Looking for a great cash-back credit card? Plastic that offers the chance to earn 5% back in rotating bonus categories sounds sexy, but also can be a hassle. One option, cards that offer a high, ongoing cash-back rate, are a great fit for folks looking to dodge all that drama.Capital One® Quicksilver® Card - 0% Intro APR for 15 Months. Here are three reasons to get it:
1. It offers a sign-up bonus.
Travel credit cards usually have the best signup bonuses. Finding a decent welcome offer from a cash-back card can be tough, but the Capital One® Quicksilver® Card - 0% Intro APR for 15 Months delivers. With this card, you’ll even get a signup bonus: One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening.
That’s not too shabby, especially when you consider that this card charges an annual fee of $0. Besides the modest spending requirement, you won’t have to shell out any cash to capitalize on the signup bonus.
2. It charges no foreign transaction fees.
If you frequently shop at overseas merchants, you’ve probably noticed a fee showing up at the bottom of your monthly credit card bill. This is known as a foreign transaction fee, which is assessed when you use your plastic internationally. In most cases, it amounts to 3% of the total price of your purchase.
But with the Capital One® Quicksilver® Card - 0% Intro APR for 15 Months, you won’t have to worry about coughing up that extra 3%. This card charges no foreign transaction fees, so you can use it anywhere in the world without having to worry.
3. Earning and redeeming rewards is easy.
One of the best things about using a credit card over other payment methods is earning and redeeming rewards. But some cards turn this into a chore, requiring customers to go online and opt into bonus cash-back categories, or wait until they have at least $25 in rewards to redeem.
Neither of these concerns hold up with the Capital One® Quicksilver® Card - 0% Intro APR for 15 Months. With it, you’ll earn 1.5% cash back on all of your purchases, all the time. Your rewards won’t expire, and there’s no limit to the cash back you can earn. When it’s time to redeem, you can go online and claim your rewards in any amount, and you’ll have several options for receiving them. These include:
- Getting a statement credit.
- Getting a check in the mail.
- Using “purchase eraser” to pay off one of your recent transactions.
- Getting a gift card.
- Making a charitable donation.
A card that makes it easy to rack up and cash in rewards is valuable and puts the Capital One® Quicksilver® Card - 0% Intro APR for 15 Months among the top picks.
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