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Which Credit Cards Offer an Anniversary Bonus?

June 27, 2019
Credit Cards, Promos, Rewards Credit Cards
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  • Citi® Hilton HHonors™ Reserve Card

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We all love to celebrate an anniversary; they signify important moments in our lives. And who doesn’t love getting a gift or two, right?

It turns out that some rewards credit cards are starting to get in on the anniversary game by providing customers with free hotel nights and other benefits when they reach an important milestone with the card. Here are a few of the Nerds’ favorites:

Best for earning a free hotel night: Citi® Hilton HHonors™ Reserve Card

The Citi® Hilton HHonors™ Reserve Card is a great choice if you’re interested in scoring a free night at a Hilton hotel annually. When you spend $10,000 with the card in a year, you’ll get one free weekend night at select Hilton HHonors hotels or resorts worldwide. What’s more, you can earn this same benefit every year of card membership; once you’ve crossed the $10,000 spending mark annually, the free night is yours.

This card provides other perks and rewards, too. For example:

  • Sign-up bonus: Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*.
  • Earn 10 HHonors points for every dollar you spend on your Hilton hotel stay, 5 points for every dollar spent on airline and rental car purchases, and 3 points per dollar spent elsewhere.
  • No foreign transaction fees and chip technology.
  • Automatic gold status in the Hilton HHonors program for as long as you have the card.

This card’s annual fee is $95. But if you choose a high-end Hilton hotel to redeem your anniversary bonus, the card could easily pay for itself.

Best for earning a free plane ticket: British Airways Visa Signature® Card

Big spenders should take heed of the special (and often overlooked) deal provided by the British Airways Visa Signature® Card. Every year that you spend at least $30,000 with your card, you’ll get a free Travel Together Ticket, which is valid for two years. It allows you to take a friend or family member with you on an award flight you book with British Airways. You can use it to book seats in any cabin, so if you’re flying business class, your loved one can, too. Other great card features include:

  • A sign-up bonus: Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • Earn 3 Avios for every dollar you spend with British Airways and 1 Avios for every dollar you spend elsewhere. This is a slightly higher number of points than you’ll earn with other co-branded travel cards.
  • No foreign transaction fees and chip technology.

The British Airways Visa Signature® Card charges a $95 annual fee. Just be sure to watch out for the fuel surcharges assessed by British Airways; they could significantly cut into the value of your rewards if you don’t book smart.

>>MORE: NerdWallet’s Best Sign-up Bonus Offers

The takeaway: The cards above offer perks that could easily outshine any anniversary gift your significant other might give you. If you’re looking for a travel rewards card, don’t let these great benefits pass you by.

Lindsay Konsko is a staff writer covering credit cards and consumer credit for NerdWallet. Follow her on Twitter @lkonsko and on Google+.