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If you’ve gotten a Premier Rewards Gold Card from American Express in the past month, or if you apply for one in the near future, you may eligible for 75,000 bonus Membership Rewards Points (5x the advertised 15,000). Rumors are flying thick and fast on how to get these elusive miles, who’s eligible, and whether the entire offer is a fake. Word on the street, though, is that you can still snag the bonus miles if you first apply for the card, and then call AmEx with the promotional code. It’s low-risk, and will net you $750 if it works.

Here’s how to get your 75,000 points

First off, you need to get yourself an Premier Rewards Gold Card from American Express. Application and approval are step one. About 24-48 hours after you’ve received and activated your card, call up AmEx’s Membership Rewards customer service number (not the application service number, the MR people are more likely to be helpful) and give them the promotional code 6661. If they approve the code, spend $1,000 in the first 3 months of holding the card and you’ll receive your Membership Rewards points.

There’s also a rumor floating around that you can get 10,000 bonus miles per billing cycle through either October or November if you use the card 15 times a month. The promo code for that offer is 6664. However, you may not be able to use both promotions in conjunction, so we suggest using the 6661 code first, getting it approved, and then separately trying to get 10k miles with the 6664 code.

If you’re approved for the 75,000-point offer, you’ll have to contact AmEx 6 weeks after your $1,000 in spending is posted to have them add the points to your account. Be sure to follow up and double-check that you’ve received your rewards. This is quite a bit different from the standard sign-up bonuses, where points are auto-credited once you meet the requirements. In this case, you actually have to proactively reach out to them.

Should you get the Premier Rewards Gold Card from American Express?

The Premier Rewards Gold Card from American Express has a pretty hefty annual fee ($0 for the first year, then $195), but the 75,000-point bonus makes the fee well worth it. We value Membership Rewards points at 1 cent apiece, so your signup bonus is worth $750! Plus, the rewards rate is pretty decent: 3 MR points per $1 spent on airfare, 2 per $1 spent on gas and groceries, and 1 per $1 spent elsewhere.

If you keep the card, you receive some pretty extensive benefits in exchange for your annual fee, like baggage insurance, purchase and return protection, and a warranty extension of up to one year. The benefits don’t compare to The Platinum Card® from American Express’s, but then again, the annual fee is much lower. The trump card is still the 75,000-point bonus: any card that gives a $750 bonus is worth your while.

Recap: how to get the bonus

  • Apply for the Premier Rewards Gold Card from American Express after August 1st, 2011
  • Once you get your card, call the Membership Rewards customer service number and ask for the bonus with the code 6661
  • Spend $1,000 in the first 3 months
  • Once your $1,000 is posted, call AmEx and ask them to post the points to your account

Did it work for you?

If you have had success using this method, let us know in the comments below. Alternatively, if you get rejected from AmEx for some reason, let us know why so we can make sure other readers don’t get taken!