Form CRS, General Disclosures, fee schedule, and FINRA’s BrokerCheck.

You also can open a Cash Account offered by Atomic Brokerage which allows you to earn interest on your cash through a cash sweep program. View Important Cash Account Disclosures.

Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.

Images are for illustrative purposes only.

NerdWallet™ | 4150 N Drinkwater Blvd, Suite 200, Scottsdale, AZ 85251

NerdWallet USA

|

© 2026 NerdWallet, Inc.

All Rights Reserved.