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5 Signs the Ink Plus Is the Right Credit Card for Your Business

Business Credit Cards, Credit Cards
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Ink Plus credit card

Aw nerds! The Ink Plus® Business Credit Card is no longer being offered. Check out the new Ink Business Preferred℠ Credit Card.

If you’re trying to find the right credit card for your small business, you’ve come to the right place. The Nerds are always on the lookout for the best offers, and we think the Ink Plus® Business Credit Card is a stellar pick.

Here are 5 signs it’s the right credit card for your business:

1. You need to rack up rewards quickly.

If you’re planning a big business trip or corporate retreat and need to build up travel rewards in a hurry, the Ink Plus® Business Credit Card delivers. It carries a huge signup bonus: Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

That’s a hefty amount of points to get you started, and could really help offset the cost of upcoming travel. If this sounds appealing, the Ink Plus® Business Credit Card is a great choice.

2. You spend a lot on office supplies and telecom services.

Before signing on the dotted line with any credit card, you should take a look at your books to see where your business is spending a lot of money. If you’re shelling out a lot on office supplies and telecom services, keep the Ink Plus® Business Credit Card on your radar.

With it, you’ll score 5 points per dollar spent at office supply stores and cable, landline, cell phone and Internet service providers (up to $50,000 in combined spending per year). This rewards structure provides a great opportunity to rack up extra points – so take advantage of it.

3. Your business keeps you on the road a lot.

The Ink Plus® Business Credit Card also offers a good value for business owners who spend a lot of time behind the wheel, in addition to what you’re already earning in other categories. You’ll get 2 points per dollar spent at gas stations and hotels (up to $50,000 in combined spending per year).

And don’t forget: You’ll score one point per dollar spent on all other purchases, too. There’s no limit to the rewards you can earn on these spends, so no matter where you swipe your card, you’ll be building up your bank of Ultimate Rewards points.

4. You frequently travel long distance for business, including overseas.

The points you’re earning with the Ink Plus® Business Credit Card are best spent on travel. You’ll have two good options when you’re ready to arrange a trip:

  • You can book your travel directly through Chase’s Kayak-like tool, which will cause the value of your points to jump by 25% apiece. Or
  • You can transfer your points to participating frequent traveler programs at a 1:1 ratio.

If you’re planning to go abroad, the Ink Plus® Business Credit Card has your back. It charges no foreign transaction fees, and comes EMV chip-enabled.

Planning business trips can sometimes be a drag, but the Ink Plus® Business Credit Card makes the task a little easier. And who knows? With all the points you’re earning, you might even be able to squeeze in a little fun while you’re away from home.

5. You want to keep fees to a minimum.

The Ink Plus® Business Credit Card has an annual fee of $95. This is reasonable compared with other business cards, especially when you consider the value of the signup bonus and the card’s ongoing rewards.

For these reasons and more, consider getting the Ink Plus® Business Credit Card for all of your small business’s needs.

Lindsay Konsko is a staff writer covering credit cards and consumer credit for NerdWallet. Follow her on Twitter @lkonsko and on Google+.


Image via iStock.