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Cheapest Car Insurance Companies
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Lead Writer | Auto insurance, life insurance
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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
- Shopping for Medicare plans? We have you covered.
- LOOKING TO SAVE ON INTEREST?
- Key takeaways:
- How do we review brokers?
- Conventional mortgage
- VA loans
- FHA loans
- USDA loans
- Compare Medigap plans
- 4.0
- This offer has expired.
- Get details on Medicare coverage for:
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Compare Medicare Advantage plans
- Ally CD rates
- How to maximize your rewards
- Key takeaways about P2P payments
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Simplifying tax time with accounting software
- Environmental
- Find a cheaper credit card processor
- Student loan payment calculator
- Key takeaways
- Best Payment Processors for High-Risk Merchants
- 65% of a company’s business comes from existing customers
- Top-rated parent loan lenders
- More ways to use the home equity line of credit calculator
- Fixed or adjustable rate?
- U.S. Bank and gym memberships or sporting goods
- 1. Your bank or credit union
- What is 100% credit utilization?
- Nearest airports
- Fiverr
- Quitting may be better than staying
- Summary of no-credit-check lenders
- 1. Abuelo’s
- In this article
- 1. AmEx has a "once per lifetime" welcome offer rule
- Winner: British Airways
- 1. Ronto Roasters
- Compare lease buyout options
- Winner: Hilton
- 1. You may not be entitled to anything
- Usual coverages may not apply
- 1. Unfreeze your credit
- 1. ThredUP
- 1. Earn with ads as a YouTube Partner Program member
- Amazon
- GA income tax rates: Single filers
- 1. 1.5% back on everything
- It's borrowed money
- Are there fees?
- 1. Delay your application
- Social
- Nearest airports
- 1. French Polynesia
- TAP Air Portugal carry-on allowance
- Litecoin Core
- 1. Resell used clothing and items.
- Winner: British Airways
- Gold’s Gym membership cost in Florida
- Bullish meaning
- Children under 2 years old
- Delta credit cards
- 1. 'Unclaimed refund' scam
- How to use this calculator
- 1. Getting started: The 50/30/20 budget
- 1. Your deductible could equal the amount you paid for your phone.
- Purchase a skip-the-line upgrade
- Customers spend 43% more money at brands they’re loyal to
- 1. Google Flights
- With seats
- 1. Check the airline's luggage requirements
- Program highlights
- Book rewards flights
- Winner for most options: Delta
- What is debt service?
- 1. Legal nurse consultant
- Does American Airlines charge to change flights?
- Licenses and permits
- 2. Your employer or 401(k) provider
- How does my credit score impact personal loan offers?
- Enter your information
- 1. A generous sign-up bonus
- 1. Ask for a preparer tax identification number (PTIN)
- Air Canada Aeroplan
- 1. It’s exhibiting outsize performance
- What mortgage terms are best for me?
- 1. Make sure everyone is OK
- Verify your details
- SkyTeam Lounge (International departures, D Concourse)
- What it is
- Pay more than minimums
- Easy, convenient purchases
- Freelancer.com
- Domestic travel with an adult
- Step 1: Choose a cupcake business format
- 1. Arrive in the right spot — and at the right time
- 1. The Second Service Foundation
- Gross profit margin
- 1. Create educational content or activities
- 1. Lawn care and landscaping
- Are 401(k) contributions tax-deductible?
- 1. Private Emirates first class suite (Boeing 777 only)
- 2. Auntie Anne’s
- 1. Max out your retirement accounts
- Pros
- 1. Buy REITs (real estate investment trusts)
- 1. Morningstar
- When you're booking
- Winner for route availability: Spirit
- Coinsurance
- Understanding your results
- 1. U.S. to South Africa in business class
- Travel from strategic airports
- Key survey findings
- 1. Hilton Aruba Caribbean Resort & Casino
- Know your car’s fair market value
- Points are more valuable for travel
- Health care facilities and operators
- 1. Ibotta
- 1. Pick up freelance work online
- Average FICO 8 score by age
- 1. Make the supermarket your mall
- AtoB
- Airport lounge access
- 1. Figure out if you are eligible
- Upgrades at booking
- Other factors to consider
- Step 1: Assess your spending
- United change policies for basic economy fares
- GA income tax rates: Married filing jointly or head of household
- Personal United credit cards
- Grants.gov
- Savings
- Highlights
- 1. Decide whether you want to invest in active or passive funds
- Our pick for: Cash back / paying off debt
- Pros
- Key takeaways:
- Less risk of a missed flight
- Governance
- Credit card surcharging
- OppLoans: No-credit-check, high-interest installment loans
- 1. Compare auto insurers
- Star Alliance
- Size of the battery = size of the gas tank
- Full-service shoppers: Shop (or pick up) and deliver when you want
- Gold’s Gym membership cost in California
- Our pick for: Consistent cash back
- Bearish meaning
- Use the right flight booking tools
- To save money on annual fees
- Generous rewards
- Understanding your results
- Bitcoin pros
- Investment-based passive income ideas
- It costs 5X more to acquire a new customer than it does to retain a returning one
- A faster reservations process
- 1. Open an investment account
- Eligibility
- When is the last day to file taxes?
- Our pick for: Simplicity
- 1. Roll your debts onto a balance transfer credit card
- 1. Keep your charges on each card to a minimum
- 2. Check your credit reports and scores
- Pre-installation evaluation: $250 for a 2,000 square foot home
- What if I'm trying to remove myself as an authorized user?
- 3. Your online broker
- The Emirates economy class experience
- 1. Figure out what type of business you want to buy
- How do I see my credit score for free?
- NVIDIA Corp (NVDA)
- 1. 529 plans are state-sponsored, but you can pick a plan from any state
- Pros
- 1. Chase Ultimate Rewards®
- Franchise
- 2. Extra rewards if you're a Preferred Rewards member
- When is the last day to file taxes?
- What should I sell?
- Review your consumer reporting files
- The 6 standard types of home insurance coverage
- Waldorf Astoria Las Vegas
- It’s normal to feel a sense of loss
- Welcome bonus
- How to play Powerball
- Earning Southwest Rapid Rewards points through Southwest travel partners
- 2. Offer virtual team-building
- 1. Start with a new or existing retirement account
- 3. Baskin-Robbins
- Passive vs. active management
- Cons
- T-Mobile
- 2. The The Platinum Card® from American Express welcome offer spending requirements
- ✅ 30 hotel brands and 7,000-plus properties
- 1. Decide how much coverage you need
- Routine
- Understand the budgeting process
- Global debt service coverage ratio
- 1. Restaurants
- Our pick for: Luxurious honeymoon perks
- 1. Link the two accounts
- Freeze your Equifax credit report online
- Medigap
- 1. Check your EIN confirmation notice
- 1. It applies only to investments held in taxable accounts
- 2. You don’t have to buy insurance from your carrier.
- What is a good FICO score?
- 1. 401(k) rollover to an IRA
- 1. Gather your stock research materials
- 1. A jet-setting welcome offer
- How Escape Lounge access differs in the U.K.
- Copay
- Do an energy audit
- Use your results to save money
- What are meme coins?
- 1. Food trucks
- Eligible for an employer-run account?
- What to know about cash advance apps
- For those age 21 and older
- Example savings APYs at select institutions
- Monthly after-tax income
- Hyatt and gym memberships
- Child tax credit 2023 (taxes filed in 2024)
- 1. Can you distinguish between reputable lenders and scams?
- Who needs life insurance?
- 1. Child tax credit
- 2. Bonus earnings on travel, dining, select streaming services and online grocery purchases
- 2. Require a CPA, law license or enrolled agent designation
- Major airlines flying to Los Cabos International Airport
- GA income tax rates: Married filing separately
- Business United credit cards
- Average cost of car insurance for different driver profiles
- State and local government grants
- Eligibility
- Pet insurance cost by city
- 2. Exchange contact info
- 1. A big sign-up bonus
- Cons
- 1. You live or work outside the U.S.
- Debt snowball
- Duty-free? Maybe not
- Check how long the initial HELOC rate lasts
- Step 2: Write a business plan
- 2. Warrior Rising
- Where to find Etsy coupons
- What else should I know about traditional 401(k) contributions?
- Simplicity
- 2. Declutter and organize people’s homes.
- Borrower eligibility
- In-store shoppers: Shop on an assigned shift
- Exceptions to the 10% penalty
- Major airlines flying into Fort Lauderdale
- Add new offerings
- Credit limits, and how you use them, matter
- Chase Freedom Flex℠ and Chase Freedom®
- Setup up a robust profile
- Make an appointment
- 2. Employee retention credit scam
- Home equity loan
- Use your results to save money
- Annual fee
- 2. Curb your spending: The envelope system, or 'cash stuffing'
- General terms for impact investing
- Tickets booked in the last 24 hours
- Axos Basic Business Checking
- Stocks
- Lowering your customer churn rate by 5% can increase your profitability by 75% or more
- Ability to skip the line when you drop off your car
- With suites
- CHFA highlights and eligibility requirements
- Invest time to present your car in its best light
- More transfer partners
- How to calculate your personal saving rate
- Step 1: Enter your personal information
- Electric bill
- 2. Nurse health coach
- Does American Airlines refund flights?
- Business insurance
- 1. Choose a city with a digital nomad community
- Equity of at least 15% to 20%
- If any of these situations apply to you
- Why it’s the best
- 1. Decide how you want to invest in the stock market
- Are business checking accounts FDIC insured?
- Cons
- Vet financing plans
- Cost of Clear membership for United and Delta members
- What are the market trends?
- Take steps to pay off travel credit card debt
- Our pick for: Varied medical expenses
- The ability to build credit history
- 2. Work longer
- Major airlines flying to Miami
- Amazon's Prime Visa
- Universal life insurance cash value
- 2. Research the company before you switch
- Why your personal saving rate matters
- 3. Start a meal-prep business
- 1. Do chores and odd jobs around the house or neighborhood
- Step 1: Assess your strengths and skill set
- Forming a union
- 4. Benihana
- Energy efficiency and energy costs
- Litewallet
- How to use Apple Pay
- 1. The credit card's interest rates
- Earning rewards
- Verizon
- Ally Bank Wire Transfer Fees
- Expedited
- Alaska Airlines credit cards
- 2. Finviz
- Flexible redemptions
- 2. Provide external account information
- 1. Donate to a qualifying organization
- 2. It’s not as financially fruitful if you’re in a low tax bracket
- 2. United can offer multiple types of compensation
- The good
- Hold airline elite status
- If you're younger than 59½ and the account is less than 5 years old
- Deductible
- 1. Dividend stocks
- Key questions to ask
- Give your thermostat a nudge
- Paying, or not, for tax preparation
- Upgrade your flight experience
- Looking to set up an individual account?
- 2. Hilton Barbados Resort
- Biotechnology and pharmaceuticals
- Funding fee for purchase loans or construction loans
- Cheap auto insurance from large companies
- Average VantageScore 3.0 score by age
- High-interest loan examples
- Hotel stays
- Fare flexibility/ticket changes
- Ductwork and design: $500 to $7,500
- Wear casual clothes
- 50% of your income: needs
- Automatic status
- 4. Pro-bono financial planning services
- Symbotic Inc. (SYM)
- 2. Child and dependent care credit
- Step 2: Determine how much to pay yourself
- Positive Rent Payment pilot program
- EBay
- ANA Mileage Club
- Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs
- 2. It’s showing signs of “style drift”
- 3. Flexible redemption options
- The interest rate is sky high
- The value of Hilton points over time
- Liquidity pools: What they are and how they’re used
- Our pick for: Rich travel rewards
- 2. Bonus rewards on travel and dining
- Dwelling coverage
- Big three prepaid plans
- Robo-advisors
- Debt avalanche
- Conrad Las Vegas at Resorts World
- 2. U.S. Virgin Islands
- Understand your offered rate
- Personal health and wellness services
- Our pick for: Purchase protection with cash back
- SkyTeam
- Rewards
- Time card applications around major purchases
- 2. Carnation Cafe
- 2. Hybrid bar/coffee shop
- Who gets gratuity, and how much?
- 1. Determine your junk car’s value
- Children 2 years and older
- The Chase Freedom Flex℠ offers rotating 5% bonus categories
- 2. Check other places your EIN could be recorded
- If you already booked
- Bitcoin cons
- 1. Choose a rollover IRA account type
- Environmental, social and governance investing
- 1. Consider your vending machine options
- Booking a car
- Use the free look period
- LendingClub Tailored Business Checking
- 54% of customers would stop using a brand if they had a negative review go unaddressed
- Access to deals and rewards
- Closing Cost Assistance Grant
- Star Alliance Silver
- More about buying through TrueCar
- Alliant: Best for fast funding
- Retirement benefits
- 3. Give your credit a boost
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- Coast
- 2. Decide what type of investor you are
- What you need to know about Lifeline
- Child tax credit 2024 (taxes filed in 2025)
- If you're less than 30 days late
- Down payment
- Flying to Cabo San Lucas on points and miles
- CareCredit Card
- 1. How to activate bonus categories every quarter
- Dealership
- New Chase Freedom Flex℠ cardholders can earn up to 9% back
- Income taxes for single-member LLCs
- Consider other banking options
- Stanley Park Taphouse (Domestic, B Concourse)
- Lowest premiums: Geico
- 2. Calculate your investing budget
- Making smart borrowing decisions
- Home equity loans
- 2. You make frequent transactions to or with people abroad.
- Etsy
- How to play Mega Millions
- What is the difference between FICO score and VantageScore?
- 3. Contact your current auto insurer
- 3. Farmer Veteran Fellowship Fund
- 4. Create a food waste solution
- 2. Babysit, walk dogs and feed pets for pay
- 2. Semiprivate first class seating on the A380
- 5. Bojangles
- Dealerships that work with subprime lenders
- Ways debt consolidation can help your credit score
- General administration
- Optimize your existing market
- 1. Decide between opening your own hardware store or starting a franchise
- Gold’s Gym membership cost in New York
- Bank of America Wire Transfer Fees
- 2. Use an online real estate investing platform
- 1. Practice with fake money
- 1. Market your business and attract new clients
- You want to add authorized users
- Other student loan calculators
- 3. Confirm the new account
- How co-owners share the account
- Freeze your Equifax credit report by phone
- Pros
- 1. The minimum investment required
- 3. You have little control over your replacement.
- Book with Aeroplan
- What is a good VantageScore?
- 2023 AMT exclusions and phase-outs
- 2. Big travel rewards
- Premium
- Postpaid
- Adjust your fridge and freezer temperature
- 2. U.S. to South America in economy or business class
- 7 largest meme coins by market cap as of March 27, 2024
- Look at all your options
- 1. Separate your business and personal finances
- 2. Pick stock funds instead of individual stocks
- 2. Car wash services
- Create a detailed description of your car
- 1. Physical silver
- 1. Chase Sapphire Reserve®
- Have the correct type of loans, or consolidate
- Sling Orange
- Step 2: Account for multiple jobs
- 2. Ask for higher credit limits
- Building coverage
- Baggage and boarding
- 2. Poshmark
- Business software
- Winner: Alaska Airlines
- Amazon and home gyms
- 5. Financial advisor consultations
- 2. Search for businesses that are for sale
- Pros
- Upstart Holdings Inc. (UPST)
- 3. American opportunity tax credit
- Step 3: Identify your savings goals
- United's standby policy
- Small Business Development Centers
- 2. The account holder maintains ownership of the funds
- Ongoing discount
- 1. Open a brokerage account
- How to earn American Airlines miles
- 1. Mauna Kea Beach Hotel
- 3. 50% more value when redeeming for travel
- Automate
- EveryDollar
- Allstate
- You can help with the transition
- Domestic travel as an unaccompanied minor
- Flying to Miami on points and miles
- Cash discounting
- NerdWallet Auto Loan Calculator
- Step 3: Choose a business entity
- 6% cash back at the world’s largest retailers
- Use transferable currencies
- Universal life insurance premiums
- 2. Check in
- Request a payment plan
- How to use coupons
- 2. Food trucks
- How are 401(k) withdrawals taxed?
- Dissatisfaction with goods or services
- Consider all the costs of buying a second home
- Fare flexibility/ticket changes
- 3. Sell original items on Etsy.
- 2. Let a robo-advisor do the work
- Create reminders
- 3. The Platinum Card® from American Express annual fee of $695 is higher than average
- Standard two weeks’ notice template
- Flying to Fort Lauderdale on points and miles
- ✅ Points can be earned on more than hotel stays
- With credit, older is better
- Winner: Choice
- SALT deduction for income taxes
- Urgent travel
- Notable differences in these offerings
- 3. Yahoo Finance
- 3. Fake W-2 scam
- Home equity line of credit (HELOC)
- Air Canada standard seat selection fee
- 2. Roll your old 401(k) over to a new employer
- If you're younger than 59½ and the account is at least 5 years old
- Tickets booked in select fare classes
- Chase Business Complete Banking
- 88% of consumers share their negative brand experiences
- Self-employed or a small-business owner?
- Short-term capital gains tax
- 2. Rakuten
- It offers at least 2X back all purchases, not just in select categories
- For those under 21
- How much interest is too much?
- Booking a refundable fare
- Wear a dark shirt for your passport photo
- 2. Pick the right bank account and credit cards
- How does a personal line of credit work?
- Will pre-qualifying affect my credit score?
- 2. Do you value personalized loan service?
- Upgrades before departure
- Other factors to consider
- If you're more than 30 days late
- 3. Look for friends in high places
- A debt-to-income ratio below 50%
- If you qualify for a hardship withdrawal
- Credit score
- Alys Beach
- What is a master lease?
- Bonanza
- Avianca Lifemiles
- Pros
- 3. It’s time for you to rebalance
- MyHome Assistance Program
- Step 1: Find a gold ETF
- How to activate Chase Pay Over Time
- What is a prepaid debit card?
- Step 1. Open the initial CDs
- Valuable perks and rewards
- 3. Earn more
- An opportunity to explore a second city
- Annual fee
- Safety ratings
- Consider a fixed rate vs. a variable rate
- Personal concierge services
- Payday loans and interest rates: What to know
- Oneworld
- OK, what's next?
- Transferring hotel points to Southwest Rapid Rewards
- 5. Capitalize on plant-based foods
- 2. Buy-and-hold investing
- Junior miners
- 6. Chick-fil-A
- Redeeming points
- Ways debt consolidation can hurt your credit score
- Investment goals
- Claim a niche market
- Chase Wire Transfer Fees
- 3. Liquor store
- Boarding priority
- Minute Suites locations
- Debts that are included in DTI
- ARE YOU EARNING ALL THE MILES YOU CAN?
- Cons
- 3. Build up your savings: Pay yourself first
- 3. If you're going for it, you have only until Dec. 31
- Changes and cancellations
- The details
- Acquiring the car
- Term life insurance policy? Stop paying
- The standard deduction
- Bonds
- Prepaid
- Keep up with routine maintenance
- Other student loan calculators
- With studios
- 2. Pack essentials in your carry-on
- Star Alliance Gold
- CHFA Mortgage Programs
- 3. Hilton Grand Vacations at The Crane, Barbados
- More complimentary cards
- Medical equipment
- Sling Blue
- App features
- 2. Apply for a credit card consolidation loan
- 2. Test websites and apps
- What is the average credit score overall?
- Wednesdays and Saturdays are the cheapest day to fly internationally
- 30% of your income: wants
- 2. Stream your video and music payments to this card
- Who is eligible for Lifeline?
- Cons
- 4. Lifetime learning credit
- 3. 10% point bonus each year
- Free rent-reporting services tenants can use on their own
- Minority Business Development Agency Centers
- 3. Qualified distribution rules are strict
- 2. U.S. Bank rewards
- Independent small business
- 4. Sign-up bonus
- Will I make money?
- It’s not what you can borrow, it’s what you can afford
- Credit might not be accepted
- Welcome offer
- Home equity line of credit (HELOC)
- Tropicana Las Vegas, a DoubleTree by Hilton hotel
- Amica
- Medical expense deduction
- Build an emergency fund
- 4. FedEx Small Business Grant Contest
- TAP Air Portugal checked bag allowance
- Delay payment
- 3. Sell your stuff in person or online
- Redemption options
- MPG and MPGe
- EITC 2023
- Dun & Bradstreet
- Baggage and boarding
- Google Fi Wireless
- Business marketing
- Amica: Best for customer satisfaction
- EveryDollar
- Debt service coverage ratio example
- Who gets gifts, and what kind?
- 2. Compare offers
- 2. Actually invest your money
- Contact potential clients with “Connects”
- When you're over 5/24
- Collect and keep track of your payments
- Statement credits
- Federal Student Aid office
- Freeze your Equifax credit report by mail
- 2. The capital gains taxes you’ll pay
- 3. Delayed flights to or from the European Union may entitle you to cash
- Book through the right partner airlines
- The bad
- Warren Buffett
- United States
- Out-of-pocket maximum
- 71% of customers are unlikely to buy from a business that loses their trust
- 2. Kayak
- Make a partial payment for a British Airways flight
- Long-term capital gains tax
- 2. Silver stocks
- Funding fee for VA cash-out refinances
- What if I didn't get an extension?
- Cheap car insurance from midsize companies
- First Tech: Best for co-sign and joint loan options
- 3. Specialized care provider
- Other taxes
- 4. Refrain from applying for additional credit
- Credit card spending
- The type of central air unit: $600 to $24,000
- Social Security and Medicare taxes
- The five-year rule for Roth IRAs
- WEX
- Concierge services
- Reduce the monthly payment
- What do I need to pre-qualify for a personal loan?
- Debt-to-income ratio
- Blue Mountain Beach
- What is an operating lease?
- Credit cards
- What if I didn't get an extension?
- Compare insurance rates for 20-year-olds
- Income taxes for multi-member LLCs
- Step 2: Analyze the ETF
- 2. The Westin Maldives Miriandhoo Resort
- 4. Point transfers to airlines and hotels
- Other structures coverage
- Online financial planning services
- 1. You deal with currency exchange for occasional trips abroad.
- Reliability
- Why are my FICO and VantageScore credit scores different?
- 3. Guam
- Possible Finance: No-credit-check, high-interest installment loans
- 1. The home must be your principal residence
- Buying points
- Universal life insurance death benefit
- No long-haul flight is needed (or perhaps just one way)
- 4. Avoid a coverage gap
- 6. Start a dropshipping business
- Step 2: Figure out what your market needs
- 7. Chili’s
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- 4. Participate in the gig economy.
- Winner: Emirates
- Move into new markets
- Wells Fargo Wire Transfer Fees
- 2. Choose your insurance deductible
- Chase Pay Yourself Back
- 3. Think about investing in rental properties
- 4. Handyman or contractor
- Student loan interest rate calculator
- Dive deep to compare fares
- Families traveling with children
- 4. TradingView
- 4. Donation and charity scams
- 4. Set up external electronic transfers
- Other ways to access M Club lounges
- For beginners: Fidelity
- 4. Make the most of every dollar: The zero-based budget
- 3. Call the IRS to locate your EIN
- 4. You can get dropped from your plan for making a claim.
- 3. Keep your 401(k) with a former employer
- 2. Narrow your focus
- 2024 AMT exclusions and phase-outs
- 3. AmEx Offers
- 2. Dividend index funds and exchange-traded funds
- Bank of America Business Advantage Fundamentals
- The rule of 25 and 4% rule
- 2. Set your business up for growth
- Itemize on your taxes
- 3. Auto repair
- 2. Chase Sapphire Preferred® Card
- Winner for elite status and rewards: Alaska
- Sling Orange + Blue
- Step 3: Claim dependents, including children
- Water bill
- Contents coverage
- Seat selection
- 3. Understand why an existing business is up for sale
- Getting the best HELOC rate
- 1. Get sponsored
- 5. Student loan interest deduction
- If it's an error
- Home equity loans pros and cons
- Services provided by landlords
- Delta Air Lines SkyMiles
- Why it’s the best
- 5. 0% intro APR on new purchases and balance transfers
- All-Access Membership
- Pet insurance cost by breed
- Annual fee
- Consider using travel rewards on your summer trip
- Prepaid debit card vs. debit card vs. credit card
- Coming up with inventory
- Virgin Hotels Las Vegas, Curio Collection by Hilton
- YNAB
- EBay
- Potential for high returns
- Look for the lowest HELOC rate cap
- Step 4: Choose a business name
- Beauty and lifestyle service business ideas
- 5. Texas Woman's University Veteran Woman Entrepreneur Grant
- Settle for less than you owe
- 3. Emirates first class shower (A380 only)
- Buy here, pay here dealerships
- Regulation
- Options for struggling borrowers
- Boost
- Index examples
- Winner: British Airways
- SALT deduction for sales taxes
- Emergency
- 3. Gather the necessary documents
- Discover it® Cash Back and the Discover it® Student Cash Back
- Use a third-party expeditor
- Cash-out refinance
- The Chase Freedom Unlimited® offers a solid flat rate on 'everything else'
- How primary cardholders or co-owners share with participants
- Bonus miles on Delta purchases
- 4. Tax-loss harvesting is most useful if you’re investing in individual stocks, actively managed funds and/or exchange-traded funds
- The penalty
- Under 35
- Needs
- If you’re 59½ or older and the account is less than 5 years old
- Surrender a permanent policy
- Nerd note
- What to do if the credit bureau made an error
- 68% of customer churn is attributed to company indifference
- The cheapest Southwest fares: Southwest Wanna Get Away fare vs. Anytime fare
- Don't forget to earn miles
- Down Payment Assistance Grant
- 4. Caribe Hilton, Puerto Rico
- 1. Choose a stock screener
- Foreign exchange market
- Funding fee for Interest Rate Reduction Refinance Loans
- Work full time for a qualifying employer
- Changes within 24 hours of booking
- Avoid strapless tops or tank tops
- 20% of your income: savings and debt
- Pay off the loan faster
- 3. Choose how much you want to invest
- 3. How fast do you need the money?
- Book a trip
- 4. A 25% boost when redeeming for travel via Chase
- Step 4: Adjust as needed
- A credit score over 620
- Cash reserves
- Dune Allen
- What is a capital lease?
- Existing business
- 4. Your risk tolerance has changed
- Straightforward sign-up bonus
- Basic EPS
- Find an in-network ATM abroad
- What it is
- Airline cards
- Cash-out refinance
- 2. You make one-time international transfers.
- Step 2. Reinvest each CD when it matures
- 0% balance transfer credit card
- Exclusion from government lending programs
- Protection for purchases and travel bookings
- 1. Exploration and production
- Chubb
- Under about 4 hours
- Preparation and packing
- Your next chapter needs your attention, too
- Redeeming Chase points
- Customer satisfaction
- Choosing a loan term
- Transfer points to partner airlines
- Property tax deduction
- What happens if I can't repay a payday loan?
- Nail down a budget
- Book with points
- Operating profit margin
- How to create Etsy coupons
- 4. Sell lemonade in the summer or hot cocoa in the winter
- 3. Active investing
- Senior miners
- What if you withdraw from your 401(k) early?
- Joining a union
- 8. Cinnabon
- Trust Wallet
- 2. The credit card's fees
- 3. Consider a brokerage account
- Authorized user bonuses
- Specialized services
- Experian business credit reports
- High annual fees or poor customer service
- 3. Bengal Barbecue
- Credit Karma
- 3. Explore funds over individual stocks
- To earn higher rewards on everyday purchases
- AI for consumers: Foundation, DALL-E, ChatGPT and GPT-4
- CFPB
- If your state offers a 529 tax break and has a good 529 plan
- 2. Document your charitable contributions
- Route through Toronto or Vancouver for the best experience
- Fidelity Investments
- Does basic economy get a carry-on on United?
- 2. Choose a rollover IRA provider
- Itemizing
- 3. U.S. to the Middle East in economy or business class
- HMBradley
- Should you gamble on meme coins?
- Failing scores in IRS knowledge
- 3. Stay invested with the "buy and hold" strategy
- Spacing out credit card applications
- EARN MORE POINTS WITH A MARRIOTT BONVOY CREDIT CARD
- Cheapest full coverage car insurance in Florida for 20-year-olds
- Use Schedule A
- Sell your car to an individual or private party
- 3. Silver funds
- Health insurance and pharmacy benefit management
- Only certain types of transfers are allowed
- Step 4: Refine your withholdings
- How age can influence scores
- 3. Set up balance alerts to stay on top of spending
- Earning rates
- Why improved credit isn't always a good reason to remove an authorized user
- Fly on the holidays (or as far from it as possible)
- 1. Online advice services
- How to apply for Lifeline
- Upgrade priority
- 6. Adoption credit
- 2. Choose an investment account
- Start with a budget
- 4. Contribution limits are high
- Pet loans
- Peloton app memberships
- You could cut yourself off from credit in the future
- 3. Take notes and pictures
- 2. Find and compare ETFs with screening tools
- 3. Decide where to buy mutual funds
- Get a credit card that includes free checked bags on Hawaiian Airlines
- How does FDIC insurance on prepaid cards work?
- 4. Consider your spouse
- Other tips for flying to Miami
- 1.Meet the requirements
- Where MetaMask shines
- Managing debt
- 5. Change your ID cards
- 3. Go through the security checkpoint
- 7. Curate subscription boxes
- 1. Multiply your income by 10
- Billing errors
- Hold a co-branded credit card — or two
- Decide how you'll finance your second home
- Sweet spot No. 1: Short-distance international flights with British Airways
- Earning rewards
- Apply for a balance transfer card
- Formal two weeks’ notice template
- Seek referrals
- 3. Evaluate other factors
- 5. Automotive repairs
- 5. StockFetcher
- Help you choose or switch repayment plans
- Costs that are not included in DTI
- 5. Recalculated refund scam
- 4. Cash out your 401(k)
- Winner for reliability: Spirit
- Buy what you can upon arrival (or have it shipped)
- If you're 59½ or older and the account is at least 5 years old
- 92% of loyal customers ranked price and value for the top reason why they stay loyal to brands
- Battleface
- Pay for seat selection and baggage upcharges
- More trip protections
- 3. Learn to use AI tools
- PenFed: Best for a seamless application process
- Establishing domicile
- Opt for modest jewelry
- Talk with an expert
- 3. Transition to this card for gas and more
- If you've owned your account for less than five years ...
- Smaller annual fee
- Lengthen the repayment term
- Best insurance company overall: Travelers
- 2. Take a cut with affiliate marketing
- 5. A $50 hotel credit
- 4. Do a background search
- Services that charge renters
- Documentation
- 1. Make sure you’re eligible to get an EIN online
- Grayton Beach
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Resident status rules
- Fast Break for Small Business
- 5. There’s a less expensive — yet comparable — option
- CalHFA Zero Interest Program
- 1. States with no income tax
- Our pick for: Intro APR + high rewards on everyday spending
- Diluted EPS
- Carry a World of Hyatt co-branded credit card
- Average 401(k) match
- Travel bonus reward rates
- 3. Ritz Carlton Ras Al-Khaimah, Al Wadi Desert
- Is rental car coverage primary or secondary?
- Fixing the price or letting people bid
- Personal loans
- Fees
- Making a down payment
- Step 5: Find the right location
- Serving parents, babies, and small children
- 2. You must have owned the home for at least two years
- Partner awards from other airlines
- Step 3: Ride the organic marketing train
- 9. Cold Stone Creamery
- Examples of various charging scenarios
- Referral bonuses
- 2. Write a business plan
- ✅ Fifth night free for award stays
- You've graduated to a permanent card
- SALT deduction for property taxes
- Choosing more than one trademark class
- Student loans
- 4. Research stocks the right way
- 2. Score sponsorships
- Our pick for: Honeymoon costs
- If you already have the Chase Sapphire Preferred® Card
- Proof of age
- Safety concerns, removal and return of Sam Altman
- State ombudsman offices
- If you’re going to need financial aid
- 3. The cost of owning them
- Figure out where you are and what you value
- 5. You must keep your apples and oranges straight
- 4. Be smart about how you ask
- Add a stopover for 5,000 miles
- The percentage method
- Airport lounge access
- Buying a put example
- 1. Book a Hyatt room on a club floor
- Mutual funds
- Take shorter showers
- Income tax upon exercise
- 3. Legitimize your operations
- Managing multiple billing cycles
- 3. Arrive at the airport two hours early
- Is it worth claiming medical expenses on taxes? Consider your filing status
- CHFA Down Payment Assistance Grant
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Fidelity is best for:
- Fidelity at a glance
- Step 5: Sign and date your W-4
- Gas bill
- 3. Swagbucks
- 4. Wellness coach
- Reasons for unfreezing your credit
- 3. The RealReal
- Other fuel cards to consider
- 1. LIFELOCK ULTIMATE PLUS
- Invoice financing
- How long will it take to pre-qualify?
- Cover your purchases
- 7. Earned income tax credit
- Pros
- If you are converting your 401(k) to an IRA
- Can a change be made on the day of travel?
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- 2. How to get the most out of your points
- Do tipped workers earn the minimum wage?
- Choosing corporate tax status for your LLC
- Step 3: Buy the gold ETF
- Our pick for: Luxury travel
- 5. $300 a year in travel credit
- Personal property coverage
- But wait, there’s more
- Hilton Grand Vacations on the Las Vegas Strip
- 2. Oilfield services
- Cincinnati Insurance
- International travel with an adult
- Dharma Merchant Services
- 2.Pick your path
- Building your credit score
- Advantages and disadvantages of working with car insurance agents
- Target Circle™ Credit Card
- Useful 3% everyday categories
- 6. Let your leasing company or lender know about your switch
- Invest in retirement savings accounts
- 5. Teach others a skill
- 3. Personal training and sports coaching
- Bonus rewards
- Learn more about Zelle
- Zengo Wallet: 4.8 out of 5 stars
- EITC 2024
- Experian
- Hawaiian Airlines
- 5. Rent out your home on Airbnb.
- Financing and banking
- Premiums
- 4. Your credit score needs to be strong
- Book travel via the AmEx portal or Expedia
- Explore online sales channels
- Allow up to 50% of your income for needs
- Goodbudget
- 4. Prepare your car and complete the sale
- Win a gig and get to work
- Rewards
- 6. IRS account sign-up scam
- What if you want to remove a co-owner or participant?
- Winner: Hyatt
- 1. Examine your revenue
- Medicare Advantage
- Cell phone protection plans by carrier
- Wants
- What to do if the debt collector made an error
- 69% of consumers say choice of retailer is influenced by where they can earn customer loyalty/rewards program points
- Typical cost for a flagship family plan with unlimited data
- Before 2008
- Mint fare availability varies
- Book hotel stays and rental cars
- 4. Personal trainers
- 5. Hilton La Romana, Dominican Republic
- LifeLock pros
- 2. Set a target for future earnings growth rate
- Retail currency exchange market
- There is a pro-rata rule for backdoor Roths
- Travel insurance for canceled flights
- Upgradeability
- Size of the AC system
- What qualifies:
- Example interest checking APYs at select institutions
- Stock mutual funds = higher potential returns (or losses)
- Where to get auto insurance quotes
- Tap into equity
- 4. Select a provider to open your Roth IRA
- 3. Decide what to do with your stuff
- Pros
- Companion upgrades
- 6. Combine points from multiple cards
- A strong history of paying bills on time
- Appraisals
- Gulf Place
- Part-year resident status rules
- Track your spending
- Local animal welfare organizations
- 6. Extended warranty
- What factors affect the amount you can borrow
- Find a car loan
- Fewest complaints: Progressive
- Hotel cards
- Fly in a premium cabin
- How do I make sure coverage applies to my rental?
- Our pick for: Paying down medical debt
- Traditional human financial advisors
- Quick reimbursement for fraudulent charges
- LendingTree Spring
- Lower risk
- Perks that are the same
- Unique perks of flying Frontier
- Comparing auto loans
- Personal loan calculator
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- Earn points by purchasing from Marriott partners
- Mortgage interest deduction
- Crashes and car theft
- Arrive early to enjoy the lounge
- 6. Michigan Veteran Entrepreneur-Lab
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- How to share coupons
- 4. Dollar-cost averaging
- Gold streaming companies
- Fraudulent charges
- Redeeming rewards
- Additional spending bonuses
- Cash redemptions
- Divorce or separation from a spouse
- Redeeming Chase Unlimited points during an Apple promotion
- 6. Home cleaning
- You want cell phone protection
- International travel
- How to make a Minute Suites reservation
- If you’re traveling for an emergency
- Fresh Start for incarcerated student loan borrowers
- Pros of debt consolidation
- 1. Do I need more distance from some savings?
- Ages 35 to 44
- Michael Novogratz
- Have the right suitcase or backpack
- 4. Up to $200 in annual credit for airline incidental fees
- Returning the car
- Perform a tax-free exchange
- Replace your showerhead
- Oportun
- Timing credit applications with big future purchases
- 4. Silver futures
- Valuation metrics
- Euphoria and despair
- Economic data
- Should you buy or sell based on these signals?
- Cheap car insurance after a speeding ticket
- You can redeem miles for almost any type of travel
- 4. Pay your bill before your issuer reports to the credit bureaus
- Flood insurance coverage beyond the NFIP
- Apply natural makeup
- And when you retire ...
- 1. Cash dividends
- 4. Narrow in on a business that aligns with your budget, goals and resources
- Small-business term loans
- Transfer your rewards
- 8. Charitable donation deduction
- 5. Compare tax preparation fees
- Do you regularly fly on United or United-partner airlines?
- The issuer could cancel your card or cut your credit limit
- 4. Contact your car rental company
- Adjusted EPS
- Pay with a credit card that doesn’t charge foreign transaction fees
- Cons
- Ages 20-24
- 4. Walt Disney World Swan Reserve
- How to be a responsible borrower
- 6. TSA PreCheck/Global Entry/NEXUS credit
- Racially restrictive covenants
- Farmers
- 3.Network
- FICO score ranges
- 4. Maldives
- Working toward financial goals
- Step 6: Get the appropriate licenses and permits
- Star Alliance
- 8. Create an airport-centric app
- 4. Caviar and Dom Perignon at 40,000 feet
- 10. Del Taco
- Exodus
- 4. Align your investments with your values
- Take out a debt consolidation loan
- Repayment terms
- 1. Pick your niche or services offered
- Equifax business credit reports
- Transfer points to travel partners
- Partner with other businesses
- Drawing your trademark
- Our pick for: No credit check at all
- What is the standard deduction?
- Citi Dividend
- 5. Check your emotions at the door
- Customize your loan payments
- 7. Casualty loss scams
- Free checked bags
- Decide how much effort you’re willing to devote
- 5. You may be able to switch airlines
- Applying for federal student loans
- 3. Move the money
- 3. Bonds and bond index funds
- Tickets changed, delayed or canceled by the airline
- Family plans on a budget
- Airline points and miles programs
- For fares with Mint
- Cheapest minimum coverage car insurance in Florida for 20-year-olds
- Granting Freedom
- Average annual full coverage car insurance premium by company
- Order conservatively
- Submit PSLF employment certification forms
- Our pick for: Online purchases
- Navy Federal: Best for military members
- Tips for unfreezing your credit
- Cost (and quality) of living
- Installation and labor: $75 to $250 per hour
- What doesn't qualify:
- Cons
- 4. Are you comfortable submitting information online?
- Equity REITs
- 2. Gather the necessary information
- Inlet Beach
- Why it’s the best
- Nonresident status rules
- Find ways to save
- IFundWomen Universal Grant Application Database
- Premiums
- Larger footprint
- Pet insurance cost by age
- 2. States with flat income tax rates
- Dun & Bradstreet business credit scores
- 1. Find a dividend-paying stock
- Become a HawaiianMiles member
- What coverage is included?
- Crockfords Las Vegas, LXR Hotels and Resorts
- Swagbucks
- 5. Investigate divorced spouse benefits
- Marriott
- The lottery annuity option
- EarnIn: No-credit-check cash advances
- Where MetaMask falls short
- Academic consulting services
- 1.5% back on all other purchases
- You’ll conveniently see multiple islands
- Our pick for: Strategic shoppers
- 3. Use the DIME formula
- How to use Google Pay
- Copays, coinsurance and deductibles
- Your home’s location and characteristics
- Travel redemptions
- 3. Invest in supplies and excellent customer service
- ✅ Multiple airline transfer partners
- SALT deduction for personal property taxes
- State minimum car insurance requirements
- Seller concessions
- Loan term
- Medical expenses
- Our pick for: Grocery spending, commuting and streaming service subscriptions
- 7. IT and computer services
- If you’re above the Roth IRA limits
- 3. Don’t miss out on tax deductions for volunteering
- 2. Do I have savings earmarked for a big purchase?
- Hotel elite status
- 5. Up to $200 in Uber cash for rides
- 1. Decide how much help you want
- 2. Use Hyatt Milestone Rewards
- 3. Expedia
- Wash clothes in warm or cold water
- 4. Get more options as a non-U.S. entrepreneur
- 4. Keep your ID handy
- Keep good records
- North America (domestic flights)
- Alternatives for bad-credit borrowers
- Last-minute flight change eligibility
- Choose a simple hairstyle
- Due diligence
- Superior rewards-earnings
- Get rid of FHA mortgage insurance
- 4. Choose a location that aligns with your working hours
- 2. Stock dividends
- SBA loans
- 9. Medical expenses deduction
- 7. Transfer points to airline and hotel partners
- Home equity lines of credit pros and cons
- Cons
- British Airways Avios
- 7. Travel and emergency assistance
- Pros of a Peloton Bike
- Pros
- How to activate My Chase Loan
- Seek out more affordable travel options
- 7. Extra points on Lyft rides
- Be honest about item condition
- 3. Refining
- Nationwide
- More than about 4 hours
- 4.Start applying for jobs or pitching your services
- Saving for and buying a home
- 4. You cannot have claimed the home sale capital gains exclusion recently
- Charitable contribution deduction
- Leverage
- Consider 'fifth freedom' routes
- 7. National Association for Self-Employed (NASE) Growth Grants
- Small-cap stocks and value stocks may outperform
- 9. Become a destination wedding planner
- 5. Index investing
- Unlimited cash back match
- Negotiating as a union
- 11. Denny’s
- Qualify for a second-home mortgage
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- 5. You could potentially earn $1,400 a year in statement credits — if you use them
- Acquire a new business
- How we picked the brands to evaluate
- 4. Docking Bay 7 Food and Cargo
- 4. Consider flipping investment properties
- Nursing mothers
- Minute Suite visit cost
- 6. Fidelity
- 8. Identity theft scam
- 1. Find a dividend-paying stock
- Winner: Hilton, slightly
- 2. Subtract fixed costs
- 6. Don’t sell your losers just to get the tax break
- Also consider:
- Applying for private student loans
- Savings and debt repayment
- Equity REITs
- Capital gains tax upon sale of stock
- How to pay off an Afterpay travel purchase
- 4. Check out dividend-paying stocks
- Move products around
- 6. Hilton Rose Hall, Jamaica
- LifeLock cons
- Sell to an online used car retailer
- You’re already in the Wells Fargo ecosystem
- 4. Marriott Bonvoy Boundless® Credit Card
- 3. Tap your home equity for a loan or line of credit
- 5. Nurse blogger
- FICO score ranges
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- 4. Grailed
- 4. Supplement with another card, or cards
- How we picked the airlines to evaluate
- 2. Free or cheap financial apps
- Emirates economy class checked baggage policy
- How do I access a HELOC?
- Mortgage REITs
- Miramar Beach
- Poshmark
- Premiums
- Should you invest in retail stocks in 2023?
- How can I qualify to borrow more?
- 3. States with progressive tax structures
- 3. Place the trade
- Restaurant rewards
- General travel cards
- Earn elite status (Pualani)
- What isn't covered?
- Expensify
- VantageScore ranges
- Damage you do to others
- 4. Furniture restoration
- Step 4: Invest in the tools of the trade
- Should you refinance your student loans?
- Icelandair
- 6. Become a dog walker.
- Volatility
- Airfare deal alerts
- Call and ask for better terms
- 4. Consider extra coverage
- Leave 30% of your income for wants
- Friend and family loans
- Private mortgage insurance
- Price
- Process your requests for deferment or forbearance
- Travel perks
- If you want to stash a lot of money away every year
- Among investment apps: Acorns
- Compare manual and digital budgeting options
- 3. Do I want to protect some wealth outside of investments?
- The aggregate method
- Air Canada preferred seat cost
- Just pack lighter
- 6. Up to $200 in annual hotel credit
- Early Bird
- Adjust the temperature on your water heater
- GoReady
- Average annual full coverage car insurance premium by age
- CHFA Second Mortgage Loan
- 5. Newborn and post-pregnancy services
- 3. Use the P/E ratio to find potentially undervalued stocks
- 4. Fiverr
- Bond mutual funds = lower returns (but lower risk)
- Switch from an adjustable- to a fixed-rate loan
- 5. Consider your technology requirements
- How much can refinancing save?
- 3. Dividend reinvestment programs (DRIPs)
- If you want to quit
- Revocable life insurance trusts
- 3. Land a brand deal and make sponsored content
- Net worth of U.S. families by income
- 10. Deduction for state and local taxes
- 6. Reconsider tax preparers who don't e-file
- Do you value the benefits offered by United credit cards?
- Amber Grant for Women
- 3. How to win with the "Chase Trifecta"
- Copays, coinsurance and deductibles
- Cons of a Peloton Bike
- Cons
- When to use basic, diluted or adjusted EPS
- Highest customer satisfaction: State Farm
- 8. DoorDash discounts
- Is it better to get a second mortgage or refinance?
- Write a clear and detailed description
- High interest rates
- State Farm
- International travel as an unaccompanied minor
- Benefits unique to the Chase Sapphire Reserve® Card
- What MetaMask is best for
- Step 7: Register for taxes and obtain an EIN
- Rich sign-up bonus
- 5. You cannot have bought the house through a like-kind exchange
- SkyTeam
- Splurge for a suite
- 8. Small Business Innovation Research and Small Business Technology Transfer programs
- Can you transfer Southwest points to airline partners?
- 10. Make local guides
- 12. Edible Arrangements
- At-home charging might require upfront hardware costs
- Equifax
- Borrow from your 401(k)
- Costs
- 2. Write a business plan
- Dun & Bradstreet business credit reports
- Andover Companies: Best coverage
- Franchising
- Use Chase Unlimited points to save on Amazon purchases
- 8. Pet store, grooming and boarding
- What does 'itemize' mean?
- Ultimate Rewards® points are your preference
- 9. Ghost tax preparer scams
- Cons of debt consolidation
- 4. Keep the deadline in mind
- Example 1
- Ages 45 to 54
- 3. Turn to qualitative stock research
- Take a life settlement
- Mortgage REITs
- Index funds
- The battle of the middle Southwest fares: Southwest Wanna Get Away Plus fare vs. Anytime fare
- Sesame Cash
- Your credit utilization
- 5. Wear easy-to-remove shoes
- Invest in marketing
- Winner of the sky: Delta
- Switch to an income-driven repayment plan
- How to maximize your rewards
- 4. Take surveys for money
- If you're eyeing a Companion Pass or A-List Status
- VantageScore ranges
- Conventional loans
- 5. Monitor your total credit utilization
- Other ways to earn Choice Privileges points
- 1099-A
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 2. IDSHIELD
- 5. Do your due diligence
- Business lines of credit
- How much does a HELOC cost?
- You might also like:
- Native cryptocurrencies
- 5. How do you want to manage the loan during repayment?
- 8. Worldwide acceptance
- Pros
- 3. Submit your application and wait
- Rosemary Beach
- Ruby Lane
- Aer Lingus
- Cons
- Other student loan calculators
- 4. Barclays rewards
- Equifax business credit scores
- 5. Contact your own insurance company about the rental car accident
- 2. Evaluate the stock
- Ages 25-34
- 4. Understand mutual fund fees
- 5. Aruba Marriott Resort & Stellaris Casino
- What vehicle rentals are excluded?
- Loss of use coverage
- 4. Integrated oil companies
- 6. Add your minor child
- CardX
- The cash option
- Elder care services
- Gifting points doesn’t count
- Hedging against future downturns
- 4. Replace your income, plus add a cushion
- 6. Find local gigs through Nextdoor
- Pros of gold stocks
- What else should I know about Roth 401(k) taxes?
- Guarda: 4.6 out of 5 stars
- Sweet spot No. 2: Long distance flights on American Airlines within the same region
- Use points to upgrade your seat
- Your community
- How we chose the winner
- SALT tax deduction 2023
- Property taxes
- 6. Keep an investing journal
- Part-year resident status rules
- Key factors at play
- Delta Companion Certificate
- 7. Put the cash from the sale to good use
- The details
- 7. Up to $300 Equinox credit
- 4. Real estate investment trusts (REITs)
- What are your options?
- Fly Smart
- Purchase energy-efficient appliances
- Hotel loyalty programs
- 2008 and beyond
- Cheapest auto insurance in Florida for 20-year-olds with poor credit
- You want more booking flexibility
- Pros of health care stocks
- When are taxes due in October?
- Cheap auto insurance after an accident
- Income modeling
- Some water damage
- How we chose the winner
- 4. Special dividends
- Net worth of U.S. families by age
- Share your rewards
- 2. Promote your business
- 11. Mortgage interest deduction
- Which is better when?
- 7. Confirm they'll sign on the dotted line
- Hybrid REITs
- Marriott hotels in Cabo
- Use designated accounts for spending and savings
- Copays, coinsurance and deductibles
- When are taxes due in October?
- Let them know you're a military member
- Methodology
- But wait, there’s more
- 5. Cabo San Lucas
- 6. You cannot be subject to expatriate tax
- Prices can sometimes be cheaper than other cruise itineraries
- Payday loans and the Military Lending Act
- Injuries to you
- 5. Bulgari and Byredo amenity kits, moisturizing pajamas and headphones
- 13. Firehouse Subs
- Build your score and then switch cards
- Allegation of use
- Full coverage insurance
- 5. Get a quote
- Your money management style
- Key terms in this story
- 3. Tap TikTok’s ‘Creativity Program Beta’
- Other tips for booking Minute Suites
- Chase Ultimate Rewards® points
- 2. Evaluate the stock
- 1. Diversification
- 6. Check your credit card for trip delay insurance
- Rental car elite status
- Impact investments made by individuals:
- Sample letter requesting a goodwill deletion
- 5. Explore new industries
- Virginia Housing Conventional
- Know when to discount
- 7. Hilton at Resorts World Bimini, Bahamas
- Sell to a traditional car dealership
- 6. Freelance writer or editor
- Alaska
- 1099-B
- Money market mutual funds = lowest returns, lowest risk
- 5. Gather your paperwork
- Best insurance company for affordability: NJM
- What is the Global Entry interview like?
- Sandestin
- Banks and financial institutions
- Air France-KLM Flying Blue
- Why it’s the best
- Are you trying to earn elite status with United Airlines?
- National Association for the Self-Employed Growth Grant
- Pet insurance cost by company
- Our pick for: Everyday spending
- Redemption value
- How long will the rental be covered?
- 9. No foreign transaction fees
- Alternatives for large expenses
- Include a few high-quality photos
- Rocket Money
- Travelers
- MetaMask at a glance
- Maintaining financial health
- Step 8: Brand your cupcake business
- Requirements
- Foundations and donors
- 9. Southern California Job Creators Grant
- 11. Create a local grocery delivery service
- 7. Freelance
- 6. Growth investing
- Cons of gold stocks
- JSX and Silver Airlines
- 7. Babysit or open a daycare.
- Extras
- 1. Have a goal for your index funds
- Cover your card charges
- Research your competition
- Green, Gold and Platinum pay over time cards
- Homeowners insurance
- Complicated spouses
- 9. Salon or barbershop
- You want 1:1 transfer partners
- Pregnant travelers
- Help you certify for loan forgiveness
- 3. Subtract variable expenses
- Pay bills on time
- Example 2
- Ages 55 to 64
- Perkins loans
- Why you might roll a 401(k) into an IRA
- 8. $300 SoulCycle credit
- 2. Find the right location for your vending machine
- Mileage Bargains
- Buying a put vs. shorting example
- Hybrid REITs
- 4. Capital One Travel
- Ask about discounted rates
- The right savings rate
- Your payment history
- Central America
- 6. Enrichment activities for children
- Cons of health care stocks
- What if you can’t pay your bills?
- Financial reviews
- Damage to certain items and parts of your home
- Book one to three months in advance
- Make Money
- Talk to a disability lawyer
- 5. Preferred dividends
- Does smoking void a life insurance policy?
- Pros of a personal line of credit
- Irrevocable life insurance trusts (ILITs)
- Net worth of U.S. families by race or ethnicity
- Break down your results
- 12. Gambling loss deduction
- 8. Check if they would have your back
- Changing tickets booked with miles
- Etsy
- Make a plan to pay off debt
- Compare car insurance rates for 35-year-olds
- 3. Decide how much stock you want to buy
- Try paying in cash dollars
- Most coverage options: Allstate
- Debt management plan
- The ability to add onto existing debt
- 5. Master limited partnerships
- Overnight layovers
- More flexible bonus categories
- 5. House painting
- 14. IHop
- Trezor
- Stay during promotions
- Tap your home equity
- Rotating spending categories
- Google Flights Explore
- 3. Register and name your business
- Your coverage and deductibles
- ❌ There’s no guarantee you’ll find a room for points
- Try different ways to avoid overspending
- Why is there a SALT cap?
- Our pick for: Beginner-friendly features
- Commit 20% of your income to savings and debt paydown
- Bonus features
- Simply redeeming for cash back
- 2. Low cost
- Rewards rate
- 1. How long you have to rollover a 401(k): The 60-day rule
- Impact investments made by companies and foundations:
- Schedule 1: Additional income and adjustments to income
- What is the Buffett indicator?
- Can you upgrade to Mint after booking?
- 5. Southwest Rapid Rewards® Plus Credit Card
- Acorns is best for:
- Acorns at a glance
- Fare flexibility/ticket changes
- 1. Examine your cooling needs
- 5. Vestiaire Collective
- What do I need for my loan application?
- 4. Sell some merch
- Tokens
- Gift cards
- 9. Coverage if your trip is canceled or delayed
- Cons
- Publicly-traded REITs
- Santa Rosa Beach
- Equipment dealers and distributors
- 3. Learn the difference between investing in stocks and funds
- Bizee’s Fresh Start Business Grant
- Experian business credit scores
- 4. Sit back and relax
- 6. JW Marriott Venice Resort and Spa
- What if I don’t have personal auto insurance?
- 10. Airport lounge access
- 7. Suspend your benefit
- USAA
- Hilton
- Afterpay: No-credit-check buy now, pay later loans
- Saving and investing for retirement
- Animal care services
- Universal life vs. whole life insurance rates for men
- Online lenders
- Consistency is key
- 12. Start a virtual event planning company
- Exodus: 4.5 out of 5 stars
- Shop with points via the American Express site
- Marriott hotels
- 4. Obtain the necessary permits, insurance and a business bank account
- How we assigned star ratings
- Gap insurance
- HOA fees
- 5. Rent out a room
- Itemize your deductions using credit card tools
- 7. Know your strategy
- Nonresident status rules
- You redeem points to book travel
- Diaper bags
- Travel cards with Priority Pass/Minute Suites access
- 3. Decide how much stock you want to buy
- Keep credit utilization below 30%
- HEAL loans
- You can use credit card benefits to travel in basic economy
- 9. Up to $240 in digital entertainment credit
- 2. Open an investing account
- In network
- MoCaFi
- Your credit age
- 4. Focus on market cap to screen out risky companies
- How to maximize your rewards
- Ways to build credit
- Florida
- 1099-C
- How we assigned star ratings
- 6. Dividend funds
- Will an insurance company know if I lie about my smoking habits?
- Net worth of U.S. families by education
- 13. IRA contributions deduction
- After you're approved for Global Entry
- Emirates Skywards
- 5. American Express Membership Rewards
- 4. The Chase 5/24 rule
- How to reduce the cost of a Peloton
- 2023 tax rates by state
- 6. Find out who's responsible for paying what in a claim
- PE ratio
- Ages 35-44
- Our pick for: General travel
- Liability coverage
- Bankruptcy
- Full details about MetaMask's ratings
- Capital One® Walmart Rewards™ Mastercard®
- Your stolen stuff
- 10. Stephen L. Tadlock Veteran Grant
- 8. Tutor your peers
- Step 5: Staff wisely
- 15. Melting Pot
- Work with a real estate agent to find your ideal second home
- Fare flexibility/ticket changes
- 8. Start a housekeeping business.
- 2. Research index funds
- Purchasing a Plumeria Lounge day pass
- International trademark registration
- 5. Plaza Inn
- Account linking
- 10. Gas station
- Understand basic economy vs. regular economy
- Consider Original Medicare with a Medigap plan if you:
- 3. Strong long-term returns
- Ages 65 to 74
- Statement credits
- 2. Taxes are withheld
- Impact made by shareholder advocacy:
- Publicly-traded REITs
- Average cost of renters insurance in California by city
- 1. Through Hyatt hotel stays and purchases
- Exchange-traded funds
- Tin Leg
- WANT TSA PRECHECK FOR FREE?
- 8. Zemi Beach House, Anguilla
- You want cell phone insurance
- 4. Borrow from your 401(k)
- 5. Upwork
- 5. Make money from your blog with affiliate links
- 7. Hospice caregiver
- Government-backed loans
- Alternatives for those with thin or no credit history
- Most of your basement
- Baggage and boarding
- 2. Time it right
- Example CD APYs at select institutions
- Credit cards for earning American AAdvantage miles
- Eureka
- 6. Get travel insurance
- Shop with rewards
- 10. Baggage delay insurance
- Seacrest Beach
- Independent leasing companies
- Fly American and earn elite status
- How does coverage vary for international rentals?
- Our pick for: Flexibility
- Mini CD ladder
- 6. Puerto Rico
- When did FedNow launch?
- Step 9: Separate your business finances
- Universal life vs. whole life insurance rates for women
- WANT TSA PRECHECK FOR FREE?
- 7. Value investing
- Qatar Airways
- Limited-time additional perks
- Use points toward online purchases elsewhere
- How we verified our data
- Our pick for: Everyday spending and travel
- Car seats
- Airport lounge access
- Keep credit accounts open
- 1. Review your W-4
- 10. $189 Clear credit
- Out of network
- 5. Money market funds
- Schedule 2: Additional taxes
- The magic of compound growth
- Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
- South America
- 7. Mobile apps and entertainment for children
- 1. Think long term versus short term
- Individual health care stocks
- Government bonds
- Other sources for Choice Privileges points
- 1099-CAP
- Filing status
- How we verified our data
- 6. Pick your investments
- Appeal
- Can you be denied life insurance if you smoke?
- 3. IDENTITYFORCE ULTRASECURE+CREDIT
- Resident status rules
- 14. 401(k) contributions deduction
- Public non-traded REITs
- Swappa, Gazelle
- Etihad Guest
- Develop good credit habits
- Which is easiest to qualify for?
- Debt settlement
- Potentially confusing terms and conditions
- Money Manager
- National Processing
- Home maintenance and repair services
- Oneworld
- 11. Feed the Soul Foundation's Restaurant Business Development Program
- General partners
- 13. Sell zero-waste products
- Individual gold stocks
- 16. Moe’s Southwest Grill
- Plan group events or meetings
- Showers
- Baggage and boarding
- 4. Invest in the tools of the trade
- AmEx EveryDay Cards
- ❌ Resort fees aren’t waived when you pay with points
- How I bonds are taxed
- Payday alternative loans
- 11. Grocery store
- American Express Membership Rewards points
- 4. Set aside a contingency fund for unexpected costs
- Consider Medicare Advantage if you:
- For crypto: Crypto.com
- Why you might not want to roll a 401(k) to an IRA
- 3. Outline what’s important to you
- The most expensive fare: Southwest Business Select fare vs. Anytime fare
- NerdWallet’s tax preparation advice
- 1. 'I’ll wait until the stock market is safe to invest.'
- Virginia Housing Conventional No Mortgage Insurance
- Make 10 years' worth of payments
- Cheapest car insurance after a DUI
- How does TrueCar's True Cash Offer work?
- Nevada
- 3. Look for equipment rebates and tax credits
- Fleet expense management tools
- 5. Offer memberships
- Cash back
- 11. Rental car coverage
- Seagrove Beach
- Equipment brokers
- Average annual car insurance costs from large companies
- Venmo Small Business Grant
- EPS growth
- Ages 45-54
- Travel credits
- Don’t forget your pineapples and papayas
- 11. Luxury hotel benefits
- Ship items on time and be nice
- Uneven splits
- Pros:
- 8. Use a do-over
- Is there a FedNow app?
- Risk
- 9. Take surveys
- Coinbase Wallet: 4.4 out of 5 stars
- Ledger
- 9. Become a tutor.
- Redeem for gift cards
- Reduce your flood risk
- 1. Avoid filing your tax return on paper
- Winner: Virgin Atlantic
- Card-to-card points transfers
- Responding to trademark office actions or oppositions
- Appraisal fee
- Watch the calendar
- Security
- Think twice before paying taxes with a credit card
- Additional resources:
- 4. Use gifting
- When dining out
- Space out credit applications
- Parent PLUS loans
- 4. Put your stock research into context
- 11. Reimbursement of application fees for TSA Precheck or Global Entry
- Public non-traded REITs
- 2. Through credit card spending
- Switch to LED lighting
- Pay with a credit card that earns bonus rewards on rental cars
- Is the Buffett indicator high or low right now?
- 2. Look into tax-loss harvesting
- 6. United℠ Explorer Card
- 1. Visit American's homepage or log into your account
- Living expenses if you can’t stay at home
- Seat selection
- 1099-DIV
- Earned income
- Set a price alert
- InboxDollars Surveys
- Know that it’s a long process, no matter the stage
- 7. Join co-living communities
- Cons of a personal line of credit
- Stablecoins
- When applying for a loan online makes sense
- What happens if you are declined?
- Iberia Plus Avios
- 6. Capital One Rewards
- Open a business bank account and credit card
- Most tech-friendly: Geico
- 5. Manage your mutual fund portfolio
- What is the procedure for filing a claim?
- Methodology
- Budgeting can be easier
- Pretax profit margin
- 14. Make products for pets
- 6. Tutoring
- 17. P.F. Chang’s
- How to use Samsung Pay
- A note: Birthday elite night credits are on pause
- 6. You can add different types of authorized users
- Chubb: Best for high-value homes
- Combining points with other Chase Ultimate Rewards®-earning cards
- Colorado child tax credit (COCTC)
- Perks await when you fly economy with elite status
- Most popular
- Schedule 3: Additional credits and payments
- Dave
- 8. Shared accessories and attire
- 8. Childbirth education or doula
- New Hampshire
- Do Choice Privileges points expire?
- Dividend per share (DPS)
- 3. Sell your castoffs
- 15. Saver’s credit
- 12. Travel assistance
- Seascape
- Hilton hotels in Cabo
- What does P2P mean?
- Plan group functions or events
- Medical payments coverage
- Cons:
- Step 10: Secure business funding
- Higher spending cap, no annual fee
- Our pick for: The well-timed buy
- 12. Chicagoland Job Creators Quest Grant
- Step 6: Practice your elevator pitch
- Seat selection
- Points and miles
- 3. Pick your index funds
- Winner: Emirates
- Donate to charity
- 2. Get direct deposit
- 5. Adapt your inventory, marketing and staffing
- Blue Cash Cards
- Our pick for: Fixed monthly payments
- Discount points
- Set cash aside
- Strollers
- 5. Determine your profit
- Monitor your credit reports
- 2. Make sure your bonus is actually taxable
- 12. Up to $100 in statement credits annually at Saks Fifth Avenue
- Install dimmer switches
- 2. 'I’ll buy back in next week when it’s lower.'
- Europe
- 9. Embassy Suites by Hilton Dorado del Mar Beach Resort, Puerto Rico
- 5. Research the stocks
- Health care stock ETFs
- How to have more taxes taken out of your paycheck
- 6. Sell your wares on Etsy
- Other borrowing alternatives
- Vehicles
- Earning rates
- Expenses
- Rebook if you find a cheaper price
- How quickly could the IRS implement the child tax credit expansion?
- Private REITs
- Qantas Airways
- Invest in your financial future
- Ages 55-64
- 12. Cardholder hotline
- AndroMoney
- Automobile maintenance and repair
- Rapid Rewards Shopping
- 15. Create custom clothing
- 10. Search for regular jobs for kids
- 8. Income investing
- Gold stock ETFs
- 18. Pinkberry
- Sweet spot No. 3: Transferring miles between Iberia, Aer Lingus and British Airways
- Submit an elevation certificate
- ❌ Points can expire
- I bond tax benefits
- Customer support
- 12. Drugstore
- Amica vs. State Farm home insurance
- Colorado earned income tax credit (COEITC)
- Wash sale rules
- 1. Determine your impact area
- 4. Research your investments with care
- Other general-purpose travel card reviews
- Wildfires
- Options
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- Winner for its variety of credit cards: Delta
- Our pick for: Cell phone and internet bill payments
- 1099-G
- Home equity loan
- Example money market account APYs at select institutions
- Google Opinion Rewards
- Dividend yield
- Appendix: How the math works in our examples
- Part-year resident status rules
- When applying for a loan in person makes sense
- 16. Health savings account contributions deduction
- 13. Purchase protections
- Seaside
- The Amplifier Grant
- Look for outside funding
- What is P2P payment?
- Our pick for: Flat-rate travel rewards
- Dividend payout ratio
- Alternatives for small expenses
- Benefits unique to the Chase Sapphire Preferred® Card
- Net profit margin
- 6. Emirates chauffeur service (paid business or first class only)
- IHG Rewards Club
- 10. Become a career coach.
- 3. Stay on top of things
- Chase Dining
- New car replacement coverage
- 6. Oga’s Cantina
- Our pick for: Utilities, commuting and more
- Use your refund to pay down debt
- 3. Use tax deductions
- The details
- 13. Walmart+ Monthly Membership Credit
- United Kingdom
- Prudence's policy:
- Understand what your credit card insurance will (or won’t) cover
- Private REITs
- 5. Kiwi
- Use smart power strips
- 6. Respect other passengers' space
- Crypto.com is best for:
- Crypto.com at a glance
- Selling a car to TrueCar
- 6. OfferUp
- South Dakota
- Upgradeability
- Best insurance company for accident forgiveness: Geico
- Singapore Airlines
- 7. Citi ThankYou Points
- Finding trusted help
- 13. Access to unique, cardmember-only events
- Pay every credit card bill on time (and ideally in full, too)
- 19. Pizza Hut
- Trust Wallet: 4.3 out of 5 stars
- Earning rates
- 401(k) hardship withdrawals
- Escrow account funds
- Consider using a retirement account
- Additional items
- 6. Finalize your business budget
- Elite status
- 2. Decide if you want a DIY portfolio or to get help
- 6. High-yield savings accounts
- USI Affinity Travel Insurance Services
- Link your Amazon account
- How should investors use the Buffett indicator?
- 3. 'I’m bored of this stock, so I’m selling.'
- Virginia Housing Plus Second Mortgage
- 7. Delta SkyMiles® Gold American Express Card
- Apply for PSLF forgiveness
- How to have less taxes taken out of your paycheck
- 5. Enter a debt management plan
- 2. Start the flight change
- 1099-INT
- Benefits
- Use the Best Fare Finder and pay in cash
- 4. ID WATCHDOG PREMIUM
- Forks
- 4. Earn badges through Live videos
- 17. Self-employment expenses deduction
- 14. Customer service without the wait
- WaterColor
- 4. Set a budget for your stock market investment
- How much can you borrow?
- Hyatt
- Step 11: Master your recipes
- Better possible rewards on food
- 4. Find your gate
- 13. Beyond Open Small Business Grant Program
- 16. Sell vintage clothing online
- 7. Outdoor guide
- Step 7: Write client proposals
- User experience
- 13. Antique or thrift store
- Cost basis calculations
- 4. Contribute to a tax-advantaged account
- Scenario: Doctor visits and an MRI
- M1
- 10. Harbor Club St. Lucia, Curio Collection by Hilton
- 4. Call in a pro
- Cheapest auto insurance for poor credit
- 9. Fitness nurse
- Tennessee
- Redeem points for hotel stays
- Be flexible with destination, airport and dates
- Swagbucks
- Learn more about SBA loans:
- Virgin Atlantic Flying Club
- FedEx Small Business Grant Contest
- 1Money
- Cruising can be one of the cheapest ways to see the South Pacific
- Rapid Rewards Dining
- 9. Socially responsible investing
- 20. Red Robin
- Spa
- 4. Decide where to buy your index funds
- Shop around
- 4. One more thing to know about your tax refund
- Chase Experiences
- Delta SkyMiles Cards
- Amica vs. Geico home insurance
- 5. Sell with TikTok Shop
- So, which one?
- Recent servicer portfolio transfers
- Tax-efficient strategies
- Pay upfront
- 9. Shared home improvement equipment
- 7. Self-publish an e-book
- Corporate bonds
- Home equity line of credit
- Drawbacks
- Nonresident status rules
- 18. Home office deduction
- WaterSound
- Past years' state tax rates
- 1. Choose to DIY or get some help
- Allianz Global Assistance
- 17. Begin niche blogging
- YOTEL
- Upgradeability
- 11. Offer freelance creative services.
- 5. Choose how to price your services
- Flood determination and monitoring fees
- Reviews
- 14. Fitness studio or gym
- Vanguard 500 Index Fund (VFIAX)
- Earn Medallion Qualifying Dollars through credit card spend
- Where is the best place to exchange currency?
- 14. Access to the American Express Global Lounge Collection at airports
- 3. Find your vending machine
- Allstate vs. State Farm home insurance
- 7. Have a backup plan ready
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- Africa
- How to maximize your rewards
- How to use a W-4 to owe nothing on a tax return
- Texas
- 1099-K
- Dividend payout ratio
- How much is auto insurance after an at-fault accident?
- Tory Burch Foundation Fellows Program
- J.D. Power Ranking
- 8. Bank of America® rewards
- Our pick for: Fair credit
- Our pick for: Drugstores
- Try not to use too much of your credit limit
- Step 12: Get social
- Gap Good Rewards Mastercard® Credit Card
- 1. Live in the house for at least two years
- 14. Bizee Fresh Start Business Grant
- Step 8: Set your pricing
- 7. Emirates A380 onboard lounge
- 21. Starbucks
- MetaMask: 4.0 out of 5 stars
- Adjust your deductible or coverage limits
- Our pick for: An upgrade path
- Our pick for: No-annual-fee travel rewards and a 0% intro APR
- For overall similarity: Webull
- How do you get a perfect credit score?
- Earthquakes
- 10. Medical product sales
- Freshen up your merchandise
- Book Emirates economy fares on points
- 19. Educator expenses deduction
- Airport lounge access
- When do you have to pay it back?
- B2B administrative services
- Bonzah
- 5. Wait at the gate
- Quiet room
- Amex EveryDay® Credit Card
- Hilton Honors Cards
- Government recording fees
- Vanguard Total Stock Market Index Fund (VTSAX)
- 5. Defer your bonus
- How do I find a currency exchange near me?
- 15. Centurion Lounge Complimentary Guest Access
- 7. CDs
- Allstate vs. Geico home insurance
- Stash
- Middle East
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- 7. Poshmark
- 5. Build a community
- Cost
- Hyatt hotels in Cabo
- AeroMexico
- Save
- AM Best Financial Strength Rating: A (Excellent)
- Soft vs. hard credit inquiry
- 2. See whether you qualify for an exception
- Star Alliance
- 15. Venmo Small Business Grant
- 18. Become an e-book writer
- 11. Monetize your social media accounts
- 8. Fireworks retailer
- 22. Wingstop
- Avis and Budget Rent-a-Car
- 12. Keep the books for local businesses.
- Country Financial: Best for using an agent
- 7. Blue Bayou Restaurant
- 15. Tutoring business
- Value per point
- 3. Find impact investments
- Scenario: Trip to the ER
- FHA
- 1. Get Hilton elite status and use the 5th free night benefit
- Washington
- Is my home at risk of flooding?
- Cash-out refinance
- Pros
- 20. Solar tax credit
- Hilton Sandestin Beach Golf Resort & Spa
- NCQA Score Range: 2.0 to 3.5 out of 5
- Extra features
- Keep credit card accounts open for a long time
- Rental Cover
- 6. Create a contract
- 5. Buy index funds
- Winner: Virgin Atlantic
- Home equity loans and lines of credit
- Loan-origination charges
- Spring road trip? Save money at the pump
- Book with points and miles if it’s a good deal
- 6. Monetize using the Series feature
- Vanguard Total Bond Market Index Fund (VBTLX)
- Global Entry or TSA PreCheck credit
- Where can you exchange currency for free?
- Floods
- Book through another third-party service
- Economic events
- Asia
- 10. Vacation rentals
- 8. Get advertising revenue from your blog or YouTube channel
- 3. Review and select new flights
- 1099-LTC
- Take clear photos
- Features
- Cathay Pacific
- 5. Focus on investing for the long-term
- 14. Purchase protection
- 1. Choose a stockbroker
- Sales and marketing
- 3. Keep the receipts for your home improvements
- 16. U.S. Chamber of Commerce America's Top Small Business Awards
- 12. Get paid to stream on Twitch
- Long-term goals vs. short-term goals
- 8. Emirates first class lounge in the airport
- 23. Red Lobster
- Service
- Sweet spot No. 4: Use American Airlines or British Airways to avoid poor Qantas awards
- Hilton hotels
- 16. Ice cream shop
- 16. Upgrade to Marriott Bonvoy Gold Elite status
- Property-based passive income ideas
- 6. BookWithMatrix
- Seven Corners
- 8. The Platinum Card® from American Express
- How to maximize your rewards
- 11. Telehealth consulting
- Cryptocurrency pros
- Cons
- 21. Energy efficient home improvement tax credit
- J.D. Power Ranking
- Our pick for: Customizable bonus categories
- CREDIT CARD RENTAL BENEFITS CAN TAKE YOU FARTHER
- Hotel status
- Expand your coverage with endorsements
- Other details you should know about MetaMask
- Which one should I take?
- Sure
- 19. Start ghostwriting
- Step 9: Stay organized and deliver results
- Electrum: 2.5 out of 5 stars
- Marriott Bonvoy Cards
- Mortgage insurance or fees for government-backed loans
- Renting a car? Take advantage of rental insurance benefits
- Premium cabin award availability
- Vanguard Balanced Index Fund (VBIAX)
- Selling a put example
- Allstate vs. Farmers home insurance
- Acorns
- Earnings
- Webull is best for
- Webull at a glance
- Earthquakes and landslides
- Wyoming
- 1099-MISC
- Best insurance company for having few customer complaints: American Family
- Reporting and analytics
- Hyatt Place Panama City Beach
- Invest
- Compare car insurance rates for drivers with a DUI
- Gifting large sums of money to family
- More from NerdWallet
- 1. Decide what type of investor you are.
- 15. Return protection
- Are the proceeds taxable?
- Hurricanes
- No-credit-check loan example
- Our pick for: Interest-free financing with cash back
- SkyTeam
- 17. EBay Up & Running Grants
- 13. Dip your toe in the food industry.
- 17. Dry cleaner
- 17. Upgrade to Hilton Honors Gold status
- Cheapest full coverage car insurance in Florida for 30-year-olds
- Oceania
- 11. Electronics repair
- 2. Use a Hilton credit card during your stay to earn even more points
- Transfer points to other loyalty programs
- Personal loan
- Write an honest description
- Don’t forget the fifth-freedom flights
- 22. Electric vehicle tax credit
- Choice Hotels
- 2. Fund your account
- 20. Become a resume writer
- 2020-2022 earned income credit amounts
- 6. Keep an eye on your index funds
- American Express® Green Card
- Chase Sapphire Preferred® Card
- Our pick for: No security deposit, low annual fee
- Traveling abroad? Watch for foreign transaction fees
- Vanguard Growth Index Fund (VIGAX)
- Cell phone protection coverage
- 4. Explore your financing options
- 8. Buy a rental property
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- Wildfires
- Cryptocurrency cons
- California earned income tax credit (CalEITC)
- Ongoing support
- NCQA Score Range: 2.5 to 4.5 out of 5
- Customize your plan
- PE ratio below industry average
- Transfer partners
- 16. Extended warranty
- Is the interest paid tax-deductible?
- The 10 largest lottery jackpots
- Technology maintenance and repair services
- UNLOCK AIRPORT LOUNGES WITH THE RIGHT CARD
- 18. Grants.gov
- 24. American Eagle
- Winner: Emirates
- Pest inspection
- 18. Bookstore
- Put money in a 401(k)
- 7. Collect tips from viewers
- The details
- 18. Money-saving perks for stays booked through The Hotel Collection
- 4. Increase your impact
- Where you live
- Lean FIRE
- If you want to pay later
- USDA (Rural Housing Service)
- Cheapest car insurance for young drivers
- 12. Education specialist or course creator
- 1099-NEC
- Hawaiian Airlines Hawaiian Miles
- 6. Manage your stock portfolio
- Paying for vacations, cars or other stuff
- Geico vs. Progressive
- Is MetaMask right for you?
- 21. Open a coworking space
- Low-risk vs. high-risk investing strategy
- 9. Petsitter
- Pros
- Vanguard Small Cap Index Fund (VSMAX)
- Perks that are the same across cards
- Albert
- Our pick for: Maximized value
- 9. Become an Instagram influencer
- Flooding
- Other ways to redeem your points
- Price clothes to sell
- California young child tax credit (YCTC)
- How to compare life insurance quotes
- Courtyard by Marriott Sandestin at Grand Boulevard and Residence Inn Sandestin at Grand Boulevard
- Pay off debt
- 3. Do your research
- 2. Know your own ESG criteria
- 25. Anthropologie
- 14. Do home or tech repairs.
- Prepaid expenses
- 19. Bed and breakfast
- Partner award opportunities
- 19. Complimentary benefits through Fine Hotels & Resorts
- 9. Rent out your own house
- Your coverage limits
- 9. Capital One Venture Rewards Credit Card
- 1. Has the W-4 form changed?
- Won’t the government help?
- Bring the kids
- Average car insurance costs after a speeding ticket
- Giving a laid-back loan
- Our pick for: Walgreens
- MyLowe’s Rewards Credit Card
- 19. GrantWatch
- Accounting
- 9. Generous baggage allowance
- 1. Pick which types of I bonds you want to buy
- Cash advance apps
- Our pick for: Your choice of expenses
- Vanguard Total International Stock Index Fund (VTIAX)
- Fat FIRE
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- 1099-OID
- California child and dependent care tax credit
- Life insurance quotes vs. rates
- Hilton Honors
- Check for discounts
- 17. Rental car coverage
- Hail
- 4. Buy the stock
- How we review crypto wallets
- B2B legal services
- Oneworld
- 22. Become an online coach
- Do-it-yourself vs. hiring professional help
- 26. Banana Republic
- 20. Floral shop
- Put money in an IRA
- Severe weather
- Our pick for: A long 0% introductory APR period
- Your deductible
- 12. Academics courses
- 13. Medical billing and coding contractor
- Setting up joint bank accounts
- Rising EPS that beats analyst estimates
- State Farm vs. Allstate
- Card ecosystem
- 3. Choose ESG investments
- 6. Board the airplane
- Branding
- American Express® Gold Card
- Chase Sapphire Reserve®
- Tax monitoring and research fees
- 10. Get a roommate
- Barista FIRE
- John Hancock
- Some Budget locations have free pickup service
- How to maximize your rewards
- 2. What does it mean to be exempt from taxes?
- 4. Confirm your flight change
- Tiers
- 1099-PATR
- How much are car insurance quotes?
- California adoption cost tax credit
- Repeat
- 2. Choose how much you want to invest.
- 18. Trip cancellation or interruption insurance
- 23. Flip failing websites
- 10. Moving services
- 27. DSW
- 15. Plan parties, events, or weddings.
- NJM: Best small regional insurer
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- Online
- 21. Gardening and landscaping
- Find your niche
- 20. Free shipping with ShopRunner
- Monzo
- 10. Monetize your Twitch channel
- Winter weather
- JetBlue TrueBlue
- Our pick for: Bank of America® customers
- Web design
- Ledger: 5.0 out of 5 stars
- Winner: Virgin Atlantic
- 2. Decide how much you want to invest in I bonds
- Title-related costs
- Flooding
- Alternative investment passive income ideas
- Your claims history
- Cheapest auto insurance for senior drivers
- 1099-Q
- Best insurance company for financial strength: Auto-Owners
- California nonrefundable renters tax credit
- Above-the-line deductions
- Shop around
- Tornadoes
- 24. Become a web developer
- 28. J. Crew Factory
- Mobile app
- 21. Concierge service
- The value of Southwest Wanna Get Away (and Plus) vs. Anytime fares
- Budget also rents other equipment
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- 13. Language courses
- 10. Hilton Honors American Express Aspire Card
- 14. Career coach
- Marriott Bonvoy
- Average car insurance costs after a DUI
- Geico vs. State Farm
- 3. Gather your paperwork.
- 19. Trip delay reimbursement
- Human resources
- Cons
- 22. Nail salon and spa
- The features of your home
- 1099-R
- Dividend payout ratio below 80%
- Our pick for: Online Shopping
- Veteran Business Outreach Centers
- 25. Start a podcast
- 29. Journeys
- 3. Figure out how long to keep your I bonds
- Buy now, pay later
- 22. Low fares through the International Airline Program
- 5. Stock your vending machine with inventory
- 11. Peer-to-peer lending
- 3. When should I review my W-4?
- Below-the-line deductions
- 20. Lost luggage reimbursement
- Wildfires
- 7. Retrieve your luggage
- 11. Pool cleaning
- Green living
- Trezor: 4 out of 5 stars
- 16. Become a fitness instructor.
- Winner: Emirates
- The Platinum Card® from American Express
- Chase Freedom Flex℠
- Hyatt hotels
- 23. Photography
- Open a 529 account
- Other policies
- Greenlight
- 5. Find your flight credit
- 1099-S
- Which factors determine car insurance quotes?
- 26. Be a social media influencer
- 30. Madewell
- Earthquakes
- Be authentic
- 23. Savings with the Cruise Privileges Program
- 11. Sell your photography
- 15. Child care provider
- Pros
- Compare auto insurance rates for drivers with poor credit
- Credit required
- 4. Pick your investments.
- 21. Medical emergencies during travel
- Organization
- Our pick for: Average credit and rewards
- 24. Clothing boutique
- The details
- Your dog
- Budget offers rental car insurance
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- 14. Business or marketing courses
- 4. Can I adjust my W-4 multiple times throughout the year?
- 6. Evaluate the price of the business with the earnings, assets or market approach
- Allstate vs. Geico
- Service-Disabled Veteran-Owned Small Business Program
- 31. Old Navy
- 17. Become a doula.
- Real estate agent commissions
- Sinkholes
- 24. Car Rental Privileges
- 12. Private equity
- Travel Insured International
- Does Choice Privileges match elite status?
- 1099-SA
- TJX Rewards® Platinum Mastercard®
- 27. Create online courses
- 12. Bike rental business
- SafePal: 3.8 out of 5 stars
- 25. Daycare
- Fund your flexible spending account (FSA)
- 6. Make the right investments
- The value of Business Select vs. Anytime fares
- Our pick for: Prime gaming
- Our pick for: Paying rent
- Online loans
- 8. Exit the airport and enjoy your trip
- Use the amenities
- 32. Target Circle
- USAA: Best for military and veterans
- Property and transfer taxes
- Serve your audience and set small goals
- 25. Deals through the Amex Auto Purchasing Program
- Step
- Cons
- Overseas acceptance
- Most popular: HO-3 insurance
- Boots to Business
- 28. Become a marketing consultant
- 18. Start a dropshipping business.
- American Express® Business Gold Card
- 26. Brewery or winery
- Our pick for: General wedding expenses
- What should you do if you’re invested in these REITs?
- 15. Personal wellness
- Best insurance company for discounts: Amica
- Progressive vs. Allstate
- 1. What is a service business?
- Chase Freedom Unlimited®
- Title insurance
- Our pick for: Earning more automatically
- Use dependent care flexible spending accounts (DCFSAs)
- 26. An extra point when booking Platinum Destinations Vacations
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- How to maximize your rewards
- Assess your skills
- Co-signed or joint loans
- 13. Canoe and kayak rental business
- Methodology
- 19. Maintain lawns in your area.
- 27. Hardware store
- Use multiple strategies
- 13. Crypto staking
- Apple Cash: digital card
- 2. How do you start a service business?
- Institute for Veterans and Military Families
- 29. Develop an app
- Book a long flight
- 33. Aveda
- Our pick for: Average credit and no annual fee
- Winner for lowest fees: Spirit
- 27. Additional value through the InCircle rewards program
- Budget roadside assistance
- 12. Become a dog walker with Rover or Wag
- Broadest coverage: HO-5 insurance
- 20. Become a virtual assistant.
- 28. Catering company
- Maximize health savings accounts (HSAs)
- Majority
- Progressive vs. State Farm
- Secured loans
- 3. How do you calculate the break-even point for service businesses?
- 34. BareMinerals
- 28. AmEx Carbon Emissions Tracker
- 16. Courses in hobbies or interests
- Align your schedule
- Average annual car insurance costs for drivers with good vs. poor credit
- Our pick for: Financing a large purchase
- Veteran Women Igniting the Spirit of Entrepreneurship
- 30. Make a smart appliance
- 14. Miniature golf course
- Book a short flight
- 29. Real estate agency
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- Cash App debit card
- 4. Do service businesses charge sales tax?
- 35. Clinique
- 21. Become a life coach.
- The Business Platinum Card® from American Express
- Ink Business Preferred® Credit Card
- Limited coverage: HO-1 and HO-2 insurance
- Family loans
- 31. Tap into virtual reality experiences
- Consider transfer partners
- 30. Event venue and planner
- Product creation passive income ideas
- Comun
- 13. Sell unused gift cards
- Costco Anywhere Visa® Card by Citi
- Veteran Institute for Procurement
- 36. CVS
- 29. The Global Dining Access by Resy
- 1. Look at customer satisfaction scores
- 17. Bookkeeping and accounting
- Individual stocks
- Feed your passion
- Who are the top five insurance companies?
- 32. Make a niche dating site
- Our pick for: Limited credit
- 31. Tattoo and piercing shop
- Roth IRA withdrawal rules
- Payment plans
- 15. Pedicab
- 37. e.l.f. Cosmetics
- 22. Manage a local business’s social media channels.
- Erie: Most generous coverage
- Our pick for: Easy redemptions and a 0% intro APR
- 30. Exclusive events
- 14. Write content
- 2. Consider financial strength
- Which insurance company is best at paying claims?
- Office of Small & Disadvantaged Business Utilization
- 33. Develop a chatbot
- 32. Veterinary office
- Our pick for: Target gaming purchases
- Best insurance company for customer satisfaction: State Farm
- 7. Secure capital to make the purchase
- Roth IRA withdrawal penalty
- Credit union loans
- 38. Lancome
- Ink Business Cash® Credit Card
- 31. An open invitation to events with Membership Experiences
- Pros
- 3. Evaluate the policy options
- Bunq
- Cheapest full coverage car insurance in Florida for 40-year-olds
- 18. Consulting
- 14. List your spare bedroom on Airbnb
- Compare insurance rates for drivers with an accident
- Is State Farm cheaper than Geico?
- 34. Offer matchmaking skills
- 23. Monetize your own social media channels.
- 33. Food truck
- Dividend stocks
- Replacement cost vs. actual cash value
- Capital Good Fund
- State and local governments
- 16. Farmers market
- 39. Sephora
- 32. A better view with American Express Preferred Access
- Cons
- Is Geico a good insurance company?
- 35. Be a virtual assistant
- 24. Become an SEO consultant.
- 34. Health clinic
- 4. Get prices from a handful of companies
- How much is auto insurance for young drivers?
- 40. SmashBox
- Our pick for: Good credit
- Our pick for: Wholesale shoppers
- Totem
- 25. Go freelance.
- 35. Bakery
- 15. Publish a digital course
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- 36. Reinvent exercising
- 41. The Body Shop
- Ink Business Unlimited® Credit Card
- 19. IT support
- How to maximize your rewards
- Verizon Visa® Card
- 17. Summer camp
- 33. No foreign transaction fees
- 37. Create eco-friendly, health-friendly makeup and beauty products
- 42. Ulta
- Nationwide: Best online experience
- Our pick for: Anniversary getaways
- Car-related passive income ideas
- 15. Sell your gently used clothes
- Best insurance company for military members: USAA
- 34. Upgrade with points
- What is a prepaid debit card?
- 38. Open a food truck or restaurant pop-up
- Meet a local demand
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- 20. Graphic design
- Homeowners insurance deductibles
- Our pick for: Travel
- 35. No preset spending limit
- 16. Wrap your car with ads
- 39. Start an organization business
- 18. Surf school
- 43. AMC Theatres
- Average annual car insurance costs for young drivers by company
- What is a prepaid credit card?
- 36. A lower annual fee on additional cards
- Standard (nonbank) neobanks
- Our pick for: Walmart gaming purchases
- 40. Do interior design for young professionals
- 44. Barnes & Noble
- Scout locations
- 17. Rent out a parking space
- 16. Trade in old phones, electronics for cash
- Where can you get a prepaid card?
- 37. CreditSecure
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- 21. Social media management
- 45. Redbox
- How do you add money to a prepaid card?
- 19. Horseback riding lessons
- Openly: Fewest consumer complaints
- Calculate the costs of starting a business
- Neobanks that are online banks
- Our pick for: Instant gratification
- Which prepaid card is best?
- Chase Freedom Flex℠
- 17. Get a babysitting gig
- Our pick for: Paying rent
- 38. Cell phone protection
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- 22. Marketing copywriter
- Digital wallets with banking services
- 39. Purchase protection
- 1. Gather your information
- 20. Challenge course
- 23. Virtual assistant services
- 40. Return protection
- Our pick for: PlayStation purchases
- 18. Rent out your car
- Fintech firms with cash management accounts
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- Our pick for: Personalized rewards
- 41. Extended warranty
- 8. Close the deal with the appropriate documents
- State Farm: Best perks
- 42. Baggage insurance plan
- 2. Choose the right liability car insurance coverage levels
- Discover it® Cash Back
- 43. Car rental loss and damage insurance
- 1. Do your research
- 19. Sign up for TaskRabbit
- 44. Premium Car Rental Protection
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 2. Get organized and make it official
- 45. Trip delay insurance
- 20. Become a private tutor
- 46. Trip cancellation and interruption insurance
- 3. Find the right financing
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- 47. Premium Global Assist Hotline
- Our pick for: Best Buy purchases
- 3. Decide if you need full coverage car insurance
- You’re a first-time home buyer
- 21. Drive for Uber, Lyft
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- Trip cancellation
- You live in a high-risk area
- Trip interruption
- Cell phone protection
- 22. Make deliveries for Amazon, Uber Eats
- Purchase protection
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- Trip delay
- You have a dog
- 4. Collect and compare car insurance quotes
- Return protection
- 23. Find work as a housesitter
- Cancel For Any Reason
- Extended warranty
- You own valuable items
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- Baggage insurance plan
- Our pick for: Digital Microsoft Store purchases
- Pros of buying a business
- Baggage delay
- Car rental loss and damage insurance
- 24. Sign up to be a mystery shopper
- You own an older home
- Lost baggage
- Trip delay insurance
- Cheapest auto insurance in Florida for 50-year-olds after a DUI
- Trip cancellation and interruption insurance
- Travel medical insurance
- 25. Put your drone to work
- Compare car insurance companies
- Cheapest full coverage car insurance in Florida for 60-year-olds
- Conditions common to your dog’s breed
- Cons of buying a business
- Cheapest minimum coverage car insurance in Florida for 60-year-olds
- Your dog’s energy and activities
- Cheapest auto insurance in Florida for 60-year-olds with poor credit
- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds with one speeding ticket
- Decide whether your cat needs insurance
- Cheapest auto insurance in Florida for 60-year-olds with one at-fault crash
- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds after a DUI
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest full coverage car insurance in Florida for 70-year-olds
- 3. Decide how much coverage you want
- Cheapest minimum coverage car insurance in Florida for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest auto insurance in Florida for 70-year-olds with poor credit
- 5. Check waiting periods
- Cheapest auto insurance in Florida for 70-year-olds with one speeding ticket
- 6. Examine extra costs
- Cheapest auto insurance in Florida for 70-year-olds with one at-fault crash
- 7. Compare quotes
- Cheapest auto insurance in Florida for 70-year-olds after a DUI
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
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