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Amex EveryDay: 3 Good Reasons to Get It Now

Jan. 5, 2015
Credit Cards
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  • The Amex EveryDay® Preferred Credit Card from American Express

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If you’ve been thinking about applying for Amex EveryDay® Credit Card ever since Tina Fey’s sidesplitting commercials hit the airwaves, you’re not alone. But if you haven’t pulled the trigger yet, now is the time to get this great card.

Not sure why? Here are 3 good reasons to sign onto Amex EveryDay® Credit Card today.

1. It earns Membership Rewards points

Membership Rewards points used to be reserved for elite American Express cardholders, but with Amex EveryDay® Credit Card you’ll be racking them up on your day-to-day purchases. Specifically, you’ll get 2 points for every dollar spent at U.S. supermarkets (up to $6,000 spent per year) and 1 point for every dollar spent elsewhere.

Plus, Amex EveryDay® Credit Card will get you started with a welcome bonus that includes a generous rewards windfall: Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.

The reason rewards hounds geek out over Membership Rewards points is that there are so many great ways you can cash them in. For example:

  • Pay for travel directly using the American Express Travel website’s Pay with Points option.
  • Transfer your points to participating frequent traveler programs. These include the loyalty clubs of some big-name airlines and hotel chains, like Delta SkyMiles and Starwood Preferred Guest.
  • Purchase merchandise or gift cards.
  • Go shopping at Amazon with the Shop with Points option.

So no matter what you’re into, the rewards you’re earning with Amex EveryDay® Credit Card will be valuable.

2. You’ll get a rewards boost if you do a lot of swiping

If you try to use your plastic for every purchase you can, Amex EveryDay® Credit Card will reward you handsomely for your efforts. With it, you’ll score a points bonus of 20% every month that you make at least 20 purchases in a billing cycle. For frequent shoppers, this feature will go a long way toward getting you to your next trip, gift card or Amazon purchase as fast as possible.

3. The $0 for Amex EveryDay® Credit Card

It might seem hard to believe, but even with all the great perks offered by Amex EveryDay® Credit Card, the annual fee is $0. This card provides a truly cost-effective way to get in on the Membership Rewards program, so it’s definitely one to consider.

However, if you’re willing to pay an annual fee for a higher rewards rate and points bonus, Amex EveryDay® Credit Card’s cousin is one to consider. With The Amex EveryDay® Preferred Credit Card from American Express, you’ll get 3 Membership Rewards points for every dollar spent at U.S. supermarkets (up to $6,000 in total spending per year), 2 points for every dollar spent at the U.S. gas stations, and 1 point for every dollar spent elsewhere.

What’s more, you’ll also be eligible for a 50% points bonus if you make at least 30 transactions with your card in a billing cycle. The Amex EveryDay® Preferred Credit Card from American Express’s annual fee is $95, but big gas and grocery spenders will likely still come out ahead because of the card’s stellar rewards. Happy swiping!

Image via iStock.