Advertiser Disclosure

New IHG Hotel Card Scales Back Free Night Benefit

April 6, 2018
Credit Cards, Rewards Credit Cards, Travel Credit Cards
New IHG Hotel Card Scales Back Free Night Benefit
At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

The newest co-branded credit card for the IHG family of hotel brands reins in the free anniversary night benefit that was a popular feature of the old IHG® Rewards Club Select Credit Card.

The new card, the IHG® Rewards Club Premier Credit Card, still offers a certificate for a free night’s stay on every account anniversary. However, the certificate can be used only at IHG hotels where a free night would cost 40,000 points or less. On the old card, which is no longer taking applications, the free night was good at virtually any IHG hotel — including more expensive properties with higher redemption values.

The InterContinental Hotel Group, or IHG, includes Holiday Inn, Crowne Plaza, Candlewood Suites and Kimpton, among others.

Issued by Chase, the IHG card offers rewards.

In the first 12 months of card ownership, you’ll earn:

  • 40 points total per $1 spent on the card when you stay at an IHG hotel.
  • 4 points per dollar on all other purchases.

After 12 months, the card earns:

  • 25 points total per $1 spent on the card when you stay at an IHG hotel.
  • 2 points per dollar spent at gas stations, grocery stores, and restaurants.
  • 1 point per dollar on all other purchases.

It also offers:

  • A sign-up bonus: Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
  • One free night when you redeem points for any stay of four or more nights
  • Automatic Platinum Elite Member status in the IHG Rewards program; this status gives perks such as exclusive rates and point bonuses, complimentary room upgrades, extended checkout times and free internet access, depending on availability
  • Reimbursement of up to $100 every five years for the application fee for Global Entry or TSA PreCheck

NerdWallet values IHG points at an average of 0.6 cents apiece.

The card has an annual fee of $89. The old IHG® Rewards Club Select Credit Card had an annual fee of $0 for the first year, then $49.

About the author