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Best Credit Card Offers for Private Travel Benefits

Jan. 5, 2015
Credit Cards, Travel Credit Cards
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  • Citi Prestige® Card
  • The Platinum Card® from American Express

As a result, offers described on this page may be out of date. See our best credit cards page for updated offers.

If luxury is the name of your traveling game, you’ll want to choose a credit card offer with private travel benefits, like access to airport lounges and chauffeured cars. Here are our favorite credit card offers with luxurious benefits.

Citi Prestige® Card: Best for high ongoing rewards and perks

If you want high rewards and tons of perks, the Citi Prestige® Card is the card for you. It offers 3X points on each dollar spent on airfare and hotels, 2X points on each dollar spent on dining and entertainment, and 1 point on everything else. There’s also a signup bonus: Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* (This offer is no longer valid on our site) Points are redeemable for a multitude of rewards, like travel, cash, merchandise and gift cards.

But you’re here for the extra perks. What does the Citi Prestige® Card offer that you can’t get from just any old rewards card? We can think of a few perks worth mentioning:

  • Annual $250 air travel credit to pay for things like tickets, checked baggage fees or upgrades
  • Relationship points bonus of 15% or 25% if you’re a Citigold or Global Client banking member, or a Private Banking client
  • Complimentary fourth night on any hotel stay
  • 24/7 concierge service
  • Access to golf courses and airport lounges
  • $100 credit toward your Global Entry application fee

A luxury card comes with a luxury annual fee of $495. The card doesn’t have foreign transaction fees and it’s chipped for more secure transactions in the United States and abroad.

The Platinum Card® from American Express: Best for a huge signup bonus and first-class companion discounts

If flying coach is not your scene, The Platinum Card® from American Express is a great choice, as it offers potential discounts on first-class seats. The card offers 1 point per dollar you spend and a killer signup bonus: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Terms Apply.. Points are redeemable for a variety of rewards, including travel, gift cards, Amazon purchases and more.

The Platinum Card® from American Express is a charge card, not a credit card, meaning there isn’t a credit limit, and the balance must be paid in full by the end of the month if you don’t want to incur a large penalty. If you think you’re likely to carry a balance from time to time, you should choose a low interest credit card.

Now, let’s talk perks. Here’s what you’ll get with The Platinum Card® from American Express:

  • Annual airline credit up to $200 to be used for incidental expenses
  • Complimentary access to more than 1,000 airport lounges
  • Discounted first-class or business tickets for your traveling companion when you purchase an eligible first-class or business ticket on an international flight
  • $100 credit toward your Global Entry or TSA PreCheck application fee
  • Access to the Platinum Dining and By Invitation Only programs, which get you into acclaimed U.S. restaurants and exclusive events
  • Complimentary gold status in the Hilton Honors and Marriott Bonvoy hotel chains’ rewards programs

Like the Citi Prestige® Card, The Platinum Card® from American Express has a high annual fee of $550. There are no foreign transaction fees, but be be aware that American Express isn’t as widely accepted as Visa and MasterCard.

›› MORE: NerdWallet’s Best Travel Credit Cards

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