Advertiser Disclosure

Amex EveryDay: 3 Good Reasons to Get It Now

Credit Cards
With so many websites offering free financial tools, it can be hard to know whom to trust. At NerdWallet, we spend literally 1,000s of hours researching partner offers and following strict editorial integrity to match you with the perfect choice. We even share how we make money so you can enjoy our expert advice and researched recommendations with total clarity and confidence.
Why Get the Amex EveryDay Now

Aw nerds! It looks like this page may be out of date. Please visit NerdWallet’s Best Credit Cards page for updated info.

If you’ve been thinking about applying for The Amex EveryDay® Credit Card from American Express ever since Tina Fey’s sidesplitting commercials hit the airwaves, you’re not alone. But if you haven’t pulled the trigger yet, now is the time to get this great card.

Not sure why? Here are 3 good reasons to sign onto The Amex EveryDay® Credit Card from American Express today.

1. It earns Membership Rewards points

Membership Rewards points used to be reserved for elite American Express cardholders, but with The Amex EveryDay® Credit Card from American Express you’ll be racking them up on your day-to-day purchases. Specifically, you’ll get 2 points for every dollar spent at U.S. supermarkets (up to $6,000 spent per year) and 1 point for every dollar spent elsewhere.

Plus, The Amex EveryDay® Credit Card from American Express will get you started with a signup bonus that includes a generous rewards windfall: Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply

The reason rewards hounds geek out over Membership Rewards points is that there are so many great ways you can cash them in. For example:

  • Pay for travel directly using the American Express Travel website’s Pay with Points option.
  • Transfer your points to participating frequent traveler programs. These include the loyalty clubs of some big-name airlines and hotel chains, like Delta SkyMiles and Starwood Preferred Guest.
  • Purchase merchandise or gift cards.
  • Go shopping at Amazon with the Shop with Points option.

So no matter what you’re into, the rewards you’re earning with The Amex EveryDay® Credit Card from American Express will be valuable.

2. You’ll get a rewards boost if you do a lot of swiping

If you try to use your plastic for every purchase you can, The Amex EveryDay® Credit Card from American Express will reward you handsomely for your efforts. With it, you’ll score a points bonus of 20% every month that you make at least 20 purchases in a billing cycle. For frequent shoppers, this feature will go a long way toward getting you to your next trip, gift card or Amazon purchase as fast as possible.

3. The $0 for The Amex EveryDay® Credit Card from American Express

It might seem hard to believe, but even with all the great perks offered by The Amex EveryDay® Credit Card from American Express, the annual fee is $0. This card provides a truly cost-effective way to get in on the Membership Rewards program, so it’s definitely one to consider.

However, if you’re willing to pay an annual fee for a higher rewards rate and points bonus, The Amex EveryDay® Credit Card from American Express’s cousin is one to consider. With The Amex EveryDay® Preferred Credit Card from American Express, you’ll get 3 Membership Rewards points for every dollar spent at U.S. supermarkets (up to $6,000 in total spending per year), 2 points for every dollar spent at the U.S. gas stations, and 1 point for every dollar spent elsewhere.

What’s more, you’ll also be eligible for a 50% points bonus if you make at least 30 transactions with your card in a billing cycle. The Amex EveryDay® Preferred Credit Card from American Express’s annual fee is $95, but big gas and grocery spenders will likely still come out ahead because of the card’s stellar rewards. Happy swiping!

Image via iStock.