Credit Cards
What are credit cards? How do they work? How do you decide among cash back, travel points and other options — and then maximize the value you get from your card? Browse our card picks, read our reviews and learn more about rewards, points, interest rates and how to apply — all on NerdWallet.
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Credit Card Annual Fees Explained
Are credit card annual fees worth it? In this video, NerdWallet Credit Card expert Sally French breaks down why it often makes sense to pay an annual fee for a credit card, and when it may not.
Read our reviews
BankAmericard Review: A Great Breather From Credit Card Interest
You won't get ongoing rewards or perks, but it's a terrific option for paying down debt or financing a large purchase.
Capital One Venture Review: Easy Earnings, Effortless Redemptions
Earn 2 miles per dollar spent on everything. Redeem miles (at 1 cent apiece) for credit on your statement against any travel purchase, with none of the restrictions of airline cards.
Wells Fargo Reflect® Card Review: An Extended Break From Interest
The card offers a competitive 0% intro APR promotion on balance transfers and purchases.
American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card
You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in spending, plus 6% back on select U.S. streaming services and 3% back at U.S. gas stations and eligible transit. Terms apply. The catch? A sizable annual fee.
Discover it Balance Transfer Review: A Debt Zapper With Rewards
You expect a balance transfer card to offer a lengthy introductory APR period. But this card also gives you cash back — and a reason to hold on to it long-term.
