Sara RathnerSenior Writer/Spokesperson
11 years of experience in personal finance
Featured articleNerdWallet’s Best Metal Credit Cards
Browse, Learn and Apply: Credit Cards
What are credit cards? How do they work? How do you decide among cash back, travel points and other options? NerdWallet has resources to point you in the right direction.
More credit cards resources
Best cards by category
Where do you spend?
Read reviews of top cards
See all credit card reviews
Chase Sapphire Preferred Review: Strong Option for Travel Rewards
Citi Double Cash Review: A Solid Choice for Everyday Spending
Wells Fargo Reflect® Card Review: An Extended Break From Interest
American Express Platinum Review: Top-Notch Lounge Access, Big Credits
American Express Blue Cash Preferred Review: The Ultimate Family Card
Chase Freedom Unlimited Review: A Potential One-Card Solution
Capital One Venture X Review: A Steal of a Deal Among Premium Cards
Citi Simplicity Review: 18 Months of 0% to Whittle Down Debt
Featured video
Credit Card Annual Fees Explained
Are credit card annual fees worth it? In this video, NerdWallet Credit Card expert Sally French breaks down why it often makes sense to pay an annual fee for a credit card, and when it may not.Our Credit Cards content team
NerdWallet's Credit Cards content team includes writers and editors with more than 90 years of experience in personal finance and journalism. They've researched and reviewed more than 400 products across the full spectrum of credit cards, from starter cards for beginners to ultra-premium cards for VIP travelers.
Authors Published In
Latest Articles
Credit Cards
5 Things to Know About the Fold Bitcoin Credit Card
It's light on fees and can snag you lucrative rewards on everyday spending — if you tie up large sums with the company.
Credit Cards
When Your Discover Card Migrates to Capital One, Should You Stay or Go?
Nothing says you have to stick around, but there are some rewarding reasons you might want to consider before making the decision.
Credit Cards
American Airlines Revamps Platinum Select Credit Card, Increases Annual Fee to $150
The card is increasing its annual fee by $51 and adding new benefits like an annual $100 in-flight credit.
Credit Cards
What Credit Score Do You Need for a Secured Credit Card? (Based on Real Applications)
Secured credit cards are more accessible than other card types. But no score is a guarantee of approval.
Credit Cards
5 Things to Know About the Fetch Credit Card
The card’s high rewards rates are tempered by limited redemption options and generally low point values.
Credit Cards
Discover it Secured Card Unveils New Deposit Requirements, Improved Rewards
It now features a security deposit requirement as low as $49 if you qualify, as well as bonus cash back in quarterly rotating categories.
Credit Cards
Venmo Credit Card Revises Rewards: Up to 4% Back, With Strings Attached
It will no longer offer automated, customizable rewards but will heavily incentivize using the Venmo payment platform.
Credit Cards
Chase, IHG Add $350-Annual-Fee Card and Overhaul Their 2 Existing Ones
Fresh benefits include annual food and airline statement credits. Plus, the middle-tier IHG One Rewards Premier Credit Card is increasing its annual fee by $51.
Credit Cards
Can You Get Your Money Back If an AI Agent Makes a Financial Mistake?
You can hand off tasks — and purchases — to AI. But if something goes wrong, legal protections are murky.
Credit Cards
Will My Capital One Card Be a Visa, Mastercard or Discover? Does It Matter?
For the most part, at least in the U.S., you won't notice much of a difference. But acceptance — and benefits — can vary, so it's worth knowing which of those three logos your card bears.
Credit Cards
I Used Credit Card Rewards to Fund a European Vacation — and It Still Cost a Fortune
Credit cards can help you save money on travel, but a completely free trip isn’t realistic.
