Single parents have to work hard to bring home all the bacon while also doing all the child raising. To make this more affordable, you should get a credit card that rewards you each time you swipe. Here are our top three credit card offers for single parents.
Blue Cash Preferred® Card from American Express: Best for gas and supermarket spending
If you primarily spend on gas and groceries, the Blue Cash Preferred® Card from American Express is a great card. It offers 6% cash back at U.S. supermarkets (up to $6,000 in spending — then 1%), 3% back on gas and department stores, and 1% back elsewhere. There’s also a sign-up bonus: Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. Terms Apply.
The Blue Cash Preferred® Card from American Express has an annual fee of $95 and an introductory APR of 0% on Purchases and Balance Transfers for 12 months, and then the ongoing APR of 13.74% - 23.74% Variable APR.
Amazon Credit Card: Best for Amazon shopping
Parent or non-parent, young or old, man or woman — whatever and whoever you are, there’s something on Amazon you want or need. The Amazon Credit Card offers 3x points on every dollar spent on Amazon.com purchases, 2x points on gas, restaurants and drugstores, and 1 point on everything else. Rewards are redeemable for purchases on Amazon.com in any amount. There’s also a sign-up bonus: an Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application.
The card’s annual fee is $0. Remember when you use the Amazon Credit Card that the high rewards rate only applies on purchases from Amazon.com itself, not from other retailers or dealers who post items for sale on Amazon.com.
Barclaycard Arrival Plus™ World Elite MasterCard®: Best for trips to visit the grandparents
Everyone deserves a break from the kiddos every once in awhile. Use the Barclaycard Arrival Plus™ World Elite MasterCard® to ship the kids off to the grandparents’ house or for your own trip out of town. This card offers 2 miles on every dollar spent anywhere, redeemable for travel expenses. There’s also a killer sign-up bonus: Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit.
The Barclaycard Arrival Plus™ World Elite MasterCard® has an annual fee of $0 for the first year, then $89. There are no foreign transaction fees, and it comes with chip-and-PIN capability.
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