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Whether you’ve been together for a year, a decade or half a century, you and your sweetie should pick a good credit card offer to book your anniversary vacation. The Nerds scoured our database of more than 1,200 cards to find our top three picks. Here are the best credit card offers for an anniversary trip.
Chase Sapphire Preferred® Card: Best for travel hacking your trip
If your two loves are your significant other and travel hacking, the Chase Sapphire Preferred® Card is the card for you. It offers 2X points per dollar spent on dining and travel and 1 point on everything else. There’s a killer signup bonus: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. Plus, you’ll receive an additional 5,000 points if you add an authorized user and make a purchase in the first three months. Rewards are best redeemed for travel, either at a rate of 1.25 cents per point through Chase Ultimate Rewards, or transferred to one of Chase’s travel partners’ programs at a rate of 1.25-5 cents per point.
The Chase Sapphire Preferred® Card has an $0 for the first year, then $95, but no foreign transaction fees. It also has an EMV chip, but it’s not currently PIN enabled, so you may not be able to use it on certain purchases overseas — like kiosk transactions.
Starwood Preferred Guest® Credit Card from American Express: Best for booking a luxury hotel stay
Looking for a luxury hotel for your upcoming trip? Check out the Starwood Preferred Guest® Credit Card from American Express. It offers up to 5 Starpoints on every dollar spent on hotel and resort stays within the SPG network, 2 points per dollar at Marriott Rewards properties, and 1 Starpoint on all other purchases. It also boasts a high sign-up bonus: Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply. Starpoints can be used for a variety of things, but they are best used for hotel stays.
The Starwood Preferred Guest® Credit Card from American Express has an annual fee of $0 for the first year, then $95.
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