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Barclaycard CashForward Doubles Sign-up Bonus, Adds 0% APR

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Barclaycard CashForward Doubles Sign-up Bonus, Adds 0% APR

The Barclaycard CashForward™ World Mastercard® would like you to know that it’s not like a regular 1.5% cash-back credit card. It’s a cool 1.5% card.

Barclaycard has introduced two major improvements to this $0-annual-fee card, which debuted in November 2015:

  • A doubled sign-up bonus: Before, the bonus on the Barclaycard CashForward™ World Mastercard® got you $100, after spending $500 in the first 90 days after account opening. Now, it’s twice as nice: Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening. Among no-fee cash-back cards, this is one of the most valuable welcome bonuses on the market today.
  • A 0% purchase APR offer: On the original version of this card, the 0% APR period only applied to balance transfers. Now, you’ll get 0% on Purchases for 15 months and 0% on Balance Transfers for 15 months (on balance transfers made within 45 days of account opening), and then the ongoing APR of 15.99%, 20.99% or 23.99% Variable APR. The new purchase APR offer makes it possible to spread out payments on large purchases interest-free.

The new, souped-up benefits on the Barclaycard CashForward™ World Mastercard® come at a time when the 1.5% cash-back credit card club is getting increasingly crowded. With these changes, the card gains an edge on some of its closest competitors — such as the Chase Freedom Unlimited® and Capital One® Quicksilver® Cash Rewards Credit Card — many of which offer sign-up bonuses of $100 or $150, along with 0% purchase APRs.

However, the card’s rewards rate still pales in comparison with the Citi® Double Cash Card – 18 month BT offer, which offers an unlimited 1% cash back on every dollar spent and another 1% on every dollar as you pay your bill.

For more information about the Barclaycard CashForward™ World Mastercard®, read NerdWallet’s full review.

Claire Tsosie is a staff writer at NerdWallet, a personal finance website. Email: Twitter: @ideclaire7.