
Mortgage Interest Rates Forecast
Here's everything we know about where mortgage rates are headed.

Learn About
Your one-stop shop for NerdWallet's mortgage expertise: Calculate what you can afford, learn about loan types, and get started if you're ready to buy or sell a home.
Expect to show extra documentation to prove income and debt levels, and boost your chances by separating business and personal finances.

TL;DR: Mortgage rates are in a holding pattern today, and inflation is still running hot.

TL;DR: Mortgage rates above 7% are the new normal.

Expect to show extra documentation to prove income and debt levels, and boost your chances by separating business and personal finances.

TL;DR: Mortgage rates are in a holding pattern today, and inflation is still running hot.

TL;DR: Mortgage rates above 7% are the new normal.

Expect to show extra documentation to prove income and debt levels, and boost your chances by separating business and personal finances.

TL;DR: Mortgage rates are in a holding pattern today, and inflation is still running hot.

TL;DR: Mortgage rates above 7% are the new normal.

With 250+ articles and 80+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's writers and strategists.

As the cost of borrowing climbs, it’s OK to reevaluate your homebuying plans in the typically slow fall and winter months.


TL;DR: Mortgage rates jumped today, giving house hunters an early dose of October sticker shock.


TL;DR: Mortgage rates are in a holding pattern today, and inflation is still running hot.


TL;DR: Mortgage rates above 7% are the new normal.


TL;DR: Rates fell today, but not by enough to change your mortgage math.


Inflation, an AI borrowing boom and rising government debt are pushing bond yields to their highest levels in 20 years — and mortgage rates are climbing right along with them.


TL;DR: Rates fell today, but they’re still solidly above 7%.


Think like a grocery shopper on a budget: Compare options, find savings and stay flexible.


TL;DR: Mortgage rates jumped today following a global bond market sell-off.


The Fed's announcement could actually relieve some of the upward pressure on rates.


All eyes are on the Federal Reserve, as it weighs whether to raise its benchmark rate next week.


Some mortgage lenders are already advertising rates above 7%.


TL;DR: Mortgage rates went up today, but not enough to bust your homebuying budget.


An influx of tech bonds and new inflation data sent mortgage rates up this week.


Wednesday's Treasury announcement bolstering the bond market might ease mortgage rates.


Mortgage rates gave home buyers a little breathing room this week — but not much.


You can choose between raw, unimproved or improved land, each with its own level of development.


Mortgage rates were mostly the same this week, as markets juggle jobs data and news from Iran.


Renewed fighting in Iran and a lack of clarity from the Federal Reserve are likely to push up mortgage rates.


Mortgage rates rose this week as the Federal Reserve voted to leave overnight borrowing rates unchanged.
