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Starting June 1, the excellent United MileagePlus® Explorer Card will add another benefit to its suite of perks: It will have no foreign transaction fee, making it appealing to international as well as domestic travelers. We’ve long recommended the United MileagePlus® Explorer Card for frequent travelers because it waives the first checked bag fee for up to 2 people on the same reservation. Now, it’s proven its worth for international travel as well.
Why the United MileagePlus® Explorer Card?
We’ll start with this disclaimer: The United MileagePlus® Explorer Card is worthwhile if and only if you fly United often. The main benefit comes from the free checked bags, priority boarding and lounge access. If you and your significant other fly United every year and check bags because you’re bringing gifts to the family, then great, the bag fee savings more than account for the annual fee; the United MileagePlus® Explorer Card has a Introductory annual fee of $0 the first year, then $95.
There are a number of United Airlines-specific perks to go along with the United MileagePlus® Explorer Card:
- Two United Club passes every year
- Priority boarding on United flights
- Ability to use miles on any United flight — if there are seats available, cardmembers can book that flight at the Standard Award level
- Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening
- An extra 10,000 miles every year your spending exceeds $25,000
- And now, no foreign transaction fee
Note that you can only use the checked bag and priority boarding perks on United-operated flights — they aren’t valid on other Star Alliance airlines.
The United MileagePlus® Explorer Card isn’t without its drawbacks. The Capital One® Venture® Rewards Credit Card has had no foreign transaction fee for a long time, and it earns 2 miles for every $1 spent anywhere, whereas the United MileagePlus® Explorer Card earns 2 miles per $1 spent on that airline and 1 per $1 elsewhere. That’s double the base rewards rate — nothing to scoff at. Plus, you can use No Hassle Miles to defray any travel expense, from airfare to taxes to fees to gas to lodging. That gives a lot more flexibility than many other airline programs can offer. Not to mention, the annual fee is lower: $0 intro for first year; $59 after that.
Another solid contender is the Chase Sapphire Preferred® Card, whose signup bonus blows the United MileagePlus® Explorer Card’s out of the water: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. Moreover, you can transfer Ultimate Rewards Points at a 1:1 ratio to United MileagePlus, so you can get the same miles, just more of them.
The downside of both the Chase Sapphire Preferred® Card and the Capital One® Venture® Rewards Credit Card is that they don’t have the airline-specific perks like free checked bags and lounge access. If you’ve declared your loyalty to United once and for all, by all means, go for the United MileagePlus® Explorer Card; its savings on bag fees and hassle will prove invaluable. And if you’re not wedded to United, check out our travel card comparison tool to find the best miles card for your flight patterns.